United℠ Business Card

United℠ Business Card

on Chase's website

United℠ Business Card

United℠ Business Card

United℠ Business Card

on Chase's website

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Card details

  • Earn up to 150,000 bonus miles. Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn an additional 75,000 miles after you spend $20,000 total on purchases in the first 6 months your account is open.

  • Receive a 5,000-mile "better together" bonus each anniversary when you have both the UnitedSM Business Card and a personal Chase United® credit card.

  • Earn 2 miles per $1 spent on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.

  • Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.

  • Enjoy a free first checked bag - a savings of up to $140 per roundtrip (terms apply), 2 United ClubSM one-time passes per year, and priority boarding privileges.

  • Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.

  • $100 United® travel credit after 7 United® flight purchases of $100 or more each anniversary year.

Rates, fees & offers

  • Annual fee

    $99

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn up to 150,000 bonus miles. Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn an additional 75,000 miles after you spend $20,000 total on purchases in the first 6 months your account is open.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 18.74%-25.74% Variable APR

    Cash Advance APR: 27.24%, Variable

    Penalty APR: 29.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn more
Annual fee

$99

Annual fee

$99

Annual fee

$95

Regular APR

18.74%-25.74% Variable APR

Regular APR

18.24%, 22.24% or 27.24%, Variable APR

Rates & Fees

Regular APR

18.74%-25.74% Variable APR

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Gregory Karp

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

5

Editor's overall rating

Pros and cons

Pros
  • Free checked bag

  • Lounge membership

  • Anniversary perk

Cons
  • Has annual fee

  • Rewards have limited flexibility

The United℠ Business Card is a useful small-business credit card for reaping perks on United Airlines and racking up miles to redeem for free flights. It offers 2 MileagePlus miles per dollar spent on purchases from United; 2 miles per dollar spent at restaurants, gas stations and office supply stores; and 1 mile per dollar spent on everything else.

There's also a sign-up bonus: Earn up to 150,000 bonus miles. Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn an additional 75,000 miles after you spend $20,000 total on purchases in the first 6 months your account is open.. Miles can be used on any United flight, as well as flights on any of the other Star Alliance airlines.

Perks for cardholders include a free checked bag for you and a traveling companion, priority boarding and two free United Club passes per year. Free checked bags could save you up to $120 per round trip, making up for the card's annual fee of $99.

If you don’t need a business credit card, the personal version of the card, the United℠ Explorer Card, is also a good one with a few added perks. If you spread your flying beyond just United, a general travel business credit card might suit you best.

Want to learn more? Check out our full review of this card.