Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
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- This article is out-of-date. In 2018, Square acquired Weebly. Now, its main online store builder is Square Online, which features both Weebly functionality and integration with Square point-of-sale systems. For more information about Square Online and other options, see NerdWallet's list of the best online store builders.
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- A
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- Wise transfer methods and options
- Are Vanguard index funds a good investment?
- 2. Take advantage of car insurance discounts
- Questions to ask yourself first
- Mega backdoor Roth 2024
- Overall cost
- 3. There’s a mistake in your credit report
- Dividend vs. growth stocks
- Another money-change option: online currency converters
- What is mortgage preapproval?
- Factors to consider when paying a mortgage with a credit card
- Other factors to consider
- 5. Watch your credit utilization
- How we chose the cheapest companies in California
- Qualifying for another personal loan
- Why are gas prices going up?
- How to find growth stocks
- Joann
- See CD rates by bank
- Your decision might affect a spouse
- 5. Seek community loans and assistance
- Blue Cash Preferred® Card from American Express
- The problem with the 100% Satisfaction Guarantee
- Can you do multiple Universal parks in one day?
- 3. High-yield money market accounts (MMAs)
- How do REITs work?
- The difference between wealth and income
- Move your due date
- Changing the name on your passport
- What is a Bitcoin strategy ETF?
- What does the 0% APR period mean for purchases?
- Prices stall and sometimes fall
- Direct deposits
- 4 investments to consider during a recession
- 4. Search a coupon database or app
- 21 most-shorted stocks by short interest
- Pros and cons of real estate ETFs
- Top car-buying apps
- How student loan credit standards compare
- 3. Determine other ownership costs
- March
- The pros and cons of investing in tech stocks
- How to downgrade your American Express card
- How much are Chase Ultimate Rewards® points worth?
- 3. A character meal
- First-time home buyer benefits and programs
- What are AI stocks?
- Is a HELOC a good idea?
- If you need student loan help
- What to do if Breeze cancels your flight
- 5. Dash cam
- Check your debt-to-income ratio
- Who is exempt from Florida sales tax?
- 4. LiveNation
- What to expect in Turkish Airlines economy class
- Roth IRA taxes vs. traditional IRA taxes
- 3. Consider an income-driven repayment plan
- ESG investing benefits
- Get advice before you decide
- The challenge: Low inventory means slim pickings for buyers
- Best whole life insurance policies for 2024
- Best California auto insurance for your budget: Auto Club of SoCal
- More about Capital One
- Do all workers earn at least the minimum wage?
- Do I have to do anything?
- How much of your income should go toward a mortgage?
- How to avoid foreign transaction fees
- What does umbrella insurance cover?
- Top rental increases and decreases in the U.S.
- Another way to improve after a job rejection
- 2. Make risk your friend
- How your credit score affects your rate
- Steps to take when renewing your passport and getting a new passport number
- What isn’t covered by AD&D insurance?
- What is a FICO Auto Score?
- B
- Cash advance penalties from the card issuer
- You only need one S&P 500 ETF
- The risks of marijuana ETFs
- Get a secured credit card
- Which P2P payment service should you use?
- 2024 tax refund schedule
- What you pay for Inspire
- 2. Empower: Best for fast cash
- 4. Neither card offers perks
- Frugal entertainment tips
- What causes a bad credit score?
- Coupons.com
- How to pay off a mortgage early
- One more option: Borrow from a 401(k)
- Elevated interest rates and bank failures
- 12 credit unions that use Zelle
- Best car insurance companies: Our winners
- Do personal credit scores affect business credit scores?
- OASDI limit 2023
- 3. Baggage screening
- How much does a cashier’s check cost?
- 3. Six Flags military discounts
- All year
- Other student loan forgiveness programs
- How long will your mortgage loan last?
- Trading in a car with negative equity
- 6. Create a diverse range of credit
- Think hard about asking kids to share
- Best travel insurance overall: Berkshire Hathaway Travel Protection
- Treasury bill rates compared to other Treasury securities
- When is the best time to use United miles?
- How to calculate your home office tax deduction
- Transfer points to a Sapphire card
- 4. Check with Social Security
- Average daily balance
- How to calculate your net worth
- 6. Ask for forbearance on bills
- Asset-based lending vs. cash flow lending
- What is a hardship loan?
- Are you eligible for Medicare (but not on it)?
- 4. No fee to share miles with another Hawaiian Airlines traveler
- How to be socially conscious without spending a dime
- USAA home insurance coverage
- Decide what type of account you want: checking vs. savings
- 2. Consider debt consolidation
- 2. SunTrust customers could qualify for bonus cash
- Getting ready for a recession
- Understanding the risks of foreign stocks
- How much property damage liability you need
- If your employer has fewer than 20 employees
- 5. Visit retailer websites and apps
- 5 ways to make money on Instagram
- Take a close look at spending patterns
- U.S. Treasury bills
- 5 types of oil stocks
- 4 more ways to estimate how much life insurance you need
- 5. Build safeguards
- Best car insurance companies: Our winners
- Where to get a commercial loan
- How credit utilization affects your scores
- 3. Cardholders enjoy a longer return period and exclusive offers
- California income tax deadlines and extensions
- Factors at play
- Higher Education Act justifies plan B
- How to earn Marriott elite night credits
- Other perks that come with a membership
- Where to get an infant passport photo taken
- American Family home insurance coverage
- 5. Not transferring points
- Do you include a 401(k) in a net worth calculation?
