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- 1. Know when to start retirement planning
- Request your FSA IDs
- Use elite status
- Traditional 401(k)
- Talk with a professional
- Big three prepaid plans
- Accident-free or 'good driver' discount
- Upsides
- NY state income tax: Single and married filing separately
- How to set up a crypto wallet
- Fake apps are stealing crypto
- What identity theft protection companies do
- 2. You’re facing a “face-to-face” tax audit
- 2. It’s a deferred interest card ...
- Where Mercury falls short
- Pros and cons of living in a state without income tax
- How does a home equity loan work?
- 4. What is my interest rate?
- Lower your debt-to-income ratio
- Example of the difference between APY and interest rate
- How to monetize your Instagram with fewer followers
- How does FIRE work?
- 2. You have a history of poor credit management
- 2. Car wash services
- Plan debt payment
- SBA loans
- How to deal with a low appraisal
- Find a car loan
- Other alternatives to Mint
- 2. Annual fees may vary by consumer
- 2. How far do you need to drive on a single charge?
- Coast
- What if I get a tax extension but forget to pay?
- Which Capital One travel cards include rental car insurance?
- Income taxes for single-member LLCs
- In-flight food
- Earn Copa miles by spending on credit cards
- Best life insurance for seniors in April 2024
- How the cash stuffing method works
- The Platinum Card® from American Express
- Other student loan calculators
- What affects the cost of auto body repairs?
- Building foundations
- 2. Decide on an order type
- Onboard amenities
- Average annual PMI premium
- 2. Virtual assistant
- 2. Costco
- The best airline of 2024
- What is on a Schedule C form?
- 2. Decide what type of investor you are
- What if I go over the limit?
- Captive insurance agents
- Bond risks
- Have the correct type of loans, or consolidate
- Does insurance cover vasectomies?
- How do United miles compare with other airlines?
- Disadvantages of a life insurance policy loan
- How to determine how much car you can afford
- Waffle House workers in Georgia
- Interview multiple listing agents
- How much is the Medicare Part D late enrollment penalty?
- Break down your results
- Amazon's Prime Visa
- You might be denied the ability to open a new bank account
- What is the difference between Costco memberships?
- Pros and cons of mortgage protection insurance
- How do discretionary expenses fit into a budget?
- 2. There are Chase Sapphire lounges in Hong Kong, Boston and New York, with more to come
- How Amazon Flex works
- U.S. Treasury bonds
- 2. Budget extra days in the big city ahead of takeoff
- What if you win a vacation or a car or something else instead of money?
- How to use the USDA mortgage calculator
- Commodity ETFs
- The top 7 dividend aristocrats list
- How Progressive home insurance works
- $200 annual airline fee credit
- Alliant: Best for fast funding
- 1. Inspect the check
- 4. Race
- 3. Test out different budgeting methods
- Alaska Access vs. Flight Pass
- 1. Open an account
- Best iOS personal expense tracker apps
- Does raising the minimum wage cause inflation?
- Why are you setting up a retirement plan?
- What to do if you don't qualify for parent PLUS loans
- Small businesses contributed to 70% of net job increases
- Optimize your existing market
- Nonrefundable tax credit
- Lenders and agents shouldn’t threaten you or use force
- How do I find the best 529 plans?
- Child tax credit 2024 (taxes filed in 2025)
- What to look for in a personal finance tool
- Credit cards earn easy rewards
- Hot wallet
- 2. Redeem rewards for Airbnb gift cards or cash back
- Disney’s Hollywood Studios rides
- The gray area
- Tuesday and Friday flights can help you avoid the rush earlier in the week
- Retirement benefits
- Are Cardless credit cards good?
- 2. Ask for higher credit limits
- How Medicare Advantage plans work
- What about people who aren’t traveling?
- Apply for mortgage forbearance
- 2. Rebalance your debts and income
- State availability
- Margin accounts
- Pay the difference in cash
- Eligible restaurants
- Term life insurance
- Step 2: Account for multiple jobs
- What are the Roth IRA rules for withdrawals?
- How to use average car interest rates
- Cash discounting
- 3. Marketing services
- Consider in-store shopping for single items
- World of Hyatt
- For building credit: BMO Boost Secured Credit Card
- 2. SBA loans
- Borrow subsidized loans before unsubsidized
- How to claim the property tax deduction
- Benefits of using life insurance as an inheritance
- Does your home insurance policy cover dog liability?
- Which types of businesses can start a PLLC?
- Pros and cons of a lady bird deed
- Cabins
- Personal loan pros and cons
- How to estimate car insurance costs
- Priority Pass Lounges
- Types of AI ETFs
- Build a case
- PMI calculator help
- Find a co-signer
- What does earthquake insurance cover?
- Winner: Alaska Airlines
- Our take
- How to start a cleaning business in 7 steps
- First things first: Check your IRA eligibility
- Average bank personal loan rates
- Standard two weeks’ notice template
- Why buy long-term care insurance?
- What happens if I don’t report my Form 1095-C?
- 13 fundamentals of personal finance
- Types of second mortgages
- 3. How much are you willing to pay in upfront costs?
- Double-trigger RSUs: performance-based goals
- What is a Roth IRA account?
- Prepare for bonus depreciation to begin fading out this year
- Qualifying for a USDA-guaranteed mortgage
- Chase Business Complete Banking
- NerdWallet’s budget planner
- C
- General information about prepaid debit cards
- Transfer Apple Cash to a debit card instantly
- An annual dining credit at restaurants worldwide
- What to include in your financial aid appeal letter
- How to trade options in four steps
- EveryDollar
- Invesco Solar ETF (TAN)
- Multi-day park admission deals
- Online brokerage account
- Certificates of deposit
- Repayment terms may be interest-only
- Airline incidental credit
- NY state income tax: Married filing jointly or qualifying widow(er)
- How do you buy winery insurance?
- 2. Poshmark
- Disney World ticket prices
- What did the payment pause do?
- What Medicare Supplement plan is most popular?
- 2. Rakuten
- Indiegogo vs. Kickstarter: Campaign rules
- Investment goals
- Calculate your DTI
- 4 ways to avoid overdraft fees
- 4. Cooking for a big group? Get a place with a kitchen
- Sign-up bonus
- Are there income limits for 401(k)s?
- Starter home vs. forever home
- Will your disability benefits change when you turn 65?
- 3. Your first credit card can build your credit — or ruin it
- How to set up bill pay
- Limitations of USPS Informed Delivery
- Coinsurance, copayments and deductibles
- How we chose the cheapest companies in California
- Predictable payments
- Debt-to-income ratio
- Things to consider when using Zelle
- How to calculate APY
- Are Vanguard index funds a good investment?
- Dividend vs. growth stocks
- Aetna Medicare star ratings
- 3. Assemble your documents and back them up
- 3. Bitcoin ATMs
- Questions to ask yourself first
- 4. Explore alternative accommodations
- How do REITs work?
- Home equity loan interest
- The payout goes directly to your beneficiaries
- Free checked bag
- 3. Choose an affordable school
- 1. Start with a budget
- Pros and cons of buying life insurance through work
- Advantages of a lady bird deed
- Another money-change option: online currency converters
- Employer identification numbers
- What is a Bitcoin strategy ETF?
- Blue Basic
- What mortgage can I afford?
- Overall cost
- What won’t change
- Common reasons for excess 401(k) contributions
- 3. Target
- For home buyers and homeowners
- 2. Web design
- Best Hyatt point redemptions for luxury resorts
- Unite Here Local 11
- How to avoid overdrafts in the future
- Credit cards
- Title insurance
- How United credit cards work
- $200 hotel credit
- What is a prepaid debit card?
- 3. Ask your bank for relief
- How to apply for a business credit card without a business
- Should I choose a home equity loan or a HELOC?
- 1. Open an options trading account
- Joann
- Learn more
- Transfer Bitcoin
- What is the difference between an investment advisor and a financial advisor?
- 20% of new businesses close within a year
- Claim a niche market
- Work with a financial planner
- How credit scores affect monthly car payments
- The Transform Business Grant
- The problem with the 100% Satisfaction Guarantee
- Refundable tax credit
- If you qualify for a hardship withdrawal
- Why American Airlines’ miles are so valuable
- Requirements: Who qualifies for the child tax credit?
- 3. High-yield money market accounts (MMAs)
- Mid-term goal examples:
- State availability
- Light on fees
- Red tape everywhere
- 2. Test websites and apps
- Why use an IUL for retirement?
- Avoid owing more than your car is worth
- APY to interest rate calculator
- Campaign rules: Indiegogo
- How to use a health care FSA
- Saving a little at a time
- Best car insurance in New York for your budget: Progressive
- Deepen money smarts
- SeaWorld, San Diego
- 4. Get down payment assistance for a home
- Car loan preapproval can save you money at the dealership
- EveryDollar
- 4. Real estate business
- Ask for help if you need it
- Cheapest for 20-year-old drivers
- Earn Copa miles by transferring
- Landlord associations
- 2. Apply for a credit card consolidation loan
- Programs that use the federal poverty level
- 2. U.S. Bank rewards
- 30% of your income: wants
- What is a FICO Auto Score?
- First-time home buyer benefits and programs
- Student loan interest calculator
- It’s not what you can borrow, it’s what you can afford
- Credit card access and rewards
- March
- Booking first class with cash
- Delay your purchase
- How to fill out Schedule C
- Objective: Fend off criminals
- APR ranges for bank lenders
- Should you borrow from cash value life insurance?
- !. Alila Kothaifaru Maldives
- 1. Calculate the car payment you can afford
- How much is new car insurance?
- Ask listing agents these questions
- 3. Choose how to shop for car insurance
- 2. Skip EarlyBird (but still get a good spot in the boarding line)
- Small-business credit cards
- What to expect in Turkish Airlines economy class
- How has the JetBlue points value changed over time?
- Corporate bonds
- 3. Join Facebook traveler groups
- Bring your own phone to Visible, or buy one
- ESG investing benefits
- Exchange-traded notes (ETNs)
- Debt-to-income ratios
- How car models affect insurance rates — down to the trim
- Amica
- Skip: Sporting goods
- 2. Kayak
- Do all workers earn at least the minimum wage?
- 2. Figure out how much money you need to retire
- Don't pay foreign transaction fees
- Universal Orlando Resort
- Get a secured credit card
- Airline redemption bonus
- How to find the best stocks to buy now
- Defensive driver discount
- NY state income tax: Head of household
- 1. Determine your coverage needs
- 3. … and it can also be a low-interest card
- State availability
- Episode transcript
- Are CD interest rates rising?
- Wednesdays and Saturdays are the cheapest day to fly internationally
- 3. Determine other ownership costs
- Get a secured credit card
- Frugal entertainment tips
- 5 ways to make money on Instagram
- The rule of 25 and 4% rule
- How much does a cashier’s check cost?
- 3. Your credit history is insufficient
- How to calculate debt-to-income ratio for a mortgage
- How many jobs were added in March?
- How long you have the loan matters
- 3. Auto repair
- Starter homes
- How to pay off a mortgage early
- How to find undervalued stocks
- Compare insurance rates for 20-year-olds
- Crypto.com DeFi Wallet: 4.8 out of 5 stars
- Cheap car insurance from midsize companies
- Maintenance is required
- Trading in a car with negative equity
- Reasons to buy a house with cash
- OFX
- Retirement savings by age
- Fast funding
- 3. Where will you charge it?
- WEX
- Documents required for a personal loan
- The five-year rule for Roth IRAs
- How to qualify for the QBI deduction
- 4. Specify your power of attorney
- 4. Bitcoin exchange-traded funds
- Income taxes for multi-member LLCs
- Cons of a condo vs. a house
- Average seats
- 2. Empower: Best for fast cash
- PLLCs vs. other business types for professionals
- How base prices can fool you
- How to calculate your net worth
- Do personal credit scores affect business credit scores?
