Studies and Data Analysis

Our experts comb through datasets and analyze trends in search of actionable insights — takeaways to help consumers make smart financial choices. Here are some of our latest and most popular reports.

NerdWallet spokespeople are available to discuss the findings of these studies and provide comment on related personal finance topics.

Media inquiries: [email protected], (415) 612-2534 View press kit

Credit cards

Our library of credit card and debt data is extensive. For additional reports, including archives, click here.

2022 American Household Credit Card Debt Study, January 2023

27% of Americans Saw Credit Scores Actually Go Up Amid Pandemic, October 2022

Consumer Credit Card Report, June 2022

Credit Card Debt and Inflation Analysis, April 2022

2021 Household Debt Study, January 2022

Consumer Credit Card Report, June 2021

For questions, including requests for data, please contact [email protected].