Wyndham Rewards® Earner℠ Business Credit Card

Wyndham Rewards® Earner℠ Business Credit Card

Wyndham Rewards® Earner℠ Business Credit Card

Wyndham Rewards® Earner℠ Business Credit Card

Wyndham Rewards® Earner℠ Business Credit Card

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Card details

  • Earn 45,000 bonus points after spending $3,000 on purchases in the first 90 days. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points.

  • Earn 8 points per $1 spent on on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases.

  • Earn 5 points per $1 spent on eligible marketing, advertising and utility purchases.

  • Earn 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resort down payments). That means paying bills, buying office supplies, purchasing inventory, and other business expenses can help you earn your next great vacation!

  • Automatically receive a Wyndham Rewards DIAMOND member level and enjoy perks like suite upgrades, welcome amenity at check-in, and more.

  • Receive 15,000 bonus points each anniversary year—that’s enough for up to two free nights at participating properties.

  • No foreign transaction fees on international purchases.

Rates, fees & offers

  • Annual fee

    $95

  • Rewards rate

    1x-8x

  • Bonus offer

    Earn 45,000 bonus points after spending $3,000 on purchases in the first 90 days. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 21.24%, 25.24%, or 29.99%, Variable

    Cash Advance APR: 29.99%, Variable

  • Balance transfer fee

    Either $5 or 3% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    0% of the U.S. Dollar amount.

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn moreLearn more
Annual fee

$95

Annual fee

$99

Annual fee

$199

Regular APR

21.24%, 25.24%, or 29.99%, Variable APR

Rates & Fees

Regular APR

21.24%-29.99%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Kimberly Palmer

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

4.1

Editor's overall rating

Pros and cons

Pros
  • Anniversary perk

  • New cardholder bonus offer

  • High rewards rate

Cons
  • Has annual fee

  • Rewards have limited flexibility

If you’re a small-business owner who also frequently stays at Wyndham properties, then the Wyndham Rewards® Earner℠ Business Credit Card could be a great card for you. It offers impressive rewards on marketing, advertising and utilities spending, as well as on Wyndham hotel stays and gas. It comes with a $95 annual fee.

Because those bonus categories are so specific, it’s not the ideal card for those who don’t spend much on them, which is probably the case for many sole proprietors. But for those who do, the solid sign-up bonus and anniversary points will also be appealing.

For more information, see a closer look at this card.