KC Royals™ Mastercard®

KC Royals™ Mastercard®

KC Royals™ Mastercard®

KC Royals™ Mastercard®

KC Royals™ Mastercard®

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Card details

  • 0% Intro APR for 12 monthly billing cycles after account opening on Purchases and Balance Transfers, then 15.24% - 25.24% Variable APR

  • 3% cash back on coffee shops, fast food, and ride-sharing services

  • 2% cash back on gas and restaurants

  • 1% cash back on all other purchases

  • Unlimited Cash Back with no point caps & no opt-in

  • No Annual Fee

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-3%

  • Bonus offer

    None

  • Intro APR

    0% Intro APR for 12 monthly billing cycles after account opening on Purchases and Balance Transfers

  • Ongoing APR

    APR: 15.24% - 25.24% Variable APR

    Penalty APR: Up to 27.24%, Variable

    Cash Advance APR: 25.24%, Variable

  • Balance transfer fee

    5%

  • Foreign transaction fee

    2%

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
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Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

15.24% - 25.24% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

0% Intro APR for 12 monthly billing cycles after account opening on Purchases and Balance Transfers

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Gregory Karp

Rating details

3.5

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • Bonus categories

  • Flexible rewards redemption

  • Intro APR period

Cons
  • Limited availability

  • No new cardholder bonus offer

  • Requires good/excellent credit

The KC Royals™ Mastercard® could be a hit for Kansas City Royals fans interested in cash back as well as Royals discounts and access to exclusive cardholder events.

The card, with an annual fee of $0, even has a snazzy design that will let everyone know you’re loyal to the Royals whenever you swipe.

Rewards:

- 3% cash back at coffee shops, fast-food establishments and on ridesharing services. - 2% cash back at gas stations and eligible restaurants. - 1% cash back on all other purchases.

You might squeeze more rewards from a different cash-back card, but if you want Royals perks, the KC Royals™ Mastercard® is the one for you.

For more information, see a closer look at this card.