- 2. Choose your insurance deductible
- Getting ready for a recession
- Where to look
- What can business owners use EINs for?
- After getting a cash advance: Yes, but it’s a bad idea
- Freddie Mac Home Possible
- If you have federal student loans
- When to use a credit card
- Cash App
- How to buy AI ETFs
- Average daily balance
- 4. Kohl’s
- Does Hulu allow password sharing?
- Best car insurance companies: Our winners
- Step 1: Fund your cleaning business
- 5 best-performing meme stocks
- For small-business owners
- Independent insurance agents and brokers
- How to prepare for a bond crash
- When is the best time to use United miles?
- Is Form 1095-C tax deductible?
- How to invest in dividend ETFs
- How to apply for an employer identification number
- Is a business line of credit right for me?
- Tax liability of RSUs
- Advantages of mortgage protection insurance
- Other factors that affect what you'll pay each month
- Different types of planes
- Are game show winnings taxed differently than gambling winnings?
- Treasury bill rates compared to other Treasury securities
- 3. Call the IRS to locate your EIN
- Bank of America Business Advantage Fundamentals
- State availability
- $200 Uber Cash
- First Tech: Best for co-sign and joint loan options
- 5. Credit history (in some states)
- 2. Calculate (or estimate) how much you’ll need in retirement
- Coverage limits
- iShares Global Clean Energy ETF (ICLN)
- Other good ways to pay abroad
- Did you know the Roth options have changed?
- Move into new markets
- Partially refundable tax credit
- What happens when you get your car repossessed?
- Managed brokerage account
- 529 plans by state
- Compare identity theft protection services
- Disney’s Hollywood Studios shows
- Other taxes
- 3. SEP IRA
- Sign-up bonuses
- Episode transcript
- Traditional IRA income limits for 2023 and 2024
- Roth IRA income limits for 2023 and 2024
- How to choose the best Medicare Advantage plan
- Apply extra student loan payments toward the principal
- Planning to travel at the same time as everyone else
- Apply for loan modification
- 1. Get sponsored
- Amica home insurance coverage
- Do I have to pay state tax on lottery winnings?
- 5. Share your status benefits
- Why it’s the best
- Business term loans
- Getting the best HELOC rate
- SeaWorld, Orlando
- Primary vs. secondary insurance coverage
- California income tax deadlines and extensions
- 3. Rewards aren't competitive
- You don't want to pay interest
- Step 3: Claim dependents, including children
- Under 35
- Best car insurance companies: Our winners
- How are dividends paid out?
- 3. Watch for Delta flash sales
- What if I miss the deadline for applying for a tax extension?
- 5. Pick a different neighborhood
- REITs' average return
- Try a simple budgeting plan
- Southwest Airlines
- For travelers: BMO Premium Rewards Credit Card
- How to get a private student loan
- ITIN: What it is and how to get one
- Other ways to earn Copa ConnectMiles:
- Tenant screening services
- Stacking up wins
- Top 8 Bitcoin strategy ETFs by fee
- Blue
- Capitalization increases interest costs
- Delta Sky Club
- Card readers and apps
- Booking with miles
- 3. Researcher and fact-checker
- Use a credit card
- Our tips
- 3. Extended reality
- What if I need cash after I hit the limit?
- Diversify
- Work full time for a qualifying employer
- Are vasectomies reversible?
- Auto insurance direct from the insurer
- Medicare Part D penalty calculator
- What happens if Chevron is overturned?
- 2. Owning a car isn’t the only requirement
- How does a Roth IRA work?
- Air Canada baggage fees
- How to get paid
- Potential for high returns
- Dividend kings vs. aristocrats
- 3. A spending notification
- Other perks that come with a membership
- Prepaid debit card vs. debit card vs. credit card
- Water bill
- 4. Monitor bank transactions online
- 2. Ask yourself why you received the check
- 4. Prioritize expenses and goals
- Does Medigap cover dental care?
- YNAB
- Average monthly car payment by credit score
- Bonus miles on Delta purchases
- Or chat with friends and community members
- A caveat about dynamic pricing
- How to claim the child tax credit
- Cheap cell phone plans from brands owned by the big three
- Telematics discount
- 2. Compare quotes and coverage limits
- 3. Take advantage of travel statement credits
- 2. Seats are assigned the day of departure
- Medicare Supplement Insurance plan comparison chart
- 5. What is the annual percentage rate?
- Own your car sooner
- DTI ratio examples
- Stay off the Strip
- Intro APR and balance transfer period
- 4. You can see the rates and fees before applying
- What the seller gets out of it
- 1. Look at the company’s price-to-earnings ratio and market cap
- Credit Karma
- How much does it cost to buy Vanguard index fund shares?
- Can you pay it off in time?
- Payment processors with solutions for passing on credit card fees
- 5. Event planning
- Discount points
- Travel rewards credit cards
- Cheapest full coverage car insurance in Florida for 20-year-olds
- The death benefit is tax-free
- Animal liability insurance
- PLLC vs. general partnership
- Disadvantages of a lady bird deed
- What to know if you take online surveys
- Where to exchange currency outside the U.S.
- Partner airlines
- 20% of your income: savings and debt
- Other factors can help you buy a car with bad credit
- Factors that affect the cost of car insurance
- The Credit Card Competition Act
- Appeal the claim denial
- 5. Walmart
- What’s not covered
- How does Hulu fit into your budget?
- Be firm on your needs, flexible on the rest
- 3. Choose how much you want to invest
- How to calculate your liquid net worth
- Chase Sapphire Preferred® Card
- Housing authority workers in Marin County
- 4. How far do you drive?
- Making good financial decisions
- Maximize your savings
- Serve American Express Prepaid Debit Account
- 3. How to get into a Chase Sapphire lounge
- Look into starting a retirement plan for your employees
- How flexible are JetBlue points?
- 4. Bring an at-home COVID test with you
- Taxes and fees
- Is Visible phone service right for you?
- Who can open a joint business account
- The Federal Trade Commission’s budget worksheet
- $189 Clear membership
- Transfer Apple Cash in 1-3 business days
- Buy: Winter apparel
- A Free Night Award up to 85,000 Marriott points
- Invesco WilderHill Clean Energy ETF (PBW)
- Find an in-network ATM abroad
- Will you need to adjust employer contributions?
- Steps to fill out the FAFSA for U.S. citizens with undocumented parents
- How to apply for a PLUS loan
- Small-business lending statistics
- Cadence Cash Thrive Grant
- What to do after a repossession
- Roth 401(k)
- Borrowers who may consider a non-QM loan
- Downsides
- 3. You’re creating an estate plan
- Mercury home insurance coverage
- How to prioritize goals
- Farmers home insurance coverage
- What can I use a home equity loan for?
- High CD rates for now
- 3. Set up balance alerts to stay on top of spending
- Start planning for repayment now
- Exceptions to state minimum car insurance requirements
- Campaign rules: Kickstarter
- 3. Don’t ask for too much cash
- Consider alternative funding options
- The bottom line
- American Airlines premium economy vs. Main Cabin Extra
- Can I have a 401(k) and an IRA?
- Joint venture agreement
- Commercial real estate loans
- Example of an appraisal gap
- How to enroll in USPS Informed Delivery
- Cheap car insurance in California by age
- Step 4: Refine your withholdings
- No collateral required
- 5. Peer-to-peer money transfer apps
- 1. High-yield savings accounts
- Where to get a private student loan
- How to redeem Copa ConnectMiles for maximum value
- Credit bureaus
- Why is net worth important?
- Chase Sapphire Reserve®
- 3. Evaluate other factors
- How to get an EIN
- Managing debt
- Blue Plus
- Should you use buy now, pay later?
- 2. Choose an investment account
- Goodbudget, for hands-on envelope budgeting
- Best insurance company overall: Travelers
- If you have a student loan
- How to maximize savings
- Average credit union personal loan rates
- Formal two weeks’ notice template
- Learn more about cash value life insurance
- Is there an extension to file Form 1095-C?
- Qualifying for a second mortgage
- How much are American Express Membership Rewards points worth?
- Hire a listing agent
- How long does the Medicare Part D late enrollment penalty last?
- Our picks for employee card spending limits
- Municipal bonds
- Free fitness training
- CASH BACK CREDIT CARDS
- 3. Set manageable goals
- $27.5 billion in SBA 7(a) loans were provided to small businesses
- Seek referrals
- Earn a nice welcome offer
- Ask why your car was repossessed
- New York state supplemental income tax
- 4. Peer-to-peer lending
- The Fed keeps the economy on a diet
- Disney's Hollywood Studios food
- Fly on the holidays (or as far from it as possible)
- Gift tax limit 2024
- Brand-specific rewards
- Disney World hotel costs
- 4. Find the right car for you
- 3. Learn to use AI tools
- Disadvantages of paying off your car loan early
- How to use a dependent care FSA
- 4. You’re too young
- What is the current unemployment rate?
- Do you have to contact anyone to switch from SSDI to Social Security?
- Monitor credit
- Pros and cons: SeaWorld all-day dining upgrade
- 2. Take a cut with affiliate marketing
- 5. Find tax credits for health insurance
- Costs for additional benefits
- Best insurance company overall: Travelers
- 4. For award travel to Europe, book round-trip flights instead of one way
- If you've owned your account for less than five years ...
- If you’re over the income limit
- 5. Connect to members of your community, old and new
- 6. Video production
- 6. Use your affiliations
- Royal Caribbean and Celebrity
- How to write off property taxes if you bought or sold a house this year
- Redeem ConnectMiles for flights
- 2. Create your envelope categories
- How do you set up a lady bird deed?
- Recommendations
- Can't pay your minimum? What to do
- Bring a bigger down payment to the table
- Point-of-sale hardware
- 4. Social media manager
- 6. Home Depot
- Step 2: Choose your market
- Terms connected to meme stocks
- Our pick for: Honeymoon costs
- Long-term investors more than five years away from their goal:
- Warehouse workers in Sacramento, Calif.
- 1. Make sure you’re eligible to get an EIN online
- Disadvantages of mortgage protection insurance
- Qualifying for a Single Family Housing Direct Home Loan
- Are Treasury bills a good investment?
- Bond ETFs
- Mortgage insurance
- Progressive home insurance coverage
- $240 digital entertainment credit
- How does FDIC insurance on prepaid cards work?
- 5. Know the bank’s timeline
- PenFed: Best for a seamless application process
- Can you get a business credit card with no business income?
- What to do if your appeal is unsuccessful
- How to get a home equity loan
- Non-Medicare dental coverage options
- What coverage you need
- Kirkland’s
- Store your Bitcoin on Cash App
- How loan term affects your monthly car payment
- David Bohnett Foundation
- Ongoing rewards
- An alternative to chasing the best stocks
- Customer experience
- Credit cards help you track spending
- 3. Buy coverage, keep it current
- 4. Your account is available immediately upon approval
- How to budget and save
- 3. There's no food or drink service
- Establishing domicile
- 4. Nondeductible IRA
- Competition from management companies
- Frugal DIY project tips
- Choose a Medicare Supplement Insurance company
- Owing a prepayment penalty
- Other opportunities to pay off student loans faster
- Eliminate mortgage insurance
- 3. Swagbucks
- HELOC on your primary residence
- Get around the Strip for free or cheap
- 4. Personal trainers
- Forever homes
- Equipment financing
- Zengo Wallet: 4.8 out of 5 stars
- How does a HELOC work?
- Renegotiate with the seller
- Whole life insurance
- Goodbudget
- You're competing against other buyers
- Step 5: Sign and date your W-4
- Rates can be lower than credit cards
- 4. What will you use the car for?
- Other fuel cards to consider
- How do I enroll in Zelle?
- APR vs. APY: What’s the difference?
- 6 types of dividends
- Could this make sense for anyone?
- 6. Wallet software
- Dharma Merchant Services
- Who is covered?
