Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
- What's an investment strategy?
- Still deciding on the right carrier? Compare Medigap plans
- What is a REIT?
- What is a W-4?
- Find the right Medicare Advantage plan
- Medicare Advantage companies
- Dividend definition
- What is the federal estate tax?
- Key takeaways
- See how to get your business started quickly
- What is a budget?
- See CD rates by term and type
- Life insurance buying guide
- Our Take
- Find the right Medicare Part D prescription drug plan
- Still deciding on the right carrier? Compare Medicare Part D Plans
- Net worth defined
- Market order vs. limit order
- About Homesite home insurance
- How to make money in stocks
- What is equity compensation?
- What are dividend stocks?
- Set your own rules
- Still deciding on the right carrier? Compare Medicare Advantage plans
- 1. Health care
- What is Amazon Prime?
- How to get paid on YouTube
- Online marketplace and auction sites
- Number of properties and pricing
- What does APY mean?
- 7 of the best apps to make money
- What is Global Entry?
- What is a down payment?
- Preparing to buy tips
- Spotify Free
- Pros & Cons
- Beware of major differences in cost and coverage
- What is a savings account?
- What is forex trading?
- Frugal food tips
- Where they’re based and where they fly
- Determining needs
- The best car insurance
- Advantages of franchising for the franchisee
- Best-performing REIT stocks: April 2024
- January
- What determines your monthly car payment?
- Key findings
- Most profitable small businesses
- The best budget apps
- How to estimate your home insurance
- Ohio-specific small-business grants
- How do CDs work?
- Best business insurance options for sole proprietors
- 1. Start investing as early as possible
- How to calculate your car lease payment
- What is my net worth?
- Average car loan interest rates by credit score
- Capital One CD rates
- Advantages of paying off your car loan early
- Top business ideas for nurse entrepreneurs
- How much does an Amazon Prime membership cost?
- How to deposit or cash a check step by step
- How to budget money
- Compare Medicare Advantage plans in Wisconsin
- Has EU261 actually reduced delays?
- 5 of the best index funds tracking the S&P 500
- Best ways to consolidate credit card debt
- 6 hardship loans for bad credit
- Average savings account rate: 0.46%
- Estate tax limits and exemptions
- Does Airbnb offer discounts?
- Pros of electric cars
- What is a certificate of insurance?
- What does roadside assistance cover?
- Know what you want
- Why employers issue equity compensation
- Request missing AAdvantage miles
- Does Southwest charge to change flights?
- Is refinancing federal student loans a bad idea?
- 2. Marijuana
- 9 popular investment strategies
- How to make money online
- If my credit card is closed due to inactivity, can I reopen it?
- What is a personal guarantee for business cards?
- 1. Protect your medicare number
- Breakdown of central air costs
- Netflix subscription cost
- Homeowners are stuck between a rock and a hard place
- The best money-making apps
- 1. Create a business plan for your pizza shop
- Not all drivers know how their insurance rates are determined
- Start where you are
- What is a Southwest Airlines Companion Pass?
- Market orders: Make the trade now
- Spotify Premium cost
- How common is credit card fraud?
- Quick definition: CDs that hold money, not music
- Table of Contents
- Best Medicare Part D plans
- What is the 10-year Treasury?
- Garage door cost breakdown
- Get elite status
- What to know about Medicare in Wisconsin
- How does a home equity loan work?
- Who can get Global Entry?
- Pros of going paperless
- What’s the purpose of a budget?
- 1. Estimate retirement income needs
- How a home equity sharing agreement works
- AAA life insurance
- How to claim life insurance money
- Complete the consolidation application
- Why you need a savings account
- 20 high-dividend stocks
- How much does it cost to cash or deposit a check?
- Cheap car insurance
- Our take
- NerdWallet's car insurance estimator
- Best-performing REIT mutual funds: April 2024
- Has the account adjustment started?
- How to fill out a W-4
- How to choose the best crypto wallet
- What are dividend stocks and why buy them?
- How the federal estate tax works
- Do you need to put 20% down on a house?
- YNAB, for hands-on zero-based budgeting
- Where Homesite stands out
- Get a handle on your insurance
- Understanding forex trading
- More details about Capital One CDs
- Frugal shopping tips
- New travel patterns
- Identifying wants
- How to file for student loan bankruptcy
- Ease of earning hotel points
- Recent averages for factors that affect a car payment
- 7 ways to get discounts on Airbnb
- Understanding the stock market
- CDs: The good, the bad, the penalty
- What you need to know about savings accounts
- Types of equity compensation plans and benefits
- Find the best account
- 3. E-commerce
- 2. Beware of free gifts
- Best-performing REIT ETFs: April 2024
- February
- Medicare Advantage companies in Wisconsin
- New problems introduced by EU261
- Winner: Hilton
- Differences between TSA PreCheck and Global Entry
- Pros and cons of home equity sharing agreements
- Best for low premiums: Wellcare Medicare Part D
- Why do you need a certificate of insurance?
- Choosing a roadside assistance plan
- Are auto loan interest rates rising?
- Which Southwest fares can be refunded?
- When should you refinance government loans?
