Total monthly payment
$2,097.22
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners.
on NBKC
NBKC
Min. credit score
620
Min. down payment
3%
on New American Funding
New American Funding
Min. credit score
N/A
Min. down payment
0%
on Rocket Mortgage, LLC
Rocket Mortgage, LLC
Min. credit score
580
Min. down payment
3.5%
on Veterans United
Veterans United
Min. credit score
620
Min. down payment
0%
on Tomo
Tomo
Min. credit score
600
Min. down payment
3%
| Product | Interest rate | APR |
|---|---|---|
| 30-year fixed-rate | 6.661% | 6.674% |
| 20-year fixed-rate | 6.539% | 6.556% |
| 15-year fixed-rate | 5.797% | 5.817% |
| 10-year fixed-rate | 5.792% | 5.823% |
| 7-year ARM | 6.196% | 6.378% |
| 5-year ARM | 6.646% | 6.617% |
| 30-year fixed-rate FHA | 5.401% | 6.132% |
| 30-year fixed-rate VA | 5.970% | 6.303% |
6.674%
30-year fixedToday's mortgage rates in California are 6.674% for a 30-year fixed, 5.817% for a 15-year fixed, and 6.617% for a 5-year adjustable-rate mortgage (ARM).
Taking U.S. Census data, NerdWallet has crunched the numbers to help you understand what property tax rate you can expect to pay on your future home in California. Because assessed values aren't frequently updated, you may pay a higher rate at first but eventually you'll pay a similar rate.
| County | Avg. property tax rate | Median home value |
|---|---|---|
| Alameda County | 0.75% | $1,092,500 |
| Alpine County | 0.63% | $463,900 |
| Amador County | 0.61% | $409,600 |
| Butte County | 0.71% | $412,700 |
| Calaveras County | 0.74% | $404,200 |
| Colusa County | 0.62% | $360,100 |
| Contra Costa County | 0.79% | $865,800 |
| Del Norte County | 0.65% | $282,500 |
| El Dorado County | 0.74% | $654,000 |
| Fresno County | 0.79% | $382,500 |
| Glenn County | 0.66% | $295,400 |
| Humboldt County | 0.63% | $429,500 |
| Imperial County | 0.85% | $293,200 |
| Inyo County | 0.64% | $325,900 |
| Kern County | 0.95% | $330,000 |
| Kings County | 0.77% | $299,400 |
| Lake County | 0.66% | $300,200 |
| Lassen County | 0.75% | $233,100 |
| Los Angeles County | 0.67% | $805,600 |
| Madera County | 0.70% | $396,100 |
| Marin County | 0.75% | $1,466,500 |
| Mariposa County | 0.62% | $335,900 |
| Mendocino County | 0.61% | $483,400 |
| Merced County | 0.67% | $388,300 |
| Modoc County | 0.64% | $184,900 |
| Mono County | 0.75% | $496,800 |
| Monterey County | 0.63% | $732,500 |
| Napa County | 0.62% | $866,300 |
| Nevada County | 0.73% | $633,300 |
| Orange County | 0.67% | $940,900 |
| Placer County | 0.83% | $682,000 |
| Plumas County | 0.67% | $310,100 |
| Riverside County | 0.89% | $555,400 |
| Sacramento County | 0.78% | $536,600 |
| San Benito County | 0.80% | $801,200 |
| San Bernardino County | 0.77% | $504,400 |
| San Diego County | 0.70% | $846,600 |
| San Francisco County | 0.64% | $1,343,700 |
| San Joaquin County | 0.79% | $535,800 |
| San Luis Obispo County | 0.66% | $776,400 |
| San Mateo County | 0.58% | $1,586,500 |
| Santa Barbara County | 0.59% | $744,700 |
| Santa Clara County | 0.65% | $1,475,500 |
| Santa Cruz County | 0.63% | $1,013,900 |
| Shasta County | 0.71% | $355,100 |
| Sierra County | 0.69% | $289,400 |
| Siskiyou County | 0.64% | $260,200 |
| Solano County | 0.79% | $605,300 |
| Sonoma County | 0.66% | $771,000 |
| Stanislaus County | 0.74% | $450,700 |
| Sutter County | 0.77% | $433,100 |
| Tehama County | 0.66% | $342,100 |
| Trinity County | 0.32% | $326,200 |
| Tulare County | 0.73% | $320,500 |
| Tuolumne County | 0.60% | $377,700 |
| Ventura County | 0.70% | $796,300 |
| Yolo County | 0.79% | $591,800 |
| Yuba County | 0.80% | $430,400 |
