TJX Rewards® Platinum Mastercard®

TJX Rewards® Platinum Mastercard®

TJX Rewards® Platinum Mastercard®

TJX Rewards® Platinum Mastercard®

TJX Rewards® Platinum Mastercard®

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Card details

  • Enjoy 10% off your first purchase when you open a TJX Rewards Credit Card.

  • Earn 5% back in Rewards when you shop with a TJX Rewards credit card at TJX family of stores**

  • Receive exclusive shopping invites!

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-5%

  • Bonus offer

    Enjoy 10% off your first purchase when you open a TJX Rewards Credit Card.

  • Intro APR

    N/A

  • Ongoing APR

    Purchase: 26.99%, Variable

    Cash Advance APR: 29.99%, Variable

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
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Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

26.99% Variable

Rates & Fees

Regular APR

15.99%-24.99% Variable APR

Regular APR

N/A

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Melissa Lambarena

Rating details

2.6

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • High rewards rate

  • No foreign transaction fees

Cons
  • Limited redemptions

  • No 0% intro APR

  • Rewards have limited flexibility

The TJX Rewards® Platinum Mastercard® can be a worthy sidekick for the deal-savvy shopper who hunts bargains at T.J. Maxx and its affiliated stores.

The $0-annual-fee card can be used anywhere Mastercard is accepted, but if you don’t frequently shop under the TJX brand umbrella, you’ll rack up rewards slowly and may find redemption limiting.