- Types of REITs
- Allow up to 50% of your income for needs
- Choosing corporate tax status for your LLC
- PLLC vs. limited liability partnership (LLP)
- 4. Use grants if you qualify
- Why should I open a bank account if I'm undocumented?
- Choose low-cost carriers when: You travel (very) simply
- What is a good business credit score?
- Building your credit score
- 3. Pentagon Federal Credit Union (PenFed) Rewards
- Options when 3% down is a challenge
- Blue Extra
- What is your personal money goal?
- How to qualify for first-time home buyer benefits
- April
- How to book
- What can I do with my money if I max out my 401(k)?
- The downside to buying a car with no down payment
- The bottom line
- Schedule C: Tips and tricks
- Why the Roth IRA works for many savers
- 4. Robotics
- Objective: Get your refund ASAP
- APR ranges for credit union lenders
- Need help?
- 1. Making money
- Book travel via the AmEx portal or Expedia
- 2. Andaz Maui at Wailea Resort
- How much insurance do I need for a new car?
- American Express® Gold Card
- Selling vested shares
- Overweight and oversized baggage fees
- How to keep your head above water after winning a game show prize
- 2. Organize your documents
- How to determine if a United credit card is worth it
- How to invest in dividend aristocrats
- How to find another company's EIN
- E
- Insurance rates by car model
- Gas bill
- 3. Don’t use the money
- Do tipped workers earn the minimum wage?
- 3. Prioritize your financial goals
- Who must register as an investment advisor?
- 50% of SBA microloans went to Black- and Latino-owned businesses
- Explore online sales channels
- Popular and new tax credits for 2023 (taxes filed in 2024)
- Where to find non-QM loans
- If you are converting your 401(k) to an IRA
- Prepaid 529 plans by state
- How to rethink your travel rewards strategy
- But wait, there’s more
- 1. LIFELOCK ULTIMATE PLUS
- 3. The RealReal
- How to enroll in a Medicare Advantage plan
- Indiegogo vs. Kickstarter: How to apply for a campaign
- Personal loan calculator
- What if I lose the cashier's check?
- Is unemployment rising or falling?
- Best car insurance in New York for having few customer complaints: The Hanover
- 2. Target undervalued sectors
- 6. Apply for college grants
- USPS mail hold
- What does Citi card car rental insurance not include?
- Do I have to pay California state tax?
- Cheapest for 20-year-old drivers
- Ages 35 to 44
- Questions to ask before applying for a personal loan
- What does Aetna Medicare Advantage cost?
- What happens if I miss the October tax extension deadline?
- 7. Podcasting
- Prepare your paperwork
- Property taxes
- Your beneficiaries can use the payout for any purpose
- How to decide if group life insurance is right for you
- Other low-income guidelines and programs to note
- Website reviews
- Cost
- The Bitcoin ETF price war
- Bring documents showing financial stability
- Escape Lounges
- What factors affect the amount you can borrow
- File a complaint with your state insurance department
- 7. Ikea
- How to get earthquake insurance
- Episode transcript
- 4. Select a provider to open your Roth IRA
- Short-term investors nearing their money goal:
- Can United miles be used on other airlines?
- 2. Calculate the car loan amount you can afford
- Media company strikes in 2024
- 5. How important is driving the newest model to you?
- 3. You can get the title back …
- Baggage allowance
- Plan a tax- and energy-efficient renovation
- How many banks have collapsed?
- Seller concessions
- USDA mortgage monthly payment 101
- Bank of America® Customized Cash Rewards credit card
- Lower risk
- How to set up credit card notifications
- Customized workout plan
- How to apply for a joint business bank account
- Walmart+ monthly membership credit
- Can the entire Apple account balance be transferred?
- Most popular cash back card reviews
- 5. Leave room for surprises
- Skip (maybe): Tools and home improvement items
- 4. Consider a backdoor Roth IRA
- LendingTree Spring
- Why invest in clean energy ETFs
- You have other choices
- Find out if you can get your repossessed car back
- Benefits at Six Senses
- How to open a brokerage account
- CD vs. high-yield savings account: At a glance
- Upsides
- Other tech tools to help you manage your money
- Hardware wallets
- Savings accounts vs. CDs
- Farmers home insurance rates
- 4. No need for bathroom stops
- Rewards on everyday spending
- Home equity loan rates in 2023
- 4. Pay your bill before your issuer reports to the credit bureaus
- How to invest in dividend stocks
- ‘Why IUL is a bad investment’
- Preventing better use of your money
- Optional coverages
- How to apply on Indiegogo
- Should I take a lump sum payment or annuity payments?
- Who might prefer the Platinum
- What happens if I exceed my 401(k) limit by mistake?
- Using the Loan Estimate to compare mortgage offers
- Already saving, ready to maximize
- 5. Credit card fees are avoidable
- Negotiating a buydown
- Reconsider housing and cars
- Other ways to overcome an appraisal gap
- Cheap car insurance after a speeding ticket
- Final steps
- 5. Do you enjoy performance?
- How do I send, request and receive money in Zelle?
- 1. Cash dividends
- And when you retire ...
- 1. Fill out the DS-11 application form
- Cheapest minimum coverage car insurance in Florida for 20-year-olds
- 3. Farm Credit organizations
- How to get approved for a private student loan
- How to get a bigger property tax deduction
- Booking award flights
- PLLC vs. professional corporation (PC)
- 3. Limit spending to the envelopes
- How to increase your net worth
- Why should business owners obtain an EIN?
- Working toward financial goals
- Mint
- Credit card pros and cons
- Integrations with accounting software
- Step 3: Apply for licenses, permits, and insurance
- 5. Blogger and affiliate marketer
- Options for personal loans
- 5. Customer experience management, or CXM
- Submit PSLF employment certification forms
- Transfer points to travel partners
- What is creditable prescription drug coverage?
- What happens next?
- How do you sign up for a Costco membership?
- How to use the car lease calculator's results
- What are the monthly costs built into a USDA mortgage payment?
- Do you regularly fly on United or United-partner airlines?
- International ETFs
- More ways to take charge of your budget
- What states are increasing minimum wages in 2024?
- Pay with a credit card that doesn’t charge foreign transaction fees
- Correct your FAFSA is you used an earlier workaround
- Understand Parent PLUS loan terms before you borrow
- Partner with other businesses
- Restaurant Business Development Program
- Free checked bags
- Try quizzes, apps and spreadsheets
- Additional child tax credit
- Cheap cell phone plans from brands that resell network service
- Affiliation discounts
- How much does winery insurance cost?
- A billion bucks might do the trick
- What does Epcot have?
- 5. It’s one of several ways you can pay for medical expenses
- Where to save
- Gift tax limit 2023
- Determine your annual FSA contribution
- Discounts
- 5. You lack sufficient income
- What is American Airlines Main Plus?
- Should you claim early Social Security benefits?
- Cash accounts vs. margin accounts
- Why it’s the best
- Joint venture examples
- How do down payments work for business loans?
- Auto loan preapproval vs. pre-qualification
- Additional functionality
- W-4 form 2024
- On-time payments help build credit
- 5. Travel during shoulder season
- Premiums
- How to store the Bitcoin you buy
- The bottom line
- 1. Prepay your property taxes
- 3. EarnIn: Best for large advances
- Redeem ConnectMiles for upgrades, transfers or donations
- Credit-related deal breakers
- Dun & Bradstreet business credit scores
- Where to avoid exchanging currency
- Publications and sponsorships
- Get more help with monthly budget planning
- Consider bringing your own financing
- How much car insurance you need
- Google Pay
- What’s next?
- Methodology to determine the best airline
- What is a meme stock ETF?
- Quick tips on avoiding Reg D related fees
- What info do you need for a home insurance quote?
- Next steps
- State minimum car insurance requirements
- Car insurance from a captive agent
- 3. Get free Wi-Fi (365 times)
- 2. Gather the necessary information
- What can you invest in with a Roth IRA?
- How did we determine value?
- How do bonds work?
- Our pick for: Online purchases
- Group training sessions and group classes
- $300 Equinox credit
- F
- 6. Rebounding from bank account fraud
- Auto-Owners
- Navy Federal: Best for military members
- Other cash back card reviews
- 3. Expedia
- Selling Bitcoin
- 10.5 million-plus PPP loan recipients submitted forgiveness applications
- Universal Studios Hollywood
- Get a credit-builder product or a secured loan
- 5. Online savings accounts
- Cost (and quality) of living
- 5. Spousal IRA
- Average Disney World hotel room costs
- 5. Contact the seller or visit a dealership
- Get a credit-builder product or a secured loan
- 1. Find a dividend-paying stock
- Will my loans get cancelled?
- When to enroll in Medicare Supplement Insurance
- 4. Consider a co-signer
- Home equity loan
- How to calculate the unemployment rate
- Pay brunch price for buffets
- Leverage
- 3. Do your research
- When and how long can you request a mail hold?
- 4. You can qualify for one of the Ollo cards with fair credit
- Cheapest full coverage car insurance in California for 20-year-olds
- Xoom
- 2. Stock dividends
- 6. Plan a safe travel route
- 8. IT consulting
- 2. Gather required documents
- Equity REITs
- Home office expenses
- About the Miles & More frequent flyer program
- What to expect when flying Singapore Airlines
- Saving for and buying a home
- Do spot Bitcoin ETFs have custodianship risk?
- Things to know about JetBlue TrueBlue
- How personal loans and credit cards are similar
- When do I start accruing interest?
- Aspire Lounge
- Deposit timing
- Interest rate
- Don’t let negative emotions get the upper hand
- Step 3: Find a specialty — and stick to it
- Are current personal loan rates high?
- How long-term care insurance works
- How do you get a second mortgage?
- Starbucks Workers United and Starbucks are negotiating
- 4. … Or you could lose your car
- Mortgage protection insurance vs. term life insurance
- Seats
- 4. What is the most affordable way to get access to Sapphire Lounges from Chase?
- Sporting and hunting equipment fees
- What causes Treasury bill rates to fall?
- ESG investing vs. socially responsible investing vs. CSR
- Discounts
- Trim level and car insurance rates
- Can children under age 18 transfer Apple Cash to a bank account?
- 6. Automate responsibly
- 7 steps to appeal your financial aid
- Are home equity loans a good idea?
- 4. Choose the best retirement plan for you
- Acquire a new business
- Estimating your car payment
- Tax credits for people with kids
- How to open a savings account or CD
- Alumni or membership discounts
- Downsides
- Epcot rides
- Solid point values
- How to maximize your rewards
- 6. Are you doing a hard credit check on me today?
- Health care FSA
- What is a good DTI ratio?
- 5. Newborn and post-pregnancy services
- Tips for making a smart choice
- 6. Interest is completely avoidable, too
- How do I access a HELOC?
- Appraisal gap coverage limits your exposure
- Price
- You don't want to be at the mercy of an appraisal
- How the qualified business income deduction works
- How to file a Capital One rental car insurance claim
- Leave 30% of your income for wants
- For cash back: BMO Cash Back Credit Card and the BMO Platinum Rewards Credit Card
- 2. Save your registration statements
- Things to consider before buying a policy
- Pros and cons
- 5. Get a work-study job
- Alternatives to a lady bird deed
- 3. Tap your home equity for a loan or line of credit
- How to find local and state low-income assistance programs
- Chase Sapphire Preferred® Card
- 4. Consider extra coverage
- Skip currency exchange: Use a credit or debit card
- Individual taxpayer identification number
- Application decision
- How can I qualify to borrow more?
- May
- Convert Marriott Bonvoy points to HawaiianMiles
- 6. Freelance designer
- Take advantage of nontraditional return options
- How we picked the airlines to evaluate
- Meanwhile, minimize the impact of inflation on your life
- 6. Influencer marketing
- Find preapproved auto loans
- How do you pay for purchases at Costco?
