Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
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- What is a budget planner?
- Ready to get started? Here's what to do next
- Life insurance buying guide
- Bluevine Business Checking
- Still deciding on the right carrier? Compare Medigap plans
- See how to get your business started quickly
- What is a cashier's check?
- What Medicare covers
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- 6 steps to opening a Roth IRA
- What are mutual funds?
- Definitions: Money Transfer Rates
- Find the right Medicare Advantage plan
- Why is retirement planning important?
- What is the energy efficient home improvement credit?
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- What is a mortgage refinance?
- See CD rates by term and type
- What is a budget?
- RUN Powered by ADP®
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- What is a 1099?
- About State Farm home insurance
- Curious how much your Choice Privileges points are actually worth?
- What is a VA home loan?
- About Hanover renters insurance
- What is medical payments coverage?
- About The Hanover home insurance
- What is the Bags on Time guarantee?
- Are reconditioning fees legal or negotiable?
- What happens when you get sued for debt
- What is Budget's Fastbreak program?
- Best-performing utility stocks
- What is an after-tax 401(k)?
- 1. Determine if you need to file taxes
- Snapshot comparison
- What to know about Cash App’s savings feature
- What to expect flying Alaska Airlines premium class
- What is a spot Bitcoin ETF?
- How much emergency fund should I have?
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Best Prepaid Debit Cards
- What is Amazon Prime?
- Mortgage options
- 7 of the best apps to make money
- What is a 1099-INT tax form?
- What is a loan modification?
- What's the average Roth IRA interest rate?
- S&P 500 index (SPX) today
- What is a Roth IRA account?
- 7 best-performing AI stocks
- How to get TSA PreCheck for free
- Use tools you already have
- What is a down payment?
- When do I need a cashier's check?
- 1. Pay off your cards in order of their interest rates
- Best stocks by one-year performance
- Get the loyalty bonus
- What is fixed-income investing?
- 1. 'Stack' store and manufacturer's coupons
- Aetna Medicare Advantage
- Calculate your points' value
- 1. Certificates of deposit (CDs)
- What are semiconductor stocks?
- The best Marriott hotels in the Caribbean for award stays
- Capital gains tax on stocks: Do you have to pay?
- Georgia state income tax rates and tax brackets
- How to get paid on YouTube
- What is a savings account?
- SC Housing highlights and eligibility requirements
- Medical insurance
- Number of properties and pricing
- Shared services at the Disney Swan and Dolphin
- Why is having a low credit utilization important?
- How we found the best travel insurance
- The latest IRS scams
- Texas state small-business grants
- When to pay your cell phone bill with a credit card
- California state income tax brackets and rates
- What is a home inspection?
- What is net worth?
- What does this value mean?
- Carry-on only travel tips
- Auto insurance
- Illinois state income tax rates and tax brackets
- Rules for contributing to a 401(k) plan and a traditional IRA
- Refinance to a lower rate
- January
- Create a budget plan that works for you
- 1. Targeted email campaigns
- 40 best startup business ideas
- B2C product production
- How do LLC taxes work?
- How it works
- The best budget apps
- Most profitable small businesses
- First, some background
- Income, expenses and debt
- What is Ozempic?
- Advice for traveling with an emotional support animal on a plane
- Domestic sweet spots
- What is options trading?
- Federal Student Aid Estimator
- General advice for international money transfers
- Choose Ally if:
- What is cash value life insurance?
- Minimum wage over time
- How does refinancing work?
- Can I cash a check at any bank?
- What types of car-buying apps are available?
- Colorado state income tax rates and tax brackets
- What is a balance transfer fee?
- Step 1: Check your credit
- Synchrony CDs: 3 types
- How do CDs work?
- What is a professional employer organization, or PEO?
- Where to find information for the calculator
- Start saving now
- How much does an Amazon Prime membership cost?
- 1. Clean up your credit
- How to start a consulting business in 9 steps
- What’s deductible
- Is charitable giving tax-deductible?
- Why combine credit card points?
- Is silver a good investment?
- Best ways to consolidate credit card debt
- Flight options
- What are gold stocks?
