Best of

Best Student Loans for 2019

Anna HelhoskiJune 13, 2019

At NerdWallet, we strive to help you make financial decisions with confidence. To do this, many or all of the products featured here are from our partners. However, this doesn’t influence our evaluations. Our opinions are our own.

Use federal loans first, then the best private student loan companies below to fill any gap.

Our pick for

Overall

Federal student loans don't require a co-signer and offer unmatched payment flexibility. Use them first.

Federal Subsidized/Unsubsidized Loan
See my rates

on NerdWallet's secure website

See my rates

on NerdWallet's secure website

Fixed APR

5.05-6.60%

Pros

  • More flexible repayment options for struggling borrowers than other lenders.
  • Subsidized loans do not collect interest while in school or during deferment.
  • Lower interest rates compared with other lenders.

Cons

  • You pay an origination fee.
Read full review

Qualifications

  • No credit check or minimum income is needed to borrow.
  • Loan amounts: $5,500 year one, $6,500 year two, $7,500 year three and thereafter, up to a total of $31,000

Available Term Lengths

10 to 25 years once repayment begins, depending on the repayment plan.

Our picks for

Best private student loan

These lenders offer competitive rates, generous repayment options and borrower protections.

Ascent Private Student Loans
Check Rate

on Ascent's website

Check Rate

on Ascent's website

Fixed APR

4.81-13.98%

Variable APR

4.19-13.19%

Min. Credit Score

680

Pros

  • Forbearance of 24 months is longer than many lenders.
  • You can make biweekly payments via autopay.
  • For co-signed option, multiple in-school repayment options are available, including interest-only, flat-fee and deferred.
  • For non-co-signed option, no co-signer or credit history is required.

Cons

  • Fewer repayment term lengths than other lenders for fixed-rate loans.
  • You can’t see if you’ll qualify and what rate you’ll get without a hard credit check.
  • Non-co-signed option is only available to college juniors, seniors and graduate students.
Read full review

Qualifications

  • Typical credit score of approved borrowers or co-signers: Did not disclose for co-signed option. For non-co-signed option, Ascent emphasizes future earnings over income or credit score.
  • Minimum income: $24,000 for co-signed option.
  • Loan amounts: For co-signed option, $2,000 minimum to $200,000 over the lifetime of a borrower. The amount for each loan period cannot exceed the total cost of attendance. For non-co-signed option, $2,000 to total cost of attendance.
  • Non-co-signed borrowers must maintain 2.5 GPA or higher.

Available Term Lengths

5, 10 or 15 for cosigned option or 10 or 15 for non-co-signed option

Disclaimer: 6 Ascent Student Loans are funded by Richland State Bank (RSB), Member FDIC. Loan products may not be available in certain jurisdictions. Certain restrictions, limitations; and terms and conditions may apply. For Ascent Terms and Conditions please visit: www.AscentStudentLoans.com/Ts&Cs. Rates are effective as of 06/01/2019 and include a 0.25% discount applied when a borrower in repayment elects automatic debit payments via their personal checking account. For Ascent rates and repayment examples please visit: www.AscentStudentLoans.com/Rates. 1% Cash Back Graduation Reward subject to terms and conditions. Click here for details.

SoFi Private Student Loan
Check Rate

on SoFi's website

Check Rate

on SoFi's website

Fixed APR

5.99-12.49%

Variable APR

4.99-12.24%

Min. Credit Score

700

Pros

  • You can see if you’ll qualify and what rate you’ll get without a hard credit check.
  • Multiple in-school repayment options available, including interest-only, flat-fee and deferred.
  • Additional perks like career planning, job search assistance and entrepreneurship support available.

Cons

  • Must be a U.S. citizen.
Read full review

Qualifications

  • Typical credit score of approved borrowers or co-signers: 700+.
  • Minimum income: No minimum.
  • Loan amounts: $5,000 minimum.

Available Term Lengths

5, 10 or 15 years

RISLA Private Student Loan
See my rates

on NerdWallet's secure website

See my rates

on NerdWallet's secure website

Fixed APR

3.64-5.59%

Min. Credit Score

680

Pros

  • Income-based repayment plan available, with forgiveness after 25 years.
  • You can see if you’ll qualify and what rate you’ll get without a hard credit check.
  • Loan forgiveness options for medical interns and nurses.

Cons

  • Fixed-rate loans available only to Rhode Island residents or those who attend school there.
Read full review

Qualifications

  • Typical credit score of approved borrowers: 748.
  • Minimum income: $40,000.
  • Loan amounts: $7,500 to $250,000, depending on the highest degree earned.