- ONE VIP Visa Prepaid Card
- Other costs for home sellers
- Can I lower my USDA monthly payment?
- Bitcoin or crypto ETFs
- Dividend aristocrats ETFs
- SoulCycle At-Home Bike credit
- How to handle these bills
- Can you use a business credit card for personal expenses?
- How to enroll in dental coverage
- 5. Craft an investment strategy
- Shop around
- Expensify
- Should you invest in retail stocks in 2023?
- NGLCC Community Impact Grant Program
- How to ensure you get hotel service you deserve
- Alternatives to non-QM loans
- Consider the costs of cashing out your 401(k)
- Managing expectations
- When are New York state income taxes due?
- Discounts
- 5. You can stay connected "in flight"
- How the lifetime gift tax exclusion works
- 4. Grailed
- Frugal home expenses tips
- 4. Fiverr
- How to apply on Kickstarter
- Costs
- Find discounts on shows
- Which card should you get?
- Can you collect SSI and Social Security disability or retirement benefits?
- Automate everything
- Is all-day dining at SeaWorld worth it?
- 3. Land a brand deal and make sponsored content
- Watch out for scams
- Can you double dip on insurance plans?
- What is California's standard deduction?
- Ages 45 to 54
- Cons of personal loans
- Other factors
- What are fleet cards?
- How compound interest works
- 3. Dividend reinvestment programs (DRIPs)
- What are the tax rules for a Roth IRA?
- Copays, coinsurance and deductibles
- Hot wallet
- 9. Catering
- Mortgage REITs
- LLC payroll taxes
- 2. Low-interest and balance transfer cards
- ConnectMiles elite status program
- Choose full-service airlines when: You prefer simplicity and flexibility
- The pros
- What to look for
- Route network
- Doing great
- Is there an income limit to qualify as a first-time home buyer?
- Contract periods
- Step 4: Find a spot to sell your cards
- Put as much down on a car as you can
- Switch to an income-driven repayment plan
- 6. How clean do you keep your car?
- Get ready for a more robust IRS
- Final thoughts on finding a COVID test to return to the U.S.
- Do you value the benefits offered by United credit cards?
- Free Wi-Fi
- What else to know about Apple Cash
- Holiday shopping tips
- 2. Pick which options to buy or sell
- Learn more
- $7.3 billion in bonded contracts were awarded to small businesses
- Franchising
- IHG Ambassador benefits at all the other IHG brands
- 401(k) withdrawals
- Travel perks
- Military and federal employees discount
- Ways to get the best home equity loan rates
- 5. Monitor your total credit utilization
- 4. Take surveys for money
- How to switch Medicare Advantage plans
- Lowering your credit score
- Cashier’s check vs. certified check vs. money order
- 6. You have too many recent hard inquiries or new accounts
- How do I deal with lottery taxes?
- What is the labor force participation rate?
- Spend only what you can afford
- Best car insurance in New York for ease of use: State Farm
- How buydowns differ from ARMs
- Guarda: 4.6 out of 5 stars
- How much does a HELOC cost?
- How to get a preapproved car loan
- Getting your mail at the end of a mail hold
- How to find the 2024 W-4
- 6. Depart mid-week, avoid Mondays and weekends
- CardX
- 2. Certificates of deposit
- Cheapest auto insurance in Florida for 20-year-olds with poor credit
- BMO Cash Back Credit Card
- 3. Scrutinize your closing paperwork
- Advantages
- How to rent an apartment if you have credit challenges
- Equifax business credit scores
- The most popular surveys for cash apps
- What can business owners use ITINs for?
- 4. Barclays rewards
- How student loan payments are applied
- Lufthansa Lounges
- Consider mediation
- Step 4: Plan the business budget
- Use points to upgrade your seat
- How do I get my Part D penalty waived?
- 3. Submit your application and wait
- Are Roth IRAs insured?
- Save for nonemergencies
- Food and onboard service
- Pros of buying bonds
- 3. Take stock of your assets and liabilities
- Mortgage rates
- How to change or cancel an EIN
- $100 Saks Fifth Avenue credit
- G
- Is Apple Cash FDIC-insured?
- Credit union personal loan rates
- 4. Alert authorities to fraud
- Minimum wage increases
- Universal vacation packages
- Delta Companion Certificate
- When to expect your child tax credit refund
- Do I have to pay New York state income tax?
- 2. IDSHIELD
- The World Showcase
- Why would my bank raise CD rates but not mine?
- Discounts
- 6. SIMPLE IRA
- Disney World food costs
- 2. Evaluate the stock
- 2. Promote your business
- Dependent care FSA
- Consumer complaints
- How to get American Airlines Main Cabin Extra Seats for free
- 7. You can — and should! — pay more than the minimum
- 4. Explore emerging industries
- How to get a down payment for a business loan
- Universal life insurance
- Where to get preapproved for a car loan
- Cheap auto insurance after an accident
- Your money management style
- You find it hard or impossible to get a mortgage
- Borrowers may need strong credit and income
- 4. Special dividends
- What to do if you have to move and can’t prepare
- 10. Social media management
- Medically necessary home improvements
- 4. Farm Plus Financial
- 6. Work for an employer that pays for college
- Credit unions and banks that don’t require Social Security numbers to open an account
- 5. Get a quote
- Earn more points with TrueBlue credit cards
- How to build your credit before car shopping
- Customer support
- 7. Freelance coder
- How much earthquake coverage do you need?
- How we chose the winner
- Best insurance company for affordability: NJM
- Can I make money with meme stocks?
- 7. Content automation
- How to give two weeks’ notice
- How did we determine the value of United miles?
- 3. Alila Ventana Big Sur
- 3. Set a target purchase price
- Recent strikes
- Full coverage insurance
- Use elite status to get free checked bags
- Ways to get the best USDA mortgage rates
- Gym workouts via the Planet Fitness app
- 7. Revisit your budget monthly
- Read up before you buy now, pay later
- Marriott Platinum Elite status
- Small-business diversity statistics
- Pepper Startup Grant for Black Women
- Brokerage accounts are taxable accounts
- Review your finances and set goals
- But wait, there’s more
- Credit cards help build credit
- How the 9 states with no income tax stack up
- Digital emphasis
- 6. Inspect and test-drive the car, if applicable
- How to maximize your rewards
- 7. Do you charge for an interest rate lock?
- The right savings rate
- Cash-out refinance
- Do free and cheap things
- 6. Enrichment activities for children
- Requirements
- Why it’s the best
- How do you file a Citi card car rental insurance claim?
- What part of my income gets taxed by California?
- Cheapest minimum coverage car insurance in California for 20-year-olds
- Ages 55 to 64
- How do fleet cards work?
- Tips to qualify for a personal loan
- Best insurance company for affordability: NJM
- I still need to file. What are my options?
- Determine any special circumstances
- Hybrid REITs
- How to get the best deal for a Lufthansa economy award flight
- Disadvantages
- Maintaining financial health
- 3. Fill out the trade ticket
- What do the approvals mean for Bitcoin?
- Unsecured funds
- Why some cars cost more to insure
- Should you fly Hawaiian Airlines First Class?
- What to know about holiday return policies
- Stick to your price range and priorities
- 5. Gather your paperwork
- Why liquid assets are important
- Average online personal loan rates over time
- How to compare home insurance quotes
- 2. Find the right location for your vending machine
- Cover your card charges
- Houston teachers strike
- 4. Fly on holidays for free drinks
- Bank of America® Customized Cash Rewards credit card
- 7. Do you use your car for business?
- Is a Costco membership worth it?
- Saving for a rainy day (or a fun one)
- 5. Other cards with airport lounge access
- Why did First Republic Bank fail?
- Can my USDA monthly payment go up?
- Next Steps:
- Are you trying to earn elite status with United Airlines?
- Sector ETFs
- Credit for Global Entry or TSA PreCheck
- Want cheaper insurance? Avoid these vehicles
- 4. Capital One Travel
- How do I grow my home's equity?
- Rocket Money
- What is the median household income in the U.S.?
- 22% of businesses are owned by women
- Research your competition
- How to get IHG Ambassador status
- 6. High-yield checking accounts
- Make your own 'Airbnb credit card'
- Consumer complaints
- Tips to find cheap flights any day of the week
- 6. Watch free streaming entertainment
- Alaska
- 5. Use collateral to secure the loan
- FSA balances will expire
- Maximum and average DTI ratios by mortgage type
- Leverage elite status
- Joint venture alternatives
- Compare car insurance rates for 35-year-olds
- HELOC requirements
- Bonus features
- 5. Watch out for the APR
- How do you buy Vanguard Index fund shares?
- 5. Preferred dividends
- Cold wallet
- Commit 20% of your income to savings and debt paydown
- 4. Varo: Best for existing bank customers
- Make Money
- How to get an ITIN
- JetBlue Card
- What apps let you buy now, pay later?
- EveryDollar, for simple zero-based budgeting
- Plaza Premium Airport Lounges
- PayPal
- Step 5: Obtain small business funding
- 8. Online thrifter
- A recession? You've already been through one or more
- Making the call
- Benefits of RSUs
- Cons of buying bonds
- ESG investing examples
- Referral program
- Consumer experience
- H
- What if you can’t pay your bills?
- 6. Know your limits
- Try paying in cash dollars
- Use a co-signer
- Next steps:
- Things to consider
- Vehicle-related features discounts
- How to find high CD rates
- Book one to three months in advance
- How much can you borrow with a home equity loan?
- Use a co-signer
- 3. Decide how much stock you want to buy
- How to pay off a car loan early
- Pros and cons
- Consumer experience
- 7. You lack a Social Security number or ITIN
- Plan to own any home for at least a few years
- 8. Paying late comes at a high cost
- When undervalued stocks become popular
- Exodus: 4.5 out of 5 stars
- 4. Sell some merch
- How to hold mail at the post office
- Reasons to get a mortgage instead of buying with cash
- Do I have to update my W-4 every year?
- Increase your debt load
- Is APY variable?
- 11. Business planning service
- If you’re on the fence: Consider basic economy
- The cons
- Experian business credit scores
- What to ask
- Cabins
- Saving and investing for retirement
- How your car loan can help you build better credit
- 3. Learn the difference between investing in stocks and funds
- June
- Days in the cycle
- 8. Artificial intelligence
- American Express® Gold Card
- Average bank personal loan rates over time
- How much dwelling coverage do I have?
- Shop with points via the American Express site
- Nurses strike in Santa Clara
- Gap insurance
- Car insurance from an independent agent or broker
- Do you ever need to change your EIN?
- Roth IRA eligibility rules
- American Express
- Ex-dividend dates
- Airport lounge access
- What are other ways to transfer Apple Cash?
- Country Financial
- TRAVEL CREDIT CARDS
- 21% of businesses are minority-owned
- Buy it
- 2024 child tax credit news update
- Custodial wallet
- Epcot food
- 1. Check out CDs at online banks or credit unions.
- Consumer complaints
- 2024 lifetime gift tax exemption
- 5. Vestiaire Collective
- Average Disney World food costs
- 8. Will I have to pay mortgage insurance?
- Indiegogo pros
- The bottom line
- How can I avoid cashier's check fraud?
- Can you get a business loan with no down payment?
- What you need to get preapproved for a car loan
- Account linking
- Is Citi card car rental insurance worth it?
- You'll come out ahead by investing the money
- Ages 65 to 74
- 6. Dividend funds
- Publicly-traded REITs
- 3. Bonds
- How to form a PLLC
- Problems with tenant background checks
- U.S. Bank Altitude™ Reserve Visa Infinite® Card
- Why should business owners obtain an ITIN?
- 5. American Express Membership Rewards
- How borrowing affects your credit score
- The last resort: File a lawsuit
- How we assigned star ratings
- Who should skip a United credit card?
- Leveraged ETFs
- Loan limits
- How to cancel a Planet Fitness membership
- 25 elite night credits
- How much does it cost to expand a business?
