Nevada mortgage calculator

Use our free mortgage calculator to estimate your monthly mortgage payment, your principal and interest, taxes, insurance, and PMI in Nevada. See how your monthly payment changes by making updates to your home price, down payment, interest rate, and loan term.

Nevada housing market

Nevada, the Silver State, is one of the more expensive states for homeownership in ...the country, with the median homeowner spending almost 21% of their income on their home. The average home value has skyrocketed, growing by 13% in 2018 and predicted to grow at 9% in 2019. While growth rates in home value and prices has slown, it's still one of the hottest markets in the country. Consider yourself an extraterrestrial enthusiast? Look no further than Rachel, Nevada, the closest habitation to Area 51.

Your monthly payment
30 year fixed loan term
Monthly payment
Principal & interest


Property taxes

Homeowners insurance

Homeowners association (HOA) fees

Compare common loan types

Total principal: $240,000

Loan Term
30 year fixedYour input
15 year fixed30 year fixed
Monthly Payment$1,599$2,007$1,434
Mortgage Rate4.125%2.24%*2.893%*
Total interest paid
Loan Term
30 year fixedYour input
15 year fixed30 year fixed
Monthly Payment$1,599$2,007$1,434
Mortgage Rate4.125%2.24%*2.893%*
Total interest paid

See how your payments change over time for your 30 year fixed loan term

At year 0

30 year fixed loan term

Principal Paid
Interest Paid
Year 0
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Nevada mortgage and refinance rates today (APR)

ProductInterest rateAPR
30-year fixed-rate2.846%2.903%
20-year fixed-rate2.712%2.793%
15-year fixed-rate2.155%2.255%
10-year fixed-rate2.054%2.190%
7/1 ARM2.571%3.089%
5/1 ARM2.418%3.139%
30-year fixed-rate FHA2.750%3.496%
30-year fixed-rate VA2.502%2.787%

Data source: ©Zillow, Inc. 2006 – 2020. Use is subject to the Terms of Use

Today's rate

30-year fixed

Today’s mortgage rates in Nevada are 2.903% for a 30-year fixed, 2.255% for a 15-year fixed, and 3.139% for a 5/1 adjustable-rate mortgage (ARM).

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Nevada's first-time home buyer programs

The Nevada Housing Division offers several loan programs to help qualified first-time home buyers get a mortgage.

Home Is Possible (HIP)

State program

Review NHD Lenders

at NerdWallet

Best for

Down payment assistance

Closing cost assistance

What you need to know

The Home Is Possible program gives first-time and repeat home buyers up to 5% of the loan amount to pay the down payment, closing costs or a combination of both. The money doesn't have to be repaid if you keep the home as your primary residence. The program can be used to buy a manufactured home....

See full article

Nevada's best mortgage lenders

NerdWallet has done the work for you to pick the best financing partner for you in Nevada.

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Average property tax in Nevada counties

Taking U.S. Census data, NerdWallet has crunched the numbers to help you understand what property tax rate you can expect to pay on your future home in Nevada. Because assessed values aren’t frequently updated, you may pay a higher rate at first but eventually you’ll pay a similar rate.

Avg. property tax rate
Avg. home value
Carson City0.64%$217,400
Churchill County0.73%$169,100
Clark County0.72%$250,000
Douglas County0.56%$311,400
Elko County0.63%$198,100
Esmeralda County0.43%$73,500
Eureka County0.34%$83,100
Humboldt County0.66%$163,500
Lander County0.78%$151,900
Lincoln County0.84%$132,900
Lyon County0.74%$158,000
Mineral County0.78%$90,900
Nye County0.71%$125,100
Pershing County0.93%$101,100
Storey County0.68%$187,100
Washoe County0.67%$331,200
White Pine County0.52%$130,600

Source: American Communities Survey 2016, U.S. Census