Best business card sign-up bonuses
- Capital One Spark Cash Plus:Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months and an additional $2,000 cash bonus for every $500K spent during the first year.
- Capital One Spark Cash Select:Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening.
- Capital One Venture X Business:For a limited time, earn up to 350,000 bonus miles: 150,000 miles once you spend $30,000 in the first 3 months, and an additional 200,000 miles once you spend $200,000 in the first 6 months.
- Ink Business Preferred® Credit Card:Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
- Ink Business Unlimited® Credit Card:Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
- Marriott Bonvoy Business® American Express® Card:Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees. Terms apply.
- U.S. Bank Triple Cash Rewards Visa® Business Card:Earn $750 in cash back. Just spend $6,000 on the Account Owner's card in the first 180 days of opening your account.
Best business card sign-up bonuses
- Capital One Spark Cash Plus:Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months and an additional $2,000 cash bonus for every $500K spent during the first year.
- Capital One Spark Cash Select:Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening.
- Capital One Venture X Business:For a limited time, earn up to 350,000 bonus miles: 150,000 miles once you spend $30,000 in the first 3 months, and an additional 200,000 miles once you spend $200,000 in the first 6 months.
- Ink Business Preferred® Credit Card:Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
- Ink Business Unlimited® Credit Card:Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
- Marriott Bonvoy Business® American Express® Card:Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees. Terms apply.
- U.S. Bank Triple Cash Rewards Visa® Business Card:Earn $750 in cash back. Just spend $6,000 on the Account Owner's card in the first 180 days of opening your account.
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Here are the best business credit card sign-up bonuses
Here are the best business credit card sign-up bonuses
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Cashback
on Chase's website
Rates & Fees
Pros
- High rewards rate
- Intro APR period
- No reward caps
- New cardholder bonus offer
Cons
- No bonus categories
2025 BEST CREDIT CARD
SMALL BUSINESSInk Business Unlimited® Credit Card
Best for Overall cash-back welcome offer
Cashback
on Chase's website
Rates & Fees
Pros
- High rewards rate
- Intro APR period
- No reward caps
- New cardholder bonus offer
Cons
- No bonus categories
Cashback
on Capital One's website
Rates & Fees
Pros
- High rewards rate
- No reward caps
- No foreign transaction fees
Cons
- Requires excellent credit
- Reports all card activity to consumer credit bureaus
- No Intro APR period
Capital One Spark Cash Select
Best for Unlimited flat-rate cash back
Cashback
on Capital One's website
Rates & Fees
Pros
- High rewards rate
- No reward caps
- No foreign transaction fees
Cons
- Requires excellent credit
- Reports all card activity to consumer credit bureaus
- No Intro APR period
Cashback
on U.S. Bank's website
Rates & Fees
Pros
- High cash-back bonus rate
- No cap on bonus rewards
- Intro APR period on purchases
- Reports to Dun & Bradstreet
- New cardholder bonus offer
Cons
- Low rate outside bonus categories
- Activity on employee cards does not count toward bonus spending requirement
U.S. Bank Triple Cash Rewards Visa® Business Card
Best for Intro APR + bonus categories
Cashback
on U.S. Bank's website
Rates & Fees
Pros
- High cash-back bonus rate
- No cap on bonus rewards
- Intro APR period on purchases
- Reports to Dun & Bradstreet
- New cardholder bonus offer
Cons
- Low rate outside bonus categories
- Activity on employee cards does not count toward bonus spending requirement
Points
Points
on Chase's website
Rates & Fees
Pros
- New cardholder bonus offer
- High reward redemption rate
- Transfer partners
Cons
- Does not include lounge access or travel credits
Ink Business Preferred® Credit Card
Best for Overall travel points welcome offer
Points
Points
on Chase's website
Rates & Fees
Pros
- New cardholder bonus offer
- High reward redemption rate
- Transfer partners
Cons
- Does not include lounge access or travel credits
Points
Points
on American Express' website
Rates & Fees
Pros
- High rewards rate
- Automatic elite status
- Free night reward on cardholder anniversary
- New cardholder bonus offer
Cons