- Queer to Stay: An LGBTQ+ Business Preservation Initiative
- Florida resident discount for Universal Orlando Resort
- Alternative energy discount
- What is New York state's standard deduction?
- When not to use a credit card
- Florida
- 7. Self-directed IRA
- How much should I budget for activities and expenses at Disney World?
- 5. Make money from your blog with affiliate links
- Make a lump sum payment
- 5. Upwork
- The magic of compound growth
- Unsecured personal loan
- How is the job market right now?
- 7. Mobile apps and entertainment for children
- Full list of the best car insurance in NY
- Joint ventures vs. partnerships
- How to get a home equity line of credit
- Am I a resident for California state tax purposes?
- MoneyGram
- No continual borrowing
- How to apply for a personal loan
- If you want to score discounted Delta flights
- Additional Aetna benefits
- 12. Tax consulting
- Homeowner costs that aren't tax-deductible
- LLC self-employment taxes
- Cheapest auto insurance in Florida for 20-year-olds with one speeding ticket
- BMO Platinum Rewards Credit Card
- The Hub of the Americas
- 4. Borrow from your 401(k)
- Eureka
- Find the best homeowners insurance in your state
- International American Express Lounges
- Earthquake insurance deductibles
- Our pick for: Everyday spending and travel
- Average credit union personal loan rates over time
- Reconsideration for PSLF applications
- 2. Managing money
- Use points toward online purchases elsewhere
- Warehouse workers in Sacramento, Calif.
- 5. Watch for sales (They happen frequently)
- 5. There’s an annual fee
- Other types of savings accounts
- Economy class travel tips
- Credit cards that give a free checked bag with Air Canada
- 4. Research your industry
- Types of ESG investments
- Getting the most out of The Platinum Card® from American Express
- How to get a loan from a credit union
- Choose the best flood insurance company
- Best Android personal expense tracker apps
- 21.7% of business owners are immigrants
- If the car is sold, ask if you still owe money
- Use credit card perks, maybe
- Airport lounge access
- What's the same?
- 2. Consider longer CD terms or a CD ladder.
- Consumer experience
- 7. Determine which warranties are right for you
- How buydowns differ from discount points
- Other ways to strengthen your application
- Resident status rules
- Cheapest auto insurance in California for 20-year-olds with poor credit
- National Processing
- Government bonds
- 1. Choose a name for your PLLC
- 7. Take out federal loans if you have to
- Exchange frequently? Consider a multicurrency account
- Compare your notes
- JetBlue Plus Card
- 9. Data entry guru
- How we verified our data
- 6. Pick your investments
- How to improve your liquid net worth
- 9. Podcasting
- Make 10 years' worth of payments
- FamZoo Prepaid Card
- Why did Silicon Valley Bank fail?
- Are bonds a good investment?
- Can I transfer Apple Daily Cash money to my bank account?
- Check your feelings at checkout
- Money Manager
- 5. Select your retirement investments
- Become an authorized user
- Anti-theft devices discount
- 3. IDENTITYFORCE ULTRASECURE+CREDIT
- 7. Landline only operates two routes — for now
- Who would benefit from a Cardless credit card?
- Home equity loan requirements
- Become an authorized user
- 6. Find the right lender
- Recap: How to get a cashier's check
- 8. You don't have a banking relationship
- What does the Job Openings and Labor Turnover Summary report show?
- Consider paying with miles
- Consider resale potential
- 9. Getting too close to your limit can sink your credit score
- Risk
- Coinbase Wallet: 4.4 out of 5 stars
- 5. Offer memberships
- Variable life insurance
- Cheapest car insurance after a DUI
- Security
- How to adjust your Form W-4
- Fleet expense management tools
- How to evaluate dividends
- What to do with the Bitcoin you buy
- Capital One car rental coverage, recapped
- Get your photo taken
- Public non-traded REITs
- Copa Airlines for U.S.-based travelers
- Who benefits from the cash stuffing envelope system
- Why do I need a business credit score?
- Partner airlines
- Key differences between an EIN vs. ITIN vs. SSN
- How to save on car insurance
- Credit cards with American Express Global Lounge Collection access
- Step 6: Order and manage your supplies
- How to dispute a low claim settlement
- Redeem for gift cards
- Finding a car you can afford
- MASS MoCa UAW members
- Drawbacks of RSUs
- Use miles to save cash
- If you're considering a United credit card
- General-purpose travel card reviews
- 3. Predict the option strike price
- NFIP
- Small-business industry statistics
- State and local grants
- Two-day ticket deals
- Brokerage accounts vs. IRA
- How to switch plans and keep your number
- Nevada
- Make biweekly payments
- 8. Shared accessories and attire
- Other types of financing
- If you're wondering what to do with your mail while on vacation …
- What is the average and median retirement savings?
- Lenders may charge origination fees
- What are the best Vanguard index funds?
- Get tax help for complex issues
- 5. National Funding
- 2. Designate a registered agent for your PLLC
- Tips to avoid rental credit check problems
- The bottom line
- InboxDollars Surveys
- NerdWallet home insurance calculator methodology
- 6. Capital One Rewards
- What do the approvals mean for other crypto investments?
- July
- What's next?
- Why lenders charge different personal loan rates
- How are my belongings covered?
- Is two weeks’ notice required?
- What if you lose your EIN?
- Property standards
- Progressive vs. competitors
- Most popular
- Small businesses in the leisure and hospitality industry experienced a 9.6% loss in establishments
- Tax credits for low-to-middle-income households
- Exclusive invitation: IHG Royal Ambassador Status
- How to choose
- New car discount
- Am I a resident for New York state income tax purposes?
- Deciding to visit Epcot vs. Hollywood Studios
- Set a price alert
- Who pays the gift tax?
- Are these the best dividend stocks?
- 3. Sell your castoffs
- Amica vs. competitors
- Next steps
- Why you can trust NerdWallet
- How much can you borrow with a HELOC?
- What happens if I’m denied?
- Dividend per share (DPS)
- Aetna Medicare Advantage plan types
- 13. PR agency
- LLC sales taxes
- 3. Credit-building cards
- The bottom line
- 5. Dave: Best for repayment flexibility
- ITIN vs. SSN
- JetBlue Business Card
- Personal loans vs. credit cards for debt consolidation
- Venmo
- Double-check your coverage
- 10. College consultant
- 10. Streaming service
- Cost of long-term care insurance
- Donate to charity
- Award availability
- Investing and saving for retirement
- Bring a snack (just in case)
- Small-business valuation methods
- U.S. Bank Cash+® Visa Signature® Card
- How do ETFs work?
- The complete list of dividend aristocrats
- Progressive vs. State Farm home insurance
- Is The Platinum Card® from American Express right for you?
- K
- Annual Choice Award after spending $60,000 on the card.
- New Hampshire
- 6. Sell your wares on Etsy
- 9. What will my monthly payment be?
- Amica vs. State Farm home insurance
- 9. You violated an issuer’s internal rule
- 10. Dealing with credit card fraud isn’t as difficult as it sounds
- Joint ventures vs. franchises
- Customer support
- You'll need the cash for other things
- How to have more taxes taken out of your paycheck
- Fleet fuel cards: benefits and drawbacks
- Finding a photo provider
- Cheapest auto insurance in Florida for 20-year-olds with one at-fault crash
- How do I get my business credit score?
- The best place to exchange currency at the end of your trip
- UAW in Kentucky negotiate deal with Ford
- Final thoughts on finding cheap Southwest flights
- What’s a spousal Roth IRA?
- Check-in times for checked luggage
- Credit union vs. online lender
- Other general-purpose travel card reviews
- AndroMoney
- Retail business applications increased by 87%
- How quickly could the IRS implement the child tax credit expansion?
- Safety equipment discount
- 3. Consider step-up or bump-up CDs.
- Rebook if you find a cheaper price
- Farmers vs. competitors
- Do you pay taxes when you receive a gift?
- Other ways to sell clothes online
- Are home equity loans a good idea?
- 8. Negotiate the best price
- Pay extra on your monthly car payment
- Upgrading to Main Plus
- Keep 'forever' in perspective
- A welcome return to normality
- Part-year resident status rules
- Cheapest auto insurance in California for 20-year-old drivers with one speeding ticket
- Dividend yield
- Private REITs
- 3. Get business licenses for your PLLC
- Citi Prestige® Card
- Google Opinion Rewards
- Cost
- EIN vs. SSN
- More eligible properties could help
- Final thoughts on American Express Lounges
- Step 7: Market your cards
- Appendix: How the math works in our examples
- Best insurance company for accident forgiveness: Geico
- Step 5: Register the business
- Is there enough liability coverage?
- New car replacement coverage
- Car insurance from specialty agencies
- Blue Cash Preferred® Card from American Express
- Invest in noise-canceling headphones
- Income approach
- Our pick for: Cell phone and internet bill payments
- What's next?
- 5. Kiwi
- Rebates and incentives can bring down prices
- Resources for LGBTQ+ businesses
- How to improve credit after a car repossession
- Farmers vs. State Farm home insurance
- 8. It's still a work in progress
- 6. OfferUp
- Trust Wallet: 4.3 out of 5 stars
- How much money can you make on YouTube?
- Rates may be higher than other financing options
- Best insurance company for accident forgiveness: Geico
- 14. Professional organizing
- 7. Citi ThankYou Points
- Empower Personal Dashboard, for tracking wealth and spending
- 11. Online tutor
- 11. 3D printing
- Apply for PSLF forgiveness
- Bus drivers and mechanics stage two-day strike in Virginia
- L
- The Hanover
- 4. Determine the option time frame
- Three-day ticket deals
- Consequences of a child tax credit error
- Resident status rules
- Other home insurance companies to consider
- South Dakota
- Methodology
- 10. Do you have an origination fee?
- 4. Earn badges through Live videos
- Indiegogo cons
- Joint ventures vs. licensing
- User experience
- Don't assume cash is better
- How to have less taxes taken out of your paycheck
- Benefits
- 4. File your articles of organization
- 8. Borrow private loans as a last resort
- 5. Enter a debt management plan
- Currency exchange: Frequently asked questions
- EIN vs. ITIN
- The bottom line
- Alternatives to buy now, pay later
- August
- Consider a light blanket
- Capital One
- Why did Signature Bank fail?
- Air Canada baggage fees recapped
- ESG investing: How to get started
- Progressive vs. Geico home insurance
- Private flood insurance
- Transportation and warehousing business applications grew by 100.7%
- Gaingels
- How do I find my public and private keys?
- 4. ID WATCHDOG PREMIUM
- Keep an eye on CD rates
- Is the gift tax deductible?
- Another way to save on interest without paying off your car loan
- Tax-efficient strategies
- Amica vs. Geico home insurance
- Is Main Cabin Extra worth it on American Airlines?
- 9. Shared home improvement equipment
- Cheapest auto insurance for poor credit
- Western Union
- Potentially high monthly payments
- 15. Photography
- LLC tax forms and deadlines
- Swagbucks
- 4. Set a budget for your stock market investment
- When to choose a debt consolidation loan
- Bank of America® Travel Rewards credit card
- What are the deductibles?
- Cards that earn American Express Membership Rewards points
- Casino workers in Las Vegas reach deal ahead of the Super Bowl
- Greenlight Prepaid Mastercard
- 4 key things to know about bonds
- 1Money
- The bottom line
- Get credit for the bills you pay
- Be flexible with destination, airport and dates
- Tennessee
- Get credit for the bills you pay
- 7. Self-publish an e-book
- What should you do if your credit card application is denied?
- What is the quit rate?
- 11. If you’re rejected for a credit card, the issuer will tell you why
- Burial insurance
- Reviews
- Nonresident status rules
- The bottom line
- Drawbacks
- Vanguard 500 Index Fund (VFIAX)
- Apply in person
- Pros of investing in REIT stocks
- Corporate bonds
- Cheapest auto insurance in Florida for 20-year-olds after a DUI
- 6. MoneyLion: Best for existing customers
- Where is the best place to exchange currency?
