Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
- Key takeaways
- Dividend definition
- What is the qualified business income deduction?
- Bluevine Business Checking
- What is a home equity line of credit?
- What is IRS Form 4868?
- » This page may be out of date.
- What is a SEP IRA?
- Definitions: Money Transfer Rates
- Still deciding on the right carrier? Compare Medigap plans
- What does deposit mean?
- What are Treasury bonds?
- What is personal finance?
- 6 steps to opening a Roth IRA
- What is bill pay?
- What Medicare covers
- Life insurance buying guide
- What was the Glass-Steagall Act?
- Coinbase is best for:
- Still deciding on the right carrier? Compare Medicare Part D Plans
- What is the energy efficient home improvement credit?
- What is a donor-advised fund?
- Compare types of bank accounts
- What is a cashier's check?
- Find the right Medicare Advantage plan
- IRA vs. 401(k)
- What is a backdoor Roth IRA?
- What is a W-4?
- Ready to get started? Here's what to do next
- What is ESG?
- Wealthfront is best for:
- Vanguard Personal Advisor is best for
- Medicare Advantage companies
- » This offer has expired
- What is a budget planner?
- Find the right Medicare Supplement Insurance plan
- What is a REIT?
- What is a charitable donation?
- What is Upwork?
- What is a jumbo loan?
- What are life insurance death benefits?
- What is passive investing?
- This page is out of date:
- What is IRMAA?
- Compare Medicare Part D plans
- What is mortgage pre-qualification?
- See CD rates by term and type
- What is a rollover IRA?
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Quick tips for where to exchange currency
- Why older adults could be denied credit
- 5 ways older adults can boost their odds of credit card approval
- Stocks
- Super Bowl season
- Lyft driver requirements
- What are dividend stocks?
- If you're receiving Social Security benefits
- About Farmers renters insurance
- How to use this calculator
- What does it mean to pay yourself first?
- About Safeco home insurance
- What is a 1099?
- What is an ESG fund?
- How much emergency fund should I have?
- About USAA home insurance
- Can a non-U.S. citizen get a loan?
- What is PayPal?
- How to make money as a kid
- Credit union vs. bank: Differences at a glance
- 1. What credit cards are available
- About Homeowners of America home insurance
- What is a credit freeze?
- How to file taxes for free
- How to make money in stocks
- Option 1: Use your tablet as a phone over Wi-Fi
- 15 of the best side jobs for college students
- High-dividend ETFs may generate income
- Good credit utilization follows the 30% rule
- What is inflation?
- What is a 401(k) rollover?
- About Cincinnati home insurance
- What is YouTube Premium?
- What is a rainy day fund?
- What is FICA tax?
- Medical expense deduction 2023
- 1. Go to a museum, aquarium or zoo
- About Nationwide home insurance
- What is the foreign tax credit?
- What are commodity stocks?
- How to invest your 401(k)
- Easiest ways to earn Marriott Bonvoy points
- Still deciding on the right carrier? Compare Medicare Advantage plans
- The best pet insurance companies at a glance
- Earn money while you spend money
- Stack credit card offers for big savings
- Inflation-era travel on a budget
- IPO meaning
- What's the best S&P 500 ETF?
- What is put selling?
- 7 of the best apps to make money
- Factors we considered when choosing a Disney park
- What is a goodwill letter or late payment removal letter?
- Southwest credit cards with referral
- Why is personal finance important?
- American Airlines AAdvantage® MileUp® benefits
- Microsoft Office Excel budget templates
- Why your credit score matters to lenders
- Top credit cards for bills and utilities
- United fare classes: The differences
- How does a donor-advised fund work?
- 1. The best credit cards aren’t for beginners
- Does homeowners insurance cover termite damage?
- Money market account vs. CD: The difference
- How much is a speeding ticket in California?
- Free financial advice
- Savings accounts
- When do I need a cashier's check?
- What is a savings account?
- What is self-employment tax?
- What are Vanguard index funds?
- How to get paid on YouTube
- Choosing an IRA vs. a 401(k)
- Making money with Rover
- 7 best-performing AI stocks
- How to calculate interest in a savings account
- Summary of Visa Signature benefits
- 1. Check in
- Can you withdraw money from a 401(k) early?
- What is personal liability insurance?
- 4 no-credit-check loan options
- What makes a good business idea for teens?
- Choose the right high school study abroad program for you
- What is the Walt Disney World VIP tour?
- Cruising to the Bahamas
- Why would my credit score drop after paying off debt?
- What is a conventional mortgage?
- 1. Certificates of deposit (CDs)
- Best stocks by one-year performance
- Best Medicare Advantage companies
- Step 1: Choose your health insurance marketplace
- What is a solo 401(k) plan?
- How do stocks work?
- How can a CPA help you with taxes?
- 7 steps to take to open a savings account
- What is accounts receivable factoring?
- 13 ways to get the best online deals
- What is a high-deductible health plan?
- What you need to open a bank account
- Take a better picture
- States with no income tax
- What does RFID mean?
- Is Upwork a legit way to make money?
- How much should you spend on rent? It depends
- Buying Bitcoin
- What is SSDI?
- 1. Report lost debit cards ASAP
- What are brokerage fees?
- 4 effects of paying off an installment loan
- How is the Medicare IRMAA calculated?
- Claim United miles for past flights on the airline
- How the Hilton Grand Vacation Club works
- Frugal food tips
- Best dental insurance for seniors on Medicare
- How do I calculate my LTV?
- 10 Common IRS tax forms and schedules
- What does homeowners insurance cover?
- 1. Find a payment strategy or two
- Life insurance calculator
- An overview of the Military Lending Act
- The best budget apps
- How to check passport application status
- How much money you actually save with an off-airport car rental
- January
- SEP IRA contribution limits
- General advice for international money transfers
- Types of deposits
- 1. Set your budget
- Best banks and credit unions
- The best car insurance
- 21 Small-business tax deductions
- 1. Free shipping
- 50/30/20 budget calculator
- Robinhood is best for:
- Coinbase at a glance
- Term life vs. whole life: Overview
- Step 1: Check your credit
- What are closing costs?
- Is the stock market crashing?
- When will the IDR adjustment happen if I don’t get automatic forgiveness?
- What is Ozempic?
- What is the child tax credit?
- Report identity theft to the FTC
- What does SSSS mean on a boarding pass?
- Banks with no debit card foreign transaction or ATM fees
- California state income tax brackets and rates
- What are the best retirement plans for you?
- What is a sole proprietorship?
- 1. Build your network
- First, some background
- What is an LLLP?
- Aetna Medicare Advantage
- Federal flood insurance waiting period
- Why you don’t need a lot of mutual funds for retirement
- Using your maiden name on a passport
- 1. Backup camera
- 1. Document the scene
- What is second chance checking?
- What car insurance coverage do I need?
- 1. Get help with utility bills and groceries
- What to do if you overcontributed to your 401(k)
- How to use the mutual fund calculator
- You’re ready to become an entrepreneur if…
- 40 best startup business ideas
- Blue Cross Blue Shield Medicare Advantage
- Auto insurance
- Defining some health insurance terms
- 1. Start investing as early as possible
- How much does FHA mortgage insurance cost?
- Credit union advantages
- Benefits of hotel loyalty programs
- Available Southwest credit cards
- How to estimate your home insurance
- What to do before applying for a mortgage
- Wealthfront at a glance
- About Fort Lauderdale airport lounges
- IHCDA highlights and eligibility requirements
- How we found the best travel insurance
- Key Findings
- Minimum wage over time
- What is a growth stock?
- What is an insurance broker?
- FuboTV cost per month
- Why is having a low credit utilization important?
- About Conrad
- What’s in the rule?
- What is a foreign transaction fee?
- Impulse buying definition
- How do LLC taxes work?
- 1. Open an IRA
- Create a budget plan that works for you
- Ethical investing definition
- Best-performing REIT stocks: April 2024
- Our take
- What is the typical down payment on a house?
- What is tax debt relief?
- Where should I keep rainy day funds?
- How to manage your money
- What is Bidenomics?
- Finding cars sold by private sellers
- FICA tax rate 2023-2024
- A welcome offer worth potentially a couple free nights
- What are AI ETFs?
- What is the Air France experience?
- What are credit freezes and credit locks?
- Seek full disclosure
- How to use this calculator
- 15 best business startup books to read
- Options are limited
- What is an SBA disaster loan?
- How do CDs work?
- What is net worth?
- Types of accessory dwelling units
- High CD rates for now
- What is adjusted gross income (AGI)?
- What is a home equity loan?
- What is infinite banking?
- Student loan payoff calculator
- Best day to book a flight
- How to find a currency exchange near you
- Kids don’t need an ID when flying within the U.S.
- What are grants for nonprofits?
- Which mortgage lenders got hacked?
- Best ways to consolidate credit card debt
- 'Shiny thing' strategies
- How to pay federal taxes online
- What is the gift tax?
- How to compare FHA vs. conventional loans
- Lyft vehicle requirements
- How to budget money
- How does bill pay work?