- What’s the difference between pre-qualification and preapproval?
- How to claim the child tax credit
- 3. Drive safely
- Best homeowners insurance in West Virginia for coverage: Erie
- Card readers and apps
- Price vs. yield
- Will I qualify for student loan refinancing?
- Average interest checking account rate: 0.08%
- How are dividends paid out?
- 6. Tunes, directions and apps
- Closing date vs. payment due date: What’s the difference?
- Do the math
- Who collects Florida sales tax?
- Understanding Schedule K-1
- Hotels.com elite status
- How to file a tax extension
- What happens at an e-closing?
- Book domestic Delta flights via Flying Blue
- 3. Consider paying points
- You can collect at ages other than 62, 67 or 70
- How to do Universal Studios in one day
- REITs' average return
- What is the difference between income tax and wealth tax?
- Check your account often
- How is a modular home built?
- Top 8 Bitcoin strategy ETFs by fee
- How does a life insurance trust work?
- How a savings account works: withdrawal limits
- Is Solo 401(k) tax deductible? Solo 401(k) tax advantages
- Other home insurance companies to consider
- ITIN: What it is and how to get one
- 3. The sign-up bonus is decent ...
- My Chase Loan
- Health insurance deductible
- Safeco home insurance coverage
- Ways to get good value
- How to meet your monthly savings goal
- Where do the credit reporting bureaus get their data?
- Quick tips for keeping card information secure
- Stacking up wins
- Try a simple budgeting plan
- How do I check my tax return status?
- Factors that affect the cost of car insurance
- How to unfreeze your credit
- 4. Making a down payment that's too small
- Where to rent an RV
- Estimate your MBA salary and true MBA cost
- Types of state income tax
- Why you might want to use another exchange
- Cheap car insurance after an accident by company
- Cincinnati home insurance coverage
- Closing costs calculator
- Is gap insurance worth it?
- 4. Community development programs
- Sole proprietorship taxes: Special deductions
- Maintaining the gains
- Redeeming Chase Ultimate Rewards points
- What are your options?
- How much does it cost to buy Vanguard index fund shares?
- Should you trade after hours?
- OASDI limit 2024
- How do I keep my credit score from dropping?
- 4. You’re a victim of identity theft
- Where to exchange currency outside the U.S.
- Offer more earnest money
- Be firm on your needs, flexible on the rest
- 7. Consider a secured card to build credit history
- Input new refinanced car loan information
- 5. Natixis Global Asset Management
- Chase vs. Citibank: Basic savings accounts
- What to know if you take online surveys
- Who can open a joint business account
- How mortgage rates can vary by credit score
- Cheap car insurance in Texas by age
- Plug-in hybrid electric vehicles (PHEVs)
- Qualifying purchases
- What is a FICO score used for?
- The Platinum Card® from American Express military benefits
- Serve American Express Prepaid Debit Account
- The Federal Trade Commission’s budget worksheet
- 5 steps to refinance a business loan
- 7. Request a payroll advance
- 4. Work on your credit
- How do I open a savings account for a baby or child?
- 5. Two free checked bags
- When you should lock your mortgage rate
- When your passport number changes
- What about airline partnerships?
- How to make a deposit
- How to know which premium travel credit card is best for you
- Savings account simple interest vs. compound interest
- Other factors can help you buy a car with bad credit
- The risks of short selling
- 3. Plan for income-driven repayment forgiveness
- 6. Embrace flexibility and options
- Influencing others
- Qualifying for a second mortgage
- 3. Don’t ask for too much cash
- Travel and emergency assistance
- Goodbudget, for hands-on envelope budgeting
- Aflac customer complaints and satisfaction
- Exceptions to state minimum car insurance requirements
- SITE Centers Corp. (SITC)
- How do streaming services fit into your budget?
- 4. Find the right car for you
- Does the Fed rate affect FDIC insurance?
- Information to include in your dispute letter
- 7. Massaging and heated seats
- The four options market participants and their incentives
- Student loan cancellation programs
- Fees for USDA and VA loans
- How it works
- Cheap car insurance in California by age
- Do you need a family cell phone plan?
- Hire a listing agent
- 3. You'll get automatic VIP Gold status
- Why is net worth important?
- Alternatives to installment plans for rent
- How to get a hardship loan
- What if you're priced out of homebuying?
- Gift tax limit 2024
- Perks: Goodies that come with the card
- 1. High-yield savings accounts
- 4. Peer-to-peer lending
- Are you on Medicare now?
- Compare personal loans
- Local sales
- Top credit cards that offer preapproval without a hard pull
- 6. Check the Sunday newspaper
- Video: Different types of Treasurys
- Google Pay
- How much is severance pay?
- How opening a new card can help your credit
- How to improve bad credit
- Who pays the closing costs?
- How to renew a passport with USPS
- Option 3: Buy your car, sell it yourself
- National second chance banking
- What exclusive events are offered?