- Rewards have limited flexibility
Marriott Bonvoy Business® American Express® Card
Best for Hotel business card bonus offer
Points
Points
on American Express' website
Rates & Fees
Pros
- High rewards rate
- Automatic elite status
- Free night reward on cardholder anniversary
- New cardholder bonus offer
Cons
- Rewards have limited flexibility
Cashback
on Capital One's website
Rates & Fees
Pros
- High rewards rate
- No preset spending limit
- No foreign transaction fees
- New cardholder bonus offer
Cons
- High annual fee
- Balance must be paid in full every month
- High spending requirement to hit bonuses
- Requires excellent credit
Capital One Spark Cash Plus
Best for Businesses with big budgets
Cashback
on Capital One's website
Rates & Fees
Pros
- High rewards rate
- No preset spending limit
- No foreign transaction fees
- New cardholder bonus offer
Cons
- High annual fee
- Balance must be paid in full every month
- High spending requirement to hit bonuses
- Requires excellent credit
Miles
⏱️ Limited time offer
on Capital One's website
Rates & Fees
Pros
- High rewards rate
- New cardholder bonus offer
- Priority Pass lounge membership
- Annual travel credit, bonus points
- Statement credit for Global Entry, TSA PreCheck®
Cons
- High annual fee
- Requires excellent credit
- Balance must be paid in full every month
Capital One Venture X Business
Best for Welcome offer + annual travel credit
Miles
⏱️ Limited time offer
on Capital One's website
Rates & Fees
Pros
- High rewards rate
- New cardholder bonus offer
- Priority Pass lounge membership
- Annual travel credit, bonus points
- Statement credit for Global Entry, TSA PreCheck®
Cons
- High annual fee
- Requires excellent credit
- Balance must be paid in full every month
Cash-back business credit cards with welcome offers
- Ink Business Premier® Credit Card:Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
- The American Express Blue Business Cash™ Card:Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. Terms Apply.
- Ink Business Cash® Credit Card:Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.
- Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card:Get a $300 online statement credit after you make at least $3,000 in net purchases in the first 90 days of your account opening - with no annual fee and cash rewards don't expire as long as your account remains open.
Travel business credit cards with welcome offers
- The Business Platinum Card® from American Express:Limited Time Travel Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25. Terms Apply.
- U.S. Bank Business Altitude® Connect Visa Signature® Card:Limited Time Offer: Earn 60,000 bonus points, worth $600 if you spend $6,000 on the Account Owner's card in the first 180 days from account opening.
- Southwest® Rapid Rewards® Performance Business Credit Card:Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
- IHG One Rewards Premier Business Credit Card:Earn up to 200,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 60,000 Bonus Points after spending a total of $9,000 in the first 6 months from account opening.
Ink Business Unlimited® Credit Card vs. Chase Freedom Unlimited®
Card type | Business. | Personal. |
Annual fee | $0 . | $0 . |
Bonus | Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. | Limited Time Intro Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening. |
Ink Business Preferred® Credit Card vs. Chase Sapphire Preferred® Card
Card type | Business. | Personal. |
Annual fee | $95 . | $95 . |
Bonus | Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. | Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. |
Capital One Venture X Business vs. Capital One Venture X Rewards Credit Card
Card type | Business. | Personal. |
Annual fee | $395 . (See rates and fees.) | $395 . (See rates and fees.) |
Bonus | For a limited time, earn up to 350,000 bonus miles: 150,000 miles once you spend $30,000 in the first 3 months, and an additional 200,000 miles once you spend $200,000 in the first 6 months. | Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel. |
🤓 Nerdy Tip
You don’t need a business to get a business credit card and qualify for bigger sign-up bonuses. Freelance gigs and side jobs — even dogsitting or selling items on Facebook Marketplace — are good enough to get a business card. You don't even need business revenue, just an excellent personal credit score to qualify for most business credit cards.- Required spending amount / bonus amount
- Card A: 4,000 / 350 = 11.4
- Card B: 3,000 / 250 = 12