- If you're not getting Social Security yet
- 6 hardship loans for bad credit
- When to write a financial aid appeal letter
- Late winter and early spring
- Energy efficient home improvement credit 2023
- 1. There are two basic Best Buy credit cards
- How to calculate your debt-to-income ratio
- How pay yourself first budgeting works
- What goes into the credit card interest calculation
- Chase joint account
- Ways to pay yourself: Salary vs. owner’s draw
- Best-performing ESG funds
- How using stocks as collateral works
- What to know about penalty APRs
- In this article
- Average retirement savings balance by age
- Understanding car values
- What to know before getting the Capital One Venture Rewards Credit Card
- 1. The fees are outrageous
- What is Opendoor?
- How to use the business line of credit calculator
- 1. PayPal Honey
- How do credit union loans work?
- 1. Circulate and cross-promote your social media profiles
- 1. Clean up your credit
- Vanguard Personal Advisor at a glance
- What’s the value when booking travel through the Capital One portal?
- Option 2: Use your tablet like a phone with a data-only plan
- About The Platinum Card® from American Express
- Travel rewards
- 1. You missed a payment
- Payment information
- 1. Get rebooked on the next best flight
- The best time to book rental cars
- Why pay extra on car loan principal?
- Best fleet fuel cards
- 5 Ways to get started in real estate investing
- Compare Medicare Advantage plans in Oregon
- Key findings
- Do prioritize monthly expenses first
- Common size analysis formula
- What is chronic pain?
- Understand and address your fears
- Small-town business ideas
- Average online personal loan rates
- The Wells Fargo overdraft fee
- 1. Check your account statements
- What is an EIN?
- Are charitable donations tax-deductible?
- How much is YouTube Premium?
- How to spot origination fees
- Step 1: Pick a type of car rental business
- How does a credit-builder loan work?
- 7 steps to becoming a life coach
- How does a jumbo loan work?
- Important things to know before flying first class on Emirates
- Financial advisor fees
- 7 best-performing commodity stocks
- How to use the pre-qualification calculator
- How to send money online, on mobile or in person
- What is a business credit score?
- How to find your EIN
- 28 ways to save money
- What to do if you lost your passport in the U.S.
- How to make money online
- Key takeaways
- How to use the car affordability calculator
- The best money-making apps
- You could qualify within your first year in the home
- Do goodwill letters work?
- Why Americans can’t buy cheap Chinese EVs
- 8 upcoming big tech earnings dates and estimates
- Are Treasury bonds taxable?
- Banks that offer joint business accounts
- Summary of cash advance apps
- If my credit card is closed due to inactivity, can I reopen it?
- Your own insurance usually comes first
- What is the standard deduction?
- 1. Your credit scores are too low for the card you applied for
- Robinhood at a glance
- Who can inherit your debt?
- Wells Fargo Active Cash® Card
- Benefits of a donor-advised fund
- What is an abortion?
- The self-employment tax rate for 2023
- Why you need dog liability insurance
- Find out how much your car is worth
- Costco Anywhere Visa® Card by Citi
- The best life insurance for seniors in April 2024
- 2. File a police report
- Roth IRA income limits
- What is IRS Free File?
- It’s not all about credit scores
- What is the 401(k) early withdrawal penalty?
- What’s a good credit score with FICO vs. VantageScore
- Mint vs. NerdWallet at a glance
- Credit union disadvantages
- How to freeze your credit with all 3 bureaus
- What is the 10-year Treasury?
- What minimum credit score is needed to buy a car?
- Outlooks on tax refunds and bills
- How much do Instagram influencers make?
- 1. Learn your cash-flow cycle
- 7 high-dividend ETFs
- Rite Aid
- Why does this matter?
- Credit definition
- Average inflation rate
- Itemized deductions, definition
- What is a fraud alert?
- Rolling over your 401(k): The options
- New car prices to cool off
- How much does accounts receivable factoring cost?
- 11 best investments right now
- You need a new car
- 1. Its biggest rewards are on MINI-related purchases
- Why signatures once mattered
- What the law says
- Who can sign up for Medicare Supplement Plan F?
- Merchants push for lower fees
- Options to consider before co-signing
- Netflix subscription cost
- Investment account types
- How to invest in stocks in 6 steps
- Breakdown of central air costs
- Hotel points expiration dates and terms
- What kind of medical expenses are tax deductible?
- 2. Read a book
- U.S. citizens have to report foreign income
- 5% cash-back bonus categories
- Options for an old 401(k)
- What is a life insurance policy?
- Who qualifies for the qualified business income deduction?
- Top credit cards you can use instantly after approval
- How will the Student Aid Index be calculated?
- How does Form 4868 work?
- Generics, brand name drugs and your formulary
- What does the value of Hilton points mean?
- Wise is best for:
- 1. Epcot (Walt Disney World Resort in Orlando, Florida)
- Examples of personal finance in everyday life
- 20 high-dividend stocks
- Primerica life insurance
- 2. Extended warranties and purchase protection
- Glass-Steagall repeal
- What is the 50/30/20 rule?
- How much are closing costs?
- What is a stock market crash?
- Where black-owned businesses succeed
- Which projects qualify for the home improvement credit?
- Make it easier on yourself
- Where Safeco stands out
- What is a 1099 form used for?
- When does home insurance cover termite damage?
- When to choose a money market account over a CD
- What is an LLC?
- Where can I get a cashier’s check?
- Why you need a savings account
- Paperwork required if your passport has a maiden name
- 2. Blind spot warning and cross-traffic alert
- 2. Find money for child care
- How to claim life insurance money
- Renting a Kyte car
- Why you should get preapproved for an auto loan
- Unsure how to save
- Banking
- How to use PayPal
- Ways to earn money as a younger kid
- Issuer policies on authorized users
- Where Homeowners of America stands out
- Do you need a passport for a Bahamas cruise?
- Are these the best stocks to buy now?
- Best for size of network: UnitedHealthcare
- Why the Quicksilver is better for most people
- Free tax filing options in 2024
- What you need to know
- How to lower your credit utilization
- What to know about Medicare in Oregon
- Why you might want the Capital One® Walmart Rewards™ Mastercard®
- Why we impulse buy
- ASPCA: Best pet insurance for broad coverage
- How much is car insurance?
- Who needs to get an EIN?
- Stay engaged
- How can I tell if I have an RFID card?
- How to get Upwork jobs
- 1. Take inventory of your finances
- How are dividends taxed?
- Who qualifies for SSDI?
- Key Findings
- Understanding your required coverages
- Mutual of Omaha life insurance
- How the Federal Student Aid Estimator works
- The market outlook for home buyers
- What are the 2024 IRMAA brackets?
- Credit freeze vs. lock
- Types of SBA disaster loans
- What is the average American net worth?
- What are dividend stocks and why buy them?
- How does an IPO work?
- Where can I get IRS tax forms?
- YNAB, for hands-on zero-based budgeting
- How to choose an S&P 500 ETF
- Cheap car insurance
- Why the Wells Fargo Active Cash® Card is better for most people
- Treasury bond rates
- Where Farmers stands out
- Google Sheets budget templates
- How much IDR credit will I get?
- How much is the child tax credit worth?
- Place a fraud alert with credit bureaus
- Why do travelers get SSSS?
- 1. Capital One would be a formidable credit cards competitor
- How to find the penalty APR for your card
- What is a credit card hardship program?
- 2. Diversify products and income streams
- How we ranked the top life insurers
- 20 high-dividend stocks
- What are the pros and cons of second chance checking?
- Where USAA stands out
- How to fill out a W-4
- What reasons can you withdraw from your 401(k) early?
- What bodily injury liability covers
- Bank advantages
- Comparing government loans and conventional mortgages
- How do Sallie Mae loans work?
- Globe Life insurance
- Tablet calling is easy
- When to use an insurance broker
- Which cards are eligible?
- Has the account adjustment started?
- How to calculate your credit utilization ratio
- What is the connection between debt and chronic pain?
- Ethical investing vs. SRI vs. ESG: What’s the difference?
- Best-performing REIT mutual funds: April 2024
- 2. Categorize your expenses
- Detach check stubs or pay slips
- Median debt at the most competitive business schools
- What does it mean to live in a state with no income tax?
- Work out how much of your income should go to rent with the 50/30/20 rule
- Researching cars for sale by private sellers
- Why budget travelers will win if the merger happens
- Bank wire transfer
- 3. Catch a movie
- How does the life insurance death benefit work?
- Where Nationwide stands out
- Active investing vs. passive investing
- Types of life insurance for seniors
- Request missing miles for flights on Star Alliance and partner airlines
- Changes and cancellations can be more expensive … and more complicated
- How to choose the best crypto wallet
- Frugal shopping tips
- Best for size of dental network: UnitedHealthcare
- Best affordable homeowners insurance in Wisconsin: Erie
- Today’s HELOC rates
- How extra student loan payments work
- Why are airport car rentals so much more expensive?
