6 Best Zoho Books Alternatives of 2024
If Zoho Books doesn’t meet your pricing or capability requirements, here are six alternatives available to your business.
Zoho Books makes NerdWallet’s list of the best accounting software with a rating of 4.5 out of 5 stars. The cloud-based software is known for its reasonable prices, various plan options and add-ons, overall feature set and usability. However, there are downsides to consider as well, including limited integration options, a lack of payroll services and plan restrictions based on contacts, users and workflows.
Still wondering whether it’s the right fit for your business? Read our full Zoho Books review for details on pricing, features, benefits and drawbacks. If Zoho Books' features or prices aren’t right for your business, consider these alternatives.
250+ small-business products reviewed and rated by our team of experts.
95+ years of combined experience covering small-business and personal finance.
75+ categories of best business software selections.
Objective and comprehensive business accounting software ratings rubric. (Learn more about our star ratings.)
NerdWallet's small-business software content, including ratings, recommendations and reviews, is overseen by a team of writers and editors who specialize in business software, including payroll, accounting and payment processing. Their work has appeared in The Associated Press, Washington Post, Nasdaq, Entrepreneur, ABC News, Yahoo Finance and other national and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity to ensure accuracy and fairness in our coverage.
Xero
Best for Overall Zoho Books alternative
Starting at
$25/month
Additional pricing tiers (per month): $55, $90.
Promotion
90% off
for 6 months.
Learn more on Xero's website
Pros
- Unlimited users in all pricing plans.
- Integrates with more than 1,000 third-party apps.
- Feature set includes an excellent mobile app and suite of reports, capable invoicing features, plus automated bill and receipt capture through Hubdoc.
- Simple layout and easy to use.
Cons
- No inbound phone customer support (callbacks are available, though).
- Entry-level plan limits bills and invoices to five and 20 per month, respectively.
- Must subscribe to the highest-tier Established plan to claim expenses.
QuickBooks Online
Best for Zoho Books alternative with additional inventory features
Starting at
$38/month
Additional pricing tiers (per month): $75, $115, $275.
Promotion
50% off
for 3 months or free 30-day trial.
on QuickBooks' website
Pros
- Easy to share information with your accountant and to find QuickBooks experts and online resources if needed.
- More than 750 app integrations.
- Robust feature set includes record-keeping, reporting, invoicing and inventory management, plus a capable mobile app.
- Chat and phone support available Monday through Saturday in all plans.
Cons
- Expensive compared with the competition.
- Frequent price increases and a tendency toward upselling.
- Limited account users with each plan.
FreshBooks
Best for Zoho Books alternative for freelancers
Starting at
$23/month
Additional pricing tiers (per month): $43, $70, custom.
Promotion
90% off
for 3 months.
on FreshBooks' website
Pros
- Stay in touch with clients through the FreshBooks mobile app and get notified when invoices have been viewed or become overdue.
- Intuitive, customizable invoicing capabilities compete with those of more robust accounting solutions.
- Track time and add billable hours to invoices in all plans.
- Weekday phone support in all plans.
Cons
- Highest-tier Select plan only comes with two users (additional users add $11 per month) and lower-tier plans put limits on billable clients.
- Least expensive plan lacks double-entry accounting reports, bank reconciliation and accountant access.
Wave Accounting
Best for Free alternative to Zoho Books
Starting at
$0
Additional pricing tiers (per month): $19
Promotion
N/A
on Wave's website
Pros
- Free plan available.
- Intuitive, customizable invoicing capabilities compete with those of more robust accounting solutions.
Cons
- Lacks features that quickly growing companies need, like audit trails.
- Must subscribe to Wave’s Pro plan or other paid services (payroll, payments, advisor, etc.) to receive customer support from a human.
- No mileage tracking feature and must use Zapier for third-party integrations.
Odoo
Best for Zoho Books alternative with seamless business app integrations
Starting at
$0
Additional pricing tiers per user (per month): $38.90, $76.20.
Promotion
Monthly discount
for the first 12 months.
Pros
- Unlimited users.
- Vast library of directly integrated apps means the software can grow with your business.
- Open-source model encourages regular testing and improvement of the software.
Cons
- Paid plan is required to access the full list of features for most apps and any additional apps.
- Phone support is only available for database emergencies.