- What are the benefits of Amazon Prime?
- Where to cash a check
- 8 best hot wallets
- Auto insurance rates are skyrocketing
- Where Homesite falls short
- AAA life insurance policies
- Ways to receive the money
- What is the 10-year treasury yield today?
- Appreciate what you have
- Current forex trading rates
- What to consider when opening CDs
- Mortgage payoff calculator help
- Investing for income: Dividend stocks vs. dividend funds
- Our tips
- Who does the personal guarantee apply to?
- Automate savings
- Why is budgeting important?
- Calculating net worth: What are assets and liabilities?
- 4. Information technology
- Price pressures
- How will this affect my credit score?
- How to estimate car insurance costs
- 3. Don’t get talked into unnecessary care
- Top-rated Medicare Advantage plans in Wisconsin
- Historical national rates
- Estate tax rates
- Minimum down payment requirements
- How to get a Companion Pass faster
- How severely is credit card fraud punished?
- 2. Consider common rules of thumb
- Savings accounts with strong APYs can help your money grow
- How to use average car interest rates
- Final thoughts on claiming American Airlines miles after your flight
- How do REITs work?
- How to calculate APY
- 2. Register your pizza shop
- Should I choose a home equity loan or a HELOC?
- Dividend vs. growth stocks
- How credit scores affect monthly car payments
- Limit orders: Make trade when the price is right
- Mortgage selection tips
- Don’t miss the deadline
- Buy the house that makes you happy (within reason)
- See CD rates by bank
- Airline rewards programs
- Do I have to do anything?
- March
- Who loses and wins under policies like EU261?
- Maximize every dollar safely
- How do you start a budget?
- Stock trading information
- Homesite home insurance coverage
- How to read a forex quote
- More about Capital One
- Go on savings cruise control
- Get a secured credit card
- Frugal entertainment tips
- When you can change your Southwest flights
- Can you refinance federal student loans?
- 5. Other personal care services
- Budgeting for both needs and wants
- 4. Review your health care documents
- What is a hardship loan?
- Consumers disagree on whether credit history should be a factor
- Don’t forget to claim other life insurance policies
- Full Review
- How do you get a certificate of insurance?
- 2. Decide how much to invest
- Other factors that affect what you'll pay each month
- How to pay off a mortgage early
- Best car insurance companies: Our winners
- Where to avoid cashing a check
- What happens if you don’t pay your business credit card?
- Try a simple budgeting plan
- Best car insurance companies: Our winners
- REITs' average return
- America’s risk pool is leaking
- How are dividends paid out?
- What is the fee for Global Entry?
- Average interest checking account rate: 0.08%
- Which states have an estate tax?
- Best for member satisfaction: AARP/UnitedHealthcare Medicare Part D
- Price vs. yield
- Uninsured? Seek help
- How a savings account works: withdrawal limits
- Sometimes, it’s OK to splurge
- Do you include a 401(k) in a net worth calculation?
- Episode transcript
- Factors that affect the cost of car insurance
- 3. Get any required licenses or permits for your pizza shop
- AAA life insurance rates
- How to rebook your Southwest flight at a cheaper fare
- Best way to avoid fees: Get a checking account
- Local sales
- How do streaming services fit into your budget?
- How to get a hardship loan
- What’s next?
- Goodbudget, for hands-on envelope budgeting
- Bag your first win
- 5. Reach out for help
- Redeeming award nights
- How to get a home equity loan
- How loan term affects your monthly car payment
- How does Spotify fit into your budget?
- How to protect yourself from credit card fraud
- 3. Use a retirement calculator
- When would CDs work best for me?
- How do you add an additional insured to your certificate of insurance?
- Net worth calculator
- Bid and ask prices
- Disadvantages of paying off your car loan early
- How to plan your garage door installation
- Frugal DIY project tips
- Status match to casino loyalty programs
- How to prove undue hardship for student loans
- What should you do if you can’t pay your business credit card?
- Types of REITs
- April
- APR vs. APY: What’s the difference?
- Top 3 index funds for the Nasdaq-100
- 6 types of dividends
- How to get Global Entry through travel cards
- Most don’t shop around for insurance rates regularly
- Keep your goal in mind
- Bull markets vs. bear markets
- If you need student loan help
- Why is the IDR account adjustment happening?
- Do sole proprietors need business insurance?
- 3. Open an investment account
- Look for ways to level up
- Medicare resources for Wisconsin
- What you can do about it
- A savvy way to save money
- Partial payment credit is possible after April 30
- Prepare for how much it costs to have a baby
- Money can suddenly run out, and you have to adapt
- How to use the car lease calculator's results
- How to invest in dividend stocks
- How to refinance federal student loans
- How much car insurance you need
- Clothes, vintage and crafts
- W-4 form 2024
- Elite status
- 4. Create a financial plan and get funding for your pizza shop
- Other hardship loan options
- Cons of going paperless
- Additional Medicare Part D companies
- Why is the 10-year Treasury yield important?
- How do you see another company’s certificate of insurance?
- How much to keep in your savings account
- Get a credit-builder product or a secured loan
- What will count toward IDR forgiveness?
- Are home equity loans a good idea?
