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10 steps to buy a car the NerdWallet way
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- 2. Empower: Best for fast cash
- 2. Legoland — if you’ve got kids under the age of 13
- It may lower the average age of your accounts
- Other structures coverage
- 7. Chili’s
- Best car insurance companies: Our winners
- 2024 tax refund schedule
- 12 credit unions that use Zelle
- Location
- Other taxes
- Don’t reach out over email
- Where to look
- Does Hulu allow password sharing?
- 2. Iowa Targeted Small Business Program
- Bank of America Business Advantage Fundamentals
- Independent insurance agents and brokers
- Consider features they lack, too
- Earn 4x on dining and U.S. supermarkets - American Express® Gold Card
- Eligibility
- Child travel policies by airline
- What do I need to pre-qualify for a personal loan?
- Compare insurance rates for 20-year-olds
- 2. Airport lounge access
- Accommodation
- WEX
- VA and USDA loans: 0% down payment
- Income taxes for multi-member LLCs
- When is the best time to use American miles?
- Managed brokerage account
- 3. Seaboard Corp. (SEB)
- Best feature-rich business expense tracker
- How to become a virtual assistant
- What counts as net investment income (NII)?
- How to be socially conscious without spending a dime
- Asset-based lending vs. cash flow lending
- Morningstar Investor at a glance
- How to get the best results
- 2. Take inventory of your retirement savings
- For recently issued passports
- The type of central air unit: $600 to $24,000
- OFX
- Best car insurance companies: Our winners
- Is YouTube Premium worth it?
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- 1. Get sponsored
- Do the math
- How a savings account works: withdrawal limits
- Is DIY an option?
- Find your NAICS code
- 2. Ask yourself why you received the check
- 2. Recruit a co-signer with a good credit score and steady income
- 4. Benefits apply for a limited number of days
- Where to get an infant passport photo taken
- Discounts
- How is discretionary income calculated?
- How are dividends paid out?
- 2024 Section 179 deduction limit
- Why is Bitcoin still popular?
- 1. Aeroplan® Credit Card
- Do I have to pay state tax on lottery winnings?
- Work full time for a qualifying employer
- Should you be a sole proprietor or an independent contractor?
- Services provided by landlords
- Is Solo 401(k) tax deductible? Solo 401(k) tax advantages
- 1. Open a brokerage account
- 3. Rewards aren't competitive
- Our tips
- Best budget auto insurance in Michigan: Geico
- 5. Student loan interest deduction
- Cheap cell phone plans from brands owned by the big three
- Episode transcript
- Card readers and apps
- 3. Open a brokerage account
- Where Guarda shines
- California income tax deadlines and extensions
- Corporate support for opening
- Dividend kings vs. aristocrats
- 2. Be aware of potential costs
- 80 plan
- 2. Early payments can improve credit
- 4. Monitor bank transactions online
- How flexible are Avianca LifeMiles?
- Make a plan for extra money in your budget
- Try a simple budgeting plan
- 2. Calculate your annual retirement spending
- How to meet your monthly savings goal
- How to get paid
- Uninsured? Seek help
- 2. Car washing
- How Medicare Advantage manages costs
- Revolving credit
- Step 3: Claim dependents, including children
- 5. Your wireless provider: Most carriers sell pre-owned phones
- Regret or user error
- 4. CouponCabin Sidekick
- How does a Roth IRA work?
- Shift4Shop: Best shopping cart for B2B sellers
- Stacking up wins
- Pros and cons of invoice financing
- 3. Hospice benefits
- 5. Meal kits
- Consider paying cash — even if you have miles
- 5. Event planning
- Cheap car insurance in Texas by age
- Capital One
- 5. Your World of Hyatt elite status level
- How to unfreeze your credit
- A credit score over 620
- Credit Karma
- Factors that affect the cost of car insurance
- 20% of your income: savings and debt
- What is Frontier stretch seating?
- Anonymity
- Average condo insurance cost by coverage amount
- Allstate: Best for commercial auto insurance
- If your income exceeds the Roth IRA limits
- 8. Cinnabon
- Where to exchange currency outside the U.S.
- How do I check my tax return status?
- How to read the fine print
- Paying early also cuts interest
- Types of business loans and how to handle their interest deduction
- 3. Active investing
- Travel and entertainment perks
- How much does it cost to buy Vanguard index fund shares?
- Erie home insurance coverage
- Serve American Express Prepaid Debit Account
- How does Hulu fit into your budget?
- Stay off the Strip
- Who can open a joint business account
- The American Airlines Flagship business class experience
- Closing costs calculator
- Average mutual fund return
- 3. Choose how much you want to invest
- Spend enough to get the sign-up bonus
- Factor payment allocation into your finances
- What Original Medicare doesn’t cover
- You won't be able to use the card
- Transfer Apple Cash in 1-3 business days
- Basic economy ticket
- 5 steps to refinance a business loan
- Morningstar Investor features you should know
- 2. Alaska Airlines
- Pros
- DCHFA first-time home buyer programs
- Earn ANA miles by spending on credit cards
- Cheapest full coverage car insurance in Florida for 20-year-olds
- 4. Peer-to-peer lending
- Average monthly expenses that increased year over year
- How to choose the right budget system
- 3. Set up balance alerts to stay on top of spending
- How diverse is my portfolio?
- What to look for in a high-interest loan
- What if you're priced out of homebuying?
- SITE Centers Corp. (SITC)
- 3. Become an authorized user on someone’s credit card
- 3. But not all BJ's purchases earn extra rewards
- Fly on the holidays (or as far from it as possible)
- Free training
- Pay yourself back later
- Best insurance company overall: Travelers
- How do streaming services fit into your budget?
- Should you get a third credit card? … And a fourth?
- 2. As an early step toward passing down wealth
- 6. Adoption credit
- Full coverage is (usually) a smart choice
- Earned income tax credit 2024
- Hire a listing agent
- Goodbudget, for hands-on envelope budgeting
- Training and education
- New York state supplemental income tax
- 3. Budget for taxes
- Upgrading your travel perks
- 75 plan
- How to choose a life insurance company in 2024
- Alaska Airlines
- More trip protections
- Best Georgia car insurance for your budget: Auto-Owners
- Start with a budget
- 3. Child care
- 3. Choose a business entity structure
- Conventional mortgages: As low as 3% down payment
- Installment credit
- Step 4: Refine your withholdings
- 1.Meet the requirements
- How do you avoid the net investment income tax?
- How to find cheaper renters insurance
- Managing debt
- Best life insurance company overall: MassMutual
- 3. The rewards rate is high
- How much are American Express Membership Rewards points worth?
- D.C. Open Doors
- 3. Decide where to buy mutual funds
- How much will a real estate attorney cost?
- 4. Find the right car for you
- Best insurance company overall: Travelers
- 6. Video production
- Royal Caribbean and Celebrity
- How much is car insurance in my state?
- Figure out where you are and what you value
- PenFed: Best for a seamless application process
- 2024 IRS Free File: Participating tax software providers
- Permanent life insurance: Other options
- Locate the corresponding size standards
- 3. Budget for emergencies
- 3. Learn to use AI tools
- 4. Resist dipping into your other savings
- What can you contribute to a donor-advised fund?
- 2. Create your envelope categories
- ‘Hummer tax deduction’: Which vehicles does Section 179 cover?
- 3. Dollywood — if you love theme park shows and entertainment
- How opening a new card can help your credit
- 2. Take a cut with affiliate marketing
- 9. Cold Stone Creamery
- Services that charge renters
- Lightning Lane Pass
- What’s the downside of fractional shares?
- Sweet v. Cardona administrative forbearance
- 2. Set a stock trading budget
- Risks of BNPL
- 4. Weather is generally pretty good
- Size
- Establishing domicile
- Point-of-sale hardware
- Recommendations
- At the airport
- Credit union personal loan
- 5. Know the bank’s timeline
- WSHFC first-time home buyer loan programs
- Who pays the closing costs?
- Should you open a business checking account?
- Don’t compromise your retirement for college savings
- What doesn’t impact your life insurance premium
- Kirkland’s
- Qualifying for a Single Family Housing Direct Home Loan
- Using the mortgage points calculator
- 1. Set your refinancing goal.
