
Store Credit Card vs. General Card: Which Type of Rewards Card Is Best?
Store cards have greatly improved and can sometimes be a better choice, especially if you shop there a lot.


Store cards have greatly improved and can sometimes be a better choice, especially if you shop there a lot.


Revamped in 2026, the new-look Carnival credit card features solid rewards and perks while maintaining its low-fee profile.


Both boast 5% bonus categories and elevated rewards on brand purchases. It all comes down to your spending habits.


One offers 1.5-3% cash back everywhere, and the other automatically rewards you more where you spend more.


Should you take this card on your bedding and bath essentials shopping bonanza? Probably not.


Although it’s less rewarding for everyday spending, the Preferred wins out for its higher potential redemption values, better travel partners and more robust travel protections.


At least one version of the card offers decent rewards for Amtrak regulars, but its biggest selling point may be its lucrative perks — including a companion coupon.


The feature lets you send people money without the usual transaction fees, or divide up a bill from within the AmEx mobile app.


Issuers such as AmEx, Cap One, Chase, Citi, and Wells Fargo offer the option, but doing so may mean you get less-than-optimal value for your points.


The card offers reasonable rewards, but a general-purpose cash-back or travel card might be better if you don’t cruise frequently with Norwegian.


This now-discontinued card earned rich rewards on mobile wallet purchases, but it wasn't as rewarding for spending within the Kroger brand. Even store loyalists might be better off with a general cash-back card.


The card could help business owners who spend a lot on advertising and marketing, although those are pretty specific bonus categories.


All three are quality cards that feature useful bonus spending categories. The Flex likely delivers the most value to the most people, with some exceptions.


Both cards boast rotating 5% categories and ongoing bonus tiers, but the Flex likely wins for most — although it depends on your spending habits and redemption plans.


Understanding the basics can save you time, money and aggravation and get you on your way to building good credit.


A credit card allows you to borrow money to buy things. That can come with costs (interest and fees) and benefits (rewards, credit-building).


This credit card places more value on income than credit scores when evaluating creditworthiness, and it earns rewards.


Touchless methods like tap-to-pay and digital wallets are convenient and secure. Here’s what to know about them.


Credit cards that charge no balance transfer fee are out there, but options are limited. In many cases, the fee can be worth paying if it saves you money in the long run.


Considerations when using a credit card depend on whether you could just as easily pay cash or you need to use credit because you otherwise couldn't afford the expense.
