TJX Rewards® Platinum Mastercard®

TJX Rewards® Platinum Mastercard®

TJX Rewards® Platinum Mastercard®

TJX Rewards® Platinum Mastercard®

TJX Rewards® Platinum Mastercard®

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Card details

  • Enjoy 10% off* your first online or in-store purchase

  • Earn 5% back in Rewards when you shop at TJX family of stores**

  • Receive invites to exclusive private shopping events

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-5%

  • Bonus offer

    Enjoy 10% off* when you open a TJX Rewards Credit Card

  • Intro APR

    N/A

  • Ongoing APR

    Purchase: 26.99%, Variable

    Cash Advance APR: 29.99%, Variable

  • Foreign transaction fee

    None

Recommended credit score

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NerdWallet rating 
NerdWallet rating 
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Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

26.99% Variable

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Melissa Lambarena

Rating details

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • No foreign transaction fee

Cons
  • High APR

The TJX Rewards® Platinum Mastercard® can be a worthy sidekick for the deal-savvy shopper who hunts bargains at T.J. Maxx and its affiliated stores.

The $0-annual-fee card can be used anywhere Mastercard is accepted, but if you don’t frequently shop under the TJX brand umbrella, you’ll rack up rewards slowly and may find redemption limiting.

For more information, see NerdWallet's review of this card.