- ‘Not being afraid to invest’
- 4. Autozone Inc. (AZO)
- 5. Capital One Shopping
- Day trading rules and risks
- Pros and cons of asset-based lending
- 3. Track your progress
- 6. Website development
- 2. Electronic funds withdrawal (EFW)
- Resist the urge to buy everything immediately
- Relax in an airport lounge before your economy flight
- Step 3: Obtain business licenses, permits, and insurance
- 3. Swagbucks
- Working YouTube Premium costs into your budget
- Cheap car insurance in Texas for 20-year-olds
- How do I enroll in Zelle?
- What does inventory turnover ratio tell you?
- How much insurance do I need for a new car?
- Reasons for unfreezing your credit
- Booking American flights with Alaska miles
- 3. Don’t use the money
- 5. All authorized drivers are covered
- Goodbudget
- More new construction of single-family homes
- 4. Most small islands are uninhabited
- States that have estate taxes, inheritance taxes or both:
- How to cancel an Equinox membership
- What is a good business credit score?
- 6 types of dividends
- Mortgage assistance tips
- Personal property coverage
- 3. Apple Pay Later
- What can I do with my money if I max out my 401(k)?
- Why haven't I received my tax refund?
- Learn more about Zelle
- 7. Earned income tax credit
- But wait, there’s more
- EITC 2024
- Be upfront, honest and specific
- Where Guarda falls short
- How to invest in dividend aristocrats
- 3. Iowa Linked Investments for Tomorrow Program
- 4. Watch for scams
- Get around the Strip for free or cheap
- 60 plan
- Home Advantage Program
- Allow up to 50% of your income for needs
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- Your 401(k) plan allows after-tax contributions
- Other coverage options
- Home supply is still limited
- How long will it take to pre-qualify?
- How this calculator works
- 4. Pet sitting or dog walker
- Other fuel cards to consider
- Vet school costs and salaries
- FHA loans: As low as 3.5% down payment
- Service credit
- Step 5: Sign and date your W-4
- What to ask before buying a used iPhone
- Choosing corporate tax status for your LLC
- MileIQ
- 2.Pick your path
- 7 ways to expedite your passport application
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- Building your credit score
- Cons
- 3. Pentagon Federal Credit Union (PenFed) Rewards
- 4. Home health services
- For passports issued more than a year ago
- Book travel via the AmEx portal or Expedia
- Earn ANA miles by transferring AmEx points
- What state has the highest gas prices?
- 7. Podcasting
- Prepare for a future tax bomb
- VA loan refinance eligibility
- Decide among low interest, 0% or rewards
- Citi
- 6. Where you'll use the annual free night
- Best high-interest loan alternatives
- A strong history of paying bills on time
- Homeowners insurance
- How much does Frontier Airlines stretch seating cost?
- Average condo insurance cost by company
- Do sole proprietors need business insurance?
- If your income reduces your Roth IRA contribution
- It can give you a better track record
- How much does a Disney Lightning Pass cost?
- Term loans
- Episode transcript
- 4. Dollar-cost averaging
- Website reviews
- Do I have to pay California state tax?
- How to apply for a joint business bank account
- 3. Paying ahead clears room for other needs
- How did we determine the Avianca LifeMiles points value?
- Stock mutual funds = higher potential returns (or losses)
- 4. Select a provider to open your Roth IRA
- American Airlines
- Best car insurance in California for customer complaints: Amica
- Track your spending
- 3. Inadequate rewards earning potential
- 3. It has a low spending limit
- Can the entire Apple account balance be transferred?
- Award ticket refunds
- Other tech tools to help you manage your money
- CD vs. high-yield savings account: At a glance
- How has the value changed over time?
- How to open a brokerage account
- Best business expense tracker for transportation businesses
- Pattern day trader
- 4. Interest rates are lower than the industry average
- Size of the AC system
- How do I send, request and receive money in Zelle?
- Cheap car insurance after a speeding ticket
- Order conservatively
- Average monthly expenses that declined
- Decide how much effort you’re willing to devote
- 4. Pay your bill before your issuer reports to the credit bureaus
- You can get a credit card while unemployed, but is it a good idea?
- Bottom line
- How to invest in a donor-advised fund
- Booking award flights
- 3. Limit spending to the envelopes
- 1. Cash dividends
- Should I take a lump sum payment or annuity payments?
- Submit PSLF employment certification forms
- 10. Del Taco
- How to choose a rent-reporting service
- Covering your spouse under your solo 401(k)
- Schumer box
- Payroll and sales
- Best car insurance in Michigan for having few customer complaints: The Hanover
- How to gift stock
- 8. Charitable donation deduction
- Cheap cell phone plans from brands that resell network service
- Integrations with accounting software
- 4. Consider how much to invest in Nvidia
- Wingstop franchise costs
- Downsides to upgrading the Chase Sapphire Preferred® Card to the Chase Sapphire Reserve®
- Find alternatives for extra cash
- Up to 5x on travel - The Platinum Card® from American Express or American Express® Green Card
- Look into ways to cut costs before applications start
- Average cost of term life insurance by age
- Inflation example
- Longer-term consequences are possible
- Prepare for how much it costs to have a baby
- 5. Lawn care business
- Jumbo loans: As low as 5%-10% down payment (varies)
- Dissatisfaction
- 3.Network
- Socially conscious financial decisions, including charitable giving
- Cons
- Working toward financial goals
- How to get invoice financing
- 7. Wedding services
- Transfer points to travel partners
- Cheapest minimum coverage car insurance in Florida for 20-year-olds
- Final thoughts on ANA economy
- Finding a real estate attorney
- Discounts
- Cheapest full coverage car insurance in Texas for 20-year-olds
- The bottom line
- 5. Online savings accounts
- Auto-Owners
- Service requirements
- Navy Federal: Best for military members
- How much to keep in your savings account
- Funeral insurance: Pays for your funeral only
- Why the small business definition matters
- State minimum car insurance requirements
- Tips for unfreezing your credit
- 4. Tackle high-interest debt
- Urstadt Biddle Properties Inc. (UBA)
- 4. The cards travel well
- 6. Certain types of vehicles aren’t covered
- Additional functionality
- 5. Get help with saving for a down payment
- How much car insurance you need
- Get more help with monthly budget planning
- Watch out for capital gains taxes
- How an Equinox membership fits into your budget
- Other student loan calculators
- Dun & Bradstreet business credit scores
- 1. Compare DAF sponsoring organizations
- 3. EarnIn: Best for large advances
- Hack your IRA
- 2. Chase Sapphire Reserve®
- When should you create a business entity?
- Attractions eligible for individual Lightning Lane passes
- The long straddle
- Public Service Loan Forgiveness administrative forbearance
- Where to avoid exchanging currency
- Why the due date is so important
- 5. You could more likely experience unique, local events
- Cost (and quality) of living
- How to qualify for the earned income credit
- Publications and sponsorships
- Can a host decline buying Turo’s protection plan?
- What info do you need for a home insurance quote?
- Credit card
- 6. Rebounding from bank account fraud
- Seller concessions
- Get a credit-builder product or a secured loan
- Your 401(k) lets you move your after-tax money
- Who might prefer the Wells Fargo Autograph Journey℠ card
- Step 3: Choose your lender and loan
- Find ways to save
- 4. Get your business licensed and permitted
- 2. Determine how much you owe on your existing loan.
- How to build your credit
- W-4 form 2024
- ‘Build another stream of income’
- Margin call
- What can you invest in with a Roth IRA?
- WooCommerce: Best shopping cart plug-in for WordPress users
- 1. Evaluate your qualifications
- 4. Ask for help if you need it
- Installation and labor: $75 to $250 per hour
- 5. Contact the seller or visit a dealership
- Get a credit-builder product or a secured loan
- Dividend tax rate 2023
- 8. IT consulting
- Move products around
- Do window upgrades enhance home value?
- How much risk can I take?
- Alternatives for bad-credit borrowers
- Home equity loan and HELOC rates
- Renters might get a break
- Renters insurance
- About the Miles & More frequent flyer program
- 2. Stock dividends
- 4. Busch Gardens Williamsburg — if you love Epcot
- It gives you more room on credit cards
- 11. Denny’s
- Can I buy dividend stocks as fractional shares?
