American Express® Business Gold Card

American Express® Business Gold Card

on American Express's website, or call (866) 512-6673

American Express® Business Gold Card

American Express is a NerdWallet Partner

American Express® Business Gold Card

American Express® Business Gold Card

on American Express's website, or call (866) 512-6673

Card details

  • Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*

  • MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month**

  • **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*

  • AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*

  • EXCLUSIVE OFFERS: Get up to 1 year free on subscriptions to both G Suite Basic for up to 3 users and ZipRecruiter Standard, a combined value up to $3,200.*

  • PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.*

  • EXPENSE MANAGEMENT TOOLS: Connect to Quickbooks, access SpendManagerSM, receive a Year-End Summary, and more.*

  • *Terms Apply

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $295

  • Rewards rate

    1 point per dollar

  • Bonus offer

    Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 16.49% - 24.49% Variable APR

    Penalty APR: 29.99%, Variable

  • Foreign transaction fee

    None

Recommended credit score

NerdWallet review

By Robin Saks Frankel

Rating details

3.6

Editor's overall rating

Pros and cons

Pros
  • No foreign transaction fee

Cons
  • Has annual fee

The American Express® Business Gold Card offers elevated rewards in your top two spending categories each month, from a list of six. Terms apply.

Your top spending categories are calculated automatically; there's no need to opt in or keep track yourself. It also comes with some sweet perks, including a generous welcome offer: Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply.

Here's the catch: The annual fee of $295 is hefty when compared with other similar business cards. And if your spending patterns don't align with the six areas that are eligible for those bonus rewards — or if you're looking for specific benefits like a 0% intro APR offer or elite travel perks — you might be better off with a different option.

For more information, see NerdWallet's full review of this card.

User Reviews

Rating Details

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