Available Term Lengths

5, 10 or 15 years

Our pick for

Private student loan without a co-signer

Federal loans don't require a co-signer; if they are an option, use them first.

Ascent Private Student Loans
Check Rate

on Ascent's website

Check Rate

on Ascent's website

Fixed APR

4.81-13.98%

Variable APR

4.19-13.19%

Min. Credit Score

680

Pros

  • Forbearance of 24 months is longer than many lenders.
  • You can make biweekly payments via autopay.
  • For co-signed option, multiple in-school repayment options are available, including interest-only, flat-fee and deferred.
  • For non-co-signed option, no co-signer or credit history is required.

Cons

  • Fewer repayment term lengths than other lenders for fixed-rate loans.
  • You can’t see if you’ll qualify and what rate you’ll get without a hard credit check.
  • Non-co-signed option is only available to college juniors, seniors and graduate students.
Read full review

Qualifications

  • Typical credit score of approved borrowers or co-signers: Did not disclose for co-signed option. For non-co-signed option, Ascent emphasizes future earnings over income or credit score.
  • Minimum income: $24,000 for co-signed option.
  • Loan amounts: For co-signed option, $2,000 minimum to $200,000 over the lifetime of a borrower. The amount for each loan period cannot exceed the total cost of attendance. For non-co-signed option, $2,000 to total cost of attendance.
  • Non-co-signed borrowers must maintain 2.5 GPA or higher.

Available Term Lengths

5, 10 or 15 for cosigned option or 10 or 15 for non-co-signed option

Disclaimer: 6 Ascent Student Loans are funded by Richland State Bank (RSB), Member FDIC. Loan products may not be available in certain jurisdictions. Certain restrictions, limitations; and terms and conditions may apply. For Ascent Terms and Conditions please visit: www.AscentStudentLoans.com/Ts&Cs. Rates are effective as of 06/01/2019 and include a 0.25% discount applied when a borrower in repayment elects automatic debit payments via their personal checking account. For Ascent rates and repayment examples please visit: www.AscentStudentLoans.com/Rates. 1% Cash Back Graduation Reward subject to terms and conditions. Click here for details.

Our pick for

Part-time students

Only a few companies offer loans to students who attend less than half-time.

Sallie Mae Private Student Loan
Check Rate

on Sallie Mae's website

Check Rate

on Sallie Mae's website

Fixed APR

5.49-11.85%

Variable APR

4.25-11.35%

Min. Credit Score

Does not disclose

Pros

  • One of the few lenders to provide loans to part-time students.
  • Borrowers can access online tutoring and free credit score tracking.
  • Provides above-average customer support compared with other lenders.

Cons

  • You can't see if you’ll qualify and what rate you’ll get without a hard credit check.
  • Information not available on minimum qualifying credit scores or income.
Read full review

Qualifications

  • Typical credit score of approved borrowers or co-signers: 748.
  • Minimum income: Did not disclose.
  • Loan amounts: $1,000 up to 100% of the school-certified expenses.

Available Term Lengths

5 to 15 years

Disclaimer: 1 Lowest rates shown include the auto debit discount. Interest rates for Fixed and Deferred Repayment Options are higher than interest rates for the Interest Repayment Option. You’re charged interest starting at disbursement, while in school, during your separation/grace period, and until the loan is paid in full. The repayment option that is selected will apply during the in-school and separation/grace periods. When you enter principal and interest repayment, Unpaid Interest will be added to your loan’s Current Principal. Variable rates may increase over the life of the loan. Advertised variable rates reflect the starting range of rates and may vary outside of that range over the life of the loan. Advertised APRs are valid as of 05/28/2019 and assume a $10,000 loan to a freshman with no other Sallie Mae loans. Borrower or cosigner must enroll in auto debit through Sallie Mae. The rate reduction benefit applies only during active repayment for as long as the Current Amount Due or Designated Amount is successfully withdrawn from the authorized bank account each month. This benefit may be suspended during periods of forbearance or deferment, if available for the loan. 2 Loan amount cannot exceed the cost of attendance less financial aid received as certified by the school. Sallie Mae reserves the right to approve a lower loan amount than the school-certified amount. 3 This repayment example is based on a typical Smart Option Student Loan made to a freshman borrower who chooses a fixed rate and the Fixed Repayment Option for a $10,000 loan, with two disbursements, and a 8.88% fixed APR. It works out to 51 payments of $25.00, 119 payments of $162.06 and one payment of $120.23, for a Total Loan Cost of $20,680.37.