- 6. Spending points versus paying a low cash price
- Net worth calculator
- Best for fair or limited credit
- Best credit cards with built-in cell phone protection
- When to estimate closing costs
- 4. Drop car insurance you don’t need
- Is the OASDI tax mandatory?
- Point-of-sale hardware
- 4. SeaWorld military discounts
- Remember your CD’s maturity date
- Leave a detailed letter
- Are Treasury bills a good investment?
- How do multiple personal loans affect your credit?
- The bottom line
- 4. Participate in credit counseling if needed
- Credit cards help you track spending
- 5. Ask about a trust
- How does Spotify fit into your budget?
- Kirkland’s
- The bottom line on calculating your cash flow
- What doesn’t impact your life insurance premium
- Pros and cons of asset-based lending
- 6. No foreign transaction fees
- More homes for sale
- How to sign up for AD&D insurance
- Potential penalties
- How to get a business loan without collateral
- Hard credit inquiry or soft inquiry?
- What's next?
- Why haven't I received my tax refund?
- Airlines
- Frugal DIY project tips
- 4. Home Depot offers a separate card for bigger projects
- Where Aflac stands out
- April
- 5. Disaster relief
- What’s not covered
- Private student loan limits
- What is a good business credit score?
- How to qualify for first-time home buyer benefits
- 4. Ordering food
- Your 401(k) plan allows after-tax contributions
- Ways to get good value
- Qualifying surviving spouse
- 5. Someone else used your credit card account
- 6 types of dividends
- Buying call options vs. buying put options
- How much should you spend on a mattress?
- Factor in other costs
- Popular and new tax credits for 2023 (taxes filed in 2024)
- Find out how much home equity you have
- Spirit Airlines change fees
- Florida sales tax holidays
- 6. New York Life
- Cheap car insurance in Texas for 20-year-olds
- What state has the highest gas prices?
- Why the Roth IRA works for many savers
- Excluded purchases
- Should you buy growth stocks?
- 8. Take a loan from your retirement account
- How to find another company's EIN
- Should I just use cash instead?
- How does a HELOC work?
- Credits
- 2. Solo 401(k)
- Types of REITs
- What is my net worth?
- Seek help if you need it
- Modular homes vs. site-built homes
- Is there a balance transfer fee?
- Why should I open a bank account if I'm undocumented?
- 3. The card offers a credit for Global Entry or TSA Precheck applications
- 4. ... But there's an intro APR offer
- General partnership
- How much interest will I earn on $10,000?
- Find someone to encourage you
- What are the risks of investing in Treasurys?
- Keap: Best for dedicated support
- C
- Other considerations
- Save money as a travel agent
- Why you might prefer the The Platinum Card® from American Express
- 3. Bora Bora
- 5. There are no other Merrick Bank credit cards to graduate to
- How is severance pay calculated?
- Do I have to pay California state tax?
- Don’t count on this student loan forgiveness yet
- Air France safety record
- How to get gap insurance
- Take advantage by choosing a high-yield account
- You'll likely forgo a welcome bonus
- The importance of a direct 401(k) rollover
- Prepare your paperwork
- How to rebook
- Why you might pass on the Capital One® Walmart Rewards™ Mastercard®
- What if I lose the cashier's check?
- Student loan discharge programs
- How many banks have collapsed?
- Cheapest for 20-year-old drivers
- How to apply for a joint business bank account
- Can United miles be used on other airlines?
- Simplified version vs. actual expense deduction
- What is Ohio’s standard deduction?
- How to open a brokerage account
- Best car insurance in California for customer complaints: Amica
- 4. Take advantage of first-time home buyer programs
- Why is the IDR account adjustment happening?
- Should my child also use a debit card or banking app?
- The bottom line
- The Bitcoin ETF price war
- USAA home insurance rates
- Today’s rates for specific kinds of mortgages
- OpenSky® Secured Visa® Credit Card
- 7. Remember what’s important
- Are P2P payments safe?
- Where Aflac falls short
- Optional coverages
- RetailMeNot
- Making your choice between a credit union and a bank
- 6. Credit card
- Bottom line
- 7. Not using your benefits
- Does pre-qualification affect your credit score?
- Top pick for Grubhub
- Additional child tax credit
- How are HELOC payments calculated?
- Starting a business in Florida: Set up your business to pay taxes
- Integrations with accounting software
- Are my finances stable enough to refinance?
- Final steps
- You can get a credit card while unemployed, but is it a good idea?
- Reviewing the results
- Chase vs. Citibank: Certificates of deposit
- Alternatives to personal loans
- 5. Take a break from credit card spending
- How to redeem rewards on the Chase Freedom Unlimited®
- More ways to take charge of your budget
- Find and compare small-business loans
- Average cost of term life insurance by age
- What states are increasing minimum wages in 2024?
- How to increase your net worth
- You can take retirement savings first
- 9. Borrow against life insurance
- Gift tax limit 2023
- What umbrella insurance doesn’t cover
- Socially conscious financial decisions, including charitable giving
- Find a bank that suits your needs
- 3. Work with your creditors
- Covering your spouse under your solo 401(k)
- What is the credit limit on your card?
- Car insurance deductible
- Are Alaska’s changes good or bad for customers?