- TV release cycle
- Best day to fly
- Best place to exchange currency: Your bank or credit union
- SEP IRA rules: Who is eligible?
- Wise pros
- Are my deposits safe?
- How to write a late payment removal letter
- How to refer a friend to a Southwest credit card
- Lyft insurance requirements
- 1. Brigit: Best for budgeting tools
- CD rate trends 2024: Higher short-term CDs
- The best homeowners insurance companies of 2024
- Rules for borrowing
- So which is better, Robinhood or Coinbase?
- What types of debt can be inherited?
- 2. A security deposit makes a credit card easier to get
- How can I get a cashier’s check?
- What you need to know about savings accounts
- How to get a federal student loan
- The self-employment tax rate for 2024
- Median retirement savings balance by age
- Model portfolios make fund selection easy
- How to find your car’s resale and trade-in value
- How to open a backdoor Roth IRA
- Best affordable homeowners insurance in California: Travelers
- 2. Airport security ID check
- UnitedHealthcare Medicare Advantage
- 2. Rakuten Cash Back Button
- Disney VIP tour cost
- 2. Use a content calendar and schedule your posts
- 2. Cash management accounts
- Curious about other options?
- How credit scores affect auto loans
- State minimum wages in 2024
- Best-performing growth stocks
- How many Instagram followers do you need to make money?
- How to pay extra on car loan principal
- Product features
- Americans value college, but think most should eschew loans
- What’s next?
- How to calculate the inflation rate
- How to find a CPA or tax accountant near you
- Where Cincinnati Insurance stands out
- 1. Applying won’t affect your credit score
- What happened to gas prices in March?
- How tax-deductible donations work
- How to compare lender fees and rates
- 5 tax relief options
- What is the dividend tax rate?
- Understanding the stock market
- How to keep your hotel points from expiring
- Who benefits the most from credit-builder loans?
- Other rules for the medical expense deduction
- Best AI ETFs by one-year performance
- Homeowner interest in selling soon is holding steady
- How the rewards structure is changing
- Financial advisor fees by service
- Types of commodity stocks
- When to use a credit freeze
- Have a "heart-to-heart"
- Why ADUs are hot now
- How to transfer a 401(k) to IRA
- Bonds
- How does infinite banking work?
- Chase Sapphire Preferred® Card
- How to manually calculate how much life insurance you need
- February
- Government grants for nonprofits
- Your identity theft deterrent kit
- How the annual gift tax exclusion works
- 2. Shop for a loan
- Types of Treasury securities
- Key findings
- If you're disabled and under age 65
- What to do during a stock market crash
- Holiday weekends
- Medicare covers Ozempic for Type 2 diabetes
- Grace period
- Where Safeco falls short
- Bank of America joint account
- Where to stash your emergency fund
- How do Vanguard index funds work?
- What is a mega backdoor Roth?
- 3. Place a fraud alert on your credit record, if necessary
- How much car insurance do I need?
- Who is eligible for Free File?
- Applying for a personal loan as a non-citizen
- ESG investing
- Apply to scholarships and grants to lower the cost
- Bank disadvantages
- Best credit union personal loans for 2024
- Credit bureau policies on authorized users
- Where Homeowners of America falls short
- Information you need to freeze your credit
- 7 best stocks to buy now, according to analysts
- Step 2: Compare types of health insurance plans
- Indiana first-time home buyer loan programs
- What does the The Platinum Card® from American Express cost for military personnel?
- Account summary
- 2. Urge your customers to pay on time
- Medicare Advantage companies in Oregon
- Is it the same as a currency conversion fee?
- How LLCs pay income taxes
- Vertical vs. horizontal common size analysis
- Best-performing REIT ETFs: April 2024
- Use a plain, dark background
- Our tips
- Transaction fees
- How FICA tax works
- Jumbo loan requirements
- How investment and brokerage fees affect returns
- Where we are now: 2024
- How are business credit scores calculated?
- How to calculate adjusted gross income
- How does a home equity loan work?
- What is "qualified business income"?
- Who is covered by the Military Lending Act?
- How much extra time does Form 4868 give you?
- More options for saving
- Wise cons
- Investing for income: Dividend stocks vs. dividend funds
- Where Farmers falls short
- Primerica life insurance policies
- Step 2: Pre-qualify and compare offers
- What credit score do you need for the best mortgage rate?
- Who gets a 1099?
- When to choose a CD over a money market account
- How to decide
- ESG ETFs: The cheapest ESG funds
- How much does an abortion cost?
- Trading in a car with positive equity
- Blue Cross Blue Shield Medicare Advantage
- Are paid surveys worth it?
- 3. Bluetooth connectivity
- 3. Recover unclaimed money
- Ways to receive the money
- Dealing with excess 401(k) contributions after Tax Day
- Mortgage payoff calculator help
- Where USAA falls short
- Extended warranty protection
- Learn more
- Is personal liability insurance required for homeowners?
- What is the 10-year treasury yield today?
- Terminal 1: United Club lounge
- 2. Your credit card balance is higher than usual
- Can you live off ETF dividends?
- What are the benefits?
- Why should you own stocks?
- Do set aside savings
- Impulse buying vs. compulsive shopping
- 2. It also rewards gas and restaurant spending
- What’s the coverage difference between Plan F and Plan G?
- High-deductible health plans and HSAs
- Pros and cons of living in a state without income tax
- How does RFID work?
- Rainy day fund vs. emergency fund: What’s the difference?
- Perks at no cost
- 2. Account frozen? Submit documentation
- What kind of medical expenses are not tax deductible?
- Where Nationwide falls short
- Mutual of Omaha life insurance policies
- What’s behind the pre-qualification calculation?
- 8 best hot wallets
- Average net worth by age
- How lenders use loan-to-value
- What are the risks of selling puts?
- How to determine how much car you can afford
- What it makes sense to use your equity for
- 3. Return assistance
- Where to look for information
- How the standard deduction works
- 2. You have a history of poor credit management
- What to do after you get a speeding ticket in California
- Key features of an LLC vs. sole proprietorship
- How to calculate self-employment tax
- Best life insurance for seniors in April 2024
- Key features of IRAs vs 401(k)s
- 4. Call your banks to freeze your accounts, if necessary
- Investing for income: Dividend stocks vs. dividend funds
- Bodily injury insurance coverage limits
- FHA insurance vs. PMI costs
- Other alternatives to Mint
- 28 business ideas for teens
- How to pay off debt and help your credit score
- 1. IRS Free File
- Globe Life insurance policies
- Does raising the minimum wage cause inflation?
- Solo 401(k) contribution limits
- How to monetize your Instagram with fewer followers
- Top-rated Medicare Advantage plans in Oregon
- Some parents want to end generational student loan debt
- Types of itemized deductions
- Do I need a fraud alert?
- Where Cincinnati Insurance falls short
- How does accounts receivable factoring work?
- Go ahead and sign your card
- Build a bigger emergency fund
- Limits on fighting charges
- Keep your banking app updated
- How much will I need to borrow for an MBA?
- Keep learning
- How much is YouTube Music?
- What does the public think of Bidenomics?
- 4. Play a game inside
- Some foreign income may be tax-free
- Short resignation letter example
- High rewards at the supermarket
- Two different paths to help
- Hilton Honors points vs. Hilton Grand Vacation Club points
- High CD rates for now
- Where can I find out about upcoming IPOs?
- How is the Student Aid Index used?
- How long does it take to get Southwest bonus points?
- How much do Lyft drivers make?
- Cost of living has grown faster than income in the past four years
- 13 fundamentals of personal finance
- Current CD rates: high-yield and national averages by term
- How will this affect my credit score?
- State availability
- NerdWallet’s budget planner
- AmEx Platinum vs. Chase Sapphire Reserve: Deciding factors
- How to determine your closing costs
- What to include in your financial aid appeal letter
- Contact the companies involved
- Pick your advocate and a backup
- Warning signs that you may have been selected for secondary screening
- Certificates of deposit
- An SBLOC can use more than stocks
- Issuer pre-qualification pages
- Savings accounts with strong APYs can help your money grow
- Where to find a credit card hardship program
- 3. Cut back on expenses with automation and negotiation
- Does your home insurance policy cover dog liability?
- 4. Head-up display
- Picking a second chance checking account
- You’re not the target customer
- 3. The Camelizer
- What you need for a Bahamas cruise
- 2. Rebalance your debts and income
- What’s the value when transferring to Capital One partners?
- 3. Turn your inventory quickly
- 2. Turn to your travel insurance
- Use a credit utilization calculator
- 2. Set financial priorities
- Average bank personal loan rates
- 3. Build a budget that works for your expenses
- Who can co-sign a loan?
- How much rent can you afford?
- What are qualified dividends?
- The bottom line
- Types of AI ETFs
- Learn more about life insurance basics
- Commodity stock benefits
- Dividend vs. growth stocks
- Types of credit covered by the Military Lending Act
- Black Friday
- Another money-change option: online currency converters
- Should I file Form 4868?
