✅ Fact-checked and reviewed
NerdWallet's content is fact-checked for accuracy, timeliness, and relevance by humans. It undergoes a thorough review process involving writers and editors to ensure the information is as clear and complete as possible. Learn more by checking our Editorial Guidelines.
250+ small-business products reviewed and rated by our team of experts.
80+ years of combined experience covering small-business and personal finance.
60+ business bank accounts rated with our objective, comprehensive business bank account rubrics (
You’re our first priority.
Every time.
We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.
So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners .
✅ Fact-checked and reviewed
NerdWallet's content is fact-checked for accuracy, timeliness, and relevance by humans. It undergoes a thorough review process involving writers and editors to ensure the information is as clear and complete as possible. Learn more by checking our Editorial Guidelines.
250+ small-business products reviewed and rated by our team of experts.
80+ years of combined experience covering small-business and personal finance.
60+ business bank accounts rated with our objective, comprehensive business bank account rubrics (
You’re our first priority.
Every time.
We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.
So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners .
Bluevine Business Checking
at Bluevine, Deposits are FDIC Insured
| Bank/institution | Best for | NerdWallet rating | Monthly fee | APY | Bonus | Learn more |
|---|---|---|---|---|---|---|
Bluevine Business Checking at Bluevine, Deposits are FDIC Insured | Online banking | $0 | 1.50% With $0 min. balance for APY | $300 Requirements to qualify | at Bluevine, Deposits are FDIC Insured | |
| Pros
Cons
| ||||||
 American Express® Business Checking at American Express National Bank, Member FDIC | 24/7 customer support | $0 | 1.30% With $0 min. balance for APY | $30,000 Requirements to qualify | at American Express National Bank, Member FDIC | |
| Pros
Cons
| ||||||
 Grasshopper Innovator Business Checking Account at Grasshopper Bank, Member FDIC | 1% cash back on debit card purchases | $0 | 1.80% With $25,000 min. balance for APY | N/A | at Grasshopper Bank, Member FDIC | |
| Pros
Cons
| ||||||
 Found Small Business Banking at Found, Deposits are FDIC Insured | Tax planning, bookkeeping and invoicing tools | $0 | N/A | $125 Requirements to qualify | at Found, Deposits are FDIC Insured | |
| Pros
Cons
| ||||||
 Chase Business Complete Banking® at Chase, Member FDIC | Accepting in-person payments | $15.00 Waived with $2,000 minimum balance | N/A | $500 Requirements to qualify | at Chase, Member FDIC | |
| Pros
Cons
| ||||||
 Relay Business Checking at Relay, Deposits are FDIC Insured | Low fees on wire transfers | $0 | N/A | N/A | at Relay, Deposits are FDIC Insured | |
| Pros
Cons
| ||||||
 nbkc Business Account at nbkc bank, Member FDIC | Cash deposits and withdrawals | $0 | N/A | N/A | at nbkc bank, Member FDIC | |
| Pros
Cons
| ||||||
 First Internet Bank Do More Business™ Checking at First Internet Bank, Member FDIC | Automatic transfers to savings | $0 | 0.50% With $10,000 min. balance for APY | N/A | at First Internet Bank, Member FDIC | |
| Pros
Cons
| ||||||
 North One Standard Business Checking at North One, Deposits are FDIC Insured | High APY | $0 | 2.50% With $0 min. balance for APY | N/A | at North One, Deposits are FDIC Insured | |
| Pros
Cons
| ||||||
With $0 min. balance for APY
Requirements to qualify
at Bluevine, Deposits are FDIC Insured
Pros
Cons
Bluevine Business Checking
Best for Online banking
With $0 min. balance for APY
Requirements to qualify
at Bluevine, Deposits are FDIC Insured
Pros
Cons
With $0 min. balance for APY
Requirements to qualify
at American Express National Bank, Member FDIC
Pros
Cons
American Express® Business Checking
Best for 24/7 customer support
With $0 min. balance for APY
Requirements to qualify
at American Express National Bank, Member FDIC
Pros
Cons
With $25,000 min. balance for APY
at Grasshopper Bank, Member FDIC
Pros
Cons
Grasshopper Innovator Business Checking Account
Best for 1% cash back on debit card purchases
With $25,000 min. balance for APY
at Grasshopper Bank, Member FDIC
Pros
Cons
Requirements to qualify
at Found, Deposits are FDIC Insured
Pros
Cons
Found Small Business Banking
Best for Tax planning, bookkeeping and invoicing tools
Requirements to qualify
at Found, Deposits are FDIC Insured
Pros
Cons
Waived with $2,000 minimum balance
Requirements to qualify
at Chase, Member FDIC
Pros
Cons
Chase Business Complete Banking®
Best for Accepting in-person payments
Waived with $2,000 minimum balance
Requirements to qualify
at Chase, Member FDIC
Pros
Cons
Pros
Cons
Relay Business Checking
Best for Low fees on wire transfers
at Relay, Deposits are FDIC Insured
Pros
Cons
Pros
Cons
nbkc Business Account
Best for Cash deposits and withdrawals
at nbkc bank, Member FDIC
Pros
Cons
With $10,000 min. balance for APY
at First Internet Bank, Member FDIC
Pros
Cons
First Internet Bank Do More Business™ Checking
Best for Automatic transfers to savings
With $10,000 min. balance for APY
at First Internet Bank, Member FDIC
Pros
Cons
With $0 min. balance for APY
at North One, Deposits are FDIC Insured
Pros
Cons
North One Standard Business Checking
Best for High APY
With $0 min. balance for APY
at North One, Deposits are FDIC Insured
Pros
Cons
Learn more