- 4. You can qualify for one of the Ollo cards with fair credit
- 1. Gifting stock to kids through a custodial account
- 9. Medical expenses deduction
- 5. Index investing
- Erie home insurance rates
- Deposit timing
- Optional coverage types may be worth it
- Guarda is best for:
- 5. Watch for burnout symptoms
- Pay brunch price for buffets
- An added incentive for early payments
- You’re already in the Wells Fargo ecosystem
- Term life insurance rates for nonsmokers
- 3. Obtain the necessary certification and licenses
- Can children under age 18 transfer Apple Cash to a bank account?
- How to initiate a Delta refund request
- How to open a savings account or CD
- How flexible are American miles?
- Are expensive stocks good?
- 4.Start applying for jobs or pitching your services
- Net investment income tax examples
- Consider travel insurance
- Target your impact
- Learn more about different types of asset-based lending:
- Saving for and buying a home
- 3. American Airlines
- How much Medicare Part A costs
- Home Purchase Assistance Program (HPAP)
- Xoom
- How much should I spend each month?
- Credit score for VA refinance
- Compare manual and digital budgeting options
- What are IRS Free File Fillable Forms?
- Chase
- 7. How to protect your purchases and travel
- Advanced points hack: Earn Alaska and American miles elsewhere
- 5. There are consequences if you change your membership level or cancel
- Price
- 3. Tap your home equity for a loan or line of credit
- 5 types of employer-sponsored retirement plans
- Does Section 179 cover real estate?
- How to open a solo 401(k)
- Skip currency exchange: Use a credit or debit card
- 3. Learn to use market orders and limit orders
- Which to use: BNPL, personal loans or credit cards
- Estimate your 2024 IRS tax refund date
- Prior claims
- ONE VIP Visa Prepaid Card
- One-time costs
- Dividend aristocrats ETFs
- 4. Iowa Innovation Acceleration Fund
- When are New York state income taxes due?
- RIAs vs. investment advisor representatives (IARs)
- Leave 30% of your income for wants
- Best Georgia car insurance for customer complaints: Country Financial
- Should you invest in retail stocks in 2023?
- Understanding your results
- 6. Housecleaning
- 4. You can’t carry a balance, so there’s no APR or fees
- If you don’t have credit but are looking to build it
- Best life insurance company for applicants with HIV: Guardian
- 8. Thrifted clothing
- What state has the lowest gas prices?
- 4. Fiverr
- 9. Catering
- Invest in marketing
- Change your repayment plan
- What about savings from energy-efficient windows?
- Costs
- 2. Contribute cash or other assets to the donor-advised fund
- How to get business insurance for your sole proprietorship
- The pros
- 3. Dividend reinvestment programs (DRIPs)
- How does cryptocurrency work?
- It can create credit diversity
- 3. Land a brand deal and make sponsored content
- Switch to an income-driven repayment plan
- 12. Edible Arrangements
- Does paying rent build credit?
- What if I buy fractional shares and later there’s a stock split?
- Business lines of credit
- 10. Deduction for state and local taxes
- Contract periods
- What to look for
- What is California's standard deduction?
- Find discounts on shows
- Home Advantage Downpayment Assistance
- Bond mutual funds = lower returns (but lower risk)
- Term life insurance rates for smokers
- Best California car insurance for ease of use: State Farm
- What are fleet cards?
- What else to know about Apple Cash
- Within 24 hours
- Is it safe to buy a used phone?
- LLC payroll taxes
- Zoho Expense
- Doing great
- Is Morningstar Investor right for you?
- 2. Find and compare lenders
- 5. Balance transfers are possible — but not advisable — with the Aven credit card
- Traveling without a passport
- Earn ANA points by transferring Marriott points
- Consumer complaints
- Credit union personal loan rates
- Alternatives to savings accounts
- Cost of life insurance for seniors
- 5. Monitor your total credit utilization
- How to freeze your child’s credit
- 5. Plan for retirement
- 4. Alert authorities to fraud
- 4. Take surveys for money
- 5. The smallest islands only appear at low tide
- 3 ways to avoid inheritance tax
- Equifax business credit scores
- What does a condo insurance rate include?
- Other Roth IRA rules
- Loss of use coverage
- How do I deal with lottery taxes?
- Sign-up bonus rules
- Other tips for managing your bill
- Coverage and deductibles
- 2. Gifting stock through a Roth IRA
- Guarda at a glance
- Do I have to pay New York state income tax?
- Turo car insurance for guests
- How do RIAs make money?
- In-Flight
- Delta Air Lines
- You want more booking flexibility
- Home prices keep climbing
- 4. Access to a dedicated concierge
- 7. Housesitting
- Is Apple Cash FDIC-insured?
- 3. Review your qualifications.
- Benefits of a larger down payment
- If you have credit but want to strengthen your score
- How to find the 2024 W-4
- How can you invest in expensive stocks?
- Best low-cost business expense tracker
- Where to find virtual assistant jobs
- Swing trading vs. trend trading vs. buy and hold
- Are Roth IRAs insured?
- 4. Barclays rewards
- 9. Custom artwork
- Use points to upgrade your seat
- 4. Understand mutual fund fees
- Seasonal Energy Efficiency Ratio (SEER) Rating
- Cheapest auto insurance in Florida for 20-year-olds with poor credit
- Dividend tax rate 2024
- 10. Social media management
- Cheapest minimum coverage car insurance in Texas for 20-year-olds
- Cheap auto insurance after an accident
- Know when to discount
- 2. Promote your business
- Some NerdWallet favorites: 0%
- 8. There's a small-business version of the card now
- Full coverage insurance
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- Bottom line
- Capital One Venture Rewards Credit Card rental car insurance, recapped
- Your money management style
- Rate lock-in may begin to ease
- What about Frontier Airlines first class?
- IRAs
- 3. Itemize on your taxes to get the tax break
- Next steps:
- 4. Special dividends
- Earned income restriction
- 13. Firehouse Subs
- Best insurance company for affordability: NJM
- 4. Klarna
- 4. Practice with a paper trading account
- Best Michigan auto insurance for ease of use: State Farm
- 11. Mortgage interest deduction
- How the 9 states with no income tax stack up
- Discounts
- But wait, there’s more
- Customer support
- How to upgrade the Chase Sapphire Preferred® Card to the Chase Sapphire Reserve®
- You’ve got money left over for savings
- Average cost of whole life insurance by age
- Use designated accounts for spending and savings
- Ways to get the best USDA mortgage rates
- 5. Purchase the appropriate levels of insurance
- Fraud
- Brokerage accounts are taxable accounts
- The bottom line
- Be aware of — and reduce — your carbon footprint
- 3. The Electronic Federal Tax Payment System (EFTPS)
- Other ways to earn ANA miles
- Step 4: Choose the right truck
- 6. Inspect and test-drive the car, if applicable
- Best insurance company for affordability: NJM
- Consumer experience
- 6. High-yield checking accounts
- Debt-to-income requirements
- Still not sure which budget system is best for you?
- Average monthly life insurance rates for senior women
- Tips to find cheap flights any day of the week
- Why some cars cost more to insure
- How to get the best deal for a Lufthansa economy award flight
- What if you don’t qualify for Section 179?
- Before you apply for a credit card
- Can I buy exchange-traded funds as fractional shares?
- Short-term loan
- 6. Growth investing
- Alaska
- What part of my income gets taxed by California?
- Do free and cheap things
- Premium
- How to compare home insurance quotes
- CareCredit
- Money market mutual funds = lowest returns, lowest risk
- 5. Gather your paperwork
- 3. Estimate your total savings needs
- Step 4: Gather loan documents
- 8. Errand-running
- How do fleet cards work?
- 5. It reports to all three credit bureaus
- After 24 hours
- How did we determine the value of American miles?
- Swing trading
- Extra fees
- OpenCart: Best online shopping cart to add to an existing website
- Maintaining financial health
- 4. Delta Air Lines
- Closed-loop cruises
- Cover your card charges
- How much is car insurance by company?
- U.S. Bank
- Bonus features
- Book one to three months in advance
- 4. Varo: Best for existing bank customers
- 5. Preferred dividends
- 5. Disneyland Paris or Disneyland Tokyo — if you still want the Disney experience
- How are cryptocurrencies created?
- 14. IHop
- Where's my 2024 state tax refund? Track your status
- 5. Watch out for the APR
- Rewards program rules
- 3. Gifting stock to friends and family
- 12. Gambling loss deduction
- How do you buy Vanguard Index fund shares?
