Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
- See CD rates by term and type
- What is a W-4?
- Find the right business loan
- What is an FHA loan?
- What is a brokerage account?
- Mortgage rates today: Monday, April 22, 2024
- The parts of Medicare
- Still deciding on the right carrier? Compare Medigap plans
- What is a budget planner?
- Find the right Medicare Advantage plan
- Medicare Advantage companies
- What is a custodial Roth IRA?
- Ready to get started? Here's what to do next
- What is a jumbo loan?
- Dividend definition
- What is a physician loan?
- Bizee: Easily form your new business
- Find the right Medicare Supplement Insurance plan
- Why is retirement planning important?
- What is a home equity line of credit?
- » This page is out of date
- Definitions: Money Transfer Rates
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Steps
- 5 Best Ways to Send Money Internationally
- What is Etsy?
- What is a 1099?
- 5 steps to fill out a money order
- How much emergency fund should I have?
- What are dividend stocks?
- Best-performing gold ETFs
- What are partner airlines?
- What is an after-tax 401(k)?
- Apple Music subscription cost
- Does Original Medicare cover hospital stays?
- Extended graduated repayment at a glance
- What is a spot Bitcoin ETF?
- Estate planning checklist
- What is a money market account?
- How to make money in stocks
- How do homeowners insurance discounts work?
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Why use an SBA loan to buy a business?
- United fare classes: The differences
- When are taxes due in 2024?
- What is a credit-based insurance score?
- What is Global Entry?
- The cost of education in Kansas
- States with no income tax
- Strides in continued education
- SIPC insurance rules
- How to buy Google stock
- Spotify Free
- Mortgage options
- Standard benefits included in World Elite
- 8 types of car insurance (plus 1)
- 7 of the best apps to make money
- What is TSA PreCheck?
- 1. Report lost debit cards ASAP
- How does the Fear and Greed Index work?
- How to use a savings goal calculator
- Preparing to buy tips
- How much are taxes on lottery winnings?
- The definition of a recession
- How to write a two weeks’ notice letter
- Online marketplace and auction sites
- Air France cancellation and refund policy
- Allow up to 50% of your income for needs
- What is an Escape Lounge and who can access them?
- How much should you spend on rent? It depends
- 1. Not figuring out how much house you can afford
- 1. Certificates of deposit (CDs)
- What is OASDI tax?
- Invest based on your goals
- Microsoft Office Excel budget templates
- Estimated Hawaii trip cost
- What is the child tax credit?
- How to use the auto lease buyout calculator
- How do CDs work?
- The best car insurance
- January
- Average car loan interest rates by credit score
- Best dental insurance for seniors on Medicare
- 1. Ibotta
- What is bootstrapping?
- Life insurance calculator
- Declarations
- What to do if you overcontributed to your 401(k)
- Which airlines are members of an Alliance?
- Create a budget plan that works for you
- How to check your Global Entry expiration date
- Refinance to a lower rate
- How to estimate your home insurance
- How to manage your money
- 50/30/20 budget calculator
- Auto insurance
- Custodial Roth IRA rules
- The perks
- What is commercial real estate?
- Frugal food tips
- Check prices at nearby airports
- Know your cat's travel options
- 39 green business ideas
- Why is having a low credit utilization important?
- You don’t need a formal business structure
- How does capital gains tax on real estate work?
- First, some background
- What is a growth stock?
- 40 best startup business ideas
- What is a convenience fee?
- How long does it take to receive a passport?
- The best budget apps
- What is a home inspection?
- What is options trading?
- Advantages of franchising for the franchisee
- Who can qualify for one
- How to use the mutual fund calculator
- California state income tax brackets and rates
- Don’t cancel your policy
- Calculate your closing costs
- Why you shouldn’t quit a job over text
- What is a HELOC?
- Step 1: Check your credit
- 1. Discounted ticket sites
- VA streamline refinance
- Pros of booking through online travel agencies
- What does this value mean?
- Does United charge to change flights?
- Minimum wage over time
- What is Mint?
- Always apply for federal loans first
- Reasons for buying a car without a driver’s license
- 1. Set your budget
- What is net worth?
- How Medicare Advantage PPO plans work
- What is cash value life insurance?
- Is student loan interest deductible?
- Seven steps to basic estate planning
- Employment outlook
- Investment portfolio definition
- The Credit Card Competition Act, in a nutshell
- General advice for international money transfers
- Can you refinance an FHA loan?
- How do credit union loans work?
- 1. ‘I love this car!’
- 1. Check your account statements
- 1. Know your bank’s mobile check deposit requirements
- Home costs depend on age, condition, climate
- How do brokerage accounts work?
- What is an EIN?
- Daily mortgage rates chart
- Late winter and early spring
- What is Medicare Supplement Insurance and how does it work?