- Estimating your car payment
- Insurance costs impact vehicle shopping for most
- What is the difference between an inheritance tax and an estate tax?
- Level up
- 4. Revisit regularly
- AAA customer complaints and satisfaction
- Compare your net worth
- In-flight experience
- Compare business credit cards
- May
- Cons of electric cars
- National grant programs available to Ohio small businesses
- What is a pip?
- Reasons for garage door replacement
- Frugal home expenses tips
- How compound interest works
- How to apply online for Global Entry
- Average certificate of deposit rate: 1.81% for one-year CDs
- Stock market crash vs. correction
- What not to do
- What does a shared equity agreement cost?
- How to get business insurance for your sole proprietorship
- More about AAA
- Know the implications of consolidation
- What to consider about equity compensation plans
- How to find the 2024 W-4
- What you can do
- Benefits of a larger down payment
- Are 10-year Treasury notes a good investment?
- How much does a certificate of insurance cost?
- Where to get roadside assistance
- Alternatives to savings accounts
- 4. Pick an investment strategy
- Why some cars cost more to insure
- Should you file student loan bankruptcy?
- How do I grow my home's equity?
- How to reduce or avoid the federal estate tax
- What if CDs aren’t right for me?
- Will parent PLUS loans qualify?
- 3 tips to control central air conditioning installation costs
- How much should you put down on a house?
- EveryDollar, for simple zero-based budgeting
- How long does it take to get a certificate of insurance?
- Use a co-signer
- Do I have to update my W-4 every year?
- June
- Is APY variable?
- How do you buy 10-year Treasury notes?
- How to pay off a car loan early
- Disadvantages of franchising for the franchisee
- 5. Open a business bank account for your pizza shop
- If you inherit or bequeath something, watch out for capital gains tax
- The importance of diversification
- How repayment of the equity investment works
- Discounts
- I want a CD, but what if CD rates change soon?
- 3 investing myths
- Understanding forex lot sizes
- Electronics
- Find the best homeowners insurance in your state
- Status match to Carnival
- Will my servicer know if I qualify?
- Should the U.S. adopt similar regulations?
- Best practices for managing e-statements
- Do you pay tax on T-notes?
- Become an authorized user
- Sharing a Prime membership Using Amazon Household
- How to save on car insurance
- How to adjust your Form W-4
- How to evaluate dividends
- Other considerations to determine your down payment
- Where to find the best savings accounts
- If you need additional student loan help
- July
- Average money market account rate: 0.66%
- NerdWallet home insurance calculator methodology
- Consumer complaints
- Next Steps
- 5. Understand your investment options
- How to make money trading forex
- Airline credit cards
- How to finance central air installation
- Are these the best dividend stocks?
- Where to get a home equity sharing agreement
- Consumer experience
- What if I had delinquencies or a student loan in default?
- Using your leverage
- Is Amazon Prime worth it?
- How much money can you make on YouTube?
- Final thoughts on Hyatt vs. Hilton
- Is Global Entry worth it?
- Empower Personal Dashboard, for tracking wealth and spending
- Home shopping tips
- August
- Free resources for Ohio small businesses
- How to get cheap Southwest flights when rebooking
- Wait for the right Carnival cruise offer
- Deciding whether to buy an EV
- Another way to save on interest without paying off your car loan
- Get credit for the bills you pay
- Pros of investing in REIT stocks
- The bottom line
- Can I get a refund?
- The difference between interest rate and APY
- Consider all your options
- Forex trading vs. stock trading
- Principles of investment strategies
- Earn an audience, and earn more in the long run
- Cons of investing in REIT stocks
- September
- Other home insurance companies to consider
- Other factors to consider
- Are dividends taxed?
- Practice good credit habits
- Investing in REITs: How to get started
- What is credit card consolidation?
- Next steps
- Tips when applying for small-business grants
- Book your discounted Carnival cruise
- Delta vs. Alaska: The results
- Other ways to make money
- W-4 calculator
- Advantages of franchising for the franchisor
- October
- How the FDIC calculates national rates
- PocketGuard, for a simplified budgeting snapshot
- How does credit card consolidation work?
- 3 best cold wallets
- Do you need roadside assistance coverage?
- What else to know about Form W-4
- Check your credit scores and reports
- November
- Is consolidating credit card debt a good idea?
- A recap of how to get Airbnb discounts
- Can I still use my credit card after debt consolidation?
- Home purchasing tips
- If you're looking for a cheap Carnival cruise
- December
- Honeydue, for budgeting with a partner
- Cheapest car insurance by state
- Disadvantages of franchising for the franchisor
- Other hardship assistance
- How to choose the right nurse entrepreneur idea
- How to make money from home
- Budgeting resources from NerdWallet
- How to get cheap car insurance
- Hardship financing to avoid
- Methodology to identify the best budget apps
- Risks of getting cheap auto insurance
- The final word
- How to make money offline
- Full list of the best car insurance companies
- Full list of the best car insurance companies
- Best car insurance companies by state
- Best car insurance companies by state
- How to start a profitable business
- How to find the best car insurance
- How to find the best car insurance
- Watch out for making money scams
January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.