- Things to consider
- EveryDollar, for simple zero-based budgeting
- Full details about Guarda's ratings
- Commit 20% of your income to savings and debt paydown
- Use a co-signer
- Best Georgia car insurance for ease of use: State Farm
- Whole life insurance rates for nonsmokers
- 4. Find a (safe) day care facility
- What is hyperinflation?
- Make a plan to pay off debt
- Alternatives to keeping a card inactive
- Compare car insurance rates for 35-year-olds
- First trimester
- How much should you put down on a house?
- Do I need to worry about the net investment income tax?
- Winner: Tie
- 10. Digital downloads
- Mortgage Credit Certificate (MCC)
- How to redeem ANA Mileage Club miles
- 3 tips to control central air conditioning installation costs
- Use a co-signer
- How to report dividend income on your taxes
- 11. Business planning service
- Country Financial
- Average monthly life insurance rates for senior men
- If you're considering World of Hyatt Credit Card
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- 6. Optimize your finances with tax planning
- Who should get a home equity loan
- 6. New islands are still forming
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- The cons
- 3. Southwest® Rapid Rewards® Performance Business Credit Card
- 4. Sell some merch
- Next steps
- How to lower the cost of your business insurance
- Protection and insurance benefits
- Who counts as a qualifying child for the earned income credit?
- What to ask
- Ongoing fees
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- If you're considering an upgrade from the Chase Sapphire Preferred® Card to the Chase Sapphire Reserve®
- Standard
- How much dwelling coverage do I have?
- Mutual fund fees
- Frontier Airlines
- Full list of the top auto insurance companies in California
- What do I need for my loan application?
- If you have buyer's remorse
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- 9. Seasonal chores
- What are other ways to transfer Apple Cash?
- 4. Research and compare lenders.
- Do I have to update my W-4 every year?
- Examine your bank
- Roth IRA eligibility rules
- Saving and investing for retirement
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- 1. Examine your cooling needs
- Other VA refinance requirements
- When should you freeze your credit?
- You can’t transfer miles between American and Alaska, but you can use points with either airline to book flights with the other
- Account linking
- Lawsuits could change how agents are paid
- How to reduce your condo insurance cost
- 6. Dividend funds
- Excess Roth IRA contributions
- Liability coverage
- 15. Melting Pot
- The long strangle
- 5. Measure your returns against a fitting benchmark
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- 13. IRA contributions deduction
- Travel
- Florida
- Consumer complaints
- 5. Iowa Demonstration Fund
- What is New York state's standard deduction?
- Home Advantage Downpayment Assistance — Needs Based Program
- You want cell phone insurance
- Whole life insurance rates for smokers
- How to protect against inflation
- 5. Purchase protection and extended warranty
- 6. Invest in the right equipment
- Concur Travel
- Trend trading
- Best life insurance company for consumer experience: Northwestern Mutual
- 3. Submit your application
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- 11. Dropshipping
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- 5. Upwork
- 12. Tax consulting
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- How to get a loan from a credit union
- How to shop for senior life insurance
- Alternatives for those with thin or no credit history
- InvenTrust Properties Corp. (IVT)
- 5. Make money from your blog with affiliate links
- 4. Borrow from your 401(k)
- 1. Earn elite status
- 4. Help your donation grow
- Reconsideration for PSLF applications
- How to get a tax refund sooner
- Full list of the best auto insurance companies in Michigan
- 7. Value investing
- Am I a resident for California state tax purposes?
- Minimum
- Closing costs for the buyer
- Bottom line
- Competition remains steady
- 5. Get insured
- 10. Selling handmade crafts
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- 'Holds' on a credit card
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- 2. Time it right
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- 7. Determine which warranties are right for you
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- Why are there so many kinds of cryptocurrency?
- Make 10 years' worth of payments
- 16. Moe’s Southwest Grill
- Exchange frequently? Consider a multicurrency account
- 14. 401(k) contributions deduction
- Consumer experience
- FamZoo Prepaid Card
- Compare your notes
- Resident status rules
- Home equity line of credit
- Bonus points on everyday spending - The Blue Business® Plus Credit Card from American Express
- Become an authorized user
- 6. Pick your investments
- JetBlue Airways
- Develop good credit habits
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- What is an online shopping cart?
- 5. Southwest Airlines
- Become an authorized user
- Watch the calendar
- Safeco vs. competitors
- Cheapest car insurance after a DUI
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- If you want to know about the small islands of Hawaii
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- Who benefits from the cash stuffing envelope system
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- Bonus pick: Consider a Disney Cruise
- 5. Offer memberships
- 5. PayPal
- 1. Avoid filing your tax return on paper
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- Nevada
- How to switch plans and keep your number
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- Appraisal fee
- Full list of the best car insurance companies in Georgia
- Second trimester
- 11. Making greeting cards
- Fleet expense management tools
- Getting your Delta Air Lines refund
- Other considerations to determine your down payment
- How to adjust your Form W-4
- Brokerage accounts vs. IRA
- Difference between invoice financing and invoice factoring
- 12. Natural cleaning and hygiene products
- Redeem for gift cards
- Domestic flights on ANA
- 3. Look for equipment rebates and tax credits
- Safeco vs. Liberty Mutual home insurance
- Cons of a credit freeze
- 7. Invest to build your future goals
- Set a price alert
- 2. Use credit card statement credits to offset Frontier seat fees
- 1. Automate transfers
- 17. P.F. Chang’s
- 6. Keep your perspective
- Qualification
- What are the best Vanguard index funds?
- Wingstop franchise financing
- Am I a resident for New York state income tax purposes?
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- Which card should you get?
- Cost of life insurance without a medical exam
- If you're worried about overspending
- 5. Gather documentation and submit your application.
- Buy and hold
- 6. Capital One Rewards
- 5. Manage your mutual fund portfolio
- Step 5: Secure startup funding
- Set cash aside
- 13. PR agency
- 3. Sell your castoffs
- Determine if you need a rider
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- 5. Pick charities to support
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- 5. Dave: Best for repayment flexibility
- Dividend per share (DPS)
- Medical payments coverage
- Is Lightning Lane worth it?
- 2. Get direct deposit
- 15. Saver’s credit
- New Hampshire
- The complete list of dividend aristocrats
- 6. Iowa Proof of Commercial Relevance Program
- Can a guest decline Turo’s protection plan coverage?
- Discount points
- Can you lose money in mutual funds?
- 4. Invest for growth
- 6. Get a business checking account and credit card
- Step 5: Submit your application and get funded
- 12. Art teacher
- LLC sales taxes
- How do business expense trackers work?
- In-flight experience
- Consider targeted investing
- 13. Consulting
- Donate to charity
- Summary: 2021 DCHFA first-time home buyer programs
- How to finance central air installation
- Cheapest auto insurance in Texas for 20-year-old drivers with one speeding ticket
- Credit union vs. online lender
- Other borrowing alternatives
- Urban Edge Properties (UE)
- 6. Sell your wares on Etsy
- Customer support
- Rebook if you find a cheaper price
- How do I get my business credit score?
- 4. United Club℠ Infinite Card
- 18. Pinkberry
- The best place to exchange currency at the end of your trip
- Other fine print
- 8. Income investing
- How to claim the earned income tax credit
- Opportunity DPA
- Southwest Airlines
- No-exam life insurance rates for nonsmokers
- Invest in your financial future
- Third trimester
- Fleet fuel cards: benefits and drawbacks
- How to have more taxes taken out of your paycheck
- Winner: Qatar Airways
- What’s a spousal Roth IRA?
- Types of online shopping carts
- 4. Debit card
- International flights on ANA
- Cheapest auto insurance in Florida for 20-year-olds with one at-fault crash
- 8. Negotiate the best price
- Risks to consider
- New car replacement coverage
- 8. Grow your financial well-being
- Dividend yield
- Best insurance company for accident forgiveness: Geico
- How to manage stock trading risks
- 3. Stay on top of things
- 16. Health savings account contributions deduction
- Part-year resident status rules
- Is there enough liability coverage?
- Arrival
- Family loan
- The bottom line
- Your readiness to buy a home
- 13. Musician
- 7. Don’t neglect your finances
- Why is day trading harder than passive investing?
- Hosted online shopping carts
- Best life insurance company for coverage amounts: New York Life
- Traveling with a maiden name on passport recapped
- Home equity loan
- Types of gas
- Best insurance company for accident forgiveness: Geico
- Consider using a retirement account
- 6. OfferUp
- Safeco vs. Travelers home insurance
- 14. Professional organizing
- The Hanover
- Some NerdWallet favorites: Cash back
- More about buying life insurance as a senior
- Credit freeze or credit lock?