- 6. Pick up weekly ads at the store
- Can other types of data help my credit reports?
- How else can I buy cryptocurrency?
- How much car insurance you need
- What creditors can and can't take
- 3. EarnIn: Best for large advances
- Get more help with monthly budget planning
- RVshare: the biggest (and usually best) peer-to-peer RV rental company of them all
- 5. Loyalty doesn't always pay off
- Urstadt Biddle Properties Inc. (UBA)
- 5. Contact the seller or visit a dealership
- How much of your fee goes to Upwork?
- Figuring out what makes sense for a car down payment
- W-4 form 2024
- Best homeowners insurance in West Virginia for consumer experience: Nationwide
- Your 401(k) lets you move your after-tax money
- Why is the 10-year Treasury yield important?
- 6. You co-signed a loan or credit card application
- Where to avoid exchanging currency
- Limit contingencies
- Mattress-buying tips
- The caveats
- Pre-qualification vs. preapproval
- 8. Find a co-signer
- 7. Nvidia
- Step 3: Choose your lender and loan
- 4. It's got the good kind of zeros
- 5. Skip comprehensive and collision coverage for an older car
- Other hardship loan options
- 5. Online savings accounts
- Rent vs. inflation
- Lifelong lessons
- Additional functionality
- Types of life insurance trusts
- 3. Invest in low-cost index funds or ETFs
- How much to keep in your savings account
- 4. It doesn’t charge foreign transaction fees
- Clothes, vintage and crafts
- The bottom line
- Managing the costs of international stocks
- Discounts
- How to invest in dividend stocks
- Get a credit-builder product or a secured loan
- Do I still have to pay the IRMAA if I choose Medicare Advantage?
- How do you get a second mortgage?
- 4. Consider a co-signer
- Auto rental collision damage waiver
- 5. Not looking for first-time home buyer programs
- Apply for financial aid
- 7. Cash-out refinance
- Figo coverage options
- Do high-yield savings account rates change?
- Compare your net worth
- How has the Marriott points value changed over time?
- What do closing costs include?
- How to invest in AI stocks
- Deposit timing
- How to get a refund
- Don’t let negative emotions get the upper hand
- What causes Treasury bill rates to fall?
- ESG investing vs. socially responsible investing vs. CSR
- What’s the filing deadline for my Ohio state income tax bill?
- Interest rate
- The challenge: High prices push affordability to the worst it’s been in almost 40 years
- What else you need to know
- How e-closings benefit mortgage borrowers
- 10. Use a credit card cash advance
- What will count toward IDR forgiveness?
- What's next?
- Ways to earn money as a teenager
- Do spot Bitcoin ETFs have custodianship risk?
- Is there a 'use by' date, and what are the terms?
- The cost of AD&D insurance
- 8. Look at the product packaging
- E
- Read more about building generational wealth
- How to safely make and receive P2P payments
- Estimate your 2024 IRS tax refund date
- More about Aflac
- What does a bad credit score mean for you?
- Air France's loyalty program
- May
- Pros and cons of jumbo loans
- Final thoughts on the American Express® Gold Card
- How to invest in tech stocks
- Expedited passport services
- Option 4: Buy your car and keep it
- How does Capital One Entertainment work?
- 8. Misunderstanding bonus categories
- 5. Drive a car that’s cheap to insure
- Is OASDI tax the same thing as Social Security tax?
- Starting a business in Florida: Obtain a business license, if necessary
- 5. Customs
- Skip currency exchange: Use a credit or debit card
- Compare the best savings and money market accounts
- Consider the costs of cashing out your 401(k)
- 5. Legoland military discount
- Get pre-qualified or preapproved?
- Grace periods at some banks
- Look for savings
- Obstacles to paying a mortgage with a credit card
- Moving forward
- Can you deduct Florida sales tax?
- Mortgages where credit score matters less
- What state has the lowest gas prices?
- Citi Double Cash® Card
- ONE VIP Visa Prepaid Card
- How the lifetime gift tax exclusion works
- How to ensure you get hotel service you deserve
- How to open a solo 401(k)
- 5. It's possible to apply as a nonmember — with some restrictions
- 5. You'll get United perks
- What is a short squeeze?
- Why doesn’t my report show a credit score?
- How to buy cryptocurrency with a credit card
- Frugal home expenses tips
- What is California's standard deduction?
- Budgets loom
- What are fleet cards?
- Credit union vs. bank: Frequently asked questions
- LLC payroll taxes
- Understanding the American Express card families
- How to increase your pre-qualification amount
- How to protect your child from identity theft
- Is there an income limit to qualify as a first-time home buyer?
- Contract periods
- Average certificate of deposit rate: 1.81% for one-year CDs
- 7. You applied for a lot of credit
- Types of mortgage loans
- Change your repayment plan
- 9. Build credit early
- 8. Penguin Random House
- Best for emergency medical coverage: Allianz Global Assistance
- What plans are best for seniors?
- 5 things to know about Ohio state tax
- How tax extensions work if you owe taxes
- Best California car insurance for ease of use: State Farm
- 5. You won't want to carry a balance on new purchases
- Fly Delta One to mainland Europe via Virgin Atlantic Flying Club
- 5. Shop around with multiple lenders
- 11. Look for a payday alternative loan
- 6. Raise your deductible
- 401(k) withdrawals
- Traveling without a passport
- Discounts
- What to expect when you open your new account
- Will credit card checks affect your credit scores?
