Advertiser Disclosure

Borrower Beware: Merrill & Hart

Loans, Student Loans

This company is on the NerdWallet Student Loan Watch List. The list flags student-loan businesses and individuals hit by enforcement actions, court judgments or liens, or bad ratings from the Better Business Bureau. Learn more in Who Gets Listed. Have you dealt with this business, or encountered a suspicious student-loan company that NerdWallet public interest reporters should investigate? Let us know at

At the time of this Watch List posting, the Better Business Bureau had given Merrill & Hart an “F” rating.

What the company claims to provide: Services related to consolidating student loans, applying for loan forgiveness and income-based repayment plans, and avoiding wage garnishment


Based: Lake Havasu City, Arizona

Management: Rhonda Merrill, owner

Sources: Better Business Bureau

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