- 2. Count your coins and bills
- How much money can you make on YouTube?
- Apply for PSLF forgiveness
- 19. Pizza Hut
- South Dakota
- Empower Personal Dashboard, for tracking wealth and spending
- Wingstop franchise pros and cons
- Resident status rules
- Escrow account funds
- No-exam life insurance rates for smokers
- If you're seeking a Delta refund
- Should you refinance your business loan?
- Anti-fraud preauthorizations
- 6. United Airlines
- 7. Citi ThankYou Points
- How much is auto insurance based on your driving record?
- 4. Earn badges through Live videos
- VA refinance fees
- User experience
- 5. Enter a debt management plan
- Are cryptocurrencies financial securities, like stocks?
- Currency exchange: Frequently asked questions
- 1. Lower risk by building positions slowly
- Business loan interest tax deductions: Special cases
- 17. Self-employment expenses deduction
- More about the card
- The bottom line
- Prepared to put down roots?
- 7. Get financing
- 14. Music lessons
- Benefits
- How to have less taxes taken out of your paycheck
- How to choose a business expense tracker
- How much is renters insurance in North Carolina?
- 14. Collectible and vintage reselling
- 15. Photography
- Cheapest auto insurance for poor credit
- Be flexible with destination, airport and dates
- 20. Red Robin
- The synthetic long
- 6. Sezzle
- 4. One more thing to know about your tax refund
- 9. Socially responsible investing
- Tennessee
- Greenlight Prepaid Mastercard
- Pros
- 7. Iowa High Quality Jobs Program
- What are the deductibles?
- Get credit for the bills you pay
- 3. Make the most of your savings
- Labor and delivery
- LLC tax forms and deadlines
- Licensed online shopping carts
- Cards that earn American Express Membership Rewards points
- Western Union
- Get credit for the bills you pay
- Cheapest auto insurance in Texas for 20-year-old drivers with one at-fault crash
- How can I save on new car insurance?
- Who can access your frozen credit reports?
- 9. Estate planning: Protect your financial well-being
- Federal Realty Investment Trust (FRT)
- 7. Self-publish an e-book
- Reviews
- Is paying for seats worth it on Frontier Airlines?
- 6. MoneyLion: Best for existing customers
- 3. Prep for grocery shopping
- Where is the best place to exchange currency?
- If you refinance your original business loan
- 18. Home office deduction
- Vanguard 500 Index Fund (VFIAX)
- Other home insurance companies to consider
- Consequences of an EIC-related error
- Nonresident status rules
- Get closer to elite status
- Other ways to cover gender-affirming care costs
- Flood determination and monitoring fees
- Important considerations when opening a Roth IRA
- 5. Keep your expenses in check
- Average cost of life insurance by term length
- 15. Farmers market vendor
- Drawbacks
- What not to do
- Roth IRA vs. traditional IRA: What's the difference?
- 15. Virtual assistant services
- Partner flights
- Home equity line of credit
- Cheapest auto insurance in Florida for 20-year-olds after a DUI
- 9. Maximize trade-in value, if applicable
- How much is auto insurance after an at-fault accident?
- Dividend payout ratio
- Other ways to save on your theme park vacation
- What homeowners insurance won't cover
- 21. Starbucks
- Genie+
- 2. Ignore 'hot tips'
- Texas
- Surgery grants
- HomeChoice Downpayment Assistance Loan Program
- Spirit Airlines
- How to use a W-4 to owe nothing on a tax return
- Flights to Hawaii, recapped
- 8. Bank of America® rewards
- The bottom line
- 16. Event space
- Next steps
- After deciding
- How do I find a currency exchange near me?
- 19. Educator expenses deduction
- Vanguard Total Stock Market Index Fund (VTSAX)
- Government recording fees
- Compare insurance rates by driver history
- 16. Candle maker
- Fuel card vs. business gas credit card
- Find the right business loan
- How do I start day trading?
- Amex EveryDay® Credit Card
- 7. Poshmark
- 5. Build a community
- 5. United℠ Explorer Card
- Earn an audience, and earn more in the long run
- 22. Wingstop
- How much does Disney Genie+ cost?
- Points or loan origination fees
- Principles of investment strategies
- Cons
- Part-year resident status rules
- How to book an American Airlines Flagship business class ticket
- Flexible spending accounts
- How's your job security?
- Save
- Amenities
- Best life insurance company for permanent life insurance: Pacific Life
- Average cost of renters insurance in North Carolina by city
- 16. Coaching or mentoring
- Why are California gas prices so high?
- 17. Interior decorating
- Types of financial planning help
- Are dividends taxed?
- Where can you exchange currency for free?
- 20. Solar tax credit
- Vanguard Total Bond Market Index Fund (VBTLX)
- Washington
- National small business loan options for Iowa businesses
- Loan-origination charges
- 17. Retail arbitrage
- How to choose an online shopping cart
- Cash-out refinance
- Cheapest for 30-year-old drivers
- 10. Make the purchase
- Cheapest auto insurance in Texas for 20-year-old drivers after a DUI
- Kimco Realty Corp. (KIM)
- 8. Get advertising revenue from your blog or YouTube channel
- Pros and cons of cryptocurrency
- One-time IDR account adjustment for PSLF borrowers
- 23. Red Lobster
- 3. Keep good records for the IRS
- Long-term goals vs. short-term goals
- Can I still get a past year's earned income tax credit?
- Other details you should know about Guarda
- Payment plan
- Practice good credit habits
- United Airlines
- Club Olympus
- LLC tax tips for business owners
- 5. Credit card
- Practice good credit habits
- 18. Woodworking or furniture building
- Nationwide
- What is credit card consolidation?
- 7. SoLo Funds: Best for peer-to-peer cash advances
- Next steps
- 4. Minimize restaurant spending
- If you love Disney but can’t always afford it, you have alternatives
- Expand your coverage with endorsements
- Attractions eligible for Genie+
- Best insurance company for having few customer complaints: American Family
- 7. Zip
- 21. Energy efficient home improvement tax credit
- Vanguard Balanced Index Fund (VBIAX)
- California state tax credits
- Home insurance quote comparison example
- Mortgage insurance or fees for government-backed loans
- 18. Graphic designer
- Qatar Airways vs. Turkish Airlines recapped
- How to open a Roth IRA in 4 steps
- How much does it cost?
- Other ways to redeem ANA Mileage Club miles
- Best insurance company for having few customer complaints: American Family
- Choose between a general or co-branded travel card
- Complete financial plan and investment advice
- Cryptocurrency pros
- Other ways to make money
- So, is interest on a business loan tax-deductible? Mostly
- Wyoming
- Walmart MoneyCard
- Nonresident status rules
- Final thoughts on American Airlines flagship business class
- Veterans Downpayment Assistance Loan Program
- Early retirement calculator
- Are you financially prepared?
- Invest
- Compare car insurance rates for drivers with a DUI
- 8. Establish a marketing plan for growth
- W-4 calculator
- 1. Decide what type of investor you are.
- What to know about North Carolina renters insurance
- Cheapest full coverage car insurance in Florida for 30-year-olds
- Apparel and shoes
- 22. Electric vehicle tax credit
- Vanguard Growth Index Fund (VIGAX)
- 2020-2022 earned income credit amounts
- PocketGuard, for a simplified budgeting snapshot
- Wells Fargo
- Additional tips: Compare and plan
- 19. Technology tutor
- American Express® Green Card
- How ANA elite status works
- Personal loan
- How to maximize your rewards
- 19. Graphic design
- Cheapest for 30-year-old drivers
- How does credit card consolidation work?
- 24. American Eagle
- Where to trade stocks
- Is Guarda right for you?
- California earned income tax credit (CalEITC)
- The bottom line
- Pest inspection
- Comparison of unaccompanied minor fees by airline
- Does your business need a fleet fuel card?
- How will you take payments?
- Cheapest car insurance for young drivers
- Specialized guidance and/or want to meet with an advisor face-to-face
- Armada Hoffler Properties (AHH)
- 5. Get discounts on entertainment
- Cryptocurrency cons
- 6. United Quest℠ Card
- Low-risk vs. high-risk investing strategy
- Vanguard Small Cap Index Fund (VSMAX)
- Don’t always choose the cheapest option
- 20. Blogger
- Best life insurance company for customer satisfaction: State Farm
- How to get ANA status
- How to choose among the best ways to send money internationally
- Does the president control gas prices?
