TJX Rewards® Platinum Mastercard®

TJX Rewards® Platinum Mastercard®

on Synchrony Bank's website

TJX Rewards® Platinum Mastercard®

TJX Rewards® Platinum Mastercard®

TJX Rewards® Platinum Mastercard®

on Synchrony Bank's website

Card details

  • Enjoy 10% off* your first online or in-store purchase

  • Earn 5% back in Rewards when you shop at TJX family of stores**

  • Receive invites to exclusive private shopping events

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1 point per dollar

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    Purchase: 29.24%, Variable

    Cash Advance APR: 29.99%, Variable

  • Foreign transaction fee

    None

Recommended credit score

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NerdWallet review

By Melissa Lambarena

Rating details

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • No foreign transaction fee

Cons
  • High APR

The TJX Rewards® Platinum Mastercard® can be a worthy sidekick for the deal-savvy shopper who hunts bargains at T.J. Maxx and its affiliated stores.

The $0-annual-fee card can be used anywhere Mastercard is accepted, but if you don’t frequently shop under the TJX brand umbrella, you’ll rack up rewards slowly and may find redemption limiting.

For more information, see NerdWallet's review of this card.

User Reviews

Rating Details

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

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