- The annual fee is worth it if you:
- Compare Medicare Advantage plans in New York
- 7 ways to maximize discounts on Budget car rentals
- Passport photo clothing requirements
- 1. Fill in the recipient’s name
- Does your life insurance have cash value?
- Why do some hotels require credit cards?
- The best investments for beginners
- The rise of 'bleisure' travel
- HELOCs and home equity loans compared
- Student loan payoff calculator
- 1. Clean up your credit
- How does a jumbo loan work?
- What does a business use for collateral?
- Best fleet fuel cards
- LLC vs. corporation, summarized
- Small-town business ideas
- Types of personal finance software and apps
- How to pay federal taxes online
- 4 common check fraud scams
- What is a tax extension?
- Best Medicare Supplement Insurance companies
- Best free e-commerce website builders at a glance
- How to budget money
- Is extended graduated repayment right for you?
- 1. Ongoing rewards are decent, but you’re tied to Hawaiian Airlines
- When can you withdraw from a Roth IRA?
- 1. You can use it only on certain health care purchases
- Are your devices already covered?
- A huge and growing need for help
- No fee: Chase Freedom Unlimited®
- What does this value mean?
- Kids don’t need an ID when flying within the U.S.
- Average savings account rate: 0.46%
- What alternatives are available?
- Midrange American Express travel cards
- The best life insurance for seniors in April 2024
- Review the budget
- How much do Instagram influencers make?
- Current student loan interest rates
- Banks that offer joint business accounts
- How to make money online
- What is an abortion?
- The benefits of a home inventory
- Conceptualize and research your Etsy idea
- What is PIP insurance in Florida?
- Book an award trip on JetBlue
- What you’ll get with the Capital One Venture Rewards Credit Card
- In this article
- What is a capsule hotel?
- 1. Department of Veterans Affairs
- Spotify Premium cost
- Why some shoppers decided against life insurance
- The best Chase transfer partners
- What are gold ETFs?
- The best term life insurance companies in April 2024
- Breakdown of central air costs
- The best money-making apps
- Top United credit card benefits
- How after-tax 401(k) contributions work
- Summary of cash advance apps
- What's the difference between a HELOC and a home equity loan?
- Rite Aid
- Netflix subscription cost
- What is a Southwest Airlines Companion Pass?
- What is a statement balance?
- Mint vs. NerdWallet at a glance
- What to do
- When can you retire?
- Key takeaways
- Top 11 spot Bitcoin ETFs by fee
- Which life insurance policies build cash value?
- Points: Spending rewards
- 50 best small businesses to start
- Factors to consider
- The most common home insurance discounts
- Do your industry research
- Wise
- VA funding fee: How much you'll pay
- Points: Spending rewards
- What is a mature CD’s grace period?
- Who can use an SBA loan to buy a business?
- At a glance
- Who needs to get an EIN?
- Types of USDA loans
- Why mortgage rates change every day
- The annual fee is not worth it if you:
- What to know about Medicare in New York
- Who can get Global Entry?
- What is a 1099 form used for?
- 1. Take inventory of your finances
- What is the 50/30/20 rule?
- Banking
- What are the main types of commercial real estate?
- Advances in political power
- How to lower your credit utilization
- You don’t need existing business credit history
- 20 high-dividend stocks
- How loan-to-value affects your car loan
- How to check on the status of your passport application
- World benefits included in World Elite
- Alternatives to Orchard Bank cards
- How are dividends taxed?
- Differences between an LLC and a corporation
- How much are closing costs?
- Square Online: Best free e-commerce website builder
- 22 popular tax deductions and tax breaks
- Ways to improve your online banking security and protect yourself
- What is the average American net worth?
- Who can deduct student loan interest?
- How does OASDI tax work?
- What are the pros and cons of money market accounts?
- How much is car insurance?
- Cheap car insurance
- How much is the child tax credit worth?
- How we ranked the top life insurers
- Who is most likely to earn minimum wage?
- What your estimated buyout cost tells you
- How to fill out a W-4
- 2. Categorize your expenses
- Where are layoffs happening?
- Financial aid options in Kansas
- What does it mean to live in a state with no income tax?
- How the home sale tax exemption works
- How to calculate your home equity
- What are 55+ communities?
- YNAB, for hands-on zero-based budgeting
- Liability insurance
- What are dividend stocks and why buy them?
- Best car insurance in New York overall: Travelers
- Lottery tax calculator
- The Fed is pushing to slow the economy
- When is the 2024 tax extension deadline?
- Which Air France tickets allow for cancellations
- Work out how much of your income should go to rent with the 50/30/20 rule
- 2. Getting just one rate quote
- What’s happening to Mint?