Striven
Best for Zoho Books alternative with industry-specific features
Starting at
$35/month
Additional pricing tiers (per month): $70.
Promotion
7-day free trial
on Striven's website
Pros
- Offers industry-specific features for consulting businesses, nonprofits, manufacturing companies, professional services and more.
- Other features include inventory tracking, reporting, invoicing, project management tools and the ability to categorize transactions using classes.
- Customer support available by phone and live chat.
Cons
- Monthly costs could add up quickly if you require multiple users.
- No mobile app.
- Limited third-party integrations, especially for payroll.
Sort by:
- Default
- NerdWallet rating (high to low)
- Starting at (low to high)
Default Xero
Best for Overall Zoho Books alternative
Starting at
$25/month
Additional pricing tiers (per month): $55, $90.
Promotion
90% off
for 6 months.
on Xero's website
Pros
- Unlimited users in all pricing plans.
- Integrates with more than 1,000 third-party apps.
- Feature set includes an excellent mobile app and suite of reports, capable invoicing features, plus automated bill and receipt capture through Hubdoc.
- Simple layout and easy to use.
Cons
- No inbound phone customer support (callbacks are available, though).
- Entry-level plan limits bills and invoices to five and 20 per month, respectively.
- Must subscribe to the highest-tier Established plan to claim expenses.
Xero is known for its intuitive user interface and simplicity. For business owners with no accounting experience, it can be a great alternative to QuickBooks Online. Plus, it’s less expensive.
Xero also has excellent reporting features and a capable mobile app, as well as a customizable dashboard that lets each user rearrange or hide panels according to their preferences. And, all plans allow you to add an unlimited number of users and assign them different permission levels. For example, one user might only be able to create invoice drafts and submit time entries, while another can view reports but not edit transactions. Competitors’ plans limit how many users you can add, or they charge an additional monthly fee for each user, which can add up quickly. Xero offers a large number of integrations, too.
Read full review
Pros
- Unlimited users in all pricing plans.
- Integrates with more than 1,000 third-party apps.
- Feature set includes an excellent mobile app and suite of reports, capable invoicing features, plus automated bill and receipt capture through Hubdoc.
- Simple layout and easy to use.
Cons
- No inbound phone customer support (callbacks are available, though).
- Entry-level plan limits bills and invoices to five and 20 per month, respectively.
- Must subscribe to the highest-tier Established plan to claim expenses.
Xero is known for its intuitive user interface and simplicity. For business owners with no accounting experience, it can be a great alternative to QuickBooks Online. Plus, it’s less expensive.
Xero also has excellent reporting features and a capable mobile app, as well as a customizable dashboard that lets each user rearrange or hide panels according to their preferences. And, all plans allow you to add an unlimited number of users and assign them different permission levels. For example, one user might only be able to create invoice drafts and submit time entries, while another can view reports but not edit transactions. Competitors’ plans limit how many users you can add, or they charge an additional monthly fee for each user, which can add up quickly. Xero offers a large number of integrations, too.
Read full review
Pros
- Unlimited users in all pricing plans.
- Integrates with more than 1,000 third-party apps.
- Feature set includes an excellent mobile app and suite of reports, capable invoicing features, plus automated bill and receipt capture through Hubdoc.
- Simple layout and easy to use.
Cons
- No inbound phone customer support (callbacks are available, though).
- Entry-level plan limits bills and invoices to five and 20 per month, respectively.
- Must subscribe to the highest-tier Established plan to claim expenses.
QuickBooks Online
Best for Zoho Books alternative with additional inventory features
Starting at
$38/month
Additional pricing tiers (per month): $75, $115, $275.
Promotion
50% off
for 3 months or free 30-day trial.
on QuickBooks' website
Pros
- Easy to share information with your accountant and to find QuickBooks experts and online resources if needed.
- More than 750 app integrations.
- Robust feature set includes record-keeping, reporting, invoicing and inventory management, plus a capable mobile app.
- Chat and phone support available Monday through Saturday in all plans.
Cons
- Expensive compared with the competition.
- Frequent price increases and a tendency toward upselling.
- Limited account users with each plan.
With a decades-long reputation, QuickBooks Online is an industry leader in the accounting field. Intuit, its parent company, was founded in 1983 and currently has more than 100 million customers globally. If you’re planning on working closely with your accountant, it’s hard to go wrong with QuickBooks Online, one of the company’s most popular offerings. Most accountants are very familiar with it.
