The Guide to Bilt Transfer Partners

Bilt Points are a transferrable currency, meaning you can exchange them for airline miles or hotel points.
Sean Cudahy
By Sean Cudahy 
Published
Edited by Meghan Coyle

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Bilt Rewards is a unique credit card rewards program that allows members to earn points on rent payments without paying transaction fees. Members with the Bilt World Elite Mastercard® Credit Card can also earn Bilt Points on non-rent spending, including bonuses on dining and travel purchases.

One way to redeem these points for travel expenses is to transfer Bilt Rewards points to airline and hotel loyalty programs. Prominent Bilt transfer partners include American Airlines AAdvantage, United MileagePlus, Emirates Skywards, World of Hyatt and the company’s newest transfer partner: Marriott Bonvoy.

Bilt airline and hotel transfer partners

Bilt Rewards members can transfer their points to airline frequent flyer programs and hotel loyalty programs. Notably, Bilt's list of transfer partners includes the American Airlines AAdvantage program — which is exclusive to Bilt.

American Airlines is not a transfer partner of any other major credit card rewards programs, including American Express Membership Rewards, Chase Ultimate Rewards and Capital One miles, so usually the most common ways to earn AAdvantage miles is by actually spending with the airline or on its co-branded credit cards.

Bilt members can transfer points to the following airline and hotel loyalty programs at a rate of 1:1.

Beyond the 1:1 transfer ratio, for every 20,000 points transferred to Marriott in a single transaction, Bilt Rewards members will receive an additional 5,000 Marriott Bonvoy points.

How to earn Bilt Rewards points

Though Bilt Rewards members can technically earn some points for rent spending without a credit card, the earnings accumulate much faster with the Bilt World Elite Mastercard® Credit Card.

With a $0 annual fee, cardholders earn 1 Bilt Rewards point per dollar spent on rent (up to 100,000 points in a calendar year) without paying any extra transaction fees. If necessary, Bilt will charge you for your rent and then send a check to your landlord on your behalf.

Bilt cardholders also earn:

  • 3 points per dollar on dining.

  • 2 points per dollar on travel booked directly through a hotel, airline, or car rental agency.

  • 1 point per dollar on all other purchases.

Members must use the card on five transactions within each statement period to earn points.

On the first of the month — which the company calls “Rent Day” — Bilt cardmembers earn double points on non-rent categories, including 6 points per dollar on restaurants, 4 points per dollar on travel and 2 points per dollar on other purchases. There are usually other promotions as well on Rent Day.

How to transfer Bilt Rewards

The easiest way to transfer Bilt Rewards points to partner loyalty programs is in the Bilt Rewards app.

After logging in, navigate to the “Travel” tab.

From there, select “Flights” or “Hotels.” Then scroll down and select a specific loyalty program. At that point, you’ll be able to enter your partner loyalty number to link your loyalty account with your Bilt Rewards account. You’ll get 100 Bilt points for each loyalty program you link.

Then you can enter however many points you’d like to transfer.

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In some cases, the app cautions that transfers may not happen instantaneously. For instance, the app specifics that American Airlines AAdvantage transfers may take up to 72 hours to complete.

Which Bilt transfer partners are best?

NerdWallet values Bilt Rewards points at 2 cents per point. Here is how NerdWallet values some of the top transfer partners when you redeem these programs’ points or miles for flights or hotel stays:

Transfer partner

Estimated value

American Airlines AAdvantage

1.7 cents.

Air France/KLM Flying Blue

1.2 cents.

Air Canada Aeroplan

1.4 cents.

British Airways Avios

1 cent.

Emirates Skywards

0.6 cent.

Hawaiian Airlines HawaiianMiles

1.2 cents.

IHG One Rewards

0.8 cent.

Marriott Bonvoy

0.8 cent.

United MIleagePlus

1.2 cents.

World of Hyatt

2.3 cents.

The best Bilt transfer partners are generally the highest valued ones: World of Hyatt and American Airlines. But that doesn’t mean you shouldn’t ever transfer to other partners, especially if you need to top off your account to be able to book a trip or if you find a surprisingly good redemption rate with one of the other loyalty programs.

Is transferring your Bilt Rewards worth it?

Generally, transferring Bilt Rewards to an airline or hotel partner program will give you the highest return. Just consider which programs will net you the most value for your points.


How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024, including those best for:

Travel Cards from Our Partners
Chase Sapphire Preferred Credit Card

on Chase's website

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5.0
NerdWallet Rating
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1x-5x

5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

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60,000

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.

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Chase Freedom Unlimited Credit Card

on Chase's website

Chase Freedom Unlimited®
5.0
NerdWallet Rating
Rewards rate

1.5%-6.5%

Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

Cashback

Intro offer

$300

Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

Capital One Venture Rewards Credit Card

on Capital One's website

Capital One Venture Rewards Credit Card
4.7
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2x-5x

Earn unlimited 2X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.

Miles

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75,000

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

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