- Get the Best HELOC Rate
- For World Elite cardholders
- Are we in a recession?
- Investment portfolios and risk tolerance
- The best home insurance companies of 2024
- Google Sheets budget templates
- 2. ‘I’ve got to have a monthly payment of $350.’
- Best for size of dental network: UnitedHealthcare
- How many Instagram followers do you need to make money?
- 2. Confirm the check amount is within mobile deposit limits
- How to avoid repossession after missed car payments
- 2. The Coupons App
- Pros and cons of bootstrapping
- Deductible
- Refinance to a longer term
- How to open a custodial Roth IRA for kids
- 2. Write your address in the purchaser section
- Get the welcome offer
- Frugal shopping tips
- Pop culture
- How extra student loan payments work
- Best-performing growth stocks
- Business loan collateral requirements
- 1. Brigit: Best for budgeting tools
- How is the Fear and Greed Index used?
- How a physician loan works
- When are federal student loans due?
- What is the dividend tax rate?
- Two weeks’ notice templates
- What happened to gas prices in March?
- Today’s HELOC rates
- Leave 30% of your income for wants
- Roth IRA withdrawal rules
- State minimum wages in 2024
- Get a co-signer
- Not getting good advice can be costly
- 2. Cash management accounts
- Advantages of a Medicare Advantage PPO plan
- How SAVE differs from other student loan repayment plans
- When should you refinance an FHA loan?
- Best credit union personal loans for 2024
- February
- Are auto loan interest rates rising?
- Average student loan interest rate
- How to choose a brokerage account provider
- Personalized versus average interest rates
- Holiday weekends
- How to manually calculate how much life insurance you need
- Credit-based insurance score vs. regular credit score
- Medicare Advantage companies in New York
- Differences between TSA PreCheck and Global Entry
- What does Florida PIP insurance pay for?
- Dress code tips for passport photo
- How to redeem rewards with the Capital One Venture Rewards Credit Card
- Where to stash your emergency fund
- Citi ThankYou® points: The basics
- What hotels do not require a credit card?
- What is a mega backdoor Roth?
- What is the capsule hotel experience like?
- Can you charge your customers a convenience fee?
- How we ranked the top life insurers
- When does the home inspection happen?
- Jumbo loan requirements
- Best car insurance in North Carolina overall: Travelers
- World Elite-only benefits
- How long does it take to get TSA PreCheck?
- Try these options
- What's the difference between a HELOC and a cash-out refinance?
- 4 steps to spot a fake check and avoid trouble
- Are the rate increases working?
- Best for Medigap plan options: AARP/UnitedHealthcare Medicare Supplement Insurance
- Marriott points calculator
- 5 steps for retirement planning
- Consider income driven-repayment
- American Express Membership Rewards: The basics
- For World Elite and World cardholders
- 2. Shop for a loan
- How your policy earns cash value over time
- How much are Avios worth in dollars?
- Your 3 choices during the grace period
- FHA vs. conventional loans
- 3. Endorse the check
- Why the Capital One Venture Rewards Credit Card is better for most people
- The bottom line
- Dealing with excess 401(k) contributions after Tax Day
- What you'll need for your Global Entry renewal
- How much does an abortion cost?
- Who gets a 1099?
- 3. Include your account number if you're paying a bill
- Pros and cons of living in a state without income tax
- SIPC vs. FDIC: What is and isn’t covered
- How to determine if you need life insurance
- Investing for income: Dividend stocks vs. dividend funds
- 2. Account frozen? Submit documentation
- How much does hospital coverage cost with Medicare Part A?
- How do lottery taxes work?
- Learn more
- How do you calculate closing costs on a house?
- How long do recessions last?
- Step 2: Pre-qualify and compare offers
- How tax extensions work
- 2. It’s a deferred interest card ...
- Financing, insurance and registration without a driver’s license
- Average net worth by age
- What happens during a recession?
- Best car insurance in Michigan overall: Auto-Owners
- Other VA loan costs to consider
- Best life insurance for seniors in April 2024
- How to monetize your Instagram with fewer followers
- Deciding how much to set aside
- What if I didn't make the 2024 tax deadline?
- Why do entrepreneurs choose bootstrapping?
- What do Medigap plans cover?
- How to create a home inventory
- How do you invest in commercial real estate?
- Travel days are changing
- Information needed for your application
- Assess what the community offers, and what you may miss
- How to invest in gold ETFs
- Benefits of after-tax contributions
- What to look for in a personal finance tool
- Other alternatives to Mint
- Does raising the minimum wage cause inflation?
- How you can prepare for the end of Mint
- Student loan interest deduction form
- How does OASDI tax work if I’m self-employed?