In addition to core accounting capabilities, QuickBooks Online has robust reporting and transaction tracking tools, invoicing capabilities, inventory management features and mobile app functionality.
In particular, entrepreneurs trying to measure performance in different segments of their business will like QuickBooks’ granular transaction tracking tools that let you group transactions by department or location, among other categories. Reporting capabilities increase with each plan, but even the least expensive Simple Start plan includes more than 50 reports.
Read full review
Pros
- Easy to share information with your accountant and to find QuickBooks experts and online resources if needed.
- More than 750 app integrations.
- Robust feature set includes record-keeping, reporting, invoicing and inventory management, plus a capable mobile app.
- Chat and phone support available Monday through Saturday in all plans.
Cons
- Expensive compared with the competition.
- Frequent price increases and a tendency toward upselling.
- Limited account users with each plan.
With a decades-long reputation, QuickBooks Online is an industry leader in the accounting field. Intuit, its parent company, was founded in 1983 and currently has more than 100 million customers globally. If you’re planning on working closely with your accountant, it’s hard to go wrong with QuickBooks Online, one of the company’s most popular offerings. Most accountants are very familiar with it.
In addition to core accounting capabilities, QuickBooks Online has robust reporting and transaction tracking tools, invoicing capabilities, inventory management features and mobile app functionality.
In particular, entrepreneurs trying to measure performance in different segments of their business will like QuickBooks’ granular transaction tracking tools that let you group transactions by department or location, among other categories. Reporting capabilities increase with each plan, but even the least expensive Simple Start plan includes more than 50 reports.
Read full review
Pros
- Easy to share information with your accountant and to find QuickBooks experts and online resources if needed.
- More than 750 app integrations.
- Robust feature set includes record-keeping, reporting, invoicing and inventory management, plus a capable mobile app.
- Chat and phone support available Monday through Saturday in all plans.
Cons
- Expensive compared with the competition.
- Frequent price increases and a tendency toward upselling.
- Limited account users with each plan.
FreshBooks
Best for Zoho Books alternative for freelancers
Starting at
$23/month
Additional pricing tiers (per month): $43, $70, custom.
Promotion
90% off
for 3 months.
on FreshBooks' website
Pros
- Stay in touch with clients through the FreshBooks mobile app and get notified when invoices have been viewed or become overdue.
- Intuitive, customizable invoicing capabilities compete with those of more robust accounting solutions.
- Track time and add billable hours to invoices in all plans.
- Weekday phone support in all plans.
Cons
- Highest-tier Select plan only comes with two users (additional users add $11 per month) and lower-tier plans put limits on billable clients.
- Least expensive plan lacks double-entry accounting reports, bank reconciliation and accountant access.
With standout invoicing features and client management resources, FreshBooks is a great accounting solution for freelancers, particularly if you have 50 or fewer total clients and can therefore opt for the Lite or Plus plan. Your clients can even choose to create their own accounts. This lets them save and comment on invoices, save their payment information, invite others to access the account and collaborate on projects they’ve been invited to view.
Unlike some competitors that require you to pay extra for a time-tracking module, all FreshBooks plans come with unlimited time tracking. You can start a timer from within the mobile app to log hours spent on a particular project or sync data from tools like Asana and Trello.
Read full review
Pros
- Stay in touch with clients through the FreshBooks mobile app and get notified when invoices have been viewed or become overdue.
- Intuitive, customizable invoicing capabilities compete with those of more robust accounting solutions.
- Track time and add billable hours to invoices in all plans.
- Weekday phone support in all plans.
Cons
- Highest-tier Select plan only comes with two users (additional users add $11 per month) and lower-tier plans put limits on billable clients.
- Least expensive plan lacks double-entry accounting reports, bank reconciliation and accountant access.
With standout invoicing features and client management resources, FreshBooks is a great accounting solution for freelancers, particularly if you have 50 or fewer total clients and can therefore opt for the Lite or Plus plan. Your clients can even choose to create their own accounts. This lets them save and comment on invoices, save their payment information, invite others to access the account and collaborate on projects they’ve been invited to view.
