HSBC Cash Rewards Mastercard® credit card
HSBC Cash Rewards Mastercard® credit card
HSBC Cash Rewards Mastercard® credit card
Card details
Earn unlimited 1.5% cash back on all purchases.
Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases
No Annual Fee.
0% Intro APR for 12 months on purchases and balance transfers, then a 12.99% - 22.99% variable APR.
No Foreign Transaction Fees.
$0 liability for unauthorized purchases.
Terms Apply.
Rates, fees & offers
Annual fee
$0
Rewards rate
1.5%
Bonus offer
None
Intro APR
0% Introductory APR on credit card purchases and balance transfers for the first 12 months from account opening.
Ongoing APR
APR: 12.99% - 22.99%, Variable
Cash Advance APR: 24.99%, Variable
Balance transfer fee
Either $10 or 4%, whichever is greater, will apply on each balance transfer
Foreign transaction fee
None
Recommended credit score
Compare to other cards
 HSBC Cash Rewards Mastercard® credit card | ||
|---|---|---|
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 |
Regular APR13.99% - 23.99% Variable APR | ||
Intro APR0% Introductory APR on credit card purchases and balance transfers for the first 12 months from account opening. | Intro APR0% intro APR on Purchases for 12 months | Intro APR0% on Balance Transfers for 18 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Just tell us some details and see which card matches your needs most.
Just tell us some details and see which card matches your needs most.
NerdWallet review
By Sara Rathner
Rating details
4.5
Editor's overall rating
Pros and cons
Pros
High rewards rate
No annual fee
0% Introductory APR on credit card purchases and balance transfers for the first 12 months from account opening, then a variable APR of 12.99% - 22.99% will apply
No foreign transaction fee
Cons
Potentially complicated redemption
The HSBC Cash Rewards Mastercard® credit card earns 3% back on all purchases in your first year up to $10,000 spent. After that, it earns 1.5% back on everything. The annual fee is $0.
Still, while the card offers multiple redemption options beyond just cash, its strings-attached quirks might give you some pause.
For more information, see NerdWallet's full review of this card.