- 20. Clothing boutique
- 9. Become an Instagram influencer
- 25. Anthropologie
- California young child tax credit (YCTC)
- Fundbox
- Prepaid expenses
- Pay off debt
- The bottom line
- What else to know about Form W-4
- Is it as customizable as you need?
- 4 reasons to start a trucking company
- Cheapest full coverage car insurance in Texas for 30-year-olds
- Average car insurance costs after a speeding ticket
- Some NerdWallet favorites: General travel
- 8. Klover: Best for no-fee advances
- Reconsideration for rejected PSLF applications
- Vanguard Total International Stock Index Fund (VTIAX)
- How we review crypto wallets
- Check your credit scores and reports
- The bottom line
- 21. Podcaster
- 1. Has the W-4 form changed?
- Other disasters
- Cheapest minimum coverage car insurance in Florida for 30-year-olds
- Check your credit scores and reports
- 21. Bed and breakfast
- Portfolio management only
- 6. Map out major purchases
- 26. Banana Republic
- Is Genie+ worth it?
- What are tax deductions?
- Do-it-yourself vs. hiring professional help
- California child and dependent care tax credit
- NYC income tax rates
- Compare options
- 1. There’s a major shortage of drivers
- Is consolidating credit card debt a good idea?
- Cryptocurrency legal and tax issues
- Compare buy now, pay later apps
- OK, what's next?
- Funding Circle
- Summary: 2021 WSHFC first-time home buyer programs
- Tax monitoring and research fees
- 8. Hire staff
- 22. Social media influencer
- American Express® Gold Card
- How does the Israel-Hamas war affect gas prices?
- 22. Food truck
- State Farm
- Brixmor Property Group Inc. (BRX)
- 27. DSW
- California adoption cost tax credit
- Repeat
- 2. What does it mean to be exempt from taxes?
- 2. Choose how much you want to invest.
- 6. Mobile via IRS2Go
- 2. There’s a need for innovation in the industry
- Why is financial planning important?
- 10. Monetize your Twitch channel
- Best insurance company for financial strength: Auto-Owners
- Should you use a buy now, pay later app?
- Title-related costs
- 23. Live-streaming gamer
- Other life insurance options for seniors
- Best insurance company for financial strength: Auto-Owners
- Cheapest minimum coverage car insurance in Texas for 30-year-olds
- Cheapest auto insurance for senior drivers
- Can I still use my credit card after debt consolidation?
- 7. Restrict online shopping
- If you want to get a Chase card with TSA PreCheck
- 28. J. Crew Factory
- Disney’s new FastPass, recapped
- Above-the-line deductions
- California nonrefundable renters tax credit
- How to get a small business loan in Iowa: Preparing your application
- NYC tax rate schedule
- Which homeowners insurance companies should I consider?
- Budget and plan
- ANA Mileage Club elite status tier levels
- Cheapest auto insurance in Florida for 30-year-olds with poor credit
- 3. It's recession-proof
- 23. Restaurant or cafe
- Average car insurance costs after a DUI
- Some NerdWallet favorites: Co-branded
- Low-fee alternatives to prepaid cards
- How to get to the Grand Hyatt Seoul
- 24. Photographer or videographer
- 3. Gather your paperwork.
- Best life insurance company for older applicants: AARP
- Pros and cons of loan apps
- Your decision: Is cryptocurrency a good investment?
- Does homeowners insurance cover ... ?
- Don't qualify for PSLF? You have other options for relief
- 29. Journeys
- Pros
- Honeydue, for budgeting with a partner
- 1. Business plan
- 9. Write your day care contract and policies
- 4. It’s easy to start small (and scale)
- 24. Craft brewery
- Below-the-line deductions
- 25. Web designer
- 3. When should I review my W-4?
- What determines North Carolina renters insurance rates?
- More about buying life insurance as a senior
- The Platinum Card® from American Express
- Regency Centers Corp. (REG)
- 8. Delay purchases with the 30-day rule
- 30. Madewell
- How to track your California state refund
- 2. Credit score
- Closing costs for the seller
- 4. Be persistent
- The bottom line
- Cheapest auto insurance in Texas for 30-year-olds with poor credit
- 11. Sell your photography
- Pros
- Compare auto insurance rates for drivers with poor credit
- 26. Transcription
- 4. Pick your investments.
- Where you live
- Other ways to pay your taxes
- Cheapest auto insurance in Florida for 30-year-olds with one speeding ticket
- 25. Ice cream shop
- Cheapest car insurance by state
- Travelers
- 31. Old Navy
- Cons
- What are tax write-offs?
- 3. Business revenues
- 6 things to know about New York state income tax
- How much does home insurance cost?
- Real estate agent commissions
- 4. Can I adjust my W-4 multiple times throughout the year?
- 9. Get creative with gifts
- Types of homeowners insurance policies
- Best term life insurance companies of April 2024
- Your credit history
- 7. Same-day wire transfer
- 26. Personal chef
- 32. Target Circle
- How to get a small business loan in Iowa: The bottom line
- Property and transfer taxes
- 27. Data entry
- More about top-rated life insurance companies
- What should you do if you’re invested in these REITs?
- Cons
- Most popular: HO-3 insurance
- Best insurance company for discounts: Amica
- California state sales tax
- If you're looking to stay at the Grand Hyatt Seoul
- The coverage you need
- American Express® Business Gold Card
- Best insurance company for discounts: Amica
- 27. Landscape services
- Cheapest auto insurance in Texas for 30-year-old drivers with one speeding ticket
- Prepaid-like options from fintechs: Apple Cash and Cash App
- What goes into a homeowners insurance quote?
- Title insurance
- 28. Create an app or online game
- Best whole life insurance companies of April 2024
- Cheapest auto insurance in Florida for 30-year-olds with one at-fault crash
- How much is auto insurance for good and poor credit?
- Additional resources
- How to make money from home
- 10. Lower your car costs
- Beauty and personal care
- Alternatives to buy now, pay later
- How do you claim tax deductions?
- Budgeting resources from NerdWallet
- What if you're not eligible?
- Your deductible
- 28. Pet grooming
- 33. Aveda
- Apple Cash: digital card
- 12. Become a dog walker with Rover or Wag
- Broadest coverage: HO-5 insurance
- 5 things to know about California state tax
- Your house
- Best no medical exam life insurance companies of April 2024
- Your claims history
- What it's like flying ANA
- 29. Florist
- How to get cheap car insurance
- USAA
- Are cash advance apps payday lenders?
- 11. Reduce your gas usage
- 34. BareMinerals
- Cheapest auto insurance in Texas for 30-year-old drivers with one at-fault crash
- Average annual car insurance costs for drivers with good vs. poor credit
- Your location
- Your other policies
- Cheapest auto insurance in Florida for 30-year-olds after a DUI
- 35. Clinique
- Cash App debit card
- How to choose the best life insurance company
- 8. Check, money order or cashier’s check
- The Business Platinum Card® from American Express
- 30. Massage therapist
- Limited coverage: HO-1 and HO-2 insurance
- Methodology to identify the best budget apps
- You and your stuff
- Your home’s features
- 13. Sell unused gift cards
- Are apps like DailyPay and Payactiv cash advance apps?
- 12. Bundle cable and internet
- 36. CVS
- What are the Roth IRA withdrawal rules?
- 1. Look at customer satisfaction scores
- Risks of getting cheap auto insurance
- Best prepaid debit cards: Summary of fees and ATMs
- Your dog
- Cheapest for 40-year-old drivers
- Cheapest auto insurance in Texas for 30-year-old drivers after a DUI
- 37. e.l.f. Cosmetics
- How to get a cheap homeowners insurance quote
- Roth IRA withdrawal rules
- 2. Consider financial strength
- 31. Nutritionist
- 13. Switch your cell phone plan
- Best insurance company for customer satisfaction: State Farm
- What are prepaid debit cards?
- North Carolina Department of Insurance
- Best insurance company for customer satisfaction: State Farm
- Alternatives to cash advance apps
- How homeowners insurance works
- 38. Lancome
- Roth IRA withdrawal penalty
- 3. Evaluate the policy options
- If you fly ANA airlines this year
- Cheapest full coverage car insurance in Florida for 40-year-olds
- 32. Personal trainer or fitness instructor
- How much is auto insurance based on age?
