Total monthly payment
$2,102.82
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners.
on NBKC
NBKC
Min. credit score
620
Min. down payment
3%
on New American Funding
New American Funding
Min. credit score
N/A
Min. down payment
0%
on Rocket Mortgage, LLC
Rocket Mortgage, LLC
Min. credit score
580
Min. down payment
3.5%
on Veterans United
Veterans United
Min. credit score
620
Min. down payment
0%
on Tomo
Tomo
Min. credit score
600
Min. down payment
3%
| Product | Interest rate | APR |
|---|---|---|
| 30-year fixed-rate | 6.669% | 6.675% |
| 20-year fixed-rate | 6.469% | 6.478% |
| 15-year fixed-rate | 5.743% | 5.763% |
| 10-year fixed-rate | 5.375% | 5.375% |
| 7-year ARM | 6.375% | 6.504% |
| 5-year ARM | 5.990% | 6.374% |
| 30-year fixed-rate VA | 5.875% | 6.206% |
6.675%
30-year fixedToday's mortgage rates in New York are 6.675% for a 30-year fixed, 5.763% for a 15-year fixed, and 6.374% for a 5-year adjustable-rate mortgage (ARM).
Taking U.S. Census data, NerdWallet has crunched the numbers to help you understand what property tax rate you can expect to pay on your future home in New York. Because assessed values aren't frequently updated, you may pay a higher rate at first but eventually you'll pay a similar rate.
| County | Avg. property tax rate | Median home value |
|---|---|---|
| Albany County | 1.82% | $273,400 |
| Allegany County | 2.51% | $93,200 |
| Bronx County | 0.80% | $489,800 |
| Broome County | 2.36% | $146,100 |
| Cattaraugus County | 2.13% | $108,500 |
| Cayuga County | 1.98% | $165,500 |
| Chautauqua County | 2.15% | $122,500 |
| Chemung County | 2.12% | $130,700 |
| Chenango County | 2.11% | $121,100 |
| Clinton County | 1.91% | $184,800 |
| Columbia County | 1.37% | $283,700 |
| Cortland County | 2.39% | $148,200 |
| Delaware County | 1.56% | $160,400 |
| Dutchess County | 1.87% | $374,800 |
| Erie County | 1.90% | $225,600 |
| Essex County | 1.46% | $189,500 |
| Franklin County | 1.56% | $131,600 |
| Fulton County | 1.78% | $142,000 |
| Genesee County | 2.10% | $148,600 |
| Greene County | 1.59% | $229,500 |
| Hamilton County | 0.98% | $204,900 |
| Herkimer County | 1.86% | $130,900 |
| Jefferson County | 1.46% | $177,700 |
| Kings County | 0.53% | $849,900 |
| Lewis County | 1.53% | $146,100 |
| Livingston County | 2.19% | $159,900 |
| Madison County | 2.15% | $163,900 |
| Monroe County | 2.63% | $200,100 |
| Montgomery County | 2.24% | $132,300 |
| Nassau County | 1.81% | $654,600 |
| New York County | 0.63% | $1,006,100 |
| Niagara County | 1.99% | $193,800 |
| Oneida County | 1.94% | $167,900 |
| Onondaga County | 2.49% | $182,300 |
| Ontario County | 2.00% | $211,000 |
| Orange County | 2.29% | $371,600 |
| Orleans County | 2.19% | $122,200 |
| Oswego County | 2.22% | $139,800 |
| Otsego County | 1.62% | $166,500 |
| Putnam County | 2.22% | $436,500 |
| Queens County | 0.75% | $683,600 |
| Rensselaer County | 2.16% | $248,200 |
| Richmond County | 0.89% | $632,900 |
| Rockland County | 2.18% | $552,500 |
| Saratoga County | 1.38% | $340,900 |
| Schenectady County | 2.40% | $223,600 |
| Schoharie County | 2.02% | $169,400 |
| Schuyler County | 1.90% | $151,100 |
| Seneca County | 1.97% | $132,000 |
| St. Lawrence County | 1.96% | $122,000 |
| Steuben County | 2.24% | $124,100 |
| Suffolk County | 1.77% | $545,700 |
| Sullivan County | 2.00% | $274,800 |
| Tioga County | 2.17% | $144,200 |
| Tompkins County | 2.21% | $283,000 |
| Ulster County | 1.89% | $337,100 |
| Warren County | 1.23% | $258,300 |
| Washington County | 1.80% | $176,900 |
| Wayne County | 2.35% | $164,700 |
| Westchester County | 1.83% | $634,800 |
| Wyoming County | 2.00% | $143,000 |
| Yates County | 1.53% | $159,800 |