- Education and training required
- How to build an investment portfolio
- Best homeowners insurance companies: Pros and cons
- How it might affect you
- How to use average car interest rates
- Make a plan
- 3. Build a budget that works for your expenses
- Qualifying for a USDA-guaranteed mortgage
- Top-rated Medicare Advantage plans in New York
- Apply for mortgage forbearance
- 5 reasons why a Roth IRA can be right for minors
- Earn Medallion status quicker
- Search for one-way flights
- Are your investments covered?
- 2. Rebalance your debts and income
- How to trade options in four steps
- What are qualified dividends?
- VA cash-out refinance loan
- How to get a Companion Pass faster
- What is a current balance?
- Commit 20% to savings and debt repayment
- Where you’ll find Escape Lounges
- How much rent can you afford?
- Which United fares can be refunded?
- Find loans that don’t require a co-signer
- What help you can expect
- When is the best time to use Avios?
- Historical national rates
- When to choose a money market account over a savings account
- Changes coming April 8, 2024
- How to start a cleaning business in 7 steps
- NerdWallet’s budget planner
- 3. ‘My lease is up next week.’
- Requirements: Who qualifies for the child tax credit?
- How do I qualify for an SBA acquisition loan?
- Common reasons for excess 401(k) contributions
- Use a budget planner
- Credit cards
- 4. Sign the bottom where it says 'purchaser’s signature'
- Four ways to tap life insurance cash value
- How to get car insurance quotes
- Who qualifies for the home sales tax exclusion?
- Mega backdoor Roth 2024
- About home equity loans
- How to find growth stocks
- Dividend vs. growth stocks
- How does Apple Music fit into your budget?
- 3. Ask your bank for relief
- What did the payment pause do?
- Mortgage selection tips
- 2. Paying with points
- Joann
- Shift4Shop: Best for B2B sellers
- How do Marriott Bonvoy points compare to other hotel programs?
- Why are gas prices going up?
- Payments under the extended graduated repayment plan
- 2. Cardholders can earn a healthy sign-up bonus
- 3. Not checking credit reports and correcting errors
- What is a Bitcoin strategy ETF?
- What to keep in mind
- 3. High-yield money market accounts (MMAs)
- Disadvantages of a Medicare Advantage PPO plan
- What you can do with the cash
- 4 investments to consider during a recession
- FHA refinance options
- March
- 3. ShopSavvy
- How your credit score affects your rate
- 2. Build a money management blueprint
- Understand the costs of each
- What happens if my passport doesn't come in time?
- Hiring a home inspector
- Best car insurance in New York for your budget: Progressive
- Is a HELOC a good idea?
- 3. … and it can also be a low-interest card
- Do all workers earn at least the minimum wage?
- 3. Determine other ownership costs
- Determining eligibility for a VA loan
- Get a secured credit card
- 5 ways to make money on Instagram
- 4. Open the mobile deposit function in your bank app
- How to apply for an employer identification number
- All year
- 4 more ways to estimate how much life insurance you need
- Exclusions
- Do I need a 1099 to file my taxes?
- Relax in a lounge
- Frugal entertainment tips
- Aim for the most valuable uses of your Venture miles
- Is SIPC coverage enough?
- What is a reasonable convenience fee?
- Best term life insurance policies for 2024
- How long will your mortgage loan last?
- Best North Carolina car insurance for your budget: Progressive
- 2. Empower: Best for fast cash
- Limitations of the Fear and Greed Index
- Getting ready for a recession
- How to calculate your net worth
- OASDI limit 2023
- How flexible are British Airways Avios?
- How do these changes affect new customers?
- How to get homeowners insurance discounts
- OFX
- How to cut your Hawaii vacation costs
- 4. ‘I want $10,000 for my trade-in, and I won’t take a penny less.’
- How to claim the child tax credit
- Best car insurance companies: Our winners
- FHA loan requirements
- Layoffs spiked among tech companies in 2023
- Apply for loan modification
- What is the fee for Global Entry?
- Who’s covered under Florida PIP insurance?
- 5. Keep your receipt
- How much are Citi ThankYou® points worth?
- An industry adapts
- Apply extra student loan payments toward the principal
- Decide if HOA fees are affordable and worthwhile for you
- How a car loan LTV can surpass 100%
- Personal injury protection and medical payments coverage
- How are dividends paid out?
- Prepaid cards don't help you build credit
- 4. Monitor bank transactions online
- Can Medicare Supplement Insurance help?
- How to meet your monthly savings goal
- Do I have to pay state tax on lottery winnings?
- California income tax deadlines and extensions
- How to file a tax extension
- Best for member satisfaction: State Farm Medicare Supplement Insurance
- Try a simple budgeting plan
- How electronics insurance works
- What to look for in a new budgeting app
- Top 8 Bitcoin strategy ETFs by fee
- Are student loan payments deductible?