- Doing great
- 3. Get disability and life insurance
- How to freeze your child’s credit
- Discounts
- Regional and state-based second chance checking accounts
- How to find the 2024 W-4
- Pros and cons of a 401(k) rollover into an IRA
- How did we determine the value of Marriott Bonvoy points?
- When to expect your child tax credit refund
- 6. Increase the deductible
- Can I get my Social Security tax back if I’ve overpaid it?
- Are 10-year Treasury notes a good investment?
- Married filing jointly
- Cashier’s check vs. certified check vs. money order
- Be flexible about closing and move-in dates
- Chase vs. Citibank: Banking experience
- The most popular surveys for cash apps
- A better option for an RV vacation with minimal risk: RV delivery
- The best credit cards for booking on Hotels.com
- Which one is right for you?
- FICO vs. VantageScore
- Minimum wage increases
- Taxes for rollover IRAs: 2 rules to know
- How to change or cancel an EIN
- 2. Certificates of deposit
- Who needs umbrella insurance?
- Advantages of modular homes
- Alternatives to savings accounts
- Consumer complaints
- 9. Browse store aisles
- Credit union personal loan rates
- 4. Refinance your loans
- How to buy Treasury bonds, notes and bills
- Constant Contact: Best for unlimited user access
- Pros and cons of using a credit card to buy cryptocurrency
- Rental cars
- What's next?
- Kite Realty Group Trust (KRG)
- Cards to consider despite their balance transfer fee
- 6. Inspect and test-drive the car, if applicable
- Other resources
- Restrictions and waiting periods
- No-closing-cost mortgages
- Find the best HELOC lender for you
- You’ve got money left over for savings
- Customer support
- Credit card and travel insurance that can get your money back
- Compare the best CD accounts
- Writing call options vs. writing put options
- Be prepared for your CD’s maturity
- How to avoid mortgage insurance
- Consider alternatives
- 10. Apply at your bank or credit union
- Bottom line
- How did we determine the value of United miles?
- Credit cards help build credit
- Growth stocks vs. dividend stocks
- Shopping for term life insurance
- Brokerage accounts are taxable accounts
- Average cost of whole life insurance by age
- 4. Seek help through debt relief
- How the 9 states with no income tax stack up
- The role of rates
- Credit unions and banks that don’t require Social Security numbers to open an account
- Alternatives for paying down a credit card balance
- Homeowners insurance deductible
- If you fly first class on Singapore Airlines
- AD&D insurance vs. life insurance
- How to build your credit before car shopping
- Special situations: Previous employers, military and vets
- F
- How do I find out if the Medicare IRMAA applies to me?
- How quickly do P2P payments post to the recipient's account?
- Why some cars cost more to insure
- Can you negotiate severance?
- Before you apply for a credit card
- 2023 state income tax rates and brackets
- Cheap car insurance after an accident by state
- What part of my income gets taxed by California?
- Upside
- How do fleet cards work?
- Which insurance companies sell gap coverage?
- Track your USPS renewal passport process
- 9. Picking the wrong cards
- Getting the most from your pre-qualification limit
- How to find AI ETFs
- Determine any special circumstances
- Full list of the best homeowners insurance in West Virginia
- Other military discount ticket options
- Accept a loss and move on
- Stick to your price range and priorities
- Why did First Republic Bank fail?
- Who should avoid United Airlines?
- 9. Pepper Construction
- Next Steps:
- Is it time for you to switch to a better plan?
- Step 4: Gather loan documents
- What is the median household income in the U.S.?
- 6. Consider alternative types of mortgages
- 12. Get a personal loan
- 7. Consider usage-based or pay-per-mile insurance
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- On-time performance
- 6. High-yield checking accounts
- Disadvantages of modular homes
- What do the approvals mean for Bitcoin?
- Alternatives to credit card checks
- The 50/30/20 budget calculator
- Limited partnership
- Petal® 2 "Cash Back, No Fees" Visa® Credit Card
- Consumer experience
- Tips to find cheap flights any day of the week
- Where's my 2024 state tax refund? Track your status
- In-depth comparison
- 5. Use collateral to secure the loan
- Strategies for early savings
- 4. Varo: Best for existing bank customers
- EveryDollar, for simple zero-based budgeting
- The bottom line
- Consumer complaints
- How to file your sole proprietorship tax returns
- Pros and cons of disputing by mail
- How do you buy Vanguard Index fund shares?
- 7. Improve your credit
- 8. You closed an old credit card
- Wells Fargo vs. Chase small-business checking: The bottom line
- 3 tips to control central air conditioning installation costs
- When is Schedule K-1 due?
- Claiming tax-deductible donations on your tax return
- ESG investing examples
- Making the call
- How do I get a FICO score?
- How tax extensions work if you're due a refund
- Will parent PLUS loans qualify?
- HELOC requirements
- Next steps:
- How much does it cost to refinance a mortgage?
- Don’t pay for advance seat selection
- Close your old account, if needed
- Renters insurance deductible
- 10. Check your receipts
- What is naked short selling, and why is it illegal?