Our pick for

Community college

Many lenders restrict borrowing to students at four-year schools only.

SoFi Private Student Loan
Check Rate

on SoFi's website

Check Rate

on SoFi's website

Fixed APR

5.99-12.49%

Variable APR

4.99-12.24%

Min. Credit Score

700

Pros

  • You can see if you’ll qualify and what rate you’ll get without a hard credit check.
  • Multiple in-school repayment options available, including interest-only, flat-fee and deferred.
  • Additional perks like career planning, job search assistance and entrepreneurship support available.

Cons

  • Must be a U.S. citizen.
Read full review

Qualifications

  • Typical credit score of approved borrowers or co-signers: 700+.
  • Minimum income: No minimum.
  • Loan amounts: $5,000 minimum.

Available Term Lengths

5, 10 or 15 years

Our pick for

Bad or no credit

Federal loans don't require credit history; neither do these lenders.

Ascent Private Student Loans
Check Rate

on Ascent's website

Check Rate

on Ascent's website

Fixed APR

4.81-13.98%

Variable APR

4.19-13.19%

Min. Credit Score

680

Pros

  • Forbearance of 24 months is longer than many lenders.
  • You can make biweekly payments via autopay.
  • For co-signed option, multiple in-school repayment options are available, including interest-only, flat-fee and deferred.
  • For non-co-signed option, no co-signer or credit history is required.

Cons

  • Fewer repayment term lengths than other lenders for fixed-rate loans.
  • You can’t see if you’ll qualify and what rate you’ll get without a hard credit check.
  • Non-co-signed option is only available to college juniors, seniors and graduate students.
Read full review

Qualifications

  • Typical credit score of approved borrowers or co-signers: Did not disclose for co-signed option. For non-co-signed option, Ascent emphasizes future earnings over income or credit score.
  • Minimum income: $24,000 for co-signed option.
  • Loan amounts: For co-signed option, $2,000 minimum to $200,000 over the lifetime of a borrower. The amount for each loan period cannot exceed the total cost of attendance. For non-co-signed option, $2,000 to total cost of attendance.
  • Non-co-signed borrowers must maintain 2.5 GPA or higher.

Available Term Lengths

5, 10 or 15 for cosigned option or 10 or 15 for non-co-signed option

Disclaimer: 6 Ascent Student Loans are funded by Richland State Bank (RSB), Member FDIC. Loan products may not be available in certain jurisdictions. Certain restrictions, limitations; and terms and conditions may apply. For Ascent Terms and Conditions please visit: www.AscentStudentLoans.com/Ts&Cs. Rates are effective as of 06/01/2019 and include a 0.25% discount applied when a borrower in repayment elects automatic debit payments via their personal checking account. For Ascent rates and repayment examples please visit: www.AscentStudentLoans.com/Rates. 1% Cash Back Graduation Reward subject to terms and conditions. Click here for details.

Our pick for

International students without a co-signer

MPOWER Private Student Loan
See my rates

on NerdWallet's secure website

See my rates

on NerdWallet's secure website

Fixed APR

7.52-13.63%

Pros

  • Offers a hard-to-find option: non-co-signed student loans for international and DACA students.
  • Above-average customer support compared with other lenders.
  • Forbearance of 24 months is longer than many lenders offer, and borrowers can access national disaster forbearance as well.

Cons

  • You can't see if you’ll qualify and what rate you’ll get without a hard credit check.
  • Payment required while in school and during the grace period.
  • Offers only one repayment term: 10 years.
Read full review

Qualifications

  • MPOWER considers future income potential but does not factor in credit scores.
  • Loan amounts: Minimum $2,001. Maximum loan is $50,000, limited to $25,000 per academic period.

Available Term Lengths

10 years

Our pick for

International students with a co-signer

Ascent Private Student Loans
Check Rate

on Ascent's website

Check Rate

on Ascent's website

Fixed APR

4.81-13.98%

Variable APR

4.19-13.19%

Min. Credit Score

680

Pros

  • Forbearance of 24 months is longer than many lenders.
  • You can make biweekly payments via autopay.
  • For co-signed option, multiple in-school repayment options are available, including interest-only, flat-fee and deferred.
  • For non-co-signed option, no co-signer or credit history is required.