- Average interest checking account rate: 0.08%
- How to pay for your education
- Best budget auto insurance in Michigan: Geico
- Other midrange credit card options to consider
- VA loan borrowing limits
- Travel and entertainment perks
- How student loan interest rates work
- Who can open a joint business account
- When you should lock your mortgage rate
- How do alliances work for miles and rewards?
- How to book a hotel without a credit card
- How to charge a convenience fee
- Strategies for after-tax 401(k) contributions
- Are physician home loans a good idea?
- 3. You can earn annual bonus miles (if you spend enough)
- When you can change your United flights
- 4. Making a down payment that's too small
- Build your credit and refinance private student debt
- Pros and cons of cash value life insurance
- OASDI limit 2024
- How to choose a money market account
- The Federal Trade Commission’s budget worksheet
- 5. Take clear pictures of the check with your mobile device
- Other ways to prepare for home costs
- When are state taxes due in 2024?
- How to complete your Global Entry renewal
- Book an award trip on JetBlue using Cash + Points
- How is commercial real estate valued?
- 3. Don’t ask for too much cash
- Goodbudget, for hands-on envelope budgeting
- Navigating airline alliances
- Start planning for repayment now
- How it feels when an employee quits over text
- How do streaming services fit into your budget?
- What not to do
- Local sales
- How much are American Express Membership Rewards points worth?
- Know when the HELOC draw period ends
- Mid fee: Chase Sapphire Preferred® Card
- 4. Find the right car for you
- 4. Peer-to-peer lending
- Why is net worth important?
- 5. ‘I’ve been looking all over for this color.’
- Remember your CD’s maturity date
- Qualifying for a Single Family Housing Direct Home Loan
- About home equity lines of credit
- How does Spotify fit into your budget?
- Convenience fee alternatives
- Consider the resale and inheritance implications
- How to get a business loan without collateral
- 5. Know the bank’s timeline
- When to estimate closing costs
- 3. With a vacation package
- Kirkland’s
- Cons of booking through online travel agencies
- Big Cartel: Best for small businesses with limited inventory
- How to switch to extended graduated student loan repayment
- 4. Your account is available immediately upon approval
- Who might benefit from a Medicare Advantage PPO plan
- Is the OASDI tax mandatory?
- How did we determine the Avios points value?
- Kids need an ID when flying internationally
- Perks: Goodies for carrying the card
- Other ways to save on home insurance
- How much is car insurance in my state?
- How to lower your VA mortgage payment
- April
- 4. Target (with Target Circle)
- How much should you spend on a mattress?
- What can I do with my money if I max out my 401(k)?
- What additional benefits do I receive through the alliance?
- Third-party ratings
- Eliminate mortgage insurance
- How to get Global Entry through travel cards
- When should I receive my 1099?
- Frugal DIY project tips
- Research health requirements, other rules
- Your 401(k) plan allows after-tax contributions
- Other opportunities to pay off student loans faster
- Should you buy growth stocks?
- The challenges after buying a high-LTV car
- 7 ways to expedite your passport application
- 6 types of dividends
- How to get TSA PreCheck for free
- Does Medicare Advantage cover hospital stays?
- What state has the highest gas prices?
- How does a HELOC work?
- 4. You’ll get limited companion and employee perks
- What's next?
- Factor in other costs
- How to rebook your United flight at a cheaper fare
- Is cash value life insurance right for you?
- Money market accounts vs. other accounts
- Best for comprehensive coverage: Cigna
- How to open a brokerage account
- Who might prefer the United℠ Explorer Card
- How to apply for a joint business bank account
- Today’s rates for specific kinds of mortgages
- Endorsements
- Open your Etsy shop
- Is PIP insurance all you need to drive in Florida?
- How many banks have collapsed?
- How much does a home inspection cost?
- Best car insurance in New York for having few customer complaints: The Hanover
- Do I have to pay California state tax?
- Other tech tools to help you manage your money
- VA loan refinance eligibility
- Will the Fed keep raising rates in 2023?
- Understand how HELOC balloon payments work
- The Bitcoin ETF price war
- Information is power
- Additional child tax credit
- What’s a 'good' insurance credit score?
- What if you have a Roth and a traditional IRA at one brokerage?
- Remote work is here
- How to invest in dividend stocks
- Arrange to finance the purchase
- Uninsured and underinsured motorist coverages
- How to find a physician loan
- Should I take a lump sum payment or annuity payments?
- How are HELOC payments calculated?
- Should you pay the statement balance or current balance?
- 5. It’s one of several ways you can pay for medical expenses
- What states are increasing minimum wages in 2024?
