Navy Federal Credit Union® Platinum Credit Card

Navy Federal Credit Union® Platinum Credit Card

Navy Federal Credit Union® Platinum Credit Card

Navy Federal Credit Union® Platinum Credit Card

Navy Federal Credit Union® Platinum Credit Card

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Card details

  • Enjoy the lowest rate of Navy Federal Credit Union's credit cards

  • No annual fees

  • No balance transfer fees

  • No foreign transaction fees

  • No cash advance fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    N/A

  • Bonus offer

    None

  • Intro APR

    0% intro APR on balance transfers for 12 months

  • Ongoing APR

    APR: 5.99% - 18.00%, Variable

    Penalty APR: Up to 18.00%, Variable

    Cash Advance APR: 20.00%, Variable

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0

Regular APR

5.99% - 18.00%, Variable

Regular APR

15.99% - 22.99% Variable APR

Regular APR

14.99% - 23.74% Variable APR

Intro APR

0% intro APR on balance transfers for 12 months

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 15 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Robin Saks Frankel

Rating details

4.4

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • Intro APR period on Balance Transfers

  • No foreign transaction fee

Cons
  • No rewards

For those looking to zap some high-interest debt, the Navy Federal Credit Union® Platinum Credit Card features a triple-zero punch of money-saving features: a $0 annual fee, a 0% intro APR offer for balance transfers, and $0 in balance transfer fees.

There's no such intro APR for purchases, but the card still offers a potentially low ongoing rate for those who can qualify: 0% intro APR on balance transfers for 12 months, and then the ongoing APR of 5.99% - 18.00%, Variable.

It doesn't earn rewards, and you must be a Navy Federal Credit Union member to get the card.

For more information, see NerdWallet's full review of this card.