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Objective and comprehensive business loans ratings rubric. (
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Edited by
Edited by
Sally Lauckner✅ Fact-checked and reviewed
NerdWallet's content is fact-checked for accuracy, timeliness, and relevance by humans. It undergoes a thorough review process involving writers and editors to ensure the information is as clear and complete as possible. Learn more by checking our Editorial Guidelines.
250+ small-business products reviewed and rated by our team of experts.
80+ years of combined experience covering small business and personal finance.
50+ categories of the best business loan selections.
Objective and comprehensive business loans ratings rubric. (
You’re our first priority.
Every time.
We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.
So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners .
Amazon - Business Line of Credit
Loan details
Min. Loan Amount
$10,000
Min. APR
10.99%
Max Loan Amount
$10,000,000
Qualifications
Min. credit score
Undisclosed
Min. Time in Business
6 months
Min. Annual Revenue
$120,000
Pros & Cons
Pros
Credit line is revolving.
Limit expands as your revenue grows.
No prepayment penalty.
Funding can be available within 24 hours of approval.
Cons
Biweekly repayments instead of monthly payments.
Eligible to apply by invitation only.
Details of Uncapped lender agreement may be less obvious.
| Loan amount | $10,000 to $10 million. |
| Estimated APR range | Starting at 10.99%. |
| Fees | Undisclosed. |
| Terms | Revolving. |
| Repayment schedule | Biweekly. |
| Funding speed | Within 24 hours after approval. |
Headway Capital - Line of credit
$100,000
OnDeck - Line of credit
$100,000