- How to increase your net worth
- Additional education tax breaks
- Working conditions
- Best car insurance in Michigan for having few customer complaints: The Hanover
- More ways to take charge of your budget
- W-4 form 2024
- Is United’s basic economy worth it?
- 6. Confirm the check details and complete the deposit
- Mattress-buying tips
- Get more help with monthly budget planning
- Save on travel with the annual Companion Certificate
- Your 401(k) lets you move your after-tax money
- Other partners worth considering
- Best North Carolina car insurance for customer complaints: Auto-Owners
- 6. Rebounding from bank account fraud
- 3. EarnIn: Best for large advances
- Step 3: Choose your lender and loan
- Additional functionality
- Best for premium discounts: Mutual of Omaha Medicare Supplement Insurance
- Clothes, vintage and crafts
- 5. Contact the seller or visit a dealership
- 5. Online savings accounts
- VA loan pros and cons
- Get a credit-builder product or a secured loan
- How do I apply for an SBA business acquisition loan?
- The bottom line
- 5. CouponCabin
- What are the other 2024 tax deadlines to know?
- Making a claim without an inventory
- Book an award trip on partner airlines
- How to check in to a hotel without a credit card
- What else you need to know
- 4. Consider a co-signer
- Consider travel insurance
- Will my loans get cancelled?
- Dividend tax rate 2023
- What do closing costs include?
- If you’ve decided to quit over text
- How has the Marriott points value changed over time?
- 5. Not looking for first-time home buyer programs
- Do you need electronics insurance?
- Look for the most flexible HELOC terms
- Do spot Bitcoin ETFs have custodianship risk?
- Xoom
- Grace periods at some banks
- May
- 7. Keep the check until it's processed
- Media layoffs soared as companies struggle to profit
- Medicare resources in New York
- Does insurance cover abortions?
- Types of 1099 forms
- What happens if your brokerage goes out of business?
- 2. Federal financial aid programs
- Plan ahead — demand is high
- What to know about loan-to-value when refinancing
- Pros and cons of jumbo loans
- TSA PreCheck enrollment timeframe recapped
- Ecwid: Best free way to add e-commerce to existing websites
- What state has the lowest gas prices?
- 5. There’s a consumer version of the card
- Look for savings
- Is OASDI tax the same thing as Social Security tax?
- Special limits
- Market your Esty shop and products
- How to apply online for Global Entry
- Frugal home expenses tips
- Search for individual tickets if traveling in a group
- What happens during a home inspection?
- Types of mortgage loans
- What are fleet cards?
- What is California's standard deduction?
- What not to do
- How tax extensions work if you owe taxes
- Average certificate of deposit rate: 1.81% for one-year CDs
- Credit union personal loan rates
- When to expect your child tax credit refund
- How to find the 2024 W-4
- Get complimentary upgrades
- Best car insurance in New York for ease of use: State Farm
- How do I deal with lottery taxes?
- 4. Using the United MileagePlus X app
- How did we determine the value of Marriott Bonvoy points?
- How to cancel an Air France flight
- Minimum wage increases
- Avoid prepayment penalties
- Can I get my Social Security tax back if I’ve overpaid it?
- The bottom line
- Be prepared for your CD’s maturity
- Brokerage accounts are taxable accounts
- Ways to get the best USDA mortgage rates
- 6. PayPal Honey
- Average car insurance rates for poor credit
- More U.S. passport photo requirements
- How the 9 states with no income tax stack up
- You’ve got money left over for savings
- Growth stocks vs. dividend stocks
- The bottom line
- Best North Carolina car insurance for ease of use: State Farm
- Dividend tax rate 2024
- Use alternative transportation temporarily
- No-closing-cost mortgages
- Find the best HELOC lender for you
- How to give two weeks’ notice
- 6. Inspect and test-drive the car, if applicable
- Learn more about cash value life insurance
- Best Michigan auto insurance for ease of use: State Farm
- What else you need to know
- The 50/30/20 budget calculator
- How much does Medicare Supplement Insurance cost?
- Why did First Republic Bank fail?
- Collision and comprehensive coverages
- How do fleet cards work?
- What part of my income gets taxed by California?
- How to choose between an LLC and a corporation
- Step 4: Gather loan documents
- What is the median household income in the U.S.?
- Be mindful of how much you borrow
- What do the approvals mean for Bitcoin?
- 6. High-yield checking accounts
- Travel ID requirements for kids recapped
- Where are abortions available?
- Earn miles by making purchases with the card
- Avoid these less valuable redemptions
- If your cat is an emotional support animal
- 5. Use collateral to secure the loan
- EveryDollar, for simple zero-based budgeting
- 3 tips to control central air conditioning installation costs
- 4. Varo: Best for existing bank customers
- How tax extensions work if you're due a refund
- Best for extra benefits: Anthem Medicare Supplement Insurance
- HELOC requirements
- How to cancel a Flying Blue award ticket
- High fee: The Platinum Card® from American Express
- How much is car insurance by company?
