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250+ small-business products reviewed and rated by our team of experts.
80+ years of combined experience covering small business and personal finance.
75+ categories of best business software selections.
Objective and comprehensive payment processing ratings rubric . (
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Every time.
We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.
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✅ Fact-checked and reviewed
NerdWallet's content is fact-checked for accuracy, timeliness, and relevance by humans. It undergoes a thorough review process involving writers and editors to ensure the information is as clear and complete as possible. Learn more by checking our Editorial Guidelines.
250+ small-business products reviewed and rated by our team of experts.
80+ years of combined experience covering small business and personal finance.
75+ categories of best business software selections.
Objective and comprehensive payment processing ratings rubric . (
You’re our first priority.
Every time.
We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.
So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners .
Square
on Square's website
Starts at $0/month for unlimited devices and locations.
on Square's website
Pros
Cons
Starts at $0/month for unlimited devices and locations.
on Square's website
Pros
Cons
Plus interchange
on Helcim's website
Pros
Cons
Plus interchange
on Helcim's website
Pros
Cons
for in-person payments; $9.95 and up for e-commerce payments.
on Chase's website
Pros
Cons
for in-person payments; $9.95 and up for e-commerce payments.
on Chase's website
Pros
Cons
on Stripe's website
Pros
Cons
on Stripe's website
Pros
Cons
and up.
on U.S. Bank's website, Member FDIC
Pros
Cons
and up.
on U.S. Bank's website, Member FDIC
Pros
Cons
Plus interchange
and up.
on Finix's website
Pros
Cons
Plus interchange
and up.
on Finix's website
Pros
Cons
and up.
on Clover's website
Pros
Cons
and up.
on Clover's website
Pros
Cons
Basic plan; $105 Shopify plan; $399 Advanced plan.
on Shopify's website
Pros
Cons
Basic plan; $105 Shopify plan; $399 Advanced plan.
on Shopify's website
Pros
Cons
to 1.95%, plus interchange.
on Payment Depot's website
Pros
Cons
to 1.95%, plus interchange.
on Payment Depot's website
Pros
Cons
Plus interchange
and up.
on Stax's website
Pros
Cons
Plus interchange
and up.
on Stax's website
Pros
Cons
for Basic In-Person Package.
on National Processing's website
Pros
Cons
for Basic In-Person Package.
on National Processing's website
Pros
Cons
Standard; $5 Payments Advanced; $30 Payments Pro.
on PayPal's website
Pros
Cons
Standard; $5 Payments Advanced; $30 Payments Pro.
on PayPal's website
Pros
Cons
Learn more