- Wise transfer methods and options
- Direct deposits
- Goodwill letter template
- How to get car insurance quotes
- Will the U.S. ever make cheap EVs like China?
- How to set up bill pay
- Primerica customer complaints and satisfaction
- The Volcker Rule and the future of Glass-Steagall
- Risks of using a 401(k) loan
- Requirements: Who qualifies for the child tax credit?
- 3. Your first credit card can build your credit — or ruin it
- Wells Fargo joint account
- When to choose a savings account instead
- LLC vs. sole proprietorship
- Are Vanguard index funds a good investment?
- Mega backdoor Roth 2024
- Wells Fargo Active Cash® Card
- Changing the name on your passport
- 5. Consider whether to file an insurance claim
- Common reasons for excess 401(k) contributions
- Credit cards
- Credit union vs. bank: What to consider when choosing
- Why isn't the account showing up on the authorized user's credit report?
- State availability
- How Southwest Rapid Rewards credit cards work
- 3. Leverage trends that relate to your audience
- 3. High-yield money market accounts (MMAs)
- 3. There’s a mistake in your credit report
- How to find growth stocks
- Joann
- Is there a way to lower a monthly car payment?
- Conrad locations
- Your lease is ending
- How debt affects finances when you have chronic pain
- Use a budget planner
- Optional Wells Fargo overdraft services and associated fees
- How do REITs work?
- Why are gas prices going up?
- Can you negotiate mortgage origination fees?
- Transfer Bitcoin
- What is withholding tax?
- Will your disability benefits change when you turn 65?
- 3. Ask your bank for relief
- How to claim the medical expense deduction
- 5. Play a game outside
- Air France reviews
- How to use the Federal Student Aid Estimator
- You only need one S&P 500 ETF
- March
- What if a cyberattack keeps me from paying my mortgage?
- 3. Determine other ownership costs
- 4. Fraud protection
- Key differences between term life and whole life
- Top rental increases and decreases in the U.S.
- How to identify termite damage
- Foreign transaction fees by bank or credit union
- 2. Capital One hopes to expand its digital banking reach
- Who has to pay self-employment tax?
- How penalty APRs work
- 5. Dash cam
- What are AI stocks?
- 4. Get down payment assistance for a home
- 2. The initial credit limit is fairly low
- How does the IRS Free File program work?
- Saving a little at a time
- ESG investing benefits
- Are Disney VIP tours worth it?
- How to find the best stocks to buy now
- What is a FICO Auto Score?
- Do all workers earn at least the minimum wage?
- Rewards summary
- How brokers are paid
- Do I have to do anything?
- Types of credit
- Do know if your loan comes with prepayment fees
- How to avoid foreign transaction fees
- How to place a fraud alert
- Uplevel your financial knowledge
- Can I make money by investing ethically?
- 2. The card’s benefits all have cutesy names
- Check for good signal strength
- Median down payment by age
- 2. Build a money management blueprint
- How is the economy doing under Biden?
- Stock trading information
- How the foreign earned income exclusion works
- What it means for existing cardholders
- Are brokerage fees tax-deductible?
- A flat-rate cash-back card
- Frugal entertainment tips
- Do personal credit scores affect business credit scores?
- How to buy a life insurance policy
- Pros of infinite banking
- How to qualify for the QBI deduction
- How you can use loan-to-value
- 2. Consider debt consolidation
- 4 more ways to estimate how much life insurance you need
- Benefits of booking a rental car off-site (beyond savings)
- How does a SEP IRA work? The pros and cons
- Final thoughts on the Southwest refer-a-friend bonus
- 2. Empower: Best for fast cash
- What is a hardship loan?
- 3. Your credit history is insufficient
- Best car insurance companies: Our winners
- Best places for black-owned businesses
- All year
- How to benefit from the account adjustment
- Heat pump tax credit 2023
- 2. Rewards rates are decent, but redemption is clunky
- How lenders view your DTI ratio
- Average daily balance
- Do I need a 1099 to file my taxes?
- 401(k)s and other employer-sponsored retirement plans
- Why use a securities-based line of credit
- How much does a cashier’s check cost?
- Trading in a car with negative equity
- Retirement savings by age
- Don’t forget to claim other life insurance policies
- Backdoor Roth IRA rules
- How to pay off a mortgage early
- USAA home insurance coverage
- Best homeowners insurance in California for coverage: Chubb
- 3. Baggage screening
- Is a business line of credit right for me?
- 2. Decide how much to invest
- Removing mortgage insurance
- What does personal liability insurance cover?
- What kinds of conventional loans are available?
- Best for extra perks: Aetna
- Best travel insurance overall: Berkshire Hathaway Travel Protection
- 5 ways to make money on Instagram
- 4. Negotiate with your vendors and customers
- How to invest in dividend ETFs
- 3. It offers flexible, valuable redemption options
- Pros and cons of a high-deductible health plan
- How to apply for an employer identification number
- What is RFID blocking?
- Cash App
- How to buy AI ETFs
- 6. Volunteer
- Mutual of Omaha life insurance rates
- When to use a credit lock
- SBA disaster loan requirements
- Decide what type of account you want: checking vs. savings
- How to calculate your net worth
- Varieties of ADU loans
- How are dividends paid out?
- Best homeowners insurance in Wisconsin for coverage: Openly and Erie
- Apply extra student loan payments toward the principal
- Income schemes that seem too good to be true
- Goodwill letter vs. credit dispute letter
- Are Treasury bonds a good investment?
- Try a simple budgeting plan
- When to sign up for Medicare
- Best car insurance companies: Our winners
- Farmers renters insurance coverage
- Where Primerica stands out
- Cost of term life vs. whole life
- How to claim the child tax credit
- What happens if you have a boarding pass with SSSS on it?
- Safeco home insurance coverage
- Cheap financial advice
- California income tax deadlines and extensions
- How a savings account works: withdrawal limits
- How to get a private student loan
- 4. Prioritize authenticity
- IRA vs. 401(k): A road map
- 6. Tunes, directions and apps
- Coinsurance vs. copay
- 4. CouponCabin Sidekick
- Price vs. yield
- Tax minimization approaches
- Is Solo 401(k) tax deductible? Solo 401(k) tax advantages
- Fubo add-ons
- What does it mean when you own stocks?
- Most were skeptical of student loan forgiveness, but hopeful
- Used-car prices also inching down
- Will I qualify for accounts receivable factoring?
- ITIN: What it is and how to get one
- REITs' average return
- Confirm the check status — twice
- MBA student debt calculator
- Is YouTube Premium worth it?
- Other payroll tax items you may hear about
- How to choose and manage a credit-builder loan
- 4. Monitor bank transactions online
- Are repairs and renovations a must-do for sellers?
- Investment fee calculator
- What’s the difference between pre-qualification and preapproval?
- CD rates: 1980s to 2000s
- Where to find your AGI on your 1040
- What can I use a home equity loan for?
- Comparing stocks and bonds
- Why do companies file IPOs?
- What do U.S. passport status updates mean?
- Where to exchange currency outside the U.S.
- How do I open a SEP IRA?
- How to make a deposit
- Who can open a joint business account
- Rising costs thwart debt payoff plans
- What to ask your credit card issuer
- Standard deduction 2023
- The Federal Trade Commission’s budget worksheet
- Closing costs calculator
- How mortgage rates can vary by credit score
- Will Medicare pay for Ozempic for weight loss?
- Share your plans
- 4. You can see the rates and fees before applying
- How much does it cost to buy Vanguard index fund shares?
- Animal liability insurance
- What to know if you take online surveys
- Savings account simple interest vs. compound interest
- What a good credit score can get you
- Make a plan with the adults in your life
- Homeowners of America home insurance coverage
- How to unfreeze your credit
- For non-U.S. citizens
- How do I keep my credit score from dropping?
- 4. Develop a social media aesthetic
- Terminal 2: Delta Sky Club
- Other factors can help you buy a car with bad credit
- How much are Capital One miles worth?
- The Platinum Card® from American Express military benefits
- 4. You’re a victim of identity theft
- 3. Look for other ways to get to your destination
- Is per-card or overall utilization more important?
- Don’t rob your retirement to pay off debt
- Cincinnati home insurance coverage
- Create a concrete safety plan
- Keep looking
- How co-signing affects your credit
- Rainy day savings strategies
- 7. Visit the farmers market
- Nationwide home insurance coverage
- A great travel credit card
- Request missing miles for other MileagePlus partners
- Blue Cash Preferred® Card from American Express
- How to report predatory lenders
- Goodbudget, for hands-on envelope budgeting
- How do investors use put selling?
- When not to file Form 4868
- How do Hilton points compare to other hotel programs?
- When to wait to get a HELOC
- Gift tax limit 2024
- 4. Find the right car for you
- Explore other ways to make money
- How to get a hardship loan
- 5. Cell phone insurance
- Loan costs, repayment and alternatives
- Who qualifies for the energy tax credit?