Cons

  • Fewer repayment term lengths than other lenders for fixed-rate loans.
  • You can’t see if you’ll qualify and what rate you’ll get without a hard credit check.
  • Non-co-signed option is only available to college juniors, seniors and graduate students.
Read full review

Qualifications

  • Typical credit score of approved borrowers or co-signers: Did not disclose for co-signed option. For non-co-signed option, Ascent emphasizes future earnings over income or credit score.
  • Minimum income: $24,000 for co-signed option.
  • Loan amounts: For co-signed option, $2,000 minimum to $200,000 over the lifetime of a borrower. The amount for each loan period cannot exceed the total cost of attendance. For non-co-signed option, $2,000 to total cost of attendance.
  • Non-co-signed borrowers must maintain 2.5 GPA or higher.

Available Term Lengths

5, 10 or 15 for cosigned option or 10 or 15 for non-co-signed option

Disclaimer: 6 Ascent Student Loans are funded by Richland State Bank (RSB), Member FDIC. Loan products may not be available in certain jurisdictions. Certain restrictions, limitations; and terms and conditions may apply. For Ascent Terms and Conditions please visit: www.AscentStudentLoans.com/Ts&Cs. Rates are effective as of 06/01/2019 and include a 0.25% discount applied when a borrower in repayment elects automatic debit payments via their personal checking account. For Ascent rates and repayment examples please visit: www.AscentStudentLoans.com/Rates. 1% Cash Back Graduation Reward subject to terms and conditions. Click here for details.

Our pick for

Medical school

Compare rates with federal PLUS loans.

Discover Private Student Loan
Check Rate

on Discover's website

Check Rate

on Discover's website

Fixed APR

5.49-12.99%

Variable APR

4.24-11.99%

Min. Credit Score

Does not disclose

Pros

  • More flexible repayment options for struggling borrowers than other lenders.
  • Above-average customer support compared with other lenders.
  • No late fees.

Cons

  • Only one repayment term: 15 years.
  • You can’t see if you’ll qualify and what rate you’ll get without a hard credit check.
Read full review

Qualifications

  • Typical credit score of approved borrowers: 660+.
  • Minimum income: Did not disclose.
  • Loan amounts: $1,000 up to your total cost of attendance, minus other financial aid.

Available Term Lengths

15 years

Disclaimer: Includes rates for undergraduate and graduate loans. Lowest rates shown include an interest-only repayment discount and a 0.25% interest rate reduction while enrolled in automatic payments. The interest rate ranges represent the lowest and highest interest rates offered on Discover student loans, including Undergraduate, Graduate, Health Professions, Law and MBA Loans. The fixed interest rate is set at the time of application and does not change during the life of the loan. The variable interest rate is calculated based on the 3-Month LIBOR index plus the applicable Margin percentage. The margin is based on your credit evaluation at the time of application and does not change. For variable interest rate loans, the 3-Month LIBOR is 2.63% as of April 1, 2019. Discover Student Loans will adjust the rate quarterly on each January 1, April 1, July 1 and October 1 (the "interest rate change date"), based on the 3-Month LIBOR Index, published in the Money Rates section of the Wall Street Journal 15 days prior to the interest rate change date, rounded up to the nearest one-eighth of one percent (0.125% or 0.00125). This may cause the monthly payments to increase, the number of payments to increase or both. Please click here for more information about interest rates.

Our pick for

Law school

Compare rates with federal PLUS loans.

Sallie Mae Private Student Loan
Check Rate

on Sallie Mae's website

Check Rate

on Sallie Mae's website

Fixed APR

5.49-11.85%

Variable APR

4.25-11.35%

Min. Credit Score

Does not disclose

Pros

  • One of the few lenders to provide loans to part-time students.
  • Borrowers can access online tutoring and free credit score tracking.
  • Provides above-average customer support compared with other lenders.

Cons

  • You can't see if you’ll qualify and what rate you’ll get without a hard credit check.
  • Information not available on minimum qualifying credit scores or income.
Read full review

Qualifications

  • Typical credit score of approved borrowers or co-signers: 748.
  • Minimum income: Did not disclose.
  • Loan amounts: $1,000 up to 100% of the school-certified expenses.