- The benefits of an auto and home insurance bundle
- 14. List your spare bedroom on Airbnb
- Compare insurance rates for drivers with an accident
- Looking for more insurance in North Carolina?
- Other ways to earn American Express Membership Rewards points
- Cheapest for 40-year-old drivers
- Replacement cost vs. actual cash value
- 39. Sephora
- 14. Reduce your electric bill
- 4. Get prices from a handful of companies
- 33. Beauty services
- How much is auto insurance for young drivers?
- 40. SmashBox
- 9. Cash
- Cheapest full coverage car insurance in Texas for 40-year-olds
- The drawbacks of an auto and home insurance bundle
- Prepaid debit cards vs. regular debit cards
- Cheapest minimum coverage car insurance in Florida for 40-year-olds
- 34. Life coach
- 15. Lower your student loan payments
- 41. The Body Shop
- More about top-rated life insurance companies
- How to make money offline
- The fine print
- 42. Ulta
- Best insurance company for military members: USAA
- Frequently asked questions about prepaid cards
- Best insurance company for military members: USAA
- Should you bundle car and home insurance?
- 15. Sell your gently used clothes
- 16. Cancel unnecessary subscriptions
- 35. Tutor
- Cheapest minimum coverage car insurance in Texas for 40-year-olds
- What is a prepaid debit card?
- Cheapest auto insurance in Florida for 40-year-olds with poor credit
- Homeowners insurance deductibles
- Entertainment
- 36. Daycare provider
- 17. Refinance your mortgage
- 43. AMC Theatres
- Average annual car insurance costs for young drivers by company
- Cash advance app star rating methodology
- What is a prepaid credit card?
- Bundling tips
- 44. Barnes & Noble
- 37. Senior care provider
- Cheapest auto insurance in Texas for 40-year-olds with poor credit
- 16. Trade in old phones, electronics for cash
- 18. Set savings goals
- Where can you get a prepaid card?
- 10. IRS payment plan or installment agreement
- Cheapest auto insurance in Florida for 40-year-olds with one speeding ticket
- 45. Redbox
- 38. Interpreter or translator
- Full list of the best car insurance companies
- How do you add money to a prepaid card?
- Full list of the best car insurance companies
- Get your free birthday stuff and deals
- 39. Housecleaning
- How much is auto insurance based on gender?
- Which prepaid card is best?
- How to compare car insurance rates
- Cheapest auto insurance in Texas for 40-year-old drivers with one speeding ticket
- 17. Get a babysitting gig
- 19. Track spending
- Cheapest auto insurance in Florida for 40-year-olds with one at-fault crash
- How we chose the best home and auto insurance bundles
- Best car insurance companies by state
- Best car insurance companies by state
- 40. Automotive repair
- 20. Pay off high-interest debt
- 1. Gather your information
- 41. Handyman services
- Cheapest auto insurance in Texas for 40-year-old drivers with one at-fault crash
- 18. Rent out your car
- Cheapest auto insurance in Florida for 40-year-olds after a DUI
- 21. Keep savings in a high-yield savings account
- 42. Dry cleaners
- How much is auto insurance based on vehicle type?
- How to find the best car insurance
- How to find the best car insurance
- 43. Hardware store
- 22. Create a 50/30/20 budget
- 2. Choose the right liability car insurance coverage levels
- Cheapest for 50-year-old drivers
- Cheapest auto insurance in Texas for 40-year-old drivers after a DUI
- 44. Self-storage business
- 19. Sign up for TaskRabbit
- Cheapest full coverage car insurance in Florida for 50-year-olds
- 45. Freelance copywriting and content creation
- Cheapest for 50-year-old drivers
- What else affects my car insurance cost?
- 23. Shop consignment and thrift stores
- 46. Rideshare driver
- 20. Become a private tutor
- 47. Website development and design
- Cheapest full coverage car insurance in Texas for 50-year-olds
- Cheapest minimum coverage car insurance in Florida for 50-year-olds
- 48. Sell clothes online
- How to get cheap car insurance
- 24. Join initiatives to get free items
- 3. Decide if you need full coverage car insurance
- 49. SEO consultant
- 21. Drive for Uber, Lyft
- Cheapest minimum coverage car insurance in Texas for 50-year-olds
- Cheapest auto insurance in Florida for 50-year-olds with poor credit
- 50. App development
- 25. Use car sharing services
- Want to start a business?
- 22. Make deliveries for Amazon, Uber Eats
- Cheapest auto insurance in Texas for 50-year-olds with poor credit
- Cheapest auto insurance in Florida for 50-year-olds with one speeding ticket
- 26. Stock up on household supplies when they’re cheap
- 4. Collect and compare car insurance quotes
- 23. Find work as a housesitter
- Cheapest auto insurance in Texas for 50-year-old drivers with one speeding ticket
- 27. Enjoy community events
- Cheapest auto insurance in Florida for 50-year-olds with one at-fault crash
- 24. Sign up to be a mystery shopper
- 28. Cash in on your birthday
- Cheapest auto insurance in Texas for 50-year-old drivers with one at-fault crash
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The car-buying process can be draining and daunting, from navigating auto loans to determining affordability and ownership costs. And the process can get even more difficult in the current market, where low inventory and higher-than-usual prices can make it hard to find the exact car you’re looking for.
Here’s a NerdWallet car-buying guide to help simplify the process and assist you with making the smartest financial decisions throughout the journey.
1. Set your budget
Setting a budget is the first step to take when buying a car — before you even start looking for a vehicle or set foot in a dealership. If you’re paying cash, this step will be easier and faster for you. Even then, you'll still want to be aware and prepared for the other costs associated with buying a car, like registration fees, taxes and insurance.
Most Americans finance their vehicle purchases. In 2022, 80% of new vehicles were financed and 40% of used cars were financed, according to research from Experian Automotive, an auto data research company. Setting a budget means determining how much you can afford for a down payment and for monthly car payments.
Here are the basics for setting a budget:
Determine the price of the vehicle you can afford based on your income and budget.
Use our auto loan calculator to see an estimate of your monthly car payment and total loan amount based on the vehicle price, interest rate, loan term, down payment and more. Try entering different vehicle prices and see how the loan payment changes.
Use our reverse auto loan calculator to determine your potential loan total, if you have a set monthly car payment already in mind.