Unlike some competitors that require you to pay extra for a time-tracking module, all FreshBooks plans come with unlimited time tracking. You can start a timer from within the mobile app to log hours spent on a particular project or sync data from tools like Asana and Trello.
Read full review
Pros
- Stay in touch with clients through the FreshBooks mobile app and get notified when invoices have been viewed or become overdue.
- Intuitive, customizable invoicing capabilities compete with those of more robust accounting solutions.
- Track time and add billable hours to invoices in all plans.
- Weekday phone support in all plans.
Cons
- Highest-tier Select plan only comes with two users (additional users add $11 per month) and lower-tier plans put limits on billable clients.
- Least expensive plan lacks double-entry accounting reports, bank reconciliation and accountant access.
Wave Accounting
Best for Free alternative to Zoho Books
Starting at
$0
Additional pricing tiers (per month): $19
Promotion
N/A
on Wave's website
Pros
- Free plan available.
- Intuitive, customizable invoicing capabilities compete with those of more robust accounting solutions.
Cons
- Lacks features that quickly growing companies need, like audit trails.
- Must subscribe to Wave’s Pro plan or other paid services (payroll, payments, advisor, etc.) to receive customer support from a human.
- No mileage tracking feature and must use Zapier for third-party integrations.
Wave is a simple solution for very small businesses that need a place to consolidate bookkeeping records and invoices. More specifically, we recommend it for service-based businesses that only need to log a handful of transactions each day. The free version of the accounting software lets you track income and expenses, send unlimited invoices and automatically send reminders for late online payments. It also gives you access to more than a dozen prebuilt financial reports, including a profit and loss statement and balance sheet.
If you don’t want to manually enter transactions into Wave, you can opt for the Pro plan to link an unlimited number of bank and credit card accounts for automated reconciliation. The paid plan offers more competitive online payment processing rates, too (starting at 2.9% per transaction vs. the free plan’s 2.9% + $0.60 per transaction).
Read full review
Pros
- Free plan available.
- Intuitive, customizable invoicing capabilities compete with those of more robust accounting solutions.
Cons
- Lacks features that quickly growing companies need, like audit trails.
- Must subscribe to Wave’s Pro plan or other paid services (payroll, payments, advisor, etc.) to receive customer support from a human.
- No mileage tracking feature and must use Zapier for third-party integrations.
Wave is a simple solution for very small businesses that need a place to consolidate bookkeeping records and invoices. More specifically, we recommend it for service-based businesses that only need to log a handful of transactions each day. The free version of the accounting software lets you track income and expenses, send unlimited invoices and automatically send reminders for late online payments. It also gives you access to more than a dozen prebuilt financial reports, including a profit and loss statement and balance sheet.
If you don’t want to manually enter transactions into Wave, you can opt for the Pro plan to link an unlimited number of bank and credit card accounts for automated reconciliation. The paid plan offers more competitive online payment processing rates, too (starting at 2.9% per transaction vs. the free plan’s 2.9% + $0.60 per transaction).
Read full review
Pros
- Free plan available.
- Intuitive, customizable invoicing capabilities compete with those of more robust accounting solutions.
Cons
- Lacks features that quickly growing companies need, like audit trails.
- Must subscribe to Wave’s Pro plan or other paid services (payroll, payments, advisor, etc.) to receive customer support from a human.
- No mileage tracking feature and must use Zapier for third-party integrations.
Odoo
Best for Zoho Books alternative with seamless business app integrations
Starting at
$0
Additional pricing tiers per user (per month): $38.90, $76.20.
Promotion
Monthly discount
for the first 12 months.
Pros
- Unlimited users.
- Vast library of directly integrated apps means the software can grow with your business.
- Open-source model encourages regular testing and improvement of the software.
Cons
- Paid plan is required to access the full list of features for most apps and any additional apps.
- Phone support is only available for database emergencies.
If you just want to use Odoo’s accounting app alone, you and an unlimited number of users can do so for free. If, however, you have need for any of Odoo’s dozens of other open-source business apps (for inventory, sales, marketing, manufacturing, HR and more), then you can choose a paid plan to open your access to the full library of apps that integrate seamlessly.
Pros
- Unlimited users.
- Vast library of directly integrated apps means the software can grow with your business.
- Open-source model encourages regular testing and improvement of the software.