Available Term Lengths

5 to 15 years

Disclaimer: 1 Lowest rates shown include the auto debit discount. Interest rates for Fixed and Deferred Repayment Options are higher than interest rates for the Interest Repayment Option. You’re charged interest starting at disbursement, while in school, during your separation/grace period, and until the loan is paid in full. The repayment option that is selected will apply during the in-school and separation/grace periods. When you enter principal and interest repayment, Unpaid Interest will be added to your loan’s Current Principal. Variable rates may increase over the life of the loan. Advertised variable rates reflect the starting range of rates and may vary outside of that range over the life of the loan. Advertised APRs are valid as of 05/28/2019 and assume a $10,000 loan to a freshman with no other Sallie Mae loans. Borrower or cosigner must enroll in auto debit through Sallie Mae. The rate reduction benefit applies only during active repayment for as long as the Current Amount Due or Designated Amount is successfully withdrawn from the authorized bank account each month. This benefit may be suspended during periods of forbearance or deferment, if available for the loan. 2 Loan amount cannot exceed the cost of attendance less financial aid received as certified by the school. Sallie Mae reserves the right to approve a lower loan amount than the school-certified amount. 3 This repayment example is based on a typical Smart Option Student Loan made to a freshman borrower who chooses a fixed rate and the Fixed Repayment Option for a $10,000 loan, with two disbursements, and a 8.88% fixed APR. It works out to 51 payments of $25.00, 119 payments of $162.06 and one payment of $120.23, for a Total Loan Cost of $20,680.37.

Our picks for

Graduate students

Compare rates with federal PLUS loans.

College Ave Private Student Loan
Check Rate

on College Ave's website

Check Rate

on College Ave's website

Fixed APR

4.73-12.94%

Variable APR

3.99-11.98%

Min. Credit Score

Low 700s

Pros

  • You can see if you’ll qualify and what rate you’ll get without a hard credit check.
  • International students can qualify with a co-signer.
  • More flexible repayment options than other lenders.

Cons

  • No formal forbearance options.
  • Below-average customer support compared with other lenders.
Read full review

Qualifications

  • Typical credit score of approved borrowers: Mid-700s.
  • Minimum income: $35,000 per year.
  • Loan amounts: $1,000 up to the total cost of attendance.

Available Term Lengths

5, 8, 10 or 15 years

Disclaimer: College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply. All rates shown include the autopay discount. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation.

RISLA Private Student Loan
See my rates

on NerdWallet's secure website

See my rates

on NerdWallet's secure website

Fixed APR

3.64-5.59%

Min. Credit Score

680

Pros

  • Income-based repayment plan available, with forgiveness after 25 years.
  • You can see if you’ll qualify and what rate you’ll get without a hard credit check.
  • Loan forgiveness options for medical interns and nurses.

Cons

  • Fixed-rate loans available only to Rhode Island residents or those who attend school there.
Read full review

Qualifications

  • Typical credit score of approved borrowers: 748.
  • Minimum income: $40,000.
  • Loan amounts: $7,500 to $250,000, depending on the highest degree earned.

Available Term Lengths

5, 10 or 15 years

MPOWER Private Student Loan
See my rates

on NerdWallet's secure website

See my rates

on NerdWallet's secure website

Fixed APR

7.52-13.63%

Pros

  • Offers a hard-to-find option: non-co-signed student loans for international and DACA students.
  • Above-average customer support compared with other lenders.
  • Forbearance of 24 months is longer than many lenders offer, and borrowers can access national disaster forbearance as well.

Cons

  • You can't see if you’ll qualify and what rate you’ll get without a hard credit check.
  • Payment required while in school and during the grace period.
  • Offers only one repayment term: 10 years.
Read full review

Qualifications

  • MPOWER considers future income potential but does not factor in credit scores.
  • Loan amounts: Minimum $2,001. Maximum loan is $50,000, limited to $25,000 per academic period.

Available Term Lengths

10 years

Our picks for

Parent loans for college

Not all lenders offer parent loans. Compare with federal PLUS loans.

RISLA Private Student Loan
See my rates

on NerdWallet's secure website

See my rates

on NerdWallet's secure website

Fixed APR

3.64-5.59%

Min. Credit Score

680

Pros

  • Income-based repayment plan available, with forgiveness after 25 years.
  • You can see if you’ll qualify and what rate you’ll get without a hard credit check.
  • Loan forgiveness options for medical interns and nurses.

Cons

  • Fixed-rate loans available only to Rhode Island residents or those who attend school there.
Read full review

Qualifications

  • Typical credit score of approved borrowers: 748.
  • Minimum income: $40,000.
  • Loan amounts: $7,500 to $250,000, depending on the highest degree earned.