- Taxes on 401(k) contributions
- What do you need to prove U.S. citizenship?
- Adyen vs. Stripe comparison
- How to calculate the cost of starting a business
- Late winter and early spring
- What relief can I get?
- Our take
- Xoom is best for:
- Program benefits
- Friends causing car accidents
- What is the gift tax?
- 1. Check your account statements
- Objective: Do it as cheaply as possible
- How to spot origination fees
- What is a state income tax?
- Energy efficient home improvement credit 2023
- Why you should care
- 1. Contact the police
- 4 common check fraud scams
- TAP Air Portugal partner airlines
- What is a tax extension?
- What your bill could look like without a tax break
- Who faces a student loan tax bomb?
- What is a 1099 form used for?
- Pathways for credit card debt settlement
- Mint vs. NerdWallet at a glance
- 7 best investments right now
- What is the 10-year Treasury?
- The best money-making apps
- How does a VA home loan work?
- How does loan modification work?
- What does it mean to invest in the S&P 500?
- Roth IRA vs. traditional IRA: What's the difference?
- Earn bonus TrueBlue points through JetBlue Vacations and Paisly
- What is a statement balance?
- This is (sort of) what the Fed wanted to happen
- How to make money online
- Why invest in mutual funds?
- Why do rental companies sell their cars?
- How much do Instagram influencers make?
- 50/30/20 budget calculator
- How much would you otherwise spend on food?
- How to understand the calculator results
- Utility stock pros
- Where to get home insurance quotes
- How after-tax 401(k) contributions work
- A page from the history books
- Do you pay taxes on stocks you don't sell?
- What to know before getting a Marriott credit card
- Best budget home insurance in Arizona: State Farm
- When can you retire?
- Choose Capital One 360 if:
- Which life insurance policies build cash value?
- 1. You'll earn bonus rewards only for Bass and Cabela's
- Features and ease of use
- Top 10 spot Bitcoin ETFs by fee
- How to find your EIN
- What is a seller's disclosure form?
- What is the standard deduction?
- SIMPLE IRA vs. 401(k)
- How much is life insurance?
- How to lower your credit utilization
- What to do with a 1099-INT tax form
- What is the average American net worth?
- Banking
- What does medical payments coverage pay for?
- Corebridge Financial life insurance
- Getting started
- 1. 2% back on everything is quite good
- Where can I get a cashier’s check?
- Why do dealers charge reconditioning fees?
- 2. Make multiple payments each month
- Are these the best stocks to buy now?
- Where to buy Treasury bonds, notes or bills
- What is a Southwest Airlines Companion Pass?
- Xoom pros
- 2. Find a coupon database or a browser extension
- Why buy dividend stocks?
- 22 popular tax deductions and tax breaks
- Which projects qualify for the home improvement credit?
- What to look out for
- Why you need a savings account
- What’s the purpose of a budget?
- Best car insurance in New Jersey overall: Travelers
- Where State Farm stands out
- How to earn a return in a Roth IRA
- Where The Hanover stands out
- Illinois state income tax deductions and credits
- 7 best gold stocks by one-year performance
- How to choose the best crypto wallet
- 2. Curated social media
- What Medigap Plan K covers
- YNAB, for hands-on zero-based budgeting
- Bitcoin’s origins
- Do you need to put 20% down on a house?
- Budget apps for couples
- Who pays the gift tax?
- 7 top semiconductor stocks by one-year performance
- Ally vs. Capital One 360: Checking accounts
- 2. Categorize your expenses
- How we selected the best car-buying apps
- What is Colorado’s standard deduction?
- Know your long-term goal
- Bluebird by American Express
- Who gets a 1099?
- 4 best brokers for forex trading
- How tax-deductible donations work
- The largest banks in the U.S.
- Card issuers’ rules for combining points
- Who qualifies for a loan modification?
- Has the account adjustment started?
- Refinance to a longer term
- Payment history
- How can I get a cashier’s check?
- Gather information
- Use the Travel Center
- Active vs. passive mutual funds
- Cheap(er) cell phone plans from Verizon, T-Mobile and AT&T
- How many Instagram followers do you need to make money?
