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» This card is no longer available
The Capital One® Cash Rewards for Newcomers is no longer taking applications, so this page is out of date. For other options for people starting out without a credit history see our roundup of alternative issuer credit cards.
The Capital One® Cash Rewards for Newcomers was specially created for immigrants who had good credit in the country where they previously lived.
The interest rate on the Capital One® Cash Rewards for Newcomers was rather high — The ongoing APR is 25.65% Variable — but keep in mind that the purpose of this card was to build a solid U.S. credit history, not to serve as a line of credit.
The Capital One® Cash Rewards for Newcomers paid 2% cash back on travel purchases and 1% elsewhere. Since Capital One doesn't charge foreign transaction fees, the card was a good choice for immigrants who traveled abroad regularly.
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