Capital One Spark Cash Review: Simple, Generous Rewards
This card is no longer accepting applications. Existing cardholders can earn 2% cash back on all purchases, with no limit and no special categories to keep track of.
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Methodology
NerdWallet reviews credit cards with an eye toward both the quantitative and qualitative features of a card. Quantitative features are those that boil down to dollars and cents, such as fees, interest rates, rewards (including earning rates and redemption values) and the cash value of benefits and perks. Qualitative factors are those that affect how easy or difficult it is for a typical cardholder to get good value from the card. They include such things as the ease of application, simplicity of the rewards structure, the likelihood of using certain features, and whether a card is well-suited to everyday use or is best reserved for specific purchases. Our star ratings serve as a general gauge of how each card compares with others in its class, but star ratings are intended to be just one consideration when a consumer is choosing a credit card. Learn how NerdWallet rates credit cards.
Frequently asked questions
What are the rewards on the Capital One Spark Cash card?
What is the annual fee on the Capital One Spark Cash?
Does the Capital One Spark Cash come with a sign-up bonus?
What's the difference between Spark Cash and the Spark Cash Select?
What kind of business do I need to get the Capital One Spark Cash?
