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Cruise Pricing Revealed: The Cheapest (and Most Expensive) Months to Set Sail
If you can be flexible with both when you sail and where you go, you can save a boatload of money.
Sally French is co-host of the Smart Travel podcast and a writer on NerdWallet's travel team. Before joining NerdWallet as a travel rewards expert in 2020, she wrote about travel and credit cards for The New York Times and its sibling site, Wirecutter.
Outside of work, she loves fitness, and she competes in both powerlifting and weightlifting (she can deadlift more than triple bodyweight). Naturally, her travels always involve a fitness component, including a week of cycling up the coastline of Vietnam and a camping trip to the Arctic Circle, where she biked over the sea ice. Other adventures have included hiking 25 miles in one day through Italy's Cinque Terre and climbing the 1,260 steps to Tiger Cave Temple in Krabi, Thailand.
Claire Tsosie is a managing editor for the Travel Rewards team at NerdWallet. She started her career on the credit cards team as a writer, then worked as an editor on New Markets. Her work has been featured by Forbes, USA Today and The Associated Press.
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If you're dreaming of a cruise this year, the right timing could save you a bundle. Each cruise destination has its own off-season and peak season, and fares can vary dramatically throughout the year. That's according to pricing data provided to NerdWallet by Cruise Critic, a cruise ship review site owned by Tripadvisor.
Cruise Critic looked at average fares for one person for five- to seven-night cruises in 2025 on mainstream cruise lines in four major regions: the Caribbean, the Bahamas and Bermuda; the Mediterranean; the Mexican Riviera; and Alaska. The latest pricing data was pulled on Sept. 15, 2025. Here are the cheapest and most expensive times to cruise to these destinations through the end of 2025.
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The Caribbean, the Bahamas and Bermuda
Cheapest month: September.
Average inside room fare: $807.
Average balcony fare: $1,117.
Most expensive month: July.
Average inside room fare: $1,162.
Average balcony fare: $1,630.
The Caribbean, the Bahamas and Bermuda are popular places for cruising because of their warm weather and natural beauty. Many cruise operators have their own private islands — a trend Norwegian Cruise Line led the way on when it acquired Great Stirrup Cay, the cruise industry's first, in 1977. These islands can appeal to cruisers because meals on land are typically included with cruise fare, and the islands tend to be well-staffed with lifeguards. Private islands can also eliminate much of the hassle of international travel, such as exchanging currency.
Norwegian Cruise Line's Great Stirrup Cay. (Photo by Sally French)
Fares for cruises to the Caribbean, the Bahamas and Bermuda are the highest in July. If you can wait just a few months until September, you’ll score the lowest average fares to the region, saving more than 30% compared to peak July prices.
It's also important to consider the Caribbean's sub-regions: If you're targeting specific Caribbean areas, the Bahamas offers the cheapest fares this fall at just $614 in September for a 7-night, interior room, according to Cruise Critic's data. Western Caribbean cruises average $703 in September, while Eastern Caribbean runs $1,261, and Southern Caribbean averages $771.
But sailing then comes with risks. The peak of the Atlantic hurricane season is mid-September, according to the National Oceanic and Atmospheric Administration. If you do sail then, have a good travel insurance policy and a strong backup plan.
How Caribbean cruise fares have changed year-over-year
Caribbean cruise fares have largely decreased compared to 2024. September fares are up slightly (6.3%), but October fares are down nearly 10%, November fares are down 11.6%, and December fares have dropped more than 17% compared to last year.
Mediterranean cruises cover a large area that includes countries such as Greece, Italy, Spain and Turkey. Travelers often choose these sailings as an efficient way to see multiple countries without having to unpack multiple times.
November is an ideal time to cruise the Mediterranean as you’ll avoid the peak travel crowds that tend to hit during the summer. Unsurprisingly, summer — when most kids are out of school — is the most expensive cruise season, with August having the highest fares, followed closely by June and July.
November will also be cooler, with daytime highs generally in the high 60s and low 70s, allowing you to avoid daytime temperatures in the 80s and 90s that are typical of August.
Mexico stands out as the most affordable cruise destination this fall, with average fares running about 26% less than Caribbean cruises. This makes it an excellent value for budget-conscious cruisers.
The Mexican Riviera is a region that lines the western coast of Mexico and includes cities such as Puerto Vallarta and Cabo San Lucas. December is pricey in the Mexican Riviera, as snowbirds seek warmer temperatures. For the cheapest fares, sail in September, which is generally considered a shoulder season.
Lower fares in September are also due in part to the region’s peak hurricane activity. Again, travel insurance can be especially useful for cruises during this time.
How Mexican Riviera cruise fares have changed year-over-year
Mexico shows the most dramatic price decreases of any region. September fares are down nearly 18% from 2024, October fares are down almost 30%, and November fares have dropped more than 17% compared to last year. This represents significant savings for fall 2025 travelers.
A Disney Cruise Line ship in Alaska. (Courtesy of Disney/ photo by Kent Phillips)
Cheapest month: October.
Average inside room fare: $840.
Average balcony fare: $1,235.
Most expensive month: July.
Average inside room fare: $1,071.
Average balcony fare: $2,103.
Alaska cruises are a great way to see breathtaking landscapes, including mountains and glaciers. Summer months are the most popular given their nicer weather and longer daylight hours.
But July is the priciest month for Alaska cruises, with fares for a balcony stateroom averaging 70% higher in July than in October (Cruise Critic did not include data for Alaska cruises between November and April because there are so few itineraries that sail then). The tradeoff? In October, the days are shorter, it’ll likely be colder and the seas can be rougher.
These are averages across all mainstream cruise lines. Individual cruise line pricing can vary dramatically — for example, Royal Caribbean sailings to the Caribbean, Bahamas and Bermuda in 2026 average more than 60% cheaper than Disney Cruises for most of the year, according to data provided by Cruise Critic to NerdWallet.
uring peak summer months, Royal Caribbean averages around $550-$710 for starting prices compared to Disney's $1,400-$1,900 for comparable 3-5 night sailings. So while these month-by-month trends hold true across the industry, your choice of cruise line matters just as much as when you sail.
Watch for lower prices
In the cruise world, “wave season” — typically January through March — is an ideal time to book a trip, as cruise lines offer deals to fill ships for the year ahead. But even outside of that window, prices can vary widely.
“Check different times of the year, and be flexible with the date you sail,” says Matt Roseboom, publisher of Attractions Magazine, a print and digital media outlet that covers vacationing. “Sometimes prices might be different even a week apart.”
Compare package deals and add-ons
Cruise fares can be tough to compare because they tend to vary in terms of costs for additional guests, kids, alcohol packages and services like Wi-Fi.
“Oftentimes value-add deals — like third and fourth guests sail free, complimentary Wi-Fi and onboard credit — can outweigh the savings you might find from strictly lower fares,” says Colleen McDaniel, editor-in-chief of Cruise Critic. “You may be able to save thousands on the final cost of your trip by taking advantage of those offers."
Skip the extras
But if you don’t drink a lot, or you need a vacation from the internet, you can easily skip that unlimited drink package or Wi-Fi add-on — they might not be worth the extra cost. The same goes for your cabin choice.
“Don’t get a bigger cabin than you need, as most people aren’t there that much,” Roseboom says. “Sure, some people like to sit on a balcony. But if you don’t care, then get a room without a balcony, as you’ll save a lot of money.”
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