Available Term Lengths

5, 10 or 15 years

College Ave Private Student Loan
Check Rate

on College Ave's website

Check Rate

on College Ave's website

Fixed APR

4.73-12.94%

Variable APR

3.99-11.98%

Min. Credit Score

Low 700s

Pros

  • You can see if you’ll qualify and what rate you’ll get without a hard credit check.
  • International students can qualify with a co-signer.
  • More flexible repayment options than other lenders.

Cons

  • No formal forbearance options.
  • Below-average customer support compared with other lenders.
Read full review

Qualifications

  • Typical credit score of approved borrowers: Mid-700s.
  • Minimum income: $35,000 per year.
  • Loan amounts: $1,000 up to the total cost of attendance.

Available Term Lengths

5, 8, 10 or 15 years

Disclaimer: College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply. All rates shown include the autopay discount. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation.

Summary of Best Student Loans for 2019

LenderFixed APRVariable APRMin. Credit ScoreLearn More
Federal Subsidized/Unsubsidized Loan

Federal Subsidized/Unsubsidized Loan

See my rates

on NerdWallet's secure website

5.05-6.60%

N/AN/ASee my rates

on NerdWallet's secure website

Ascent Private Student Loans

Ascent Private Student Loans

Check Rate

on Ascent's website

4.81-13.98%

4.19-13.19%

680

Check Rate

on Ascent's website

SoFi Private Student Loan

SoFi Private Student Loan

Check Rate

on SoFi's website

5.99-12.49%

4.99-12.24%

700

Check Rate

on SoFi's website

RISLA Private Student Loan

RISLA Private Student Loan

See my rates

on NerdWallet's secure website

3.64-5.59%

N/A

680

See my rates

on NerdWallet's secure website

Sallie Mae Private Student Loan

Sallie Mae Private Student Loan

Check Rate

on Sallie Mae's website

5.49-11.85%

4.25-11.35%

Does not disclose

Check Rate

on Sallie Mae's website

MPOWER Private Student Loan

MPOWER Private Student Loan

See my rates

on NerdWallet's secure website

7.52-13.63%

N/AN/ASee my rates

on NerdWallet's secure website

Discover Private Student Loan

Discover Private Student Loan

Check Rate

on Discover's website

5.49-12.99%

4.24-11.99%

Does not disclose

Check Rate

on Discover's website

College Ave Private Student Loan

College Ave Private Student Loan

Check Rate

on College Ave's website

4.73-12.94%

3.99-11.98%

Low 700s

Check Rate

on College Ave's website

LenderFixed APRVariable APRMin. Credit ScoreLearn More
Federal Subsidized/Unsubsidized Loan

Federal Subsidized/Unsubsidized Loan

See my rates

on NerdWallet's secure website

5.05-6.60%

N/AN/ASee my rates

on NerdWallet's secure website

Ascent Private Student Loans

Ascent Private Student Loans

Check Rate

on Ascent's website

4.81-13.98%

4.19-13.19%

680

Check Rate

on Ascent's website

SoFi Private Student Loan

SoFi Private Student Loan

Check Rate

on SoFi's website

5.99-12.49%

4.99-12.24%

700

Check Rate

on SoFi's website

RISLA Private Student Loan

RISLA Private Student Loan

See my rates

on NerdWallet's secure website

3.64-5.59%

N/A

680

See my rates

on NerdWallet's secure website

Sallie Mae Private Student Loan

Sallie Mae Private Student Loan

Check Rate

on Sallie Mae's website

5.49-11.85%

4.25-11.35%

Does not disclose

Check Rate

on Sallie Mae's website

MPOWER Private Student Loan

MPOWER Private Student Loan

See my rates

on NerdWallet's secure website

7.52-13.63%

N/AN/ASee my rates

on NerdWallet's secure website

Discover Private Student Loan

Discover Private Student Loan

Check Rate

on Discover's website

5.49-12.99%

4.24-11.99%

Does not disclose

Check Rate

on Discover's website

College Ave Private Student Loan

College Ave Private Student Loan

Check Rate

on College Ave's website

4.73-12.94%

3.99-11.98%

Low 700s

Check Rate

on College Ave's website

Best private student loan companies

Chances are that multiple private lenders offer the kind of student loan you want. We've gathered them by category below. Compare offers from as many as you can before signing on the dotted line.

No co-signer

Bad or no credit

Part-time students

Community college

Lenders that offer co-signer release

International students

Medical school

Law school

Graduate school

Parent loans

Last updated on June 13, 2019

To recap our selections...

NerdWallet's Best Student Loans for 2019