2024
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$368.47
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Payment date | Principal | Interest | Monthly payment | Principal balance |
---|---|---|---|---|
Apr 2024 | $301.80 | $66.67 | $368.47 | $15,698.20 |
May 2024 | $303.06 | $65.41 | $368.47 | $15,395.14 |
Jun 2024 | $304.32 | $64.15 | $368.47 | $15,090.82 |
Jul 2024 | $305.59 | $62.88 | $368.47 | $14,785.23 |
Aug 2024 | $306.86 | $61.61 | $368.47 | $14,478.36 |
Sep 2024 | $308.14 | $60.33 | $368.47 | $14,170.22 |
Oct 2024 | $309.43 | $59.04 | $368.47 | $13,860.79 |
Nov 2024 | $310.72 | $57.75 | $368.47 | $13,550.08 |
Dec 2024 | $312.01 | $56.46 | $368.47 | $13,238.07 |
Jan 2025 | $313.31 | $55.16 | $368.47 | $12,924.76 |
Feb 2025 | $314.62 | $53.85 | $368.47 | $12,610.14 |
Mar 2025 | $315.93 | $52.54 | $368.47 | $12,294.22 |
Apr 2025 | $317.24 | $51.23 | $368.47 | $11,976.97 |
May 2025 | $318.56 | $49.90 | $368.47 | $11,658.41 |
Jun 2025 | $319.89 | $48.58 | $368.47 | $11,338.52 |
Jul 2025 | $321.22 | $47.24 | $368.47 | $11,017.29 |
Aug 2025 | $322.56 | $45.91 | $368.47 | $10,694.73 |
Sep 2025 | $323.91 | $44.56 | $368.47 | $10,370.82 |
Oct 2025 | $325.26 | $43.21 | $368.47 | $10,045.56 |
Nov 2025 | $326.61 | $41.86 | $368.47 | $9,718.95 |
Dec 2025 | $327.97 | $40.50 | $368.47 | $9,390.98 |
Jan 2026 | $329.34 | $39.13 | $368.47 | $9,061.64 |
Feb 2026 | $330.71 | $37.76 | $368.47 | $8,730.93 |
Mar 2026 | $332.09 | $36.38 | $368.47 | $8,398.84 |
Apr 2026 | $333.47 | $35.00 | $368.47 | $8,065.36 |
May 2026 | $334.86 | $33.61 | $368.47 | $7,730.50 |
Jun 2026 | $336.26 | $32.21 | $368.47 | $7,394.24 |
Jul 2026 | $337.66 | $30.81 | $368.47 | $7,056.58 |
Aug 2026 | $339.07 | $29.40 | $368.47 | $6,717.52 |
Sep 2026 | $340.48 | $27.99 | $368.47 | $6,377.04 |
Oct 2026 | $341.90 | $26.57 | $368.47 | $6,035.14 |
Nov 2026 | $343.32 | $25.15 | $368.47 | $5,691.82 |
Dec 2026 | $344.75 | $23.72 | $368.47 | $5,347.07 |
Jan 2027 | $346.19 | $22.28 | $368.47 | $5,000.88 |
Feb 2027 | $347.63 | $20.84 | $368.47 | $4,653.24 |
Mar 2027 | $349.08 | $19.39 | $368.47 | $4,304.16 |
Apr 2027 | $350.53 | $17.93 | $368.47 | $3,953.63 |
May 2027 | $352.00 | $16.47 | $368.47 | $3,601.63 |
Jun 2027 | $353.46 | $15.01 | $368.47 | $3,248.17 |
Jul 2027 | $354.93 | $13.53 | $368.47 | $2,893.24 |
Aug 2027 | $356.41 | $12.06 | $368.47 | $2,536.82 |
Sep 2027 | $357.90 | $10.57 | $368.47 | $2,178.93 |
Oct 2027 | $359.39 | $9.08 | $368.47 | $1,819.54 |
Nov 2027 | $360.89 | $7.58 | $368.47 | $1,458.65 |
Dec 2027 | $362.39 | $6.08 | $368.47 | $1,096.26 |
Jan 2028 | $363.90 | $4.57 | $368.47 | $732.36 |
Feb 2028 | $365.42 | $3.05 | $368.47 | $366.94 |
Mar 2028 | $366.94 | $1.53 | $368.47 | $0.00 |
2. Shop for a loan
After you’ve determined your budget, it's time to find the right loan for you. The loan amount and interest rate you’ll get will largely be based on your credit score and income. If you have a higher credit score, you’ll usually have a lower interest rate. On the flip side, those with poor credit scores typically qualify for loans with higher interest rates.
To completely understand what you qualify for, get a preapproved offer for a car loan. This is beneficial even if you plan to finance through a car dealership because it’ll give you negotiating power. For example, if the dealership tries to offer you a loan with 8% interest, you can show a preapproved offer for 5% interest for the dealership to match.
Compare the following lenders and get a preapproved offer.
Compare auto loans, rates and lenders: Find the right lender for your vehicle purchase.
Bad credit auto loan options: These loan options are for those with lower credit scores, in the mid-600s or below.
Loan options for first-time car buyers: See your finance options if you’re buying your first car.
Private-party auto loans: These lenders will finance cars purchased from a private seller.
3. Determine other ownership costs
Car costs go beyond just making loan payments. There are additional costs that increase how much you might have to shell out monthly, including registration fees, depreciation, interest, gas, insurance, maintenance and other fees.
Here are some resources to help you calculate the ongoing costs of owning a car:
Determine monthly ownership costs with this detailed breakdown.
Understand how much routine car maintenance usually costs.
Estimate your car insurance costs with our car insurance calculator.
Compare car insurance rates to make sure you’re not overpaying or overinsured.
4. Find the right car for you
Once you’ve analyzed the costs associated with buying a car, you can start to look for options based on the budget you’ve set. Depending on whether you’re looking for new, used or certified pre-owned options, you can shop with a trusted and reliable dealer in person or online through car-shopping marketplaces. You can also purchase used cars from private-party sellers on platforms like Craigslist and Facebook Marketplace.
Regardless of how you decide to shop, if you’re buying a used car, the first step to determine if a car is suitable is to look at its vehicle history report. These reports provide information about a car’s record of major accidents, previous owners and usage, mileage and more. They can even sometimes give you insight into a car’s past, like its maintenance record.
The following guides can help you during the car-buying process, based on what type of car you’re looking for.
How to buy a new car: These steps can help make the car-buying process for a new vehicle easier.
How to buy a used car: Whether you purchase from a dealer, a private-party seller or an online retailer, finding the exact used car you’re looking for can be rough in the current market. This checklist can make the process smoother.
Comparing car-buying apps: Apps like Autolist, Autotrader, CarFax and more can help you compare cars in your budget or even buy your car completely online.
5. Contact the seller or visit a dealership
After you’ve selected some options you’re ready to pursue, you can contact the seller or visit the dealership to see the car(s). This might be a matter of physically driving to the dealership and talking with a salesperson or entering data to receive an exact price online.
Here’s what to do once you’re ready to contact a seller or dealer:
Request a quote from a car dealer by email, phone or by filling out an online form to compare prices and costs across dealerships or sellers.
6. Inspect and test-drive the car, if applicable
If you’re buying a new car, it’s not necessary to have it inspected because there were no previous owners. But you should always test-drive a car to get a feel for how it moves on the road. However, if you’re buying a used car, there are additional steps you need to take to make sure you’re not paying more than a car is worth or buying a damaged vehicle.
Even after viewing a car’s vehicle history report, it's still important to view a car in person if you're able to and also have it inspected by a trusted and reliable mechanic. Pre-purchase inspections typically include test drives and can help to make sure there are no underlying problems with the car in question. Note that if you’re buying a car online, test driving may not be an option, but you should receive inspection documents at the very least.
Here’s what you need to know about a used car inspection:
Getting a third-party car inspection before you buy a used vehicle can help ensure it's in good condition.
7. Determine which warranties are right for you
Warranties and maintenance plans are not right for every buyer. But sometimes having the additional protection can make you feel safer and give you peace of mind. To determine if a warranty is right for you when buying, consider how long you expect to keep the car, how reliable the car is, and if it makes sense to waive a warranty at the time of buying and opt for it later on in the car’s life.
Note that you can buy other types of coverage — such as gap coverage and road hazard protection — from your auto insurer, which can often be cheaper.
Consider the following when deciding on a warranty plan:
Determine if you need an extended car warranty at all. If you have a reliable car and have some money saved to cover the cost of unexpected repairs, for example, you might not need one.
You can cancel your extended car warranty if you determine that it's not right for you.
8. Negotiate the best price
Deals are harder to find in the current market, but buyers can still try to negotiate down car prices to stay within their budget. Note that dealers might often charge more than the sticker price by adding fees and dealer options. Because of this, you'll want to compare the dealer’s asking price with the average market price.
When negotiating, be clear about whether you’re discussing the car’s “out-the-door” price, which includes taxes and fees, or only the sale price of the car. The following guide can help you while you negotiate.
How to negotiate car prices: Knowing your budget and doing research about the current market value of a car can help you during negotiations and potentially help you pay less than the manufacturer's suggested retail price (MSRP).
9. Maximize trade-in value, if applicable
If you’re trading in a car to purchase another, make sure you're getting the best trade-in price for your vehicle. The trade-in value is how much you’ll get toward the cost of another car when you trade in your car at a dealership. To get the best price for your trade-in, negotiate the trade-in value and the new car price separately.
Keep the following in mind as well, when trading in your car:
Determine what your car is worth before going to a dealer by using online retailers and pricing guides.
It's possible to trade in a car you owe money on, but it can be costly to do so. Learn more about negative equity to determine if it’s worth trading in the car right now.
10. Make the purchase
Now that you've decided on a car, it's time to make the purchase. This process includes reviewing and understanding your loan terms, questioning any unnecessary fees like dealer add-ons or advertising fees, understanding who your loan servicer is, where and how to make your payments, then signing to complete the process.
Before signing the contract, make sure to do the following:
Review your auto loan agreement by checking for things like what warranties are included or any unnecessary additional products and services, for example. Also, make sure any down payment or trade-in is credited.
Make sure the terms on your agreement match what you’ve calculated.
Pay necessary car-buying fees like sales tax, documentation fee and registration costs.