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Emergency Fund Calculator: How Much Will Protect You?
Aim to save three to six months' worth of expenses in your emergency fund.
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Savings Accounts with Buckets: How They Work
Savings buckets separate your savings into clearly named goals.
What Is a High-Yield Savings Account?
High-yield savings accounts, often offered by online banks, tend to pay higher rates than traditional savings accounts.
Emergency Fund: What It Is and Why It Matters
Best kept in a savings account, an emergency fund is useful for unexpected expenses.
How Much Interest Does a CD Earn?
CDs are savings accounts for short-term cash investments. Compare returns on a CD with the calculator below.
What Is a Certificate of Deposit (CD)?
A CD is a type of savings account with a fixed term. CDs can have higher rates than regular savings accounts.
Historical CD Rates 1980-2026: Highs, Lows and the Stories Behind Them
CD rates continue to slowly drop in 2026. Rates remain relatively high.
Wire Transfer Fees: What Banks Charge
Banks typically charge for outgoing and incoming wire transfers. Fees range from $0 to more than $50.
ACH Transfers: What They Are, How They Work and How Much They Cost
ACH, or Automated Clearing House, transfers are electronic money transfers between banks.
How to Wire Money: Step by Step
Choose a provider and transfer method, research the costs and collect the necessary information. Don't forget to save the receipt.
Where Can I Buy Cheap Personal Checks?
Cheap personal checks can be found at retailers and your bank. Consider alternatives to checks as well.
How to Make Mobile Check Deposits
You can deposit checks without going to a bank or ATM. Here are the steps to easily make mobile check deposits.
Stop Payment: The Cost to Cancel Checks at Banks
Stop payment fees vary depending on the bank and the type of account you have.
Author insights
The team is made up of seasoned writers and editors who cover personal banking deposit accounts, such as checking, savings and certificates of deposit, as well as related banking services, such as overdraft programs and ATM networks.
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High-yield savings rates mostly outpaced inflation in the past three years.
Savings Accounts with Buckets: How They Work
Savings buckets separate your savings into clearly named goals.
What Is Raisin?
The online platform works with banks and credit unions to give users access to competitive savings accounts and certificates of deposit.
What Is the Average Overdraft Fee?
Based on data collected by NerdWallet writers, the average overdraft fee is $17.
Wells Fargo Checking Account Bonuses 2026
Wells Fargo bonus offers pay up to $325 for opening a new checking account. Requirements and deadlines apply.
These Are the Best and Worst Things About New Account Bonus Offers
Learn what bank account bonuses offer aside from cash, and the less obvious pain points to consider.
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Bank Bonuses Funded My Christmas Shopping This Year
How one Nerd paid for all of her holiday expenses with bank bonuses, and how you might do the same.
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Opening a high-yield savings account was easy, but maintaining a high rate took more effort than expected.
Why I Stayed with the Same Mediocre Big Bank for 10-Plus Years
The inconvenience of switching banks shouldn’t outweigh the benefits you can receive from somewhere new.
I’m a Banking Nerd: 4 Rules I Follow Before Moving My Savings
Don’t chase perfection, but do try to seek out better savings options.
What Savers Should Do After the Fed’s First Rate Cut in 2025
Borrowing costs will likely drop but so will savings rates.
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Bank of America Checking Account Bonus: Your Choice of Account and a Fair Reward
The Bank of America checking bonus is an up to $500 cash offer for new customers opening an eligible account and meeting direct deposit and other requirements.
PNC High-Yield Savings Account Interest Rate: How It Compares
PNC’s high-yield account — available in select markets — earns higher rates than accounts at other national banks.
Survey: Banking Misconceptions are Commonplace
A NerdWallet survey finds that some Americans believe these common banking myths. Here’s what you need to know.
Banks That Don’t Use — or Will Look Past — ChexSystems
If you’ve been denied a bank account because of a ChexSystems record, consider these institutions.
Bread Savings CD Rates 2026: Wide Range of Terms and Competitive Yields
The online bank Bread Savings has high yields on short- and long-term CDs, but the minimum deposit is somewhat steep.
Survey: Most Parents Teach Their Kids About Saving Money
A NerdWallet survey finds that most parents have taken steps to teach their kids about saving money. Here’s how.
2025 Savings Report
Many are saving money in a bank account each month, but some working Americans (23%) aren’t sure how much they’re putting away, according to a new NerdWallet survey.