- More calculators to help you shop for mortgages
- Use a co-signer
- 2024 child tax credit news update
- Protection and insurance benefits
- Do I have to update my W-4 every year?
- June
- 4. Use budgeting or expense-tracking apps
- Do you ever need to change your EIN?
- Bootstrapping tips
- Can I take my own passport photo?
- How to report dividend income on your taxes
- If you want to buy Disney tickets for cheap
- WooCommerce: Best e-commerce plug-in for WordPress users
- 6. Ignoring VA, USDA and FHA loan programs
- HELOC alternatives
- Who qualifies for the SAVE plan?
- Conditions
- The bottom line
- Are after-tax 401(k) contributions right for me?
- Disadvantages of franchising for the franchisee
- How are gas prices determined?
- 3 investing myths
- How to get a loan from a credit union
- When will I get my refund?
- Tips for calculating how much life insurance you need
- Do all auto insurers use credit-based insurance scores?
- Find the best homeowners insurance in your state
- Dress code for a passport picture recapped
- Best custodial Roth IRAs
- Enjoy priority boarding
- How to rebook quickly for a canceled flight
- Tips for flight day
- Calculating capital gains tax on a home sale
- Bottom line
- What's included in a home inspection report?
- Full list of the best car insurance companies in North Carolina
- Full list of the best car insurance in NY
- Am I a resident for California state tax purposes?
- How many tax extensions can you file?
- Electronics
- How to get a home equity line of credit
- Where to buy electronics insurance
- 7. Determine which warranties are right for you
- Full list of the best auto insurance companies in Michigan
- MoneyGram
- 7. Dosh
- Why did Silicon Valley Bank fail?
- 3. Financial aid from branch support agencies
- How to control your dividend tax bill
- Seller-paid closing costs
- Online travel agencies can be hit or miss
- Air France cancellation policy, recapped
- Become an authorized user
- How to adjust your Form W-4
- 5. Explore other expense-tracking methods
- Brokerage accounts vs. IRA
- Mass layoffs across the labor market aren’t likely in 2024
- 6. Find the right lender
- Jumbo loans and conforming loan limits
- How to evaluate dividends
- Benefits of refinancing
- How much does a tax extension cost?
- 7. Not knowing whether to pay discount points
- July
- What if you lose your EIN?
- Term vs. whole life insurance tool
- NerdWallet home insurance calculator methodology
- Check your first bag at no charge
- Chase transfer partners to avoid
- Gap insurance
- Is two weeks’ notice required?
- What do the approvals mean for other crypto investments?
- Average money market account rate: 0.66%
- What company has the best rates for good drivers with poor credit?
- When is the best time to sign up for Medicare Supplement Insurance?
- Can I travel to get an abortion?
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- 5. Dave: Best for repayment flexibility
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- Tax extensions for overseas taxpayers and military members
- Best for nationwide availability: Blue Cross Blue Shield Medicare Supplement Insurance
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- How much can you borrow with a HELOC?
- How to apply for the SAVE plan
- Credit union vs. online lender
- 6. Look for ways to lower your expenses
- Tax Day resources
- That’s how to save on car rentals from Budget
- Take advantage of travel benefits
- Is a capsule hotel worth it?
- Fleet fuel cards: benefits and drawbacks
- 8. Negotiate the best price
- Best for extra perks: Aetna
- Get 20% back on in-flight purchases
- Airline pet policies
- Why investing is important
- Best ways to earn Chase points
- Ways to get the best jumbo mortgage rates
- Types of gas
- 8. Emptying your savings
- Consequences of a child tax credit error
- Is Global Entry worth it?
- Last-minute flight deals are out there
- Will you owe capital gains taxes on your home sale?
- Empower Personal Dashboard, for tracking wealth and spending
- Home shopping tips
- If you’re shopping for your first points and miles credit card
- More about the card
- August
- Save up to $100 on Global Entry or TSA PreCheck
- Why did Signature Bank fail?
- VA refinance fees
- What happens after you file a tax extension?
- When is the SAVE plan available?
- How much is auto insurance based on your driving record?
- Can I switch from Medicare Advantage to Medigap?
- 3. Make the most of your savings
- Supplement rewards with a second credit card
- Cards that earn American Express Membership Rewards points
- Western Union
- Get credit for the bills you pay
- Final thoughts on the different United economy fare classes
- Will you need to do an interview for Global Entry renewal?