Cons
- Paid plan is required to access the full list of features for most apps and any additional apps.
- Phone support is only available for database emergencies.
If you just want to use Odoo’s accounting app alone, you and an unlimited number of users can do so for free. If, however, you have need for any of Odoo’s dozens of other open-source business apps (for inventory, sales, marketing, manufacturing, HR and more), then you can choose a paid plan to open your access to the full library of apps that integrate seamlessly.
Pros
- Unlimited users.
- Vast library of directly integrated apps means the software can grow with your business.
- Open-source model encourages regular testing and improvement of the software.
Cons
- Paid plan is required to access the full list of features for most apps and any additional apps.
- Phone support is only available for database emergencies.
Striven
Best for Zoho Books alternative with industry-specific features
Starting at
$35/month
Additional pricing tiers (per month): $70.
Promotion
7-day free trial
on Striven's website
Pros
- Offers industry-specific features for consulting businesses, nonprofits, manufacturing companies, professional services and more.
- Other features include inventory tracking, reporting, invoicing, project management tools and the ability to categorize transactions using classes.
- Customer support available by phone and live chat.
Cons
- Monthly costs could add up quickly if you require multiple users.
- No mobile app.
- Limited third-party integrations, especially for payroll.
Striven has accounting solutions tailored to multiple industries, including retail and e-commerce, nonprofit, field services, professional services, manufacturing, logistics and transportation, supply chain management and construction. Its retail solution, for example, includes CRM, inventory management and marketing features to integrate with its accounting platform. Meanwhile, its nonprofit solution includes tools for managing records and scheduling events and even a donation portal.
Pros
- Offers industry-specific features for consulting businesses, nonprofits, manufacturing companies, professional services and more.
- Other features include inventory tracking, reporting, invoicing, project management tools and the ability to categorize transactions using classes.
- Customer support available by phone and live chat.
Cons
- Monthly costs could add up quickly if you require multiple users.
- No mobile app.
- Limited third-party integrations, especially for payroll.
Striven has accounting solutions tailored to multiple industries, including retail and e-commerce, nonprofit, field services, professional services, manufacturing, logistics and transportation, supply chain management and construction. Its retail solution, for example, includes CRM, inventory management and marketing features to integrate with its accounting platform. Meanwhile, its nonprofit solution includes tools for managing records and scheduling events and even a donation portal.
Pros
- Offers industry-specific features for consulting businesses, nonprofits, manufacturing companies, professional services and more.
- Other features include inventory tracking, reporting, invoicing, project management tools and the ability to categorize transactions using classes.
- Customer support available by phone and live chat.
Cons
- Monthly costs could add up quickly if you require multiple users.
- No mobile app.
- Limited third-party integrations, especially for payroll.
NerdWallet’s picks for the best alternatives to Zoho Books
Xero
Best overall Zoho Books alternative
Why we picked it: Xero and Zoho Books go toe to toe on affordable pricing, advanced features such as project tracking and transaction tagging, support availability and resources, and mobile app functionality — though Xero’s app allows for scanning and uploading receipts, while Zoho’s doesn't. Xero stands apart from Zoho Books by allowing unlimited users in all plan options (Zoho caps users at 15 with the highest plan tier) and a customizable dashboard. And while Zoho’s software integrations are largely limited to its own software ecosystem, Xero offers hundreds of integrations that include POS systems along with a variety of third-party apps related to e-commerce, payroll, CRM, time tracking and more. Read our complete Xero accounting review.
- $25 per month for the Early plan.
- $55 per month for the Growing plan.
- $90 per month for the Established plan.
QuickBooks Online
Best Zoho Alternative with more inventory features
Why we picked it: QuickBooks Online combines the convenience of cloud-based accounting software with a trusted name in small-business accounting. You’ve likely heard of QuickBooks in some capacity. It's one of the largest providers of business accounting tools around and is trusted by accountants and business owners. Overall, QuickBooks Online plans are more expensive than those that Zoho Books offers; however, you may find the features and allowances (e.g., QuickBooks Online’s most expensive plan allows up to 25 users) worth the extra cost.
One notable feature difference between QuickBooks Online and Zoho Books is that QuickBooks allows you to easily track inventory both in-store and online and across multiple shopping platforms. Zoho Books contains some inventory features, but this level of cross-channel tracking is available only in Zoho’s separate app, Zoho Inventory. Read our review of QuickBooks Online.