- What is the 50/30/20 rule?
- 2. Cash management accounts
- 2. Take note of tax deadlines and dates
- Objective: Avoid late penalties
- How to compare lender fees and rates
- Fees and taxes
- How state income tax rates work
- More about Cash App
- State minimum wages in 2024
- How to apply for federal student loans
- How much does Alaska Airlines premium class cost?
- 2. Call your car insurance company
- What you need to know about savings accounts
- How to redeem TAP Miles&Go miles
- Different types of life insurance
- Ease of earning hotel points
- How life insurance rates are determined
- What to know about Paychex HR PEO
- When does the home inspection happen?
- How does it compare to other hotel points?
- Income limits for contributing to both a traditional IRA and a 401(k)
- February
- How does a Roth IRA work?
- Can you get a passport without a birth certificate?
- 1. Your credit score
- How LLCs pay income taxes
- What is a mega backdoor Roth?
- Holiday weekends
- Medicare covers Ozempic for Type 2 diabetes
- Why include fixed-income investments in a portfolio?
- More wear and tear, but well maintained
- Our tips
- Xoom cons
- UnitedHealthcare Medicare Advantage
- Where can I use my Wyndham points?
- Listing car borrowers on your policy
- Do you pay taxes when you receive a gift?
- 5 steps for retirement planning
- How your policy earns cash value over time
- When to refinance a mortgage
- 4 steps to spot a fake check and avoid trouble
- Winner: Hilton
- Do all credit cards charge a balance transfer fee?
- Where to stash your emergency fund
- SIMPLE IRA vs. 401(k): How to decide
- Synchrony no-penalty CD rate
- Where student loan cancellation stands
- What are the benefits of Amazon Prime?
- Where State Farm falls short
- What is the 10-year treasury yield today?
- What does my 1099-INT tax form mean?
- Average net worth by age
- 4 ways to invest in silver
- Where The Hanover falls short
- What does medical payments coverage exclude?
- 7 best hot wallets
- 3. Strong SEO strategy
- Corebridge life insurance policies
- What Medigap Plan K doesn’t cover
- How to find the best stocks to buy now
- How are stocks taxed?
- Which retailers offer check cashing?
- Where to find auto sales listings
- SC Housing first-time home buyer programs
- How tax extensions work
- Step 2: Pre-qualify and compare offers
- Other alternatives to Mint
- How to take advantage of the sales tax deduction
- 1. Chase: $2.61 trillion
- VA home loan eligibility
- Should I buy stocks when markets are at all-time highs?
- Taxes on 401(k) withdrawals
- 2. The annual fee
- Be sure you’re storing for the long term
- Which flights and passengers qualify?
- 14 business startup costs to plan for
- 3. Avoid putting medical expenses on a credit card
- How to monetize your Instagram with fewer followers
- 3. Read the fine print
- Dividend vs. growth stocks
- Benefits of after-tax contributions
- What are the different types of semiconductor stocks?
- Do I have to pay Georgia state income tax?
- 2. Points redemptions aren't a bait and switch
- Does raising the minimum wage cause inflation?
- Do I have to pay Colorado state income tax?
- Property and casualty insurance
- How the standard deduction works
- Why is budgeting important?
- Do I need a 1099 form to file my taxes?
- 2. Rebalance your debts and income
- State availability
- How much does it cost to book a room with Choice points?
- Types of loan modification programs
- Types of gold stocks
- Apply for mortgage forbearance
- JetBlue partner airlines and hotel partners
- What can I use instead of a birth certificate for passport applications?
- What is a current balance?
- Features
- Minimum down payment requirements
- How to trade options in four steps
- Take an interest rate break
- 1. Timeshares don't have to be for life
- Is the gift tax deductible?
- Best home insurance in Arizona for coverage: Openly
- Ally vs. Capital One 360: Savings accounts
- 3. Build a budget that works for your expenses
- If Great Lakes reported your account in error during auto forbearance
- What type of federal student loans can I get?
- Savings accounts with strong APYs can help your money grow
- Term life insurance
- Federal seller's disclosure requirement
- Synchrony bump-up CD rate
- How much will you pay?
