Total monthly payment
$2,101.06
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners.
on NBKC
NBKC
Min. credit score
620
Min. down payment
3%
on New American Funding
New American Funding
Min. credit score
N/A
Min. down payment
0%
on Rocket Mortgage, LLC
Rocket Mortgage, LLC
Min. credit score
580
Min. down payment
3.5%
on Veterans United
Veterans United
Min. credit score
620
Min. down payment
0%
on Tomo
Tomo
Min. credit score
600
Min. down payment
3%
| Product | Interest rate | APR |
|---|---|---|
| 30-year fixed-rate | 6.781% | 6.788% |
| 20-year fixed-rate | 6.694% | 6.703% |
| 15-year fixed-rate | 5.873% | 5.886% |
| 10-year fixed-rate | 5.500% | 5.529% |
| 7-year ARM | 7.035% | 6.872% |
| 5-year ARM | 7.375% | 6.962% |
| 30-year fixed-rate VA | 5.969% | 6.303% |
6.788%
30-year fixedToday's mortgage rates in Kentucky are 6.788% for a 30-year fixed, 5.886% for a 15-year fixed, and 6.962% for a 5-year adjustable-rate mortgage (ARM).
Taking U.S. Census data, NerdWallet has crunched the numbers to help you understand what property tax rate you can expect to pay on your future home in Kentucky. Because assessed values aren't frequently updated, you may pay a higher rate at first but eventually you'll pay a similar rate.
| County | Avg. property tax rate | Median home value |
|---|---|---|
| Adair County | 0.58% | $126,900 |
| Allen County | 0.58% | $160,200 |
| Anderson County | 0.77% | $198,800 |
| Ballard County | 0.63% | $102,000 |
| Barren County | 0.68% | $156,800 |
| Bath County | 0.67% | $101,300 |
| Bell County | 0.57% | $76,700 |
| Boone County | 0.89% | $266,500 |
| Bourbon County | 0.64% | $187,700 |
| Boyd County | 0.83% | $129,000 |
| Boyle County | 0.78% | $179,800 |
| Bracken County | 0.71% | $115,100 |
| Breathitt County | 0.58% | $58,800 |
| Breckinridge County | 0.62% | $124,800 |
| Bullitt County | 0.84% | $240,900 |
| Butler County | 0.54% | $102,200 |
| Caldwell County | 0.52% | $103,200 |
| Calloway County | 0.63% | $169,100 |
| Campbell County | 1.10% | $242,200 |
| Carlisle County | 0.58% | $90,100 |
| Carroll County | 0.68% | $128,100 |
| Carter County | 0.46% | $122,300 |
| Casey County | 0.53% | $124,300 |
| Christian County | 0.66% | $157,000 |
| Clark County | 0.76% | $183,200 |
| Clay County | 0.47% | $73,500 |
| Clinton County | 0.53% | $90,600 |
| Crittenden County | 0.50% | $105,300 |
| Cumberland County | 0.58% | $126,100 |
| Daviess County | 0.85% | $181,400 |
| Edmonson County | 0.56% | $116,000 |
| Elliott County | 0.50% | $90,400 |
| Estill County | 0.67% | $100,600 |
| Fayette County | 0.86% | $287,100 |
| Fleming County | 0.54% | $109,300 |
| Floyd County | 0.66% | $89,900 |
| Franklin County | 0.80% | $184,000 |
| Fulton County | 0.67% | $75,000 |
| Gallatin County | 0.90% | $154,600 |
| Garrard County | 0.65% | $170,800 |
| Grant County | 0.68% | $173,600 |
| Graves County | 0.62% | $134,900 |
| Grayson County | 0.56% | $141,500 |
| Green County | 0.60% | $97,100 |
| Greenup County | 0.96% | $132,200 |
| Hancock County | 0.65% | $116,800 |
| Hardin County | 0.69% | $205,700 |
| Harlan County | 0.72% | $71,300 |
| Harrison County | 0.55% | $170,600 |
| Hart County | 0.70% | $115,500 |
| Henderson County | 0.76% | $156,200 |
| Henry County | 0.78% | $161,600 |
| Hickman County | 0.52% | $112,700 |
| Hopkins County | 0.74% | $125,800 |
| Jackson County | 0.56% | $101,900 |
| Jefferson County | 0.85% | $242,900 |
| Jessamine County | 0.76% | $226,900 |
| Johnson County | 0.58% | $130,900 |
| Kenton County | 0.99% | $223,100 |
| Knott County | 0.53% | $66,600 |
| Knox County | 0.54% | $109,200 |
| Larue County | 0.54% | $164,000 |
| Laurel County | 0.53% | $141,300 |
| Lawrence County | 0.60% | $100,300 |
| Lee County | 0.85% | $77,400 |
| Leslie County | 0.66% | $77,900 |
| Letcher County | 0.63% | $66,000 |
| Lewis County | 0.53% | $83,400 |
| Lincoln County | 0.61% | $130,100 |
| Livingston County | 0.51% | $108,100 |
| Logan County | 0.61% | $134,200 |
| Lyon County | 0.62% | $164,100 |
| Madison County | 0.74% | $219,100 |
| Magoffin County | 0.56% | $83,400 |
| Marion County | 0.57% | $141,000 |
| Marshall County | 0.71% | $160,600 |
| Martin County | 0.57% | $91,800 |
| Mason County | 0.68% | $156,600 |
| McCracken County | 0.74% | $192,300 |
| McCreary County | 0.47% | $85,300 |
| McLean County | 0.73% | $139,400 |
| Meade County | 0.68% | $187,400 |
| Menifee County | 0.44% | $104,600 |
| Mercer County | 0.74% | $181,400 |
| Metcalfe County | 0.57% | $95,100 |
| Monroe County | 0.51% | $113,900 |
| Montgomery County | 0.76% | $142,300 |
| Morgan County | 0.57% | $90,800 |
| Muhlenberg County | 0.63% | $115,900 |
| Nelson County | 0.78% | $204,000 |
| Nicholas County | 0.54% | $111,300 |
| Ohio County | 0.50% | $114,900 |
| Oldham County | 0.93% | $395,400 |
| Owen County | 0.70% | $151,300 |
| Owsley County | 0.60% | $78,500 |
| Pendleton County | 0.76% | $152,000 |
| Perry County | 0.62% | $92,800 |
| Pike County | 0.64% | $96,900 |
| Powell County | 0.51% | $123,400 |
| Pulaski County | 0.63% | $158,200 |
| Robertson County | 0.42% | $143,500 |
| Rockcastle County | 0.51% | $100,300 |
| Rowan County | 0.55% | $149,900 |
| Russell County | 0.52% | $121,400 |
| Scott County | 0.63% | $240,800 |
| Shelby County | 0.74% | $247,500 |
| Simpson County | 0.63% | $178,600 |
| Spencer County | 0.75% | $288,200 |
| Taylor County | 0.66% | $156,800 |
| Todd County | 0.55% | $126,600 |
| Trigg County | 0.59% | $173,900 |
| Trimble County | 0.54% | $152,600 |
| Union County | 0.65% | $109,100 |
| Warren County | 0.69% | $258,000 |
| Washington County | 0.71% | $158,700 |
| Wayne County | 0.62% | $112,800 |
| Webster County | 0.70% | $86,700 |
| Whitley County | 0.63% | $114,300 |
| Wolfe County | 0.42% | $62,200 |
| Woodford County | 0.75% | $259,100 |