- $38 per month for the Simple Start plan.
- $75 per month for the Essentials plan.
- $115 per month for the Plus plan.
- $275 per month for the Advanced plan.
» MORE: Zoho Books vs. QuickBooks
FreshBooks
Best Zoho Books alternative for freelancers
Why we picked it: FreshBooks excels at accounting software for freelancers and self-employed professionals. It’s an accounting product with great customer service that’s intuitive and easy to use.
There are a few areas where FreshBooks outshines Zoho Books. One of the things it does best is time tracking. There’s even a Chrome extension you can add and integrations with websites like Asana and Trello so you can accurately track your time, then bill clients or generate an invoice from those hours. Along with its stellar time-tracking capabilities, you’ll get unlimited and customizable invoices, as well as online payment acceptance, mileage and expense tracking, dashboards and reports and more. Read more about this accounting solution in our FreshBooks review.
- $23 per month for the Lite plan.
- $43 per month for the Plus plan.
- $70 per month for the Premium plan.
- Custom pricing for the Select plan.
Wave
Best free alternative to Zoho Books
Why we picked it: Wave, like Zoho Books, offers a free accounting software plan. While Zoho’s free accounting plan includes many features and functionality, it is limited to businesses with a total annual revenue of less than $50,000. Wave’s free plan, however, has no revenue limits and no limits on the number of estimates and invoices you send or the bills and bookkeeping records you track. It covers all accounting and invoicing basics, including the use of a mobile app. And, as with Zoho Books, if you find you’re outgrowing the free version, you can upgrade to Wave’s paid plan at a reasonable monthly price. Read our review of Wave for more details.
- $0 for the Starter plan.
- $19 per month for the Pro plan.
Odoo
Best Zoho Books alternative with seamless business app integrations
Why we picked it: Similar to Zoho, Odoo offers an ecosystem of business software applications designed to integrate painlessly with one another. But while Zoho’s apps require separate subscriptions (which can add up quickly), Odoo offers a free plan for access to a single app, such as its full-featured accounting app, and two paid plan options for access to Odoo’s full library of dozens of apps, including ones for marketing, HR, sales, inventory management and more. Odoo also stands apart from Zoho Books as open-source software. If you’re comfortable with coding, or have access to a team that is, you can join Odoo’s open-source community to learn about the latest software enhancements, collaborate on future app releases and get support from other users.
- $0 per month for use of a single app.
- $31.10 per user per month (or $24.90 per month billed annually) for access to all apps.
- $46.80 per user per month (or $37.40 per month billed annually) for access to all apps across multiple companies plus Odoo’s external API.
Striven
Best Zoho Books alternative with industry-specific features
Why we picked it: If you run a larger small business or one with high growth potential, you may want to skip the basic accounting solutions designed to best suit very small businesses and instead focus on a product that can grow with your business. While Zoho Books does offer plan options for larger and quickly growing businesses, Striven may be a better fit, particularly if you’re looking for software tailored to a specific industry. Striven’s software (which goes beyond accounting to include CRM, project and inventory management, HR and more) includes unique features to suit more than a dozen industries, from construction and manufacturing to property management and law firm businesses. Plan pricing for Striven’s software is straightforward and transparent. Read our full Striven review for more information.
- $35 per month per user for the Standard plan.
- $70 per month per user for the Enterprise plan.
Nina Godlewski contributed to an earlier version of this article, which was first published on Fundera, a subsidiary of NerdWallet.
Methodology
NerdWallet independently reviews accounting software products before determining our top picks. We collect the data for our software ratings from products’ public-facing websites and from company representatives. Information is gathered on a regular basis and reviewed by our editorial team for consistency and accuracy.
NerdWallet’s accounting software ratings favor products that are easy to use, reasonably priced, have a robust feature set and can grow with your business. The best accounting software received top marks when evaluated across 10 categories and more than 30 subcategories. Learn more about how we rate small-business accounting software.
These ratings are meant to provide clarity in the decision-making process, but what’s best for your business will depend on its size, growth trajectory and which features you need most. We encourage you to research and compare multiple accounting software products before choosing one.
NerdWallet does not receive compensation for any reviews. Read our editorial guidelines.