- How investing pays off later
- Credit cards
- State availability
- How to choose between an IRA and a 401(k)
- Use a budget planner
- Mega backdoor Roth 2024
- 2. Redemption is effortless but limited
- Net price calculators
- How to get a Companion Pass faster
- Xoom transfer methods and options
- How much are you willing to pay for convenience?
- 3. High-yield money market accounts (MMAs)
- Driving your car without permission
- Challenges in the way
- What you can do with the cash
- Can you negotiate mortgage origination fees?
- When are state income tax returns due?
- 3. Contact your home or renters insurance provider
- What is a Bitcoin strategy ETF?
- Shop for a mortgage
- See CD rates by bank
- Best car insurance in New Jersey for your budget: Geico
- When to pay another way
- Hiring a home inspector
- March
- 4. Promotions that speak to your target audience
- What are AI stocks?
- Pizza and drugs
- Avoid risky concentrations
- 4. Consolidate your debt with a 0% balance transfer card
- Respond to the lawsuit
- An alternative to chasing the best stocks
- How do I request relief?
- Nearly new used cars with higher mileage
- Utility stock cons
- How are dividends paid out?
- Objective: Fend off criminals
- Do all workers earn at least the minimum wage?
- Is Alaska premium class available on every flight?
- What is the fastest way to cash a check?
- Top car-buying apps
- Support
- How do you start a budget?
- Get a secured credit card
- Serve American Express Prepaid Debit Account
- When should I receive my 1099?
- Best travel insurance overall: Berkshire Hathaway Travel Protection
- How long will your mortgage loan last?
- How to calculate your net worth
- How to apply for a VA home loan
- Medical payments coverage vs. personal liability coverage
- What can you invest in with a Roth IRA?
- How much does Medigap Plan K cost?
- Credit utilization
- How much does a cashier’s check cost?
- All year
- How to redeem rewards on the Bank of America® Travel Rewards credit card
- 5 ways to make money on Instagram
- How to become a Budget Fastbreak member
- 4. Learn your store’s coupon policy
- 2. The kids' names shouldn't be on the deed
- Heat pump tax credit 2023
- How much can I borrow in federal student loans?
- Am I a resident for Colorado income tax purposes?
- When is a balance transfer fee worth it?
- State seller's disclosure laws differ
- Compare CD Rates: Synchrony vs. Marcus vs. Ally
- Existing forgiveness plans and taxes
- How to determine if settlement is right for you
- State Farm home insurance coverage
- Price vs. yield
- California income tax deadlines and extensions
- Determine the value of your Choice points
- Do I have to do anything?
- Apply for loan modification
- Will interest continue to accrue during the program?
- How to invest in mutual funds
- Cheap cell phone plans from brands owned by the big three
- How the annual gift tax exclusion works
- 3. You can elevate your status (and rewards) through spending
- How a savings account works: withdrawal limits
- Top 9 Bitcoin strategy ETFs by fee
- Wipe out toxic debt first
- 1. High-yield savings accounts
- Reliability
- How to invest in the S&P 500 in two steps:
- The Hanover home insurance coverage
- 5. Sales that create a sense of urgency
- Corebridge life insurance rates
- B2B product production
- Delta's checked baggage fees
- Will Medicare pay for Ozempic for weight loss?
- 3. Heirs can disclaim the timeshare
- What is my Georgia residency status for state income tax purposes?
- Ally vs. Capital One 360: Certificates of deposit
- Pros and cons of cash value life insurance
- Types of state income tax
- What interest rate can I expect with federal student loans?
- 4. Reach out to your financial institutions
- Redeeming award nights
- 3. Don’t ask for too much cash
- How to claim the sales tax deduction
- 2. Bank of America: $2.34 trillion
- Why is net worth important?
- How to get a mortgage loan modification
- The Hanover renters insurance coverage
- Are Roth IRAs insured?
- Goodbudget, for hands-on envelope budgeting
- Consider specialized apps to make it easy
- Will this void my 0% APR period?
- The cost of debt without a balance transfer
- 4. Peer-to-peer lending
- 6 types of dividends
- Strategies for after-tax 401(k) contributions
- Who qualifies for the energy tax credit?