- If you want to fly Qatar Airways or Singapore Airlines …
- Walmart2Walmart
- File an appeal
- Important considerations when opening a Roth IRA
- 12. E-commerce
- How is your personal loan rate decided?
- 3. Find your vending machine
- Tax advantages of buying long-term care insurance
- How can I save on new car insurance?
- Roth IRA vs. traditional IRA: What's the difference?
- Final thoughts on Turkish Airlines economy class
- Asset-driven approach
- 1. Choose to DIY or get some help
- Airline credit card reviews
- Marriott Bonvoy Brilliant Card’s existing benefits
- Small-business outlook statistics
- Pipeline Angels
- Tax credits for investing in retirement
- Earn Medallion Qualifying Dollars through credit card spend
- Personal traits discounts
- Other ways to save
- Farmers vs. Allstate home insurance
- How much is the gift tax rate?
- How to sell clothes online
- 9. Maximize trade-in value, if applicable
- 11. What other costs will I pay at closing?
- DTI isn't a full measure of affordability
- Joint ventures vs. mergers or acquisitions
- MetaMask: 4.0 out of 5 stars
- Cheapest auto insurance in California for 20-year-old drivers with one at-fault crash
- How to use a W-4 to owe nothing on a tax return
- Dividend payout ratio
- Aetna third-party ratings
- How to get a farm loan
- 5. Draft an operating agreement
- 8. Bank of America® rewards
- Are conventional 97 LTV loans better than FHA?
- When to choose a balance transfer credit card
- 12. Translator
- How much does earthquake insurance cost?
- Our pick for: No-annual-fee travel rewards and a 0% intro APR
- Teachers Strike Breaks Records in Boston Suburb
- 4. Compare companies
- Refinancing
- M
- Spend the $100 Marriott property credit
- 23% of business owners cite inflation as their single most important problem
- State child tax credits
- Texas
- Compare insurance rates by driver history
- Is getting a HELOC a good idea?
- After deciding
- Missed payments negatively impact credit
- Fuel card vs. business gas credit card
- Vanguard Total Stock Market Index Fund (VTSAX)
- 16. Event space
- What’s next?
- How do I find a currency exchange near me?
- Amex EveryDay® Credit Card
- ETF creation and redemption
- Progressive vs. Allstate home insurance
- Next steps
- Options trading examples
- IFundWomen
- California resident discount for Universal Studios
- Good student discount
- Freshen up your merchandise
- Should I choose a home equity loan, HELOC, or cash-out refinance?
- American Airlines credit cards
- Delta Airlines credit cards
- JetBlue credit cards
- Southwest Airlines credit cards
- United Airlines credit cards
- Other airlines' credit cards
- 12. How — and how often — will I be updated on the loan’s progress?
- 7. Poshmark
- 5. Build a community
- Earn an audience, and earn more in the long run
- AM Best Financial Strength Rating: A (Excellent)
- Cons of investing in REIT stocks
- Understand your financing needs
- 6. Pay PLLC taxes and file annual report
- September
- Ask for another at-home visit
- Upcoming Sapphire Reserve lounges, recapped
- What’s happening with Silvergate Capital Corp.?
- 40% of small-business owners note trouble filling jobs
- Part-year resident status rules
- Kickstarter pros
- The bottom line
- 10. Vacation rentals
- Pros
- Vanguard Total Bond Market Index Fund (VBTLX)
- Are dividends taxed?
- 17. Interior decorating
- Pay the required fees
- Cheapest for 30-year-old drivers
- Capital One Venture X Rewards Credit Card
- Where can you exchange currency for free?
- 13. Cybersecurity consultant
- 13. Portable charging devices
- Pre-qualify to compare offers
- How to find the best Hyatt redemptions
- Blue Cash Everyday® Card from American Express
- Market approach
- Save money with AmEx Offers
- An example of buying a call
- If you're ready to start a budget
- Global Entry or TSA PreCheck credit
- What is the $500 credit for other dependents (ODC)?
- Homeowner discount
- 9. Bag transfers are seamless
- Washington
- 10. Make the purchase
- 8. Get advertising revenue from your blog or YouTube channel
- 13. Do I have to sign all the paperwork in person?
- Are wages increasing?
- Joint ventures vs. qualified joint ventures
- How to decide if a personal loan is right for you
- LLC tax tips for business owners
- One-time IDR account adjustment for PSLF borrowers
- SEIU United Healthcare Workers West — Prime Healthcare
- What happened to Credit Suisse?
- N
- 6. BookWithMatrix
- StartOut
- Tax credits for education
- Practice good credit habits
- The bottom line
- Common gift tax return triggers
- Take clear photos
- Practice good credit habits
- Types of FIRE
- If your DTI is high
- Electrum: 2.5 out of 5 stars
- Cons
- California state tax credits
- Cheapest auto insurance in California for 20-year-old drivers after a DUI
- Vanguard Balanced Index Fund (VBIAX)
- Next steps
- J.D. Power Ranking
- 18. Woodworking or furniture building
- Investing in REITs: How to get started
- Evaluate typical farm loan requirements
- 7. SoLo Funds: Best for peer-to-peer cash advances
- What is credit card consolidation?
- 5. Focus on investing for the long-term
- Complain to the state insurance department
- How can you save money on earthquake insurance?
- Best insurance company for having few customer complaints: American Family
- Home insurance quote comparison example
- How to buy long-term care insurance
- 3. Building a budget
- 5. Buy your new policy (and cancel your old one)
- How to open a Roth IRA in 4 steps
- How much do ETFs cost?
- Nationwide
- Hotel credit card reviews
- 73% of business owners feel the impact of supply chain issues
- Child tax credit vs. child and dependent care credit
- Student away-at-school discount
- 11. Electronics repair
- Compare car insurance rates for drivers with a DUI
- Other ways to make money
- W-4 calculator
- Best insurance company for having few customer complaints: American Family
- 4. Money market funds
- Cheapest full coverage car insurance in Florida for 30-year-olds
- 7. Comply with additional state and federal regulations for PLLCs
- Western Union
- 14. Transcriptionist
- Step 6: Find and maintain clients
- 1. Decide what type of investor you are.
- Walmart MoneyCard
- The bottom line
- An example of buying a put
- Become an annual pass holder or season pass holder
- Nonresident status rules
- Wyoming
- Gifting large sums of money to family
- Pay off debt
- Other types of life insurance
- Vanguard Growth Index Fund (VIGAX)
- PocketGuard, for a simplified budgeting snapshot
- October
- Get an appraisal
- 14. Publishing e-books
- 4. Explore your financing options
- American Express® Green Card
- FHA vs. conventional loans: Summary
- What makes the $650 annual fee worth it
- 65% of small-business owners expect revenue to increase
- National LGBT Chamber of Commerce
- Cell phone protection coverage
- What it's like to take the American Airlines bus service
- Write an honest description
- Best Western credit cards
- Hilton credit cards
- Hyatt credit cards
- IHG credit cards
- Marriott credit cards
- Wyndham credit cards
- Other hotel credit cards
- 14. How long until my loan closes?
- Lean FIRE
- Kickstarter cons
- Benefits and risks of a joint venture
- California earned income tax credit (CalEITC)
- Does your business need a fleet fuel card?
- NCQA Score Range: 2.5 to 4.5 out of 5
- 19. Graphic design
- Methods of payment
- Research and compare lenders
- How does credit card consolidation work?
- 15. Travel planner
- Investing
- O
- 3 best cold wallets
- Is it better to get a home equity loan or line of credit?
- Cheapest car insurance for young drivers
- Cheapest for 30-year-old drivers
- How to choose among the best ways to send money internationally
- How to get a personal loan
- Vanguard Small Cap Index Fund (VSMAX)
- Potential strikes ahead
- Are other banks are in trouble?
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- ETFs vs. mutual funds vs. stocks
- Conventional loans
- Why trade options?
- 55% of business owners expect all accepted payment methods to eventually become digital
- Perks that are the same across cards
- Customer loyalty discounts
- Paying for vacations, cars or other stuff
- 9. Become an Instagram influencer
- Avoid taking on more debt
- California young child tax credit (YCTC)
- What else to know about Form W-4
- 20. Clothing boutique
- 6. Manage your stock portfolio
- 15. Fitness tech
- U.S. Bank Visa® Platinum Card
- Association of Professional Flight Attendants
- Our pick for: Maximized value
- 2. Know your own ESG criteria
- Price clothes to sell
- Fat FIRE
- What does the Employment Cost Index Show?
- Benefits of joint ventures
- 1. Has the W-4 form changed?
- Vanguard Total International Stock Index Fund (VTIAX)
- Aetna Medicare Advantage service area
- Cheapest minimum coverage car insurance in Florida for 30-year-olds
- 8. Klover: Best for no-fee advances
- Capital One Venture Rewards Credit Card
- 16. Fundraiser
- Reconsideration for rejected PSLF applications
- Understanding state 'partnership' plans
- 4. Saving money
- ETFs vs. mutual funds
- P
- Credit cards for other travel brands
- 21.6% of small businesses cite a large negative effect on business due to the pandemic
- Backstage Capital
- Check your credit scores and reports
- Giving a laid-back loan
- Check your credit scores and reports
- Wait to apply
- 12. Academics courses
- Different types of life insurance by underwriting
- California child and dependent care tax credit
- Cheapest full coverage car insurance in California for 30-year-olds
- 21. Bed and breakfast
- 5. Mutual funds
- Gather your documentation and apply
- November
- Our pick for: A long 0% introductory APR period
- Capital One SavorOne Cash Rewards Credit Card*
- Should I take my money out of the bank?
- FHA loans
- Tax credits for green purchases
- Loyalty discount
- NYC income tax rates
- Barista FIRE
- Risks of joint ventures
- What to do if you can’t keep up with your HELOC payments
- OK, what's next?
- Wait for processing
- Is consolidating credit card debt a good idea?
- Try mediation
- 16. Online teaching
- American Express® Gold Card
- Striking worker totals increased by 141% in 2023
- 3. Choose ESG investments
- Credit card rewards
- Setting up joint bank accounts
- Funding and fees
- California adoption cost tax credit
- 2. What does it mean to be exempt from taxes?
- Alternatives to personal loans
- 22. Food truck
- Zelle:
- 17. Medical billing and coding
- 2. Choose how much you want to invest.
- S
- State Farm
- Final thoughts on the best flight booking site
- Small-business banking statistics post-SVB failure
- Small Business Development Centers
- Choose the best Delta credit card offer for you
- Multiple cars discount
- 10. Monetize your Twitch channel
- Ledger: 5.0 out of 5 stars
- Fully underwritten life insurance
- Other life insurance options for seniors
- Best stocks for beginners
- Best insurance company for financial strength: Auto-Owners
- Step 7: Invest in advertising and expanding
- 17. Mobile application development
- ETFs vs. stocks
- Limitations of FIRE
- Kickstarter funding
- 13. Language courses
- Cheapest auto insurance for senior drivers
- California nonrefundable renters tax credit
- Best insurance company for financial strength: Auto-Owners
- Cheapest auto insurance in Florida for 30-year-olds with poor credit
- Can I still use my credit card after debt consolidation?
- Turn to litigation
- Which homeowners insurance companies should I consider?
- Are we in a recession?
- 96% of small-business owners have business bank accounts
- Multiple policy (bundling) discount
- NYC tax rate schedule
- Will unemployment rise?
- How to form a joint venture in 5 steps
- Cheapest minimum coverage car insurance in California for 30-year-olds
- Buy now, pay later apps
- 23. Restaurant or cafe
- 6. Index funds
- 18. Video producing
- 3. Gather your paperwork.
