United℠ Business Card

United℠ Business Card

on Chase's website

United℠ Business Card

United℠ Business Card

United℠ Business Card

on Chase's website

Card details

  • The United Business Card: 60,000 bonus miles after qualifying purchases, plus $0 intro annual fee

  • Earn 2 miles per $1 spent on local transit and commuting- including train tickets, taxicabs, mass transit, tolls and ride share services

  • Earn a $100 United travel credit after 7 flight purchases of $100 or more each anniversary year

  • 5,000 mile loyalty anniversary bonus when you have the new UnitedSM Business Card and a personal Chase United credit card

  • Earn 2 miles per $1 spent on United purchases, at gas stations, restaurants and office supply stores. Earn 1 mile per $1 spent on all other purchases. No foreign transaction fees

  • Free checked bag (terms apply), 2 United ClubSM one-time passes and 25% back on United inflight purchases

  • Priority boarding for you and companions on the same reservation on United-operated flights

  • Employee cards at no additional cost - miles earned from their purchases accrue in your account. Plus, you can set individual spending limits for each card.

Rates, fees & offers

  • Annual fee

    $0 intro for the first year, then $99

  • Rewards rate

    1x-2x

  • Bonus offer

    60,000 bonus miles after you spend $3,000 on purchases within the first 3 months of account opening

  • Intro APR
  • Ongoing APR

    APR: 16.49% - 23.49% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Annual Fee

$0 intro for the first year, then $99

Annual Fee

$95

Annual Fee

$0

Regular APR

16.49% - 23.49% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

14.99% - 23.74% Variable APR

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% intro APR on Purchases for 15 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Gregory Karp

Rating details

4.1

Editor's overall rating

Pros and cons

Pros
  • No foreign transaction fee

Cons
  • Has annual fee

The United℠ Business Card is a useful small-business credit card for reaping perks on United Airlines and racking up miles to redeem for free flights. It offers 2 MileagePlus miles per dollar spent on purchases from United; 2 miles per dollar spent at restaurants, gas stations and office supply stores; and 1 mile per dollar spent on everything else.

There's also a sign-up bonus: 60,000 bonus miles after you spend $3,000 on purchases within the first 3 months of account opening. Miles can be used on any United flight, as well as flights on any of the other Star Alliance airlines.

Perks for cardholders include a free checked bag for you and a traveling companion, priority boarding and two free United Club passes per year. Free checked bags could save you up to $120 per round trip, making up for the card's annual fee of $0 intro for the first year, then $99.

If you don’t need a business credit card, the personal version of the card, the United℠ Explorer Card, is also a good one with a few added perks. If you spread your flying beyond just United, a general travel business credit card might suit you best.

Want to learn more? Check out our full review of this card.