- Miles&Go sweet spots
- Standard deduction 2023
- More details about Synchrony CDs
- What’s next?
- Pros and cons of VA home loans
- So what is the best Roth IRA?
- 6. Events that resonate with your community
- 3. There's no sign-up bonus
- Other factors beyond your control
- 5. Get a low-interest credit card for future spending
- How to budget with your partner
- Pay more, earn more
- Good prices and no haggling
- How much are you willing to pay for variety?
- 3. Decide how to file your taxes
- How are dividends taxed?
- Best homeowners insurance in Arizona for consumer experience: American Family and Nationwide
- Contact Nelnet customer service if you have questions about your Great Lakes loans
- Budget for repairs and maintenance
- What doesn’t impact your life insurance premium
- How to prepare for a forgiveness tax bomb
- Types of 1099 forms
- How much medical payments coverage do you need?
- Eliminate mortgage insurance
- April
- What’s a spousal Roth IRA?
- 3. Your eligibility for the welcome bonus
- Your 401(k) plan allows after-tax contributions
- How much should you spend on a mattress?
- Will this lower my limit?
- Next steps to determine how much financial aid you can get
- How to earn travel rewards through your Budget car rental
- 5. Make a shopping list and use apps for more savings
- Chance to offer simple services
- Objective: Get your refund ASAP
- Is cash value life insurance right for you?
- How to claim the home improvement credit
- Whole life insurance
- How to file a tax extension
- How to find another company's EIN
- What does a seller's disclosure include?
- ONE VIP Visa Prepaid Card
- How to negotiate a credit card debt settlement yourself
- Best car insurance in New Jersey for customer satisfaction: NJM
- Do I have to pay California state tax?
- How much does a home inspection cost?
- Know before you modify
- The bottom line
- 7. Strategic partnerships with other businesses
- Corebridge customer complaints and satisfaction
- Do I need my birth certificate to get a passport if born overseas to American parents?
- Bitcoin bulls return
- What if I lose the cashier's check?
- Does Medicare cover Wegovy?
- Managing expectations
- How to apply for private student loans
- How to upgrade to premium class
- 5. Prepare yourself, no matter the outcome
- Elite status
- Refunds, audits and other considerations
- The Bitcoin ETF price war
- You have other choices
- What to consider when opening CDs
- Fixed-income investments and rising interest rates
- How to increase your net worth
- Compare alternative plans
- Should you pay the statement balance or current balance?
- Options for handling the hearing
- Will I still be able to make purchases?
- Cheap cell phone plans from brands that resell network service
- How to buy utility stocks
- 4. You can reel in decent perks and benefits
- What states are increasing minimum wages in 2024?
- Standard deduction 2024
- Average cost of term life insurance by age
- Additional functionality
- Why is the 10-year Treasury yield important?
- Why is the IDR account adjustment happening?
- How to invest in AI stocks
- Fees
- Your 401(k) lets you move your after-tax money
- Small, but a nice gesture
- Mattress-buying tips
- 6. Use coupons strategically
- 5. Online savings accounts
- What info do you need for a home insurance quote?
- When do you have to pay taxes on stocks?
- Is the energy efficient home improvement credit refundable?
- How much to keep in your savings account
- Step 3: Choose your lender and loan
- Walt Disney World Swan
- Get a credit-builder product or a secured loan
- What if you can’t afford your tax bill?
- 4. Consider a co-signer
- 3. Wells Fargo Bank: $1.68 trillion
- How to buy silver stocks, mutual funds and ETFs
- 8. Take advantage of free advertising
- More about Corebridge life insurance
- 4. Your current Sapphire situation
- 4. There's no 0% intro APR offer
- Hope is not a strategy
- Does Medicare cover Mounjaro (or Zepbound)?
- Limited inventory, but easy to shop
- How do balance transfers work?
- Two excellent options
- When to use private student loans
- What if a seller lies on the disclosure statement?
- More about Synchrony Bank
- Paychex HR PEO cost
- Next, balance more savings and remaining debt
- Texas city-specific business grants
- Watch out for fees
- Discounts
- How do I file a claim for medical payments coverage?
