The Capital One Venture Rewards Credit Card is a big player in the travel card space: You get rich travel rewards, a big sign-up bonus and flexible redemption options all wrapped into one card.
Here are the card’s benefits:
Spending rewards
1. High ongoing rewards rate
You'll collect miles at a healthy clip by using the card for everyday purchases: Cardholders earn an unlimited 2 miles per $1 spent on purchases, plus 5 miles per $1 spent on hotels, vacation rentals and rental cars booked through Capital One Travel.
2. Sizable sign-up bonus
The Capital One Venture Rewards Credit Card’s sign-up bonus is impressive: Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel. The annual fee is $95 (see rates and fees).
3. Flexible redemption options
Miles can be redeemed for credit on your statement against any travel purchase, meaning you can fly any airline or book any hotel, and then use your miles to cover the cost. You can also use miles to book travel directly through Capital One. Miles are worth 1 cent apiece when used either of these ways. Additionally, you can transfer your miles to more than a dozen partner airline and hotel loyalty programs. That’s a lot of options for travelers who enjoy flying on different airlines and changing up which hotels they stay in.
Full list of Capital One transfer partners
Airlines
- Aeromexico (1:1 ratio).
- Air Canada (1:1 ratio).
- Air France-KLM (1:1 ratio).
- Avianca (1:1 ratio).
- British Airways (1:1 ratio).
- Cathay Pacific (1:1 ratio).
- Emirates (1:1 ratio).
- Etihad (1:1 ratio).
- EVA (2:1.5 ratio).
- Finnair (1:1 ratio).
- Japan Airlines (2:1.5 ratio).
- JetBlue (5:3 ratio).
- Qantas (1:1 ratio).
- Qatar Airways (1:1 ratio).
- Singapore Airlines (1:1 ratio).
- TAP Air Portugal (1:1 ratio).
- Turkish Airlines (1:1 ratio).
- Virgin Red (1:1 ratio).
Hotels
- Accor (2:1 ratio).
- Choice Privileges Hotels (1:1 ratio).
- I Prefer Hotel Rewards (1:2 ratio).
- Wyndham Rewards (1:1 ratio).
Travel perks and protections
4. No foreign transaction fees
Because the Capital One Venture Rewards Credit Card doesn't charge this fee, you won't be charged an extra 3% to 5% on transactions when you use the card internationally. (None of Capital One's credit cards charges foreign transaction fees.)
5. TSA PreCheck or Global Entry credit
The Capital One Venture Rewards Credit Card offers up to $120 in credit toward the application fee credit for TSA PreCheck or Global Entry, when you pay the fee with your card. The credit is available once every four years.
6. Rental car insurance coverage*
Use your Capital One Venture Rewards Credit Card to rent an eligible vehicle and you may be covered for physical damage and theft of the rental vehicle. You must pay the full cost of the rental with your card and decline the rental company's collision damage waiver. (Learn more about this benefit.)
7. Trip cancellation/interruption coverage*
If an illness or death of the cardholder or an immediate family member results in the cancellation or interruption of a trip paid for with the Capital One Venture Rewards Credit Card, you may be eligible for reimbursement of up to $1,500.
8. Roadside assistance*
If you find yourself in a car-related emergency and need a jump-start, a tow or a tire change, the Capital One Venture Rewards Credit Card offers a service that can find you help.
9. Access to Capital One lounges
Up until Dec. 31, 2024, cardholders could get two free visits per year to Capital One Lounges or Plaza Premium Lounges. Capital One removed this benefit in 2025, although cardholders can still access Capital One Lounges for a discounted rate of $45.
Currently there are Capital One Lounges at Dallas/Fort Worth International Airport, Denver International Airport, Washington Reagan National Airport and Dulles International Airport, outside of Washington, D.C.
Shopping perks and protections
10. Extended warranty
Qualifying items you buy with the Capital One Venture Rewards Credit Card will be eligible for additional warranty protection for free.
11. Virtual card numbers
Through its Eno "intelligent assistant" service, Capital One allows you to generate a virtual number from a checkout page, to keep your actual card number safe and secure.
🤓 Nerdy Tip
Capital One also advertises access to Paribus and Wikibuy. The former is a service that works similarly to a price protection benefit, in which you can be refunded the difference if a price drops after you buy it. The latter is an online shopping comparison tool that aims to help you find the best price on an item. Neither Paribus nor Wikibuy, however, requires you to have a Capital One card. 12. Exclusive access
The Capital One Venture Rewards Credit Card offers special access to things like curated culinary experiences, concerts and festivals, and sporting events.
Read about the benefits of other popular credit cards
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