- Low-fee alternatives to prepaid cards
- Mortgages
- Alternatives to small-business grants
- Pros and cons of loan apps
- Credit cards for dining
- Honeydue, for budgeting with a partner
- December
- 18. Search engine optimization consultant
- 5. Stock your vending machine with inventory
- Don't qualify for PSLF? You have other options for relief
- OTHER REWARDS CREDIT CARDS
- 1. Find a partner
- Trezor: 4 out of 5 stars
- Simplified issue life insurance
- 3. When should I review my W-4?
- Aetna customer service
- 24. Craft brewery
- More about buying life insurance as a senior
- The bottom line
- The Platinum Card® from American Express
- T
- 60% reported no impact from recent bank failures
- Indiegogo funding
- How to track your California state refund
- Zero-interest credit card
- American Express® Gold Card
- More tips
- 19. Publicist
- 19. Social media consultant
- Screen Actors Guild - American Federation of Television and Radio Artists (SAG-AFTRA)
- Policy-related discounts
- 11. Sell your photography
- Next steps
- When is the next jobs report?
- 14. Business or marketing courses
- Compare auto insurance rates for drivers with poor credit
- Cheapest auto insurance in Florida for 30-year-olds with one speeding ticket
- Pros
- The bottom line on investing in stocks
- 4. Pick your investments.
- Are we headed for a depression?
- Most popular
- Guaranteed issue life insurance
- Cheapest car insurance by state
- Cheapest auto insurance in California for 30-year-olds with poor credit
- 4. Can I adjust my W-4 multiple times throughout the year?
- 25. Ice cream shop
- Renewing your passport
- What to know about the best ways to send money
- How much does home insurance cost?
- Prime Visa
- U
- Travelers
- Automatic payments discount
- 6 things to know about New York state income tax
- SafePal: 3.8 out of 5 stars
- Home equity financing
- 20. Customer service representative
- 20. Drone videography
- Citi Double Cash® Card
- 6. Make the right investments
- How to find the right ETFs for your portfolio
- Others
- Fees
- 26. Personal chef
- More about top-rated life insurance companies
- United Auto Workers (UAW)
- Our pick for: Prime gaming
- Over half of small businesses have $50,000 or more in their business banking accounts
- 15. Personal wellness
- 2. Choose a type of joint venture
- Which type of life insurance should you get?
- California state sales tax
- Cons
- Best insurance company for discounts: Amica
- 21. Cybersecurity or IT consulting
- Our pick for: General wedding expenses
- American Express® Business Gold Card
- Capital One® Walmart Rewards™ Mastercard®
- Early shopper discount
- No-cost alternatives
- Best insurance company for discounts: Amica
- 27. Landscape services
- Cheapest auto insurance in Florida for 30-year-olds with one at-fault crash
- 21. Pet sitter or dog walker
- What goes into a homeowners insurance quote?
- Prepaid-like options from fintechs: Apple Cash and Cash App
- How to make money from home
- Methodology
- Cheapest auto insurance in California for 30-year-old drivers with one speeding ticket
- Capital One Savor Cash Rewards Credit Card*
- Budgeting resources from NerdWallet
- What if you're not eligible?
- Military discounts
- Paid-in-full discount
- The best life insurance companies in April 2024
- 28. Pet grooming
- 7. Exchange-traded funds
- 22. Arts and crafts master
- 22. Venture capitalist
- Apple Cash: digital card
- 12. Become a dog walker with Rover or Wag
- The bottom line
- 5 things to know about California state tax
- Your house
- 5. Maximizing your credit cards
- United Auto Workers (UAW) — Mack Trucks
- How to invest in ETFs
- Paperless discount
- 16. Courses in hobbies or interests
- How to get cheap car insurance
- 29. Florist
- Are cash advance apps payday lenders?
- 23. Accountant
- USAA
- More small-business data from NerdWallet
- Cheapest auto insurance in Florida for 30-year-olds after a DUI
- Your location
- Robert Wood Johnson University Hospital
- 1. Open a brokerage account
- BALANCE TRANSFER AND 0% CREDIT CARDS
- Cheapest auto insurance in California for 30-year-old drivers with one at-fault crash
- Airline credit cards
- 24. T-shirt designer
- 23. Startup incubator
- The Business Platinum Card® from American Express
- Cash App debit card
- Personal loans
- AAA membership discounts
- What company has the most car insurance discounts?
- 3. Draft a joint venture agreement
- 30. Massage therapist
- Methodology to identify the best budget apps
- You and your stuff
- Coalition of Kaiser Permanente Unions
- 13. Sell unused gift cards
- 17. Bookkeeping and accounting
- 8. Stocks
- Are apps like DailyPay and Payactiv cash advance apps?
- Citi® / AAdvantage® Executive World Elite Mastercard®
- Discover it® Miles
- Chase Freedom Flex℠ and Chase Freedom Unlimited®
- What are the Roth IRA withdrawal rules?
- Risks of getting cheap auto insurance
- Individual stocks
- Cheapest for 40-year-old drivers
- 25. Cleaning service
- 24. Antivirus developer
- Best prepaid debit cards: Summary of fees and ATMs
- 2. Find the ETFs you want to invest in
- Our pick for: Easy redemptions and a 0% intro APR
- How to get a cheap homeowners insurance quote
- Pros and cons of starting a vending machine business
- Writers Guild of America (WGA)
- Roth IRA withdrawal rules
- Target Circle™ Credit Card
- Warehouse clubs
- Cheapest auto insurance in California for 30-year-old drivers after a DUI
- 31. Nutritionist
- Best insurance company for customer satisfaction: State Farm
- 25. Domain name broker
- What are prepaid debit cards?
- How to maximize discounts and savings
- 18. Consulting
- 4. Pay taxes
- Best insurance company for customer satisfaction: State Farm
- Cheapest full coverage car insurance in Florida for 40-year-olds
- Alternatives to cash advance apps
- 26. Massage therapist and wellness expert
- Pros
- 6. Borrowing money
- Roth IRA withdrawal penalty
- Our pick for: Target gaming purchases
- 3. Buy the ETF
- 14. List your spare bedroom on Airbnb
- Compare insurance rates for drivers with an accident
- 32. Personal trainer or fitness instructor
- Other ways to earn American Express Membership Rewards points
- The benefits of an auto and home insurance bundle
- How to get discounted Universal Studios tickets, recapped
- Ask about discounts
- Dividend stocks
- Cons
- 4. Hold onto the ETF
- Cheapest for 40-year-old drivers
- Delta SkyMiles® Platinum Business American Express Card
- 27. Personal trainer
- The bottom line
- Student loans
- Consider overall premium cost, not just discounts
- 33. Beauty services
- STORE AND RETAILER BRAND CREDIT CARDS
- 5. Follow other applicable regulations
- Cheapest minimum coverage car insurance in Florida for 40-year-olds
- Prepaid debit cards vs. regular debit cards
- Do ETFs pay dividends?
- The drawbacks of an auto and home insurance bundle
- Shop around
- 19. IT support
- Cheapest full coverage car insurance in California for 40-year-olds
- 34. Life coach
- 28. Interior decorator
- Citi Premier® Card
- How to make money offline
- The fine print
- Chase Sapphire Preferred® Card
- Can you sell an ETF at any time?
- Most popular retailer brand credit cards
- 29. Event planner
- Best insurance company for military members: USAA
- Our pick for: Anniversary getaways
- Frequently asked questions about prepaid cards
- 15. Sell your gently used clothes
- The bottom line
- Best insurance company for military members: USAA
- 9. Alternative investments
- Related articles
- Should you bundle car and home insurance?
- Other retailer brand credit cards
- 20. Graphic design
- 35. Tutor
- Cheapest auto insurance in Florida for 40-year-olds with poor credit
- United Club℠ Infinite Card
- What is a prepaid debit card?
- Cheapest minimum coverage car insurance in California for 40-year-olds
- 30. Caterer
- 36. Daycare provider
- Taxes
- Cash advance app star rating methodology
- What is a prepaid credit card?
- Capital One® Walmart Rewards™ Mastercard®
- 31. Bed-and-breakfast manager
- Our pick for: Walmart gaming purchases
- Bundling tips
- 16. Trade in old phones, electronics for cash
- 21. Social media management
- 37. Senior care provider
- 10. Cryptocurrency
- Cheapest auto insurance in Florida for 40-year-olds with one speeding ticket
- Chase Sapphire Reserve®
- Where can you get a prepaid card?
- Cheapest auto insurance in California for 40-year-olds with poor credit
- Hotel credit cards
- Travel rewards
- 38. Interpreter or translator
- 32. Florist
- Full list of the best car insurance companies
- How do you add money to a prepaid card?
- CREDIT BUILDER CREDIT CARDS
- Full list of the best car insurance companies
- Marriott Bonvoy Brilliant® American Express® Card
- How to compare car insurance rates
- 39. Housecleaning
- 33. Day care manager
- Which prepaid card is best?
- 17. Get a babysitting gig
- 22. Marketing copywriter
- Cheapest auto insurance in Florida for 40-year-olds with one at-fault crash
- Secured credit card reviews
- Cheapest auto insurance in California for 40-year-old drivers with one speeding ticket
- 11. Real estate
- Best car insurance companies by state
- How we chose the best home and auto insurance bundles
- Best car insurance companies by state
- 40. Automotive repair
- 34. Rideshare driver
- 7. Your credit score
- 23. Virtual assistant services
- 1. Gather your information
- 41. Handyman services
- Store credit cards
- 35. Photographer
- Costco Anywhere Visa® Card by Citi
- PlayStation Visa Credit Card
- Unsecured credit builder card reviews
- 18. Rent out your car
- Cheapest auto insurance in Florida for 40-year-olds after a DUI
- Our pick for: PlayStation purchases
- Cheapest auto insurance in California for 40-year-old drivers with one at-fault crash
- Prime Visa
- How to start a profitable business
- 42. Dry cleaners
- 36. Landlord
- How to choose the best investments in 2024
- How to find the best car insurance
- 2. Choose the right liability car insurance coverage levels
- How to find the best car insurance
- 43. Hardware store
- Cheapest for 50-year-old drivers
- 37. Hair stylist or makeup artist
- 1. Do your research
- 19. Sign up for TaskRabbit
- Cheapest auto insurance in California for 40-year-old drivers after a DUI
- 44. Self-storage business
- 2. Get organized and make it official
- Cheapest full coverage car insurance in Florida for 50-year-olds
- 38. Eldercare
- 45. Freelance copywriting and content creation
- Verizon Visa® Card
- COLLEGE STUDENT CREDIT CARDS
- 39. Brewer
- Cheapest for 50-year-old drivers
- 46. Rideshare driver
- Discover it® Cash Back
- 20. Become a private tutor
- 3. Find the right financing
- 47. Website development and design
- Cheapest minimum coverage car insurance in Florida for 50-year-olds
- 40. Tailor
- Cheapest full coverage car insurance in California for 50-year-olds
- 48. Sell clothes online
- Options with more style than substance
- Best Buy credit cards
- 3. Decide if you need full coverage car insurance
- Our pick for: Best Buy purchases
- 21. Drive for Uber, Lyft
- 49. SEO consultant
- Tips for starting a home-based business
- 8. Taxes
- Cheapest auto insurance in Florida for 50-year-olds with poor credit
- SMALL BUSINESS CREDIT CARDS
- Cheapest minimum coverage car insurance in California for 50-year-olds
- 50. App development
- 1. Craft a business plan
- DoorDash Rewards Mastercard®
- Most popular small business card reviews
- Want to start a business?
