The Business Platinum Card® from American Express

The Business Platinum Card® from American Express

on American Express's website, or call (866) 512-6673

The Business Platinum Card® from American Express

American Express is a NerdWallet Partner

The Business Platinum Card® from American Express

The Business Platinum Card® from American Express

on American Express's website, or call (866) 512-6673

Card details

  • Earn 75,000 Membership Rewards® points after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership.

  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.

  • Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.

  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.

  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.

  • Terms Apply

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $595

  • Rewards rate

    1x-5x

  • Bonus offer

    Earn 75,000 Membership Rewards® points after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership. Terms apply.

  • Intro APR

    N/A

  • Ongoing APR

    Purchase: N/A

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Annual Fee

$595

Annual Fee

$95

Annual Fee

$0

Regular APR

N/A

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

22.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

10.99% intro APR on Balance Transfers for 6 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Paul Soucy

Rating details

5

Editor's overall rating

Pros and cons

Pros
  • High rewards rate on certain travel purchases

  • No foreign transaction fee

  • Bonus offer for new cardholders

  • Lounge access, airline fee credit

Cons
  • High annual fee

  • Other cards offer a higher rewards rate on non-travel spending

  • Complicated rewards structure

  • Requires good/excellent credit

The Business Platinum Card® from American Express comes with rewards and perks galore, many relevant to the traveling small-business owner. But they come at the price of a large annual fee: $595

Among its rewards, this card earns 5 points on flights and prepaid hotels booked through the American Express Travel website; 1.5 points per dollar on individual purchases of $5,000 or more; and 1 point per dollar spent on everything else. Terms apply.

There's also an enticing welcome bonus: Earn 75,000 Membership Rewards® points after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership. Terms apply.

It showers you with relevant perks, too, such as:

--$200 airline fee credit.

--Reimbursement for applications to Global Entry or TSA Precheck.

--Airport lounge access.

--Terms apply.

If you don’t travel or spend much, you might have difficulty reaping enough value to compensate for the sizable annual fee. But road warriors who spend big might find The Business Platinum Card® from American Express worth it.

For more information, see our full review of this card.