- How to avoid capital gains tax on home sales
- Other car insurance types
- 6. MoneyLion: Best for existing customers
- Medigap plan types
- Shopify Starter: Best low-cost e-commerce platform
- 9. Maximize trade-in value, if applicable
- If you want to go to Hawaii
- State child tax credits
- Are there credit cards that partner with airline alliances?
- Use other credits
- Credit cards that earn ThankYou points
- How do you file a state tax extension?
- The difference between interest rate and APY
- Protections: Peace-of-mind benefits
- Next steps
- Car insurance rates for drivers with good or poor credit by state
- Global Entry 24-month grace period
- Redeem JetBlue points for cash with Points Payback
- Never done it before? Here's what to consider
- Options trading examples
- Fuel card vs. business gas credit card
- After deciding
- Is getting a HELOC a good idea?
- 9. Applying for credit before the sale is final
- September
- What’s happening with Silvergate Capital Corp.?
- Why are California gas prices so high?
- What is the $500 credit for other dependents (ODC)?
- How to build your credit and get cheaper insurance
- How to get Global Entry fees reimbursed
- 4. State tuition waivers for military children
- Are dividends taxed?
- 10. Make the purchase
- Shopping protections
- Our lists of the best options
- Alternatives to bootstrapping
- Can doctors refuse to accept Medigap insurance?
- The bottom line
- What happened to Credit Suisse?
- Redeeming through the Chase's travel portal
- Visiting an Escape Lounge this year
- Practice good credit habits
- Child tax credit vs. child and dependent care credit
- Other types of mortgage loans
- Next steps
- 7. SoLo Funds: Best for peer-to-peer cash advances
- California state tax credits
- Which states have tax deadline extensions?
- W-4 calculator
- Best for low-cost plans: Humana
- How to choose a free e-commerce website builder
- October
- Types of FHA loans
- Donate JetBlue points
- How taxes on real estate, rental, and investment sales work
- 5. Institutional aid
- PocketGuard, for a simplified budgeting snapshot
- Advantages of franchising for the franchisor
- How the FDIC calculates national rates
- Other changes to income-driven repayment in the works
- How do Medigap insurance companies set their prices?
- Investing
- Does your business need a fleet fuel card?
- If you need to do a Global Entry renewal
- Are other banks are in trouble?
- If you want to transfer Chase points
- Why trade options?
- Does the president control gas prices?
- Is it better to get a home equity loan or line of credit?
- 10. Shopping for a house before a mortgage
- How to choose among the best ways to send money internationally
- What else to know about Form W-4
- JetBlue Vacations
- What to know before shopping for car insurance quotes.
- The bottom line on investing for beginners
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- 8. Klover: Best for no-fee advances
- Check your credit scores and reports
- November
- Should I take my money out of the bank?
- What are tax deductions?
- Can a Medigap policy be canceled by the insurer?
- 6. Third-party scholarships
- How does the Israel-Hamas war affect gas prices?
- What to do if you can’t keep up with your HELOC payments
- Above all, don’t panic
- Other life insurance options for seniors
- Are we in a recession?
- Home purchasing tips
- 11. Underestimating the costs of homeownership
- Other ways to save on car insurance if you have poor credit
- Can I have both a Medigap and a Medicare Advantage plan?
- Mortgages
- December
- Best among startups: Devoted Health
- Honeydue, for budgeting with a partner
- Pros and cons of loan apps
- More about buying life insurance as a senior
- FHA loan limits
- The bottom line
- 4. Be persistent
- How to track your California state refund
- The bottom line
- Are we headed for a depression?
- Other ways to pay your taxes
- Cheapest car insurance by state
- 12. Miscalculating repair and renovation costs
- What are tax write-offs?
- How to collect JetBlue miles quickly
- Disadvantages of franchising for the franchisor
- What's next?
- More about top-rated life insurance companies
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- California state sales tax
- What is a 1099 employee?
- How to find the best term life insurance company
- How to make money from home
- Budgeting resources from NerdWallet
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- Pros and cons of FHA loans
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- Methodology to identify the best budget apps
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- Are apps like DailyPay and Payactiv cash advance apps?
- Risks of getting cheap auto insurance
- How to shop for Medicare Advantage plans
- Ways to get the best FHA mortgage rates
- More about term life insurance
- How to get the cheapest car insurance quote possible
- The final word
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- The fine print
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- How much is auto insurance based on age?
- Student loans
- Benefits of starting a sustainable business
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- How to make money offline
- How to find the right business idea for your small town
- The fine print
- Now is the time to pursue your sustainable business idea
- Taxes
- Cash advance app star rating methodology
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- How to choose a startup idea
- Full list of the best car insurance companies
- How much is auto insurance based on gender?
- The bottom line
- Best car insurance companies by state
- How much is auto insurance based on vehicle type?
- How to find the best car insurance
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January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.