- Consider a credit freeze or extended fraud alert
- Average car insurance rates after a speeding ticket in California
- ESG benefits
- 3. Discover would remain its own brand
- Top credit cards that offer preapproval without a hard pull
- LLLPs: Advantages and disadvantages
- Private flood insurance waiting period
- 7. Massaging and heated seats
- 6. Get your car fixed
- Full coverage is (usually) a smart choice
- Travel and emergency assistance
- 2. The Southwest card limits
- What's next?
- 4. Peer-to-peer lending
- 3. Don’t ask for too much cash
- Can you use AmEx points for Fine Hotels and Resorts stays?
- Can I lift a fraud alert?
- 1. High-yield savings accounts
- Staying safe
- Average credit union personal loan rates
- 3. You get more out of the card with a Cred.ai deposit account
- MBA student loan repayment options
- No guarantee that savings will be passed on
- How do streaming services fit into your budget?
- Why do I have to pay FICA tax?
- Earn solid rewards
- Where to find credit-builder loans
- Exceptions to state minimum car insurance requirements
- How the foreign tax credit (FTC) works
- Commodity stock risks
- Why is net worth important?
- Where you can use your Hilton Grand Vacation Club points
- Which life insurance policy is right for me?
- If you’re over the income limit
- What's next?
- Kids need an ID when flying internationally
- How to guard against mortgage scams
- 2. Disney California Adventure (Disneyland Resort in Anaheim, California)
- Tips for avoiding late payments
- Where Primerica falls short
- 4. You’re too young
- Who pays the closing costs?
- What to do if your appeal is unsuccessful
- The pros and cons of paying yourself first
- What can you contribute to a donor-advised fund?
- Capital One joint account
- How much should you pay yourself?
- How to pay self-employment tax
- Circumstances that may qualify for a hardship program
- Making money with Wag
- National second chance banking
- 5. Find tax credits for health insurance
- 2024 IRS Free File: Participating tax software providers
- How does Opendoor Work?
- What are PayPal fees?
- Copay vs. deductible
- 5. Capital One Shopping
- An alternative to chasing the best stocks
- Globe Life customer complaints and satisfaction
- Information about your account
- 5. Consider invoice financing.
- Kirkland’s
- Does the cost of FuboTV fit into your budget?
- 5 ways to limit impulse buying
- Common size income statement analysis
- Ways to cope with debt when you have chronic pain
- Know when to seek a safer route
- What’s the cost comparison between Plan F and Plan G?
- How much is car insurance in my state?
- Avoid redeposits and associated fees
- What does the public think of Bidenomics?
- Store your Bitcoin on Cash App
- Do you have to contact anyone to switch from SSDI to Social Security?
- 5. Know the bank’s timeline
- 8. Go thrift shopping
- Mutual of Omaha complaints and customer satisfaction
- Immediate resignation letter example
- Does bundling travel ever make sense?
- Borrowing from equity
- Frugal DIY project tips
- What is a good business credit score?
- 6 types of dividends
- How to find another company's EIN
- How does a HELOC work?
- Other opportunities to pay off student loans faster
- TV-buying tips
- April
- How much should you spend on a mattress?
- How to claim the home improvement credit
- When should I receive my 1099?
- How do I avoid foreign transaction fees on my debit card?
- Your 401(k) plan allows after-tax contributions
- How much interest will I earn on $10,000?
- 3. It's got a sky-high annual percentage rate
- What can I do with my money if I max out my 401(k)?
- 4. Ordering food
- Issuer restrictions
- How to determine if a Southwest card is worth it
- 5. Embrace user-generated content
- 5. Someone else used your credit card account
- Should you buy growth stocks?
- Choose low-cost carriers when: You travel (very) simply
- Should I just use cash instead?
- The new normal and tips for buying a car now
- How to choose the best savings account
- You want to turn a profit
- 4. There's a modest bonus ...
- How to build an ethical investment portfolio
- Why should I open a bank account if I'm undocumented?
- Types of REITs
- What state has the highest gas prices?
- Average down payment by state
- Working YouTube Premium costs into your budget
- Factor in other costs
- Bull markets vs. bear markets
- Pros and cons of passive investing
- More about these investment expenses
- What to know before paying off a loan early
- The significance of adjusted gross income
- Home equity loan rates in 2023
- Best for comprehensive coverage: Cigna
- Other ways to get financial assistance
- How long does passport processing take?
- How to apply for a joint business bank account
- Many in credit card debt feel stressed, worried
- 6. Travel help
- Standard deduction 2024 (taxes filed 2025)
- Does Medicare cover Wegovy?
- Does your DTI affect your credit score?
- CD vs. high-yield savings account: At a glance
- Do I have to pay California state tax?
- OpenSky® Secured Visa® Credit Card
- What if I lose the cashier's check?
- Chase Freedom Unlimited®
- Be mindful of fees
- Theft and insurance
- 6. Apply for college grants
- USAA home insurance rates
- How many banks have collapsed?
- 3. Open an investment account
- Consider alternatives to studying abroad in high school
- Disney VIP tour vs. Genie+ and Individual Lightning Lane
- 5 steps to applying for a mortgage
- Can you make Fine Hotels and Resorts bookings for others?
- Why is the IDR account adjustment happening?
- Medicare resources in Oregon
- Why you might pass on the Capital One® Walmart Rewards™ Mastercard®
- What is a credit freeze?
- The importance of a direct 401(k) rollover
- How is factoring receivables different from accounts receivable financing?
- A growing and lucrative co-brand market
- Is a high-deductible health plan right for you?
- Does RFID matter?
- 9. Go for a walk
- Air France safety record
- Understanding your results
- Final thoughts on requesting missing United miles
- Bank of America® Customized Cash Rewards credit card
- What are the risks of investing in an IPO?
- 3. Work with your creditors
- Who can file Form 4868?
- How do I invest my SEP IRA?
- Gift tax limit 2023
- Why Treasury bonds are important
- How to invest in dividend stocks
- Applying during the general enrollment period
- More about Primerica
- More ways to take charge of your budget
- Additional child tax credit
- Blue Cash Preferred® Card from American Express
- 3. Deferred interest may be an option … but it comes with potential risk
- My experience getting SSSS on my boarding pass
- How to invest in a donor-advised fund
- 5. Credit card fees are avoidable
- What to keep in mind
- Tax deductions for self-employment
- Final steps
- Best homeowners insurance in California for consumer experience: Nationwide
- Already saving, ready to maximize
- Coinsurance vs. deductible
- Making your choice between a credit union and a bank
- Cruising versus flying
- Who might prefer the Platinum
- 2. Free tax software
- How Globe Life compares to other insurers
- How did we determine the value of Capital One miles?
- What states are increasing minimum wages in 2024?
- Covering your spouse under your solo 401(k)
- 6. Compare cash-flow loans
- 4. Get fair compensation
- How to book a stay at a Conrad hotel with points
- What parents of college-bound kids can do
- Don’t overthink it
- Inflation example
- Is Medigap Plan F worth it?
- 4. The card is essentially fee- and interest-free
- Other risks of co-signing
- Arranging to see a private seller's car
- Step 2: Determine your target audience
- Optional coverages
- Other changes
- Great rewards for average credit
- Does pre-qualification affect your credit score?
- Find a bank that suits your needs
- How to increase your net worth
- Where to avoid exchanging currency
- How to convert Hilton points to dollars
- Questions to ask when considering a 'shiny thing' strategy
- 5. Contact the seller or visit a dealership
- 3. EarnIn: Best for large advances
- Other hardship loan options
- Farmers renters insurance rates
- 5. You lack sufficient income
- Get more help with monthly budget planning
- Step 3: Choose your lender and loan
- What creditors can and can't take
- Mattress-buying tips
- Rent vs. inflation
- Is the energy efficient home improvement credit refundable?
- Is United’s basic economy worth it?
- Discounts
- How to prevent termite damage
- Mistakes to avoid while paying yourself
- How much to keep in your savings account
- Not all credit cards charge a penalty APR
- Your 401(k) lets you move your after-tax money
- Last-minute flood insurance for your car
- How to invest in dividend stocks
- W-4 form 2024
- Auto loan preapproval vs. pre-qualification
- You don’t have good enough credit after all
- 6 personal loans for non-citizens
- What affects your credit score?
- Additional functionality
- Advantages of conventional loans
- 6. Use social media as a form of customer service
- 5. Online savings accounts
- Best for local support: Blue Cross Blue Shield
- Why is the 10-year Treasury yield important?
- 6. You co-signed a loan or credit card application
- How do you make a reservation?
- The bottom line
- How to build your credit
- Embrace: Best pet insurance for many ways to save
- How much of your fee goes to Upwork?
- Selling Bitcoin
- Should you claim early Social Security benefits?
- 6. Rebounding from bank account fraud
- Google Pay
- 10. Take a hike
- More about Mutual of Omaha life insurance
- It's not necessarily cheaper to bundle
- Foundation grants for nonprofits
- 3. Disney's Hollywood Studios (Walt Disney World Resort in Orlando, Florida)
- 7 steps to appeal your financial aid
- Does Medicare cover Mounjaro (or Zepbound)?