- 2. Carve out a dedicated workspace
- 22. Make deliveries for Amazon, Uber Eats
- Other small business card reviews
- Cheapest auto insurance in Florida for 50-year-olds with one speeding ticket
- 3. Choose a business entity
- Cheapest auto insurance in California for 50-year-olds with poor credit
- 9. Paying off debt
- 4. Collect and compare car insurance quotes
- The bottom line
- 23. Find work as a housesitter
- Cheapest auto insurance in Florida for 50-year-olds with one at-fault crash
- Instacart Mastercard®
- Cheapest auto insurance in California for 50-year-old drivers with one speeding ticket
- Xbox Mastercard
- DEFUNCT OR UNAVAILABLE CREDIT CARDS
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The car-buying process can be draining and daunting, from navigating auto loans to determining affordability and ownership costs. And the process can get even more difficult in the current market, where low inventory and higher-than-usual prices can make it hard to find the exact car you’re looking for.
Here’s a NerdWallet car-buying guide to help simplify the process and assist you with making the smartest financial decisions throughout the journey.
1. Set your budget
Setting a budget is the first step to take when buying a car — before you even start looking for a vehicle or set foot in a dealership. If you’re paying cash, this step will be easier and faster for you. Even then, you'll still want to be aware and prepared for the other costs associated with buying a car, like registration fees, taxes and insurance.
Most Americans finance their vehicle purchases. In 2022, 80% of new vehicles were financed and 40% of used cars were financed, according to research from Experian Automotive, an auto data research company. Setting a budget means determining how much you can afford for a down payment and for monthly car payments.
Here are the basics for setting a budget:
Determine the price of the vehicle you can afford based on your income and budget.
Use our auto loan calculator to see an estimate of your monthly car payment and total loan amount based on the vehicle price, interest rate, loan term, down payment and more. Try entering different vehicle prices and see how the loan payment changes.
Use our reverse auto loan calculator to determine your potential loan total, if you have a set monthly car payment already in mind.
2024
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$368.47
2024
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Payment date | Principal | Interest | Monthly payment | Principal balance |
---|---|---|---|---|
Apr 2024 | $301.80 | $66.67 | $368.47 | $15,698.20 |
May 2024 | $303.06 | $65.41 | $368.47 | $15,395.14 |
Jun 2024 | $304.32 | $64.15 | $368.47 | $15,090.82 |
Jul 2024 | $305.59 | $62.88 | $368.47 | $14,785.23 |
Aug 2024 | $306.86 | $61.61 | $368.47 | $14,478.36 |
Sep 2024 | $308.14 | $60.33 | $368.47 | $14,170.22 |
Oct 2024 | $309.43 | $59.04 | $368.47 | $13,860.79 |
Nov 2024 | $310.72 | $57.75 | $368.47 | $13,550.08 |
Dec 2024 | $312.01 | $56.46 | $368.47 | $13,238.07 |
Jan 2025 | $313.31 | $55.16 | $368.47 | $12,924.76 |
Feb 2025 | $314.62 | $53.85 | $368.47 | $12,610.14 |
Mar 2025 | $315.93 | $52.54 | $368.47 | $12,294.22 |
Apr 2025 | $317.24 | $51.23 | $368.47 | $11,976.97 |
May 2025 | $318.56 | $49.90 | $368.47 | $11,658.41 |
Jun 2025 | $319.89 | $48.58 | $368.47 | $11,338.52 |
Jul 2025 | $321.22 | $47.24 | $368.47 | $11,017.29 |
Aug 2025 | $322.56 | $45.91 | $368.47 | $10,694.73 |
Sep 2025 | $323.91 | $44.56 | $368.47 | $10,370.82 |
Oct 2025 | $325.26 | $43.21 | $368.47 | $10,045.56 |
Nov 2025 | $326.61 | $41.86 | $368.47 | $9,718.95 |
Dec 2025 | $327.97 | $40.50 | $368.47 | $9,390.98 |
Jan 2026 | $329.34 | $39.13 | $368.47 | $9,061.64 |
Feb 2026 | $330.71 | $37.76 | $368.47 | $8,730.93 |
Mar 2026 | $332.09 | $36.38 | $368.47 | $8,398.84 |
Apr 2026 | $333.47 | $35.00 | $368.47 | $8,065.36 |
May 2026 | $334.86 | $33.61 | $368.47 | $7,730.50 |
Jun 2026 | $336.26 | $32.21 | $368.47 | $7,394.24 |
Jul 2026 | $337.66 | $30.81 | $368.47 | $7,056.58 |
Aug 2026 | $339.07 | $29.40 | $368.47 | $6,717.52 |
Sep 2026 | $340.48 | $27.99 | $368.47 | $6,377.04 |
Oct 2026 | $341.90 | $26.57 | $368.47 | $6,035.14 |
Nov 2026 | $343.32 | $25.15 | $368.47 | $5,691.82 |
Dec 2026 | $344.75 | $23.72 | $368.47 | $5,347.07 |
Jan 2027 | $346.19 | $22.28 | $368.47 | $5,000.88 |
Feb 2027 | $347.63 | $20.84 | $368.47 | $4,653.24 |
Mar 2027 | $349.08 | $19.39 | $368.47 | $4,304.16 |
Apr 2027 | $350.53 | $17.93 | $368.47 | $3,953.63 |
May 2027 | $352.00 | $16.47 | $368.47 | $3,601.63 |
Jun 2027 | $353.46 | $15.01 | $368.47 | $3,248.17 |
Jul 2027 | $354.93 | $13.53 | $368.47 | $2,893.24 |
Aug 2027 | $356.41 | $12.06 | $368.47 | $2,536.82 |
Sep 2027 | $357.90 | $10.57 | $368.47 | $2,178.93 |
Oct 2027 | $359.39 | $9.08 | $368.47 | $1,819.54 |
Nov 2027 | $360.89 | $7.58 | $368.47 | $1,458.65 |
Dec 2027 | $362.39 | $6.08 | $368.47 | $1,096.26 |
Jan 2028 | $363.90 | $4.57 | $368.47 | $732.36 |
Feb 2028 | $365.42 | $3.05 | $368.47 | $366.94 |
Mar 2028 | $366.94 | $1.53 | $368.47 | $0.00 |
2. Shop for a loan
After you’ve determined your budget, it's time to find the right loan for you. The loan amount and interest rate you’ll get will largely be based on your credit score and income. If you have a higher credit score, you’ll usually have a lower interest rate. On the flip side, those with poor credit scores typically qualify for loans with higher interest rates.
To completely understand what you qualify for, get a preapproved offer for a car loan. This is beneficial even if you plan to finance through a car dealership because it’ll give you negotiating power. For example, if the dealership tries to offer you a loan with 8% interest, you can show a preapproved offer for 5% interest for the dealership to match.
Compare the following lenders and get a preapproved offer.
Compare auto loans, rates and lenders: Find the right lender for your vehicle purchase.
Bad credit auto loan options: These loan options are for those with lower credit scores, in the mid-600s or below.
Loan options for first-time car buyers: See your finance options if you’re buying your first car.
Private-party auto loans: These lenders will finance cars purchased from a private seller.
3. Determine other ownership costs
Car costs go beyond just making loan payments. There are additional costs that increase how much you might have to shell out monthly, including registration fees, depreciation, interest, gas, insurance, maintenance and other fees.
Here are some resources to help you calculate the ongoing costs of owning a car:
Determine monthly ownership costs with this detailed breakdown.
Understand how much routine car maintenance usually costs.
Estimate your car insurance costs with our car insurance calculator.
Compare car insurance rates to make sure you’re not overpaying or overinsured.
4. Find the right car for you
Once you’ve analyzed the costs associated with buying a car, you can start to look for options based on the budget you’ve set. Depending on whether you’re looking for new, used or certified pre-owned options, you can shop with a trusted and reliable dealer in person or online through car-shopping marketplaces. You can also purchase used cars from private-party sellers on platforms like Craigslist and Facebook Marketplace.
Regardless of how you decide to shop, if you’re buying a used car, the first step to determine if a car is suitable is to look at its vehicle history report. These reports provide information about a car’s record of major accidents, previous owners and usage, mileage and more. They can even sometimes give you insight into a car’s past, like its maintenance record.
The following guides can help you during the car-buying process, based on what type of car you’re looking for.
How to buy a new car: These steps can help make the car-buying process for a new vehicle easier.
How to buy a used car: Whether you purchase from a dealer, a private-party seller or an online retailer, finding the exact used car you’re looking for can be rough in the current market. This checklist can make the process smoother.
Comparing car-buying apps: Apps like Autolist, Autotrader, CarFax and more can help you compare cars in your budget or even buy your car completely online.
5. Contact the seller or visit a dealership
After you’ve selected some options you’re ready to pursue, you can contact the seller or visit the dealership to see the car(s). This might be a matter of physically driving to the dealership and talking with a salesperson or entering data to receive an exact price online.
Here’s what to do once you’re ready to contact a seller or dealer:
Request a quote from a car dealer by email, phone or by filling out an online form to compare prices and costs across dealerships or sellers.
6. Inspect and test-drive the car, if applicable
If you’re buying a new car, it’s not necessary to have it inspected because there were no previous owners. But you should always test-drive a car to get a feel for how it moves on the road. However, if you’re buying a used car, there are additional steps you need to take to make sure you’re not paying more than a car is worth or buying a damaged vehicle.
Even after viewing a car’s vehicle history report, it's still important to view a car in person if you're able to and also have it inspected by a trusted and reliable mechanic. Pre-purchase inspections typically include test drives and can help to make sure there are no underlying problems with the car in question. Note that if you’re buying a car online, test driving may not be an option, but you should receive inspection documents at the very least.
Here’s what you need to know about a used car inspection:
Getting a third-party car inspection before you buy a used vehicle can help ensure it's in good condition.
7. Determine which warranties are right for you
Warranties and maintenance plans are not right for every buyer. But sometimes having the additional protection can make you feel safer and give you peace of mind. To determine if a warranty is right for you when buying, consider how long you expect to keep the car, how reliable the car is, and if it makes sense to waive a warranty at the time of buying and opt for it later on in the car’s life.
Note that you can buy other types of coverage — such as gap coverage and road hazard protection — from your auto insurer, which can often be cheaper.
Consider the following when deciding on a warranty plan:
Determine if you need an extended car warranty at all. If you have a reliable car and have some money saved to cover the cost of unexpected repairs, for example, you might not need one.
You can cancel your extended car warranty if you determine that it's not right for you.
8. Negotiate the best price
Deals are harder to find in the current market, but buyers can still try to negotiate down car prices to stay within their budget. Note that dealers might often charge more than the sticker price by adding fees and dealer options. Because of this, you'll want to compare the dealer’s asking price with the average market price.
When negotiating, be clear about whether you’re discussing the car’s “out-the-door” price, which includes taxes and fees, or only the sale price of the car. The following guide can help you while you negotiate.
How to negotiate car prices: Knowing your budget and doing research about the current market value of a car can help you during negotiations and potentially help you pay less than the manufacturer's suggested retail price (MSRP).
9. Maximize trade-in value, if applicable
If you’re trading in a car to purchase another, make sure you're getting the best trade-in price for your vehicle. The trade-in value is how much you’ll get toward the cost of another car when you trade in your car at a dealership. To get the best price for your trade-in, negotiate the trade-in value and the new car price separately.
Keep the following in mind as well, when trading in your car:
Determine what your car is worth before going to a dealer by using online retailers and pricing guides.
It's possible to trade in a car you owe money on, but it can be costly to do so. Learn more about negative equity to determine if it’s worth trading in the car right now.
10. Make the purchase
Now that you've decided on a car, it's time to make the purchase. This process includes reviewing and understanding your loan terms, questioning any unnecessary fees like dealer add-ons or advertising fees, understanding who your loan servicer is, where and how to make your payments, then signing to complete the process.
Before signing the contract, make sure to do the following:
Review your auto loan agreement by checking for things like what warranties are included or any unnecessary additional products and services, for example. Also, make sure any down payment or trade-in is credited.
Make sure the terms on your agreement match what you’ve calculated.
Pay necessary car-buying fees like sales tax, documentation fee and registration costs.