United℠ Business Card
on Chase's website
United℠ Business Card
Card details
Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
$0 introductory annual fee for the first year, then $99.
Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal United® credit card.
Earn 2 miles per $1 spent on United® purchases, dining (including eligible delivery services), at gas stations, office supply stores, and on local transit and commuting.
Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
Enjoy a free first checked bag - a savings of up to $140 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
$100 United® travel credit after 7 United® flight purchases of $100 or more each anniversary year.
Rates, fees & offers
Annual fee
$0 intro for the first year, then $99
Rewards rate
1x-2x
Bonus offer
Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
Intro APR
N/A
Ongoing APR
APR: 17.24%-24.24% Variable APR
Cash Advance APR: 25.74%, Variable
Penalty APR: 29.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
None
Recommended credit score
Compare to other cards
| Learn more | ||
Annual fee$0 intro for the first year, then $99 | Annual fee$99 | Annual fee$95 |
Regular APR17.24%-24.24% Variable APR | Regular APR17.24%-24.24% Variable APR | |
Intro APRN/A | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Gregory Karp
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Rating details
5
Editor's overall rating
Pros and cons
Pros
Free checked bag
Lounge membership
Anniversary perk
Cons
Has annual fee
Rewards have limited flexibility
The United℠ Business Card is a useful small-business credit card for reaping perks on United Airlines and racking up miles to redeem for free flights. It offers 2 MileagePlus miles per dollar spent on purchases from United; 2 miles per dollar spent at restaurants, gas stations and office supply stores; and 1 mile per dollar spent on everything else.
There's also a sign-up bonus: Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.. Miles can be used on any United flight, as well as flights on any of the other Star Alliance airlines.
Perks for cardholders include a free checked bag for you and a traveling companion, priority boarding and two free United Club passes per year. Free checked bags could save you up to $120 per round trip, making up for the card's annual fee of $0 intro for the first year, then $99.
If you don’t need a business credit card, the personal version of the card, the United℠ Explorer Card, is also a good one with a few added perks. If you spread your flying beyond just United, a general travel business credit card might suit you best.
Want to learn more? Check out our full review of this card.