- Pros and cons of investing in gold stocks
- May
- How to open a Roth IRA in 6 steps
- Pre-tax vs. Roth 401(k)
- Bottom line
- To the moon — and back
- Will this hurt my credit?
- Important Treasury Bond Terms
- Gift tax limit 2023
- How to calculate your credit
- 2. Certificates of deposit
- State Farm home insurance rates
- Types of mortgage loans
- What is California's standard deduction?
- What happens during a home inspection?
- What is the VA loan limit?
- What will count toward IDR forgiveness?
- 9. Get local and online press
- LLC payroll taxes
- How to get the most from an app
- Get more help with monthly budget planning
- What is Georgia's standard deduction?
- Full list of the best homeowners insurance in Arizona
- 5. Your interest rate can be costly for non-brand purchases
- Understand your legal obligations
- Then there's FOMO, and the herd
- FamZoo Prepaid Card
- Best for emergency medical coverage: Allianz Global Assistance
- Best car insurance in New Jersey for ease of use: State Farm
- Are 10-year Treasury notes a good investment?
- Benefits of a larger down payment
- Cashier’s check vs. certified check vs. money order
- What you’d pay out of pocket for Ozempic, Wegovy, Mounjaro or Zepbound
- What not to do
- 7. Buy in bulk
- Energy ETFs: An easier way to invest
- Minimum wage increases
- Is Alaska Airlines premium class worth it?
- Alternatives to savings accounts
- Do spot Bitcoin ETFs have custodianship risk?
- How to change or cancel an EIN
- Standard deduction for those 65 or older
- How to buy physical silver
- How much does it cost to invest in the S&P 500?
- Do I have to pay Illinois state income tax?
- 5. Your spending plans
- How to find AI ETFs
- You’ve got money left over for savings
- What is net investment income tax?
- How to complain about Great Lakes
- Learn more about cash value life insurance
- Universal life insurance
- When do I need to file a tax extension by?
- Average cost of whole life insurance by age
- Alternatives to Paychex HR PEO
- Airline loyalty programs
- 10. Manage review sites
- Compare Roth 401(k) vs. traditional 401(k)
- 5. You'll get other perks via Mastercard
- What to look for in a balance transfer card
- 6. High-yield checking accounts
- How to compare home insurance quotes
- The 50/30/20 budget calculator
- 2023 state income tax rates and brackets
- What is the median household income in the U.S.?
- Earning Miles&Go miles with partners
- First-time home buyer programs near South Carolina
- TurboTax vs. TaxAct: Which one is right for you?
- Step 4: Gather loan documents
- 10 ways to spot IRS scams and impersonators
- 5. Use collateral to secure the loan
- Claiming tax-deductible donations on your tax return
- 4. Citibank: $1.01 trillion
- What part of my income gets taxed by California?
- Consumer complaints
- 7 ways to reduce your 401(k) taxes
- EveryDollar, for simple zero-based budgeting
- Will my autopay preferences get updated automatically?
- Things to consider
- Methodology
- Gift tax limit 2024
- How much does homeowners insurance cost in Arizona?
- How much does it cost to refinance a mortgage?
- How many tax extensions can you file?
- Use a co-signer
- 3. Bonds
- Discounts
- How do you buy 10-year Treasury notes?
- Refinancing a VA home loan
- Does silver diversify your portfolio?
- June
- How much should you put down on a house?
- International Wyndham Rewards sweet spots
- Types of fixed-income investments
- Before you buy
- 8. Start small
- What's the tax filing deadline for my Georgia state income tax bill?
- 4. Use budgeting or expense-tracking apps
- Set good boundaries
- Will parent PLUS loans qualify?
- How to buy gold stocks
- 11. Tap into your existing customer base
- How can I avoid cashier's check fraud?
- Covering weight loss drugs would be costly for Medicare
- The bottom line
- Will I still get statements?
- Are after-tax 401(k) contributions right for me?
- How to pay lower taxes when selling stocks
- Life insurance
- How much does a tax extension cost?
- What do the approvals mean for Bitcoin?