- How to understand DTI ratio
- Interest rate
- Online joint bank accounts
- How to open a savings account or CD
- 4. The deal faces regulatory hurdles
- Ways to deter theft
- How to invest in AI stocks
- Information you'll need to estimate your car's value
- Optional coverage types may be worth it
- Driving a Kyte car
- Auto rental collision damage waiver
- Do you need bodily injury liability coverage?
- ESG investing vs. socially responsible investing vs. CSR
- Ways to earn money as a teenager
- 3. The Rapid Rewards earning structure
- 4. Consider a co-signer
- Payments and credits
- What will count toward IDR forgiveness?
- Customer experience
- How does credit utilization affect my credit score?
- What's next?
- Are current personal loan rates high?
- Having a rainy day fund can help strengthen and maintain financial health
- Dividend tax rate 2023
- Is the Hilton Honors American Express Card worth applying for?
- Do I still have to pay the IRMAA if I choose Medicare Advantage?
- If you really want a store card
- Getting a construction or renovation loan
- Cons of infinite banking
- How the qualified business income deduction works
- What to do if you lost your passport abroad
- May
- Skip currency exchange: Use a credit or debit card
- How to file Form 4868
- How the lifetime gift tax exclusion works
- Compare the best savings and money market accounts
- Rising interest rates are making it harder for many to pay off debt
- Mortgages where credit score matters less
- How to calculate your credit
- Types of 1099 forms
- 6. Interest is completely avoidable, too
- 5 types of employer-sponsored retirement plans
- Does insurance cover abortions?
- Who should form an LLLP
- Is a backdoor Roth IRA worth it?
- What are IRS Free File Fillable Forms?
- 5. Customs
- Consider the costs of cashing out your 401(k)
- How it all works together
- Managing expectations
- First-time home buyer programs near Indiana
- More about Globe Life
- Tax brackets and inflation adjustments
- How to open a solo 401(k)
- Why you might still book rental cars in advance
- 5. Plus a 0% intro APR offer
- 5. It’s made of metal
- What state has the lowest gas prices?
- Look for savings
- The bottom line
- Other options for building credit
- Pros and cons of jumbo loans
- 11. Ride a bike
- Air France's loyalty program
- Should I join the Hilton Grand Vacation Club?
- Frugal home expenses tips
- How much life insurance should I buy?
- Ways to get the best home equity loan rates
- Best homeowners insurance in Wisconsin for consumer experience: American Family and Nationwide
- Medicare late enrollment penalties
- Standard deduction for those 65 or older
- What is California's standard deduction?
- Traveling without a passport
- Watch out for scams
- Discounts
- Credit union vs. bank: Frequently asked questions
- 7. Work with micro-influencers
- Which card should you get?
- Best for emergency medical coverage: Allianz Global Assistance
- 7. You applied for a lot of credit
- Choose full-service airlines when: You prefer simplicity and flexibility
- 5. Find your luggage
- What are fleet cards?
- Fraud alert vs. credit freeze — which should I choose?
- Can I open a savings account online?
- How do I find an accounts receivable factoring company?
- LLC payroll taxes
- Common size balance sheet analysis
- How credit card rewards look in other countries
- What to discuss with the student borrower
- Stock market crash vs. correction
- Can you collect SSI and Social Security disability or retirement benefits?
- State thresholds for the medical expense deduction
- Other ways to forecast college costs
- How to increase your pre-qualification amount
- Average CD rates: 2010-2024
- What to expect when you open your new account
- What is your modified adjusted gross income (MAGI)?
- How to change or cancel an EIN
- If you haven’t received your passport
- How else consumers can protect themselves
- 6. You have too many recent hard inquiries or new accounts
- When to expect your child tax credit refund
- 4. You’ll get an incentive for opening the card
- Ready, set, save
- Consumer complaints
- Cheapest car insurance companies after a speeding ticket in California
- Cashier’s check vs. certified check vs. money order
- Alternatives to savings accounts
- The most popular surveys for cash apps
- Regional and state-based second chance checking accounts
- How to find the 2024 W-4
- How to get a preapproved car loan
- How to get a good credit score
- Credit union personal loan rates
- How to freeze your child’s credit
- When you need a passport for a cruise
- Step 3: Compare health plan networks
- Are 10-year Treasury notes a good investment?
- Minimum wage increases
- Pros and cons of a 401(k) rollover into an IRA
- Discounts
- 2. Certificates of deposit
- 3. Get disability and life insurance
- Your car was totaled
- Doing the math on HDHPs
- Step 3: Write your business plan
- Should you use a personal loan to build credit?
- You may also have to report foreign assets to the IRS
- Cost of life insurance for seniors
- How to apply for an SBA disaster loan
- Taxes for rollover IRAs: 2 rules to know
- 4. Seek help through debt relief
- Citi Custom Cash® Card
- How to get started selling puts
- SEP IRA vs. Roth IRA
- Where are we with inflation? The latest numbers
- 6. Inspect and test-drive the car, if applicable
- Compare the best CD accounts
- How to buy Treasury bonds
- Discounts
- What you’d pay out of pocket for Ozempic, Wegovy, Mounjaro or Zepbound
- Ways to lower your DTI ratio
- 7. You can — and should! — pay more than the minimum
- How to choose the best ESG funds for you
- IRAs
- You’ve got money left over for savings
- Returning a Kyte car
- Full list of best homeowners insurance in California
- Errors
- How secure is PayPal?
- 4. Pick an investment strategy
- Disadvantages of loyalty programs with hotels
- Terminal 3: Escape Lounge
- National first-time home buyer programs
- How to build your credit before car shopping
- New charges
- Growth stocks vs. dividend stocks
- Insurance broker vs. independent agent
- Strategies for keeping your credit utilization low
- Advantages of itemized deductions
- What to do if you can’t open a savings account
- Credit unions and banks that don’t require Social Security numbers to open an account
- How the 9 states with no income tax stack up
- Dividend tax rate 2024
- 12. Sleep in the woods
- Finding a lender
- When to skip the downtown rental
- Tips to find cheap flights any day of the week
- What is the cost of filing Form 4868?
- Travel ID requirements for kids recapped
- Step 4: Gather loan documents
- What else you need to know
- How can you reduce SSSS markings in the future?
- Consumer experience
- Things to consider when opening a joint bank account
- 5. The bigger the company, the higher the interest rates
- What part of my income gets taxed by California?
- Petal® 2 "Cash Back, No Fees" Visa® Credit Card
- How to establish an LLLP
- How to find AI ETFs
- 4. Payment history is reported to all 3 credit bureaus
- Why did First Republic Bank fail?
- The catch: Your health plan's network
- What does personal liability insurance not cover?
- 6. High-yield checking accounts
- What is the median household income in the U.S.?
- How do fleet cards work?
- Credit cards that earn Hilton Honors points
- How to protect yourself
- The 50/30/20 budget calculator
- What percent down payment do you need for a house?
- Resignation due to health issues letter example
- How do I find out if the Medicare IRMAA applies to me?
- Getting the most from your pre-qualification limit
- How much can you borrow with a home equity loan?
- How to avoid extra costs from a trip delay
- HELOC requirements
- EveryDollar, for simple zero-based budgeting
- What you can do if you have credit card debt
- 4. Varo: Best for existing bank customers
- What happens after you sign up for Medicare
- American Airlines AAdvantage MileUp Mastercard benefits summed up
- 5. If you’re not a die-hard Best Buy shopper, you can do better
- Where are abortions available?
- Penalty APRs are different from late fees
- How do you buy Vanguard Index fund shares?
- Bank of America® Customized Cash Rewards credit card
- And a warning sign that you're not ready
- ESG investing examples
- Discounts
- 8. Focus on unique or compelling visuals
- 5. Use collateral to secure the loan
- Americans' outlook on green tax credits
- Travel and shopping protections
- 8. You closed an old credit card
- Will parent PLUS loans qualify?
- What is hyperinflation?
- Will a credit freeze or fraud alert hurt my credit score?
- Consumer complaints
- Is accounts receivable financing a good idea?
- How much is car insurance by company?
- How to avoid Wells Fargo overdraft fees: Grace period and buffer
- What's next?
- How to stay on top of a co-signed loan
- Claiming tax-deductible donations on your tax return
- 3 tips to control central air conditioning installation costs
- Step 4: Register and license your business
- Is a credit-builder loan good for my situation?
- PayPal
- 13. Gaze at the stars
- Passive investing strategies
- Close your old account, if needed
- June
- 2024 lifetime gift tax exemption
- Compare the best checking accounts
- 7. You lack a Social Security number or ITIN
- Still want a 401(k) loan?
- How to choose between term and whole life insurance
- It’s more expensive to rent than ever before
- 2024 child tax credit news update
- Days in the cycle
- 8. Paying late comes at a high cost
- Steps for getting into a hardship program
- You don’t need to have $10,000 to take advantage of compound interest
- Kyte pricing
- Consumer complaints
- Do I have to update my W-4 every year?