- Are credit scores from all major bureaus the same?
- Use a co-signer
- The bottom line
- 6. Ignoring VA, USDA and FHA loan programs
- June
- How to do well on Upwork
- Bottom Line
- With inflation, why put money in any savings account?
- American Family home insurance rates
- 10. Not using your travel credit card
- Do I have to update my W-4 every year?
- 2024 child tax credit news update
- How do you buy 10-year Treasury notes?
- Compare the best checking accounts
- What's next?
- Chase vs. Citibank: Overdraft fees
- Days in the cycle
- What mortgage lenders get out of e-closings
- Full list of the top auto insurance companies in California
- 2024 lifetime gift tax exemption
- How much umbrella insurance do you need?
- It’s more expensive to rent than ever before
- Construction loans for modular homes
- Consumer complaints
- 4. Use budgeting or expense-tracking apps
- You don’t need to have $10,000 to take advantage of compound interest
- How your car loan can help you build better credit
- Samsung Pay
- What do P2P payments cost?
- Who doesn’t need life insurance?
- How to get a commercial loan
- When should you freeze your credit?
- How important is it to pay no balance transfer fee?
- How to cancel a Planet Fitness membership
- Figo pet insurance rates
- Top pick for Uber Eats
- Should you act or sit tight?
- Starting a business in Florida: Open a business bank account
- How can I avoid cashier's check fraud?
- Should you pay your mortgage with a credit card?
- 10. PricewaterhouseCoopers
- How to build your credit score
- Other home office deduction rules and considerations
- When not to use a credit card
- Life insurance
- How are gas prices determined?
- 13. Rent out a room
- 3. Bonds
- 4. Get help managing your money
- How much does Geico business insurance cost?
- Crypto as a credit card reward
- How to get a tax refund sooner
- Shopping and dining
- Am I a resident for California state tax purposes?
- InvenTrust Properties Corp. (IVT)
- Calculating capital gains tax on a home sale
- Consumer experience
- Closing costs for the buyer
- 7. Determine which warranties are right for you
- LLC self-employment taxes
- How much does homeowners insurance cost in West Virginia?
- Bottom line
- Breeze Airway cancellations recapped
- If you want to buy military theme park tickets
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- Economy class travel tips
- Find the best homeowners insurance in your state
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- How many tax extensions can you file?
- How to get a home equity line of credit
- 3. SEP IRA
- Stop the offers
- Electronics
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- Life insurance deductible
- The big question: Is AD&D insurance worth it?
- 11. Use social media
- How to get a loan from a credit union
- Next steps:
- Is it a good idea to invest in oil stocks?
- Tips for calculating how much life insurance you need
- How do I pay the Medicare IRMAA surcharge?
- Who should avoid Air France?
- How much does gap insurance cost?
- Is Upwork the right freelance marketplace for you?
- Discounts
- How long does it take to get pre-qualified for a mortgage?
- Best for poor credit
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- 8. Don’t drive a lot? Consider usage-based insurance
- Do you pay tax on T-notes?
- 9. You paid off a loan
- Exchange frequently? Consider a multicurrency account
- Compare the best banks, credit unions and cash management accounts
- Why did Silicon Valley Bank fail?
- The challenge: Multiple offers are common, and first-time buyers have less cash
- FamZoo Prepaid Card
- Using Aeromexico for certain domestic flights
- 8. Check insurance costs when buying a car
- Will my servicer know if I qualify?
- Consumer experience
- How to earn more interest in a savings account
- How to earn Alaska miles quickly
- Zoho CRM: Best overall CRM software
- G
- Earn money as a travel agent
- Become an authorized user
- Frequently asked questions about P2P payments
- How to save on car insurance
- 6. Find the right lender
- Roadside dispatch
- 7. Not knowing whether to pay discount points
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- It’s possible to get a lower rate after an accident
- Jumbo loans and conforming loan limits
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- How to adjust your Form W-4
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- Recap: How to get a cashier's check
- What's next?
- Fees to check in and obtain your boarding pass for your Spirit flight
- 11. Staples
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- How much does a tax extension cost?
- Brokerage accounts vs. IRA
- How to find the best refinance rates
- How did rent get so expensive?
- Where to find the best savings accounts
- 5. Explore other expense-tracking methods
- Safeco vs. competitors
- How can I check my credit reports?
- What type of life insurance do I need?
- How we tracked prices
- Cons of a credit freeze
- Ibotta
- July
- What are the best Vanguard index funds?
- Could we be in an AI bubble?
- Starting a business in Florida: Pick a location
- Next Steps
- Average money market account rate: 0.66%
- Married filing separately
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- Disability insurance
- What's next?
- The Platinum Card® from American Express for military spouses
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- 14. Moonlight as a dog sitter
- Who pays the gift tax?
- What do the approvals mean for other crypto investments?
- Which type of life insurance should I put in a trust?
- Other types of insurance deductibles
- Upgrade Cash Rewards Visa®
- The bottom line on short selling
- Term vs. whole life insurance tool
- 5. Dave: Best for repayment flexibility
- Final thoughts on flying Air France
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- LLC sales taxes
- What to do if you discover child identity theft
- If you fly Virgin America first class
- What does having a lower score mean?
