The Guide to Chase Sapphire Preferred Lounge Access
This card doesn't come with lounge access — but it's possible to upgrade to a card that does.
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The Chase Sapphire Preferred® Card is a midtier travel credit card with some solid benefits and points-earning potential, along with a $95 annual fee. Unfortunately, it does not include Priority Pass membership or regular entrance into Chase Sapphire Lounges or other airline-specific clubs.
If you want to stay within the Chase family of cards and you’re looking for lounge access, you’ll need the Chase Sapphire Reserve® card instead. Other card issuers also offer travel cards with lounge access and similar perks.
Other ways to access airport lounges
If you're a Chase Sapphire Preferred® Card holder looking for lounge access, here are your options.
Upgrade your card
If you're looking for lounge access in the Sapphire family of cards, you’ll need to upgrade to the Chase Sapphire Reserve® card.
Here's how those cards stack up.
on Chase's website
on Chase's website
$95
$795 plus $195 for each authorized user.
• 5x points on all Chase Travel℠ purchases (exclusions apply).
• 5x on Lyft rides and Peloton equipment (for a limited time; terms apply).
• 2x points on all other travel.
• 3x points on dining, takeout and eligible delivery worldwide.
• 3x points for online grocery purchases (exclusions apply).
• 3x points on some streaming services.
• 1x point on all other purchases.
• 8x points on all travel booked through Chase.
• 4x points on bookings directly through an airline or hotel.
• 3x points on dining, takeout and eligible delivery worldwide.
• 1x point on all other purchases.
$50 in statement credits toward hotel stays purchased through Chase's travel portal.
$300 annual travel credit.
Travel protections, including auto rental coverage and baggage delay insurance.
No foreign transaction fees.
Priority Pass Select lounge access.
Statement credit for Global Entry, TSA PreCheck or NEXUS application fee every four years.
Credits toward select everyday purchases made with certain brands that include streaming, dining, entertainment, rideshare transportation and others.
Travel protections, including auto rental coverage and baggage delay insurance.
No foreign transaction fees.
Complimentary DashPass for at least one year through Dec. 31, 2027.
Complimentary DashPass for at least one year through Dec. 31, 2027.
Because the Chase Sapphire Reserve® is a premium card, the annual fee is higher at $795 (and $195 for each authorized user), but many additional benefits help offset the cost, including the $300 annual travel credit that reimburses you for travel purchases.
Lounge access is included as part of the Priority Pass Select membership; Chase Sapphire Lounges are included as well. Current lounge locations include Boston, Hong Kong, and New York’s LaGuardia and John F. Kennedy International airports. More locations are on the way.
Switch to another card issuer
If you're OK with leaving Chase, check out a travel card from another issuer that comes with lounge access. Some of our favorite cards that will get you into airport lounges include:
$395.
$895.
$595.
• Priority Pass Select membership. Enrollment required. Up to two guests permitted per visit.
• Capital One Lounge access.
• Priority Pass Select membership. Enrollment required. Up to two guests permitted per visit.
• AmEx Centurion Lounge access.
• Terms apply.
• Priority Pass Select membership. Enrollment required. Includes two guests per visit.
• Four passes per year to American Airlines Admirals Clubs.
Purchase lounge membership
Cardholders can pay out-of-pocket for a membership to a qualifying airline lounge program, including:
Priority Pass for $99-$469 annually, depending on your membership tier.
Delta Sky Club for $695 or 69,500 miles per year.
American Airlines’ Admirals Club individual annual memberships cost between $750-$850, depending on your elite status level.
United Club for $750-$1,400, or 94,000 miles to 175,000 miles. Prices may vary depending on your elite status level. Membership is included for The New United Club℠ Card holders.
Cardholders can also buy day passes at eligible lounges.
Chase Sapphire Preferred® Card holders are allowed one complimentary access to the Chase Sapphire Lounge by The Club annually, if they have a Priority Pass membership that they’ve purchased separately.
After that visit, Priority Pass members can then buy additional passes to the Chase Sapphire Lounge by The Club for $75 a pop, if they are available.
What else does the Chase Sapphire Preferred® Card offer?
While the Chase Sapphire Preferred® Card doesn't include lounge access, it does have a slew of other travel benefits.
Spending on the card earns Chase Ultimate Rewards® points, flexible points you can redeem for travel or other things like cash back or purchases.
The Chase Sapphire Preferred® Card earns 1 point per dollar on most purchases, but there are ways to earn additional points.
2x points on travel purchases or 5x points on purchases made through Chase's travel portal.
3x points on dining.
3x points on online grocery shopping.
3x points on select streaming services.
You can then use those points in several ways, including transferring them to partners or redeeming them through Chase's travel portal.
For redemptions in Chase's portal, Chase Sapphire Preferred® Cardholders can potentially get more value per point than they would if they didn’t have the card.
The Chase Sapphire Preferred® Card also includes several travel insurance benefits:
Trip cancellation and interruption insurance.
Baggage delay insurance.
Trip delay reimbursement.
Primary car rental collision damage waiver.
Services for travel and emergency assistance.
» Learn more: Chase Ultimate Rewards®: How the program works
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2025:
Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
No annual fee: Wells Fargo Autograph® Card
Flat-rate travel rewards: Capital One Venture Rewards Credit Card
Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
Luxury perks: The Platinum Card® from American Express
Business travelers: Ink Business Preferred® Credit Card