- 4. The value of Southwest points
- Best for low-cost plan availability: Humana
- How do you buy 10-year Treasury notes?
- How your car loan can help you build better credit
- If you’re on the fence: Consider basic economy
- 4. Use budgeting or expense-tracking apps
- Do you ever need to change your EIN?
- How to do well on Upwork
- How to report dividend income on your taxes
- Home seller takeaways
- How to find a cheap airport rental car
- A sign of the times: $9 million meat theft
- Consumer complaints
- How to build your credit score
- How can I avoid cashier's check fraud?
- How much does homeowners insurance cost in California?
- It’s just business
- When should you freeze your credit?
- 3 investing myths
- Interest charges
- 6. Make last-minute plans to pass the time
- How to protect against inflation
- Disadvantages of itemized deductions
- 3. Bonds
- Common size cash flow statement analysis
- How are gas prices determined?
- The importance of diversification
- 14. Listen to music
- Nationwide home insurance rates
- How much do life insurance policies cost?
- Do you have to report your passport lost or stolen?
- Tips for calculating how much life insurance you need
- How to get a home equity line of credit
- How to track your passport status, recapped
- How to fill out Form 4868
- SIMPLE IRA vs. SEP IRA
- Consider Disney vacations that aren't a theme park
- 7. Determine which warranties are right for you
- Closing costs for the buyer
- What if I’m enrolled in Public Service Loan Forgiveness?
- Covering weight loss drugs would be costly for Medicare
- Am I a resident for California state tax purposes?
- Bottom line
- The bottom line
- How much bodily injury liability coverage do you need?
- PayPal vs. Venmo and Cash App
- Types of ESG investments
- How to get a loan from a credit union
- 9. Run social-specific discounts or giveaways
- Find the best homeowners insurance in your state
- 3. Volunteer Income Tax Assistance (VITA)
- Consumer experience
- LLC self-employment taxes
- How to shop for senior life insurance
- Home equity loan requirements
- Exchange frequently? Consider a multicurrency account
- Compare the best banks, credit unions and cash management accounts
- Next steps:
- Standard deduction for dependents
- Will a penalty APR hurt my credit?
- How to earn more interest in a savings account
- Consumer experience
- Why did Silicon Valley Bank fail?
- The best benefit of the Disney VIP tour? Time saved
- Consumer complaints
- Do you pay tax on T-notes?
- 9. You paid off a loan
- What if I already have hotel elite status?
- Will my servicer know if I qualify?
- Can I have a fraud alert and a credit freeze?
- How to get released from co-signing
- Is Upwork the right freelance marketplace for you?
- How to control your dividend tax bill
- Step 5: Get your finances in order
- 15. Make some music
- Who should avoid Air France?
- Reporting your foreign bank accounts might be on the to-do list
- How do I pay the Medicare IRMAA surcharge?
- How long does it take to get pre-qualified for a mortgage?
- High-yield CD rates: 2018-2024
- Why do I need a business credit score?
- How to evaluate dividends
- Finding a car you can afford
- Consumer experience
- 8. You don't have a banking relationship
- How did rent get so expensive?
- Safeco vs. competitors
- 9. Getting too close to your limit can sink your credit score
- Recap: How to get a cashier's check
- Where to find the best savings accounts
- Roadside dispatch
- Average cost of homeowners insurance in California by city
- How to adjust your Form W-4
- 6. Find the right lender
- Best for travelers with pre-existing medical conditions: Travel Guard by AIG
- Other ways to buy insurance
- 7. Wait it out in the airport
- 5. Explore other expense-tracking methods
- Paying for a car purchased from a private seller
- Jumbo loans and conforming loan limits
- Full list of the best homeowners insurance in Wisconsin
- What to do if you lost your passport the day before a flight
- Term vs. whole life insurance tool
- July
- Why you might want the Citi Double Cash® Card
- If you’re looking for the best Disney park for adults
- Who pays the gift tax?
- What's next?
- Upgrade Cash Rewards Visa®
- What are the best Vanguard index funds?
- What is the average and median retirement savings?
- Could we be in an AI bubble?
- 5. Understand your investment options
- Cons of a credit freeze
- NerdWallet home insurance calculator methodology
- Step 4: Compare out-of-pocket costs
- Next Steps
- The Platinum Card® from American Express for military spouses
- The bottom line
- Why lenders charge different personal loan rates
- What if you lose your EIN?
- 16. Make something
- 5. Lower your living expenses
- How much can you borrow with a HELOC?
- Compare the best bank accounts for students and kids
- 5. Dave: Best for repayment flexibility
- Are these the best dividend stocks?
- Step 5: Submit your application and get funded
- Retirement accounts for small-business owners and self-employed individuals
- Can I travel to get an abortion?
- 5. There’s no upgrade option
- Doing the math on copays, coinsurance and deductibles
- 5. How to earn a Southwest Companion Pass
- Consumer experience
- What does having a lower score mean?
- How to book a discounted Conrad stay without points
- LLC sales taxes
- Charitable contributions 2023
- How to finance central air installation
- Venmo
- Find local conforming loan limits
- Discounts
- Final thoughts on flying Air France
- U.S. Bank Cash+® Visa Signature® Card
- How do I get my business credit score?
- Are home equity loans a good idea?
- Alternatives to infinite banking
- Capital One Venture Rewards Credit Card
- The best place to exchange currency at the end of your trip
- Where to download Form 4868
- Do you pay taxes when you receive a gift?
- 8. Negotiate the best price
- When can't you take the standard deduction?
- 9. You violated an issuer’s internal rule
- Best places for black-owned businesses
- U.S. Bank Cash+® Visa Signature® Card
- 10. Dealing with credit card fraud isn’t as difficult as it sounds
- Should you choose an LLC or a sole proprietorship?
- Rover vs. Wag: Which dog-walking app should I choose?
- What are the best dividend stocks?
- Credit union vs. online lender
- 10. Use social media paid advertising tools
- Terminal 4: Priority Pass dining
- Fleet fuel cards: benefits and drawbacks
- The bottom line
- 6. Look for ways to lower your expenses
- 17. Learn a new skill
- Can you contribute to a rollover IRA?
- Best for extra perks: Aetna
- Summary of the best banks and credit unions of 2024
- Cards with primary coverage
- What to do if you’re paying a penalty APR
- U.S. Bank Altitude™ Reserve Visa Infinite® Card
- Traveling with a maiden name on passport recapped
- USAA vs. competitors
- The cheapest home insurance in California
- Best of the Blues: Highmark
- Are AmEx Fine Hotels and Resorts benefits worth it?
- What if I had delinquencies or a student loan in default?
- Advantages of the standard deduction
- Types of gas
- How to co-sign a private student loan
- Ways to get the best jumbo mortgage rates
- Your readiness to buy a home
- Empower Personal Dashboard, for tracking wealth and spending
- Alternatives to term and whole life insurance
- Consequences of a child tax credit error
- How much money can you make on YouTube?
- How to set up PayPal
- How much personal liability coverage do you need?
- What is a no-credit-check loan?
- How to book a Disney VIP tour
- Credit freeze or credit lock?
- Other closed-loop cruises
- 8. Get a refund
- What’s a good down payment for a house?
- 18. Exercise
- More about buying life insurance as a senior
- How much does homeowners insurance cost in Wisconsin?
- August
- Currency exchange: Frequently asked questions
- Is the gift tax deductible?
- Other renters insurance companies to consider
- The bottom line
- Additional Visa Signature benefits
- Why did Signature Bank fail?
- ESG investing: How to get started
- What is the highest credit score, and how many people have it?
- 6. The valuable extra benefits
- Figo: Best pet insurance for cats
- How much is auto insurance based on your driving record?
- Why a financial advisor's fee structure matters
- Can I appeal the Medicare IRMAA if I don't think it applies to me?
- Learn more about cash value life insurance
- Where to mail Form 4868
- How much is my 2023 standard deduction?
- Stock market crashes in history
- What’s next?
- Is Kyte worth it?
- If you’re looking for AmEx Platinum Card military benefits
- Other home insurance companies to consider
- LLC tax forms and deadlines
- 3. Make the most of your savings
- Step 6: Find the right location
- 19. Have a potluck
- Consumer complaints
- Compare top-rated life insurance companies
- How much is the gift tax rate?
- 9. Maximize trade-in value, if applicable
- Important considerations when opening a Roth IRA
- 6. MoneyLion: Best for existing customers
- American Express add-on coverage
- What should you do if your credit card application is denied?
- Final thoughts on the different United economy fare classes
- 11. If you’re rejected for a credit card, the issuer will tell you why
- Discover it® Secured Credit Card
- The bottom line
- Ways kid creators can earn online
- Who can access your frozen credit reports?
- Who should skip a Southwest credit card?
- How is your personal loan rate decided?
- Pros of investing in REIT stocks
- Walmart2Walmart
- What homeowners insurance won't cover
- State child tax credits
- Benefits you 'may' have
- What you need to know about California homeowners insurance
- If you want to book Disney’s VIP tour
- Best for those who pack expensive equipment: Travel Insured International
- More about the card
- Dealing with last-minute flight cancelations
- Can I get a refund?
