Capital One® Spark® Miles for Business

Capital One® Spark® Miles for Business

on Capital One's secure website

Capital One® Spark® Miles for Business

Capital One® Spark® Miles for Business

on Capital One's secure website

on Capital One's secure website

Card details

  • Earn 2 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening
  • Miles won't expire for the life of the account, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $95 after that
  • There's no limit to the amount of miles you can earn
  • Redeem miles for travel, cash back, gift cards and more
  • No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions

APR, Variable

APR: 18.74% Variable APR

Penalty APR: 31.15%, Variable

Cash Advance APR: 24.74%, Variable


  • High rewards rate
  • No foreign transaction fee


  • Has annual fee
  • High APR

Rewards rate

2 miles

Annual fee

$0 for the first year, then $95

Intro APR


Recommended credit score

NerdWallet Review

Author: Lindsay Konsko

If you're looking for a credit card for your business that offers a high, fixed rewards rate on all your spending, the Capital One® Spark® Miles for Business delivers. With every swipe, you'll score miles that are useable for nearly any travel purchase. Plus, there's no limit to the rewards you can earn. This is a rare quality among business cards, which usually put an annual cap on accelerated points, miles or cash-back earning.  Finally, it's worth noting that this card is a good choice for overseas business trips because it charges no foreign transaction fees.

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