Mortgages

What Are Non-QM Loans?

For creditworthy borrowers who don’t meet traditional lending requirements, a non-QM loan can provide a (more expensive) path to homeownership.

FHA Title 1 Loans: What You Need to Know

You don't need equity in your home to get an FHA Title 1 loan, but there are maximum loan amounts to consider.

What Is a Construction Loan and How Does it Work?

Construction loans pay for home building or renovations and are paid in full or converted to permanent mortgages when the work is completed.

Mortgage Rate Lock: When Do I Lock In My Interest Rate?

A mortgage rate lock freezes your interest rate until loan closing to protect your homebuying power from rate hikes.

What Is APR and How Does It Affect Your Mortgage?

Mortgage APR reflects the interest rate plus the fees charged by the lender. APR helps you compare mortgage offers.

How Much Does It Cost To Refinance a Mortgage?

Most refinances cost 2% to 6% of the new loan amount — and even a “no closing costs” refinance doesn’t come free.

Mortgage Refinance to Pay Off Debt

Can I Refinance My Mortgage With Bad Credit?

You may be able to refinance a mortgage with a lower credit score. Credit requirements vary by lender and the type of loan.