United℠ Business Card

United℠ Business Card

on Chase's website

United℠ Business Card

United℠ Business Card

United℠ Business Card

on Chase's website

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Card details

  • Earn up to 150,000 bonus miles

  • Earn 75,000 miles after you spend $5,000 on purchases in the first 3 months your account is open. Earn an additional 75,000 miles after you spend $20,000 total in the first 6 months.

  • Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal United credit card.

  • Earn 2 miles per $1 spent on United purchases, dining (including eligible delivery services), at gas stations, office supply stores, and on local transit and commuting.

  • Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.

  • Enjoy a free first checked bag - a savings of up to $140 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.

  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for one year with DashPass, DoorDash's membership service. Activate by 3/20/22.

  • $100 United travel credit after 7 United flight purchases of $100 or more each anniversary year.

Rates, fees & offers

  • Annual fee

    $99

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn up to 150,000 bonus miles. Earn 75,000 miles after you spend $5,000 on purchases in the first 3 months your account is open. Earn an additional 75,000 miles after you spend $20,000 total in the first 6 months.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 16.49%-23.49% Variable APR

    Cash Advance APR: 24.99%, Variable

    Penalty APR: 29.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn more
Annual fee

$99

Annual fee

$99

Annual fee

$199

Regular APR

16.49%-23.49% Variable APR

Regular APR

15.99%-24.99% Variable APR

Regular APR

N/A

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Gregory Karp

Rating details

5

Editor's overall rating

Pros and cons

Pros
  • Free checked bag

  • Lounge membership

  • Anniversary perk

Cons
  • Has annual fee

  • Rewards have limited flexibility

The United℠ Business Card is a useful small-business credit card for reaping perks on United Airlines and racking up miles to redeem for free flights. It offers 2 MileagePlus miles per dollar spent on purchases from United; 2 miles per dollar spent at restaurants, gas stations and office supply stores; and 1 mile per dollar spent on everything else.

There's also a sign-up bonus: Earn up to 150,000 bonus miles. Earn 75,000 miles after you spend $5,000 on purchases in the first 3 months your account is open. Earn an additional 75,000 miles after you spend $20,000 total in the first 6 months.. Miles can be used on any United flight, as well as flights on any of the other Star Alliance airlines.

Perks for cardholders include a free checked bag for you and a traveling companion, priority boarding and two free United Club passes per year. Free checked bags could save you up to $120 per round trip, making up for the card's annual fee of $99.

If you don’t need a business credit card, the personal version of the card, the United℠ Explorer Card, is also a good one with a few added perks. If you spread your flying beyond just United, a general travel business credit card might suit you best.

Want to learn more? Check out our full review of this card.