- Greenlight Prepaid Mastercard
- Full list of the best car insurance in New Jersey
- What's included in a home inspection report?
- Consumer experience
- LLC self-employment taxes
- The path forward
- How Adyen and Stripe compare
- Bottom line
- Other ways to maximize Budget Rent a Car discounts
- How to evaluate dividends
- How the lifetime gift tax exclusion works
- 4. Understand how your taxes are determined
- How to settle a dispute with Great Lakes
- National first-time home buyer programs
- How TurboTax and TaxAct compare with other providers?
- But what if I really do owe the IRS money?
- Do you pay tax on T-notes?
- Am I a resident for California state tax purposes?
- Am I a resident for Illinois state income tax purposes?
- Medical industry
- Whom should I contact for more help?
- Become an authorized user
- Sharing a Prime membership Using Amazon Household
- 6. Find the right lender
- Consumer complaints
- 5. U.S. Bank: $646.73 billion
- Types of VA home loans
- 12. Sponsor local events
- Could we be in an AI bubble?
- Recap: How to get a cashier's check
- How to switch plans and keep your number
- Pros and cons of investing in semiconductor stocks
- Average cost of homeowners insurance in Arizona by city
- 5. Explore other expense-tracking methods
- How to find the best refinance rates
- Where to find the best savings accounts
- Colorado tax credits
- Variable life insurance
- Tax extensions for overseas taxpayers and military members
- Standard deduction for dependents
- Next Steps
- Will my servicer know if I qualify?
- July
- How to earn or redeem TrueBlue points with other JetBlue travel partners
- Other considerations to determine your down payment
- Disability insurance
- Cost of life insurance without a medical exam
- Best for travelers with pre-existing medical conditions: Travel Guard by AIG
- Why you can trust NerdWallet
- Consumer experience
- Charitable deductions 2023
- 6. The amount you will travel
- LLC sales taxes
- How to track your Georgia state tax refund
- Final thoughts on Hyatt vs. Hilton
- Step 5: Submit your application and get funded
- How to report IRS scams
- Illinois state sales tax
- 6. Look for ways to lower your expenses
- 2024 state income tax rates and brackets
- Walmart MoneyCard
- Risks to consider
- How many times can you use a VA home loan?
- Other home insurance companies to consider
- 13. Become a trusted resource on online platforms
- 2023-2024 lifetime gift tax exemption
- The cheapest home insurance in Arizona
- When is the tax extension deadline?
- When can't you take the standard deduction?
- Is Amazon Prime worth it?
- Empower Personal Dashboard, for tracking wealth and spending
- 5. Gather tax filing information
- How much money can you make on YouTube?
- Refinancing a mortgage, step by step
- Colorado inheritance and estate tax
- 6. PNC Bank: $551.13 billion
- Should I invest in an S&P 500 index fund or S&P 500 ETF?
- What if I had delinquencies or a student loan in default?
- August
- How to buy semiconductor stocks
- 2024 Georgia state income tax changes
- What do the approvals mean for other crypto investments?
- LLC tax forms and deadlines
- When to consider Global Entry instead
- Colorado sales tax
- Get credit for the bills you pay
- Discounts
- Should you invest in AI stocks?
- Important considerations when opening a Roth IRA
- What to know about Arizona homeowners insurance
- Burial insurance
- How do you file a state tax extension?
- How much is my 2023 standard deduction?
- Walt Disney World Dolphin
- Average cost of life insurance by term length
- What is credit card consolidation?
- Technology and invention
- 6. Settle up with the IRS
- 3 things to know about Georgia state tax
- Elite benefits on partner flights
- After deciding
- State Farm vs. competitors
- Options trading examples
- Are dividends taxed?
- How much is the gift tax rate?
- Best of the rest
- If you’re considering a Marriott credit card ...
- 4 things to know about Colorado income tax
- Are there drawbacks to investing in the S&P 500?
- Can I get a refund?
- September
- 3 best cold wallets
- Earn an audience, and earn more in the long run
- Best for those who pack expensive equipment: Travel Insured International
- 7. Goldman Sachs: $463.99 billion
- Is consolidating credit card debt a good idea?