- Compare the best bank accounts for students and kids
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- Tax extensions for overseas taxpayers and military members
- Step 5: Submit your application and get funded
- Cash bonuses on cards with an annual fee
- What to do if your catalytic converter is stolen
- How much can you borrow with a HELOC?
- 5. Lower your living expenses
- Small-business valuation methods
- 2024 state income tax rates and brackets
- Urban Edge Properties (UE)
- The bottom line
- 8. Negotiate the best price
- Fleet fuel cards: benefits and drawbacks
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- Consumer complaints
- How do I get my business credit score?
- Average cost of homeowners insurance in West Virginia by city
- The best place to exchange currency at the end of your trip
- How much your company could save you
- The airline credit recapped
- Can you contribute to a rollover IRA?
- 15. Become a rideshare or delivery driver
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- How much does umbrella insurance cost?
- Other ways to sell clothes online
- 6. Look for ways to lower your expenses
- C corporation
- Final thoughts on finding cheap Southwest flights
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- Credit union vs. online lender
- 8. Emptying your savings
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- Ways to get the best jumbo mortgage rates
- Alternatives to gap insurance
- Discounts
- Starting a business in Florida: Fund your business
- Summary of the best banks and credit unions of 2024
- Types of gas
- What if I had delinquencies or a student loan in default?
- Traveling with a maiden name on passport recapped
- USAA vs. competitors
- Your readiness to buy a home
- What's next?
- If you’d like to become a travel agent
- Which card should you get?
- Credit freeze or credit lock?
- Empower Personal Dashboard, for tracking wealth and spending
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- How much money can you make on YouTube?
- Consumer experience
- Consequences of a child tax credit error
- Fees to select a seat ahead of time
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- Should you refinance your business loan?
- 16. Cut your insurance premiums
- Refinancing a mortgage, step by step
- How to get umbrella insurance
- Alternatives to oil stocks
- What if I see a mistake on my report?
- Can I appeal the Medicare IRMAA if I don't think it applies to me?
- Additional Visa Signature benefits
- August
- State availability
- Currency exchange: Frequently asked questions
- Should you try options trading?
- Why did Signature Bank fail?
- ESG investing: How to get started
- What happens after you file a tax extension?
- Why a financial advisor's fee structure matters
- If you're looking to save miles on Delta flights
- Is the gift tax deductible?
- 5. Incrementally raise your savings rate
- The bottom line
- H
- Other home insurance companies to consider
- LLC tax forms and deadlines
- Alternatives to crowdfunding
- The cheapest home insurance in West Virginia
- Are mobile wallets safe?
- If you’re looking for AmEx Platinum Card military benefits
- Greenlight Prepaid Mastercard
- Bottom line: Is Spirit Airlines a good airline and should you fly them?
- Lounge benefits
- If you’d like to do Universal Studios Orlando in one day
- Get credit for the bills you pay
- Who can access your frozen credit reports?
- 6. MoneyLion: Best for existing customers
- Federal Realty Investment Trust (FRT)
- How to avoid capital gains tax on home sales
- Dosh
- 9. Maximize trade-in value, if applicable
- Top pick for Amazon’s food delivery services
- Important considerations when opening a Roth IRA
- The bottom line on starting a business in Florida
- Apply in person
- Final thoughts on Turkish Airlines economy class
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- Pros of investing in REIT stocks
- How to sell clothes online
- Ways kid creators can earn online
- Discover it® Secured Credit Card
- What to look for in marketing software
- Benefits you 'may' have
- State child tax credits
- The difference between interest rate and APY
- Other types of tax preparers
- Best for those who pack expensive equipment: Travel Insured International
- Ways to save money by booking through Hotels.com
- How do you file a state tax extension?
- 17. Consolidate your debt
- Can I get a refund?
- Bottom line: Is umbrella insurance worth it?
- J
- What else do credit bureaus do?
- 9. Applying for credit before the sale is final
- Do insurance rates go up after a no-fault accident?
- Fuel card vs. business gas credit card
- Consumer experience
- Should you invest in AI stocks?
- The bottom line: Set realistic expectations
- What is the normal fee for a financial advisor?
- Find the right business loan
- Is getting a HELOC a good idea?
- Citi Double Cash® Card
- After deciding
- The bottom line
- More reading for active investors and traders
- Next steps
- September
- When to file sole proprietorship taxes
- Earn an audience, and earn more in the long run
- What to know about West Virginia homeowners insurance
- What’s happening with Silvergate Capital Corp.?
- Fees for in-flight refreshments
- Why are California gas prices so high?
- Bonuses that vary with spending
- 4. SIMPLE IRA
- Cons of investing in REIT stocks
- How to buy oil stocks in 4 steps
- How much life insurance do you need?
- 10. Make the purchase
- The bottom line
- What is the $500 credit for other dependents (ODC)?
- Pay the required fees
- Single
- Are dividends taxed?
- Types of financial planning help
- 18. Refinance your student loans
- Hotel-friendly benefits
- If you're ready to start a budget
- S corporation
- K
- Friends and family
- Kimco Realty Corp. (KIM)
- LLC tax tips for business owners
- Credit cards that earn Chase Ultimate Rewards®
- Best credit cards for extended warranty on your phone
- What happened to Credit Suisse?
