How to Apply for a Credit Card So You’ll Get Approved

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1. Learn about credit scores
300 – 629 | Bad credit |
630 – 689 | Average credit |
690 – 719 | Good credit |
720 and up | Excellent credit |
2. Access your credit scores

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3. Improve your credit
- Make payments on time.
- Keep balances low on existing credit cards.
- Avoid new debt.
4. Prepare for questions you’ll be asked
5. Apply strategically
6. Don't give up
The bottom line
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