- Consumer complaints
- 7. Your Chase 5/24 count
- Next steps
- Which states have federal tax deadline extensions?
- Low-fee alternatives to prepaid cards
- 4. Funds
- LLC tax tips for business owners
- Final thoughts on getting TSA PreCheck for free
- Practice good credit habits
- Home insurance quote comparison example
- 2023 vs. 2024 standard deduction
- National grant programs available to Texas small businesses
- Other types of mortgage loans
- California state tax credits
- Consumer experience
- If you're considering the Chase Sapphire Preferred® Card
- How to avoid gift tax
- If you stay at a Marriott in the Caribbean
- Other ways to make money
- 8. Truist Bank: $534.93 billion
- October
- Transfer points to your TrueBlue account from Chase, Citi or American Express
- Fashion and art
- PocketGuard, for a simplified budgeting snapshot
- Mutual fund types
- Other types of life insurance
- Investing
- What else you need to know
- Fixed-income taxes
- When to claim the standard deduction
- Consulting niches to consider
- Why trade options?
- The bottom line
- What if you're not eligible?
- The bottom line
- How to invest in fixed-income securities
- Other Budget car rental tips
- Check your credit scores and reports
- Credit cards
- November
- Arizona insurance department
- Different types of life insurance by underwriting
- Best for adventurous travelers: World Nomads
- 9. Capital One: $468.23 billion
- Cash App debit card: Prepaid-like option
- The bottom line
- Other home insurance companies to consider
- What are tax deductions?
- Looking for more insurance in Arizona?
- What are the Roth IRA rules?
- Which homeowners insurance companies should I consider?
- Best prepaid debit cards: Summary
- Tips to finding the right grant program for your small business
- Mortgages
- Manufacturing
- 10. TD Bank: $366.25 billion
- December
- Honeydue, for budgeting with a partner
- What are prepaid debit cards?
- The Swan Reserve
- What does a 1099 employee mean?
- How to track your California state refund
- How do mutual fund profits work?
- How much does home insurance cost?
- Best for medical coverage: Travelex Insurance Services
- The bottom line
- Wyndham Rewards sweet spots, recapped
- What are tax write-offs?
- Swan vs. Dolphin, recapped
- 11. BMO: $260.79 billion
- Prepaid debit cards vs. regular debit cards
- Which type of life insurance should you get?
- California sales tax
- What goes into a homeowners insurance quote?
- Fees
- Budgeting resources from NerdWallet
- How to make money from home
- Frequently asked questions about prepaid cards
- How to save on startup costs
- The best life insurance companies in March 2024
- 12. Citizens Bank: $224.96 billion
- How do you claim tax deductions?
- 5 things to know about California state tax
- Mutual funds vs. ETFs vs. stocks
- 5. Stocks
- The bottom line
- Personal loans
- Methodology to identify the best budget apps
- 13. First Citizens Bank: $213.59 billion
- Best if you have travel credit card coverage: Seven Corners
- How to get a cheap homeowners insurance quote
- 14. Fifth Third Bank: $211.98 billion
- Student loans
- Is Spirit better than Frontier?
- Frequently asked questions
- 6. Alternative investments
- Best for long-term travelers: IMG
- How to make money offline
- 15. M&T Bank: $208.61 billion
- 7. Real estate
- Taxes
- 16. Huntington National Bank: $186.36 billion
- Travel rewards
- How to choose a startup idea
- 17. Ally Bank: $185.72 billion
- Best for travelers with unpredictable work demands: Tin Leg
- How to choose the best investments in 2024
- 18. KeyBank: $185.57 billion
- How to start a profitable business
- Best for booking travel with points and miles: TravelSafe
- 19. American Express National Bank: $174.80 billion
- 20. HSBC Bank USA: $161.30 billion
- Best for group travel insurance: HTH Insurance
- Types of travel insurance
- Watch out for making money scams
- What does travel insurance cover?
- What’s not covered?
- How much does it cost?
- Do I need travel insurance?
- How to choose the best travel insurance policy
- What are the top travel destinations in 2024?
- More resources for travel insurance shoppers
- Methodology
January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.