- Common gift tax return triggers
- Who is most likely to rent?
- Practice good credit habits
- 7. SoLo Funds: Best for peer-to-peer cash advances
- California state tax credits
- What is credit card consolidation?
- Child tax credit vs. child and dependent care credit
- Next steps
- Other types of mortgage loans
- In-cabin pet fee
- Which states have tax deadline extensions?
- Related articles
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- Walmart MoneyCard
- 4. Money market funds
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- Mission Lane Visa® Credit Card
- Early retirement calculator
- L
- If you want to transfer Southwest Rapid Rewards points
- PocketGuard, for a simplified budgeting snapshot
- Can I keep my car insurance rate from going up after a crash?
- How taxes on real estate, rental, and investment sales work
- October
- Figo vs. competitors
- How the FDIC calculates national rates
- Avoid risky loans
- Tips for making money as a kid
- Does your business need a fleet fuel card?
- How does credit card consolidation work?
- Top pick for Instacart
- Should I use a CPA or tax accountant?
- Priority boarding and security access
- Cheapest for 30-year-old drivers
- 10. Shopping for a house before a mortgage
- Armada Hoffler Properties (AHH)
- Are other banks are in trouble?
- Best for adventurous travelers: World Nomads
- Cheapest for 30-year-old drivers
- Does the president control gas prices?
- Is it better to get a home equity loan or line of credit?
- What else to know about Form W-4
- Comparing travel credit cards for paying your cell phone bill
- Rent vs. income
- The bottom line
- How to stay on track
- Limited liability company
- 8. Klover: Best for no-fee advances
- Alternative car insurance for high-risk drivers
- Is there an over-55 home sale exemption?
- Unaccompanied minor fees
- Small business card bonuses
- Check your credit scores and reports
- Alternatives to commercial business loans
- November
- Should I take my money out of the bank?
- How to cancel Hotels.com travel
- Blue Cash Everyday® Card from American Express
- 5. Mutual funds
- Rakuten
- Is consolidating credit card debt a good idea?
- OK, what's next?
- Wait for processing
- How does the Israel-Hamas war affect gas prices?
- What to do if you can’t keep up with your HELOC payments
- Services
- Prosper® Card
- Above all, don’t panic
- M
- How to get a business loan from a bank
- Brixmor Property Group Inc. (BRX)
- More resources
- Choose the best Delta credit card offer for you
- Best stocks for beginners
- Bundle packages
- Why is financial planning important?
- 5. Defined benefit plan
- 11. Underestimating the costs of homeownership
- Can I still use my credit card after debt consolidation?
- How long does it take to have the dispute resolved?
- Other options
- Are we in a recession?
- Discover it® Cash Back
- How to contact Hotels.com
- Low-fee alternatives to prepaid cards
- 6. Index funds
- Pros and cons of loan apps
- Honeydue, for budgeting with a partner
- Cruise America: consider it the big box store of RV rentals
- December
- If you want to earn travel rewards with your cell phone bills
- Credit cards for dining
- Best for medical coverage: Travelex Insurance Services
- N
- Other cash-back apps to consider
- How to choose the best business entity type
- How to track your California state refund
- Regency Centers Corp. (REG)
- Closing costs for the seller
- Other ways to dispute your credit report
- West Virginia insurance department
- Capital One QuicksilverOne Cash Rewards Credit Card
- Shopkick
- The bottom line on investing in stocks
- Top pick for meal kits
- Are we headed for a depression?
- Cheapest car insurance by state
- 12. Miscalculating repair and renovation costs
- Renewing your passport
- CoinOut
- P
- Other hardship assistance
- California state sales tax
- Swagbucks
- How we review pet insurance
- Prepaid-like options from fintechs: Apple Cash and Cash App
- Where to open a retirement plan if you’re self-employed
- Budgeting resources from NerdWallet
- Alternatives to bank business loans
- How to make money from home
- Simon® American Express® Credit Card from Cardless
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- Capital One Platinum Credit Card
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- 7. Exchange-traded funds
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- Best if you have travel credit card coverage: Seven Corners
- How to get cheap car insurance
- Are cash advance apps payday lenders?
- Hardship financing to avoid
- How we picked the apps
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- More about whole life insurance
- Costco Anywhere Visa® Card by Citi
- S
- Airline credit cards
- Methodology to identify the best budget apps
- Access to unique experiences
- Are apps like DailyPay and Payactiv cash advance apps?
- 8. Stocks
- AvantCard Credit Card
- Risks of getting cheap auto insurance
- Best prepaid debit cards: Summary of fees and ATMs
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- What are prepaid debit cards?
- More about top-rated life insurance companies
- T
- Alternatives to cash advance apps
- Best for long-term travelers: IMG
- The bottom line
- Outdoorsy: a hit and miss RV, peer-to-peer rental platform
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- Cheapest for 40-year-old drivers
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- U
- Prepaid debit cards vs. regular debit cards
- Convenient features
- The bottom line
- V
- How to make money offline
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- Target Circle™ Credit Card
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- 9. Alternative investments
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January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.