- Other types of tax preparers
- Step 7: Create a rental contract
- 20. Do something productive
- Consumer experience
- Choose CDs based on your goals
- If you want to earn Marriott points fast ...
- Should I choose a home equity loan, HELOC, or cash-out refinance?
- Is getting a HELOC a good idea?
- The bottom line
- Potential hurdles and drawbacks of a hardship program
- Should you invest in AI stocks?
- After deciding
- So, is it good to join multiple hotel loyalty programs?
- Next steps
- If you want to cruise to the Bahamas
- Fort Lauderdale airport lounges recapped
- 4. GetYourRefund.org
- Fuel card vs. business gas credit card
- What is the normal fee for a financial advisor?
- Average cost of homeowners insurance in Wisconsin by city
- September
- What's the easiest way to invest responsibly?
- Earn an audience, and earn more in the long run
- What’s happening with Silvergate Capital Corp.?
- 7. The wait
- How to shop for Medicare Advantage plans
- Cons of investing in REIT stocks
- Why are California gas prices so high?
- Are dividends taxed?
- Don’t forget about the Form 4868 deadline
- 10. Make the purchase
- It pays to know
- What is the $500 credit for other dependents (ODC)?
- Other home insurance companies to consider
- Completing the purchase of a car from a private seller
- Step 8: Build your operations team
- 21. Host a yard sale
- Enjoying Emirates first class
- Find the best life insurance policy for you
- U.S. Bank Cash+® Visa Signature® Card
- Which card should you get?
- Common gift tax return triggers
- 2023 vs. 2024 standard deduction
- Who is most likely to rent?
- Payment methods accepted at Costco
- If you're considering the Capital One Venture Rewards Credit Card
- What happened to Credit Suisse?
- How much does personal liability insurance cost?
- If you're considering a Southwest credit card
- Standard deduction vs. itemized deductions
- LLC tax tips for business owners
- Next steps
- What is credit card consolidation?
- 7. SoLo Funds: Best for peer-to-peer cash advances
- The bottom line on how to prepare for a stock market crash
- Child tax credit vs. child and dependent care credit
- California state tax credits
- Step 5: Compare benefits
- Investing in REITs: How to get started
- 22. Engage with your community
- Nationwide vs. competitors
- Related articles
- Best for low-cost plans: Humana
- The cheapest home insurance in Wisconsin
- Mission Lane Visa® Credit Card
- Other ways to make money
- W-4 calculator
- How to get started with Opendoor
- If you're considering applying for a Southwest credit card
- What is a tax consultant?
- 4. Money market funds
- Step 9: Create an online presence
- Western Union
- PocketGuard, for a simplified budgeting snapshot
- October
- FHA vs. conventional loans: Summary
- When to claim the standard deduction
- Methodology
- Tips for making money as a kid
- Conrad Hotels & Resorts recapped
- Understanding life insurance quotes
- How does credit card consolidation work?
- Investing
- Does your business need a fleet fuel card?
- Should I use a CPA or tax accountant?
- Is it better to get a home equity loan or line of credit?
- Are other banks are in trouble?
- Best for adventurous travelers: World Nomads
- Does the president control gas prices?
- Where should you open your investment account?
- Step 10: Provide exceptional service
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- 3 best cold wallets
- What to know about Wisconsin homeowners insurance
- What to know before shopping for car insurance quotes.
- Rent vs. income
- Bank of America® Customized Cash Rewards credit card
- Alternatives to a credit card hardship program
- When to skip renting through Kyte
- The bottom line
- What else to know about Form W-4
- How much does it cost to become a life coach?
- 8. Klover: Best for no-fee advances
- Things to consider about loans with no credit check
- 5. Tax Counseling for the Elderly (TCE)
- Should you buy stocks or bonds?
- November
- California Department of Insurance
- Should I take my money out of the bank?
- 5. Mutual funds
- What to do if you can’t keep up with your HELOC payments
- Is consolidating credit card debt a good idea?
- Prosper® Card
- OK, what's next?
- How does the Israel-Hamas war affect gas prices?
- The bottom line
- Bank of America® Premium Rewards® credit card
- Looking for more insurance in California?
- Zelle:
- A final thought
- Chase Sapphire Reserve vs. AmEx Platinum: Minor features to consider
- Other life insurance options for seniors
- Best stocks for beginners
- The bottom line
- Can I still use my credit card after debt consolidation?
- Are we in a recession?
- Summary: How to choose health insurance
- Best stocks for beginners
- Mortgages
- MetLife: Best pet insurance for dogs
- 6. Index funds
- Best among startups: Devoted Health
- Does homeowners insurance cover ... ?
- Honeydue, for budgeting with a partner
- December
- Pros and cons of loan apps
- Best for medical coverage: Travelex Insurance Services
- The upside down: When debt and equity roles reverse
- Corporate grants for nonprofits
- More about buying life insurance as a senior
- How to shop for no-credit-check loans
- 6. MilTax
- Closing costs for the seller
- How to track your California state refund
- Capital One QuicksilverOne Cash Rewards Credit Card
- 4. Be persistent
- Other ways to pay your taxes
- Are we headed for a depression?
- The bottom line on investing in stocks
- Cheapest car insurance by state
- Who is Kyte best for?
- What to know about the best ways to send money
- Prime Visa
- The bottom line on investing in stocks
- Types of homeowners insurance policies
- Bilt World Elite Mastercard® Credit Card
- Alternatives to traditional personal loans for non-citizens
- No-credit-check loan alternatives
- Wisconsin insurance department
- Other hardship assistance
- More about top-rated life insurance companies
- Citi Custom Cash® Card
- California state sales tax
- Looking for more insurance in Wisconsin?
- What is a 1099 employee?
- How to make money from home
- Budgeting resources from NerdWallet
- Capital One Platinum Credit Card
- 7. Direct File
- How much is auto insurance for good and poor credit?
- Who might prefer AmEx Platinum over Chase Sapphire Reserve
- 7. Exchange-traded funds
- How much does Medicare Advantage dental coverage cost?
- 5 things to know about California state tax
- Best if you have travel credit card coverage: Seven Corners
- How to get cheap car insurance
- Are cash advance apps payday lenders?
- Hardship financing to avoid
- Other home insurance companies to consider
- How to claim small-business tax deductions
- Personal loans
- What if you have Original Medicare?
- Other notable options
- Methodology to identify the best budget apps
- Are apps like DailyPay and Payactiv cash advance apps?
- AvantCard Credit Card
- 8. Stocks
- Risks of getting cheap auto insurance
- How to shop for Medicare Advantage plans
- Nationwide: Best pet insurance for exotic pets
- Target Circle™ Credit Card
- How homeowners insurance works
- Major issuers and their policies on instant credit access
- How to get the cheapest car insurance quote possible
- Alternatives to cash advance apps
- Best for long-term travelers: IMG
- How much is auto insurance based on age?
- Costco Anywhere Visa® Card by Citi
- Blue Cash Everyday® Card from American Express
- Student loans
- How to make money offline
- How to find the right business idea for your small town
- 9. Alternative investments
- Capital One Venture Rewards Credit Card
- Best for travelers with unpredictable work demands: Tin Leg
- Taxes
- Cash advance app star rating methodology
- Capital One® Walmart Rewards™ Mastercard®
- 10. Cryptocurrency
- Travel rewards
- Full list of the best car insurance companies
- Apple Card
- How to choose a startup idea
- Pets Best: Best pet insurance for flexible plans
- Full list of the best car insurance companies
- Bilt World Elite Mastercard® Credit Card
- Best for booking travel with points and miles: TravelSafe
- How much is auto insurance based on gender?
- The bottom line
- Best car insurance companies by state
- 11. Real estate
- Best car insurance companies by state
- Venmo Credit Card
- PlayStation Visa Credit Card
- How to find grants for nonprofits
- How much is auto insurance based on vehicle type?
- How to find the best car insurance
- Best for group travel insurance: HTH Insurance
- How to choose the best investments in 2024
- How to find the best car insurance
- What else affects my car insurance cost?
- How to find the best home insurance policy in five common scenarios
- Spot: Best pet insurance for straightforward waiting periods
- How to get cheap car insurance
- Best Buy credit cards
- Types of travel insurance
- Xbox Mastercard
- How to compare homeowners insurance
- How much is pet insurance?
- What does travel insurance cover?
- Watch out for making money scams
- How to find the best dog insurance
- What’s not covered?
- How much does it cost?
- Find the best homeowners insurance in your state
- How to find the best cat insurance
- How we ranked the best homeowners insurance companies
- Do I need travel insurance?
- How to choose the best travel insurance policy
- How to compare pet insurance companies
- What are the top travel destinations in 2024?
- More resources for travel insurance shoppers
- Top credit cards with travel insurance
- Methodology
- How we ranked the best pet insurance companies
- Learn more about personal finance
January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.