HSBC Cash Rewards Mastercard® credit card
on HSBC's website
HSBC Cash Rewards Mastercard® credit card
Card details
Earn unlimited 1.5% cash back on all purchases.
Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases
No Annual Fee.
0% Intro APR for 12 months on purchases and balance transfers, then a 14.74% - 24.74% variable APR.
No Foreign Transaction Fees.
$0 liability for unauthorized purchases.
Terms Apply.
Rates, fees & offers
Annual fee
$0
Rewards rate
1.5%
Bonus offer
None
Intro APR
0% Intro APR for 12 months on purchases and balance transfers, then a 14.74% - 24.74% variable APR.
Ongoing APR
APR: 14.74% - 24.74%, Variable
Cash Advance APR: 26.74%, Variable
Balance transfer fee
4%
Foreign transaction fee
None
Recommended credit score
NerdWallet review
By Sara Rathner
Rating details
4.2
Editor's overall rating
Pros and cons
Pros
High rewards rate
No annual fee
0% Intro APR for 12 months on purchases and balance transfers, then a 14.74% - 24.74% variable APR
No foreign transaction fee
Cons
Potentially complicated redemption
The HSBC Cash Rewards Mastercard® credit card earns 3% back on all purchases in your first year up to $10,000 spent. After that, it earns 1.5% back on everything. The annual fee is $0.
Still, while the card offers multiple redemption options beyond just cash, its strings-attached quirks might give you some pause.
For more information, see NerdWallet's full review of this card.
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