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Frugal Living Comprehensive Guide: 37 Ways to Find Serious Savings
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Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
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Frugal living isn’t about being cheap; it’s about being resourceful.
It’s finding ways to save where you can — whether via coupons, freebies or DIY hacks — so you can focus your money and attention on the things you value, whether that’s saving for a comfortable retirement, traveling or living a debt-free life.
In this article
- 6 steps to opening a Roth IRA
- Still deciding on the right carrier? Compare Medigap plans
- What is the federal estate tax?
- See CD rates by term and type
- What are back taxes?
- Compare types of bank accounts
- Mortgage rates today: Wednesday, April 24, 2024
- Ready to get started? Here's what to do next
- Dividend definition
- What is a home equity line of credit?
- What is a meme stock?
- What is a Treasury bill?
- Certified check definition
- What is a budget planner?
- Find the right Medicare Advantage plan
- Medicare Advantage companies
- biBERK business insurance
- What Medicare covers
- Registered investment advisor definition
- Interest definition
- What is a stock split?
- Still deciding on the right carrier? Compare Medicare Part D Plans
- What is asset-based lending?
- About Roth IRAs
- What is a commodity ETF?
- What is a jumbo loan?
- Find the right Medicare Supplement Insurance plan
- Find the right business loan
- How to earn a Chase checking account bonus
- Life insurance buying guide
- See how to get your business started quickly
- What is a CFP?
- The parts of Medicare
- What is mortgage pre-qualification?
- What is a lady bird deed?
- Quick tips for where to exchange currency
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Wells Fargo CD rates 2024
- What the 15/3 credit hack claims
- American Express
- Why the 15/3 credit hack is wrong
- Bank of America®
- What’s the truth?
- Capital One
- Chase
- Credit utilization ratio details
- Citi
- Discover
- What really helps your credit score
- Wells Fargo
- Key takeaways
- High-dividend ETFs may generate income
- What is a credit freeze?
- Good credit utilization follows the 30% rule
- What is passive income?
- Inheritance tax definition
- Parts of a Check
- How is rental income taxed?
- Best-performing tech ETFs
- About Farmers renters insurance
- What to expect flying Alaska Airlines premium class
- Stocks
- Are property taxes deductible?
- What is YouTube Premium?
- How the cash surrender value works
- What is a routing number?
- ETFs for beginners
- What to expect flying premium economy with Singapore Airlines
- Why can't I open a bank account?
- What is a UTMA or UGMA account?
- About AAA renters insurance
- What is a utility bill?
- How to make money as a kid
- Still deciding on the right carrier? Compare Medicare Advantage plans
- 7 of the best apps to make money
- Best stocks by one-year performance
- How JetBlue TrueBlue points work
- What is Amtrak?
- 1. Get the right card
- Are free credit monitoring services any good?
- What are home equity loans and HELOCs?
- Savings accounts
- Price
- 1. A Visa credit card, otherwise cash
- How to get paid on YouTube
- What is umbrella insurance?
- Grace periods are based on billing cycles
- Check your credit reports
- Microsoft Office Excel budget templates
- 1. When your Bitcoin is taxed depends on how you got it
- Snapshot comparison
- What are consumer discretionary stocks?
- 1. Not figuring out how much house you can afford
- Available American credit cards
- Who gets more time
- How meme stocks work
- How much does a gym membership cost?
- Virginia state income tax rates and tax brackets
- Tips to get the best last-minute travel deals
- First, what type of financial help are you looking for?
- How a fixed-rate mortgage works
- What to know about AA status match
- How much does a wire transfer cost?
- Delta SkyMiles American Express credit cards
- What is Zelle?
- What is the SENTRI Pass?
- Best Prepaid Debit Cards
- 1. Certificates of deposit (CDs)
- About the Chase Freedom Flex℠
- Best Medicare Advantage companies
- Free financial advice
- What are Vanguard index funds?
- What is a savings account?
- Can you withdraw money from a 401(k) early?
- Tuition and fees continue to decrease
- How much are taxes on lottery winnings?
- Should you quit your job?
- Is Medicare Part A free?
- 7 best-performing AI stocks
- Why use an SBA loan to buy a business?
- What is a budget calendar?
- How you can have multiple credit card balances
- Ways to write a will
- How much does a wedding cost?
- Is the U.S. economy growing?
- Does renters insurance cover flood damage?
- When is a payment marked late on credit reports?
- What are HSAs and FSAs?
- States with no income tax
- Do Delta SkyMiles expire?
- Georgia state income tax rates and tax brackets
- What is double-entry accounting?
- The best car insurance
- 1. Start investing as early as possible
- Is the stock market crashing?
- Applying for a credit card online
- The best budget apps
- Advantages of franchising for the franchisee
- 50/30/20 budget calculator
- Top credit cards for Admirals Club access
- Capital One CD rates
- How do CDs work?
- 1. Find a payment strategy or two
- What does homeowners insurance cover?
- When do you start paying back parent PLUS loans?
- Where they’re based and where they fly
- Do you need your own crypto wallet?
- How much will refinancing save?
- How to calculate student loan interest
- 1. Your information
- 1. Set your budget
- January
- 40 best startup business ideas
- What is Frontier Airlines like?
- Why your credit score matters
- What does this value mean?
- Why is having a low credit utilization important?
- How we found the best travel insurance
- 1. Sell spare electronics
- What car insurance coverage do I need?
- How veterans end up with student debt
- How do LLC taxes work?
- 1. There are multiple cards in this universe
- Are any stocks recession-proof?
- Frugal food tips
- How balance transfers work
- What is the 80/20 rule?
- What are AI ETFs?
- Remember whom you’re doing it for
- What is the child tax credit?
- Why use a certified check?
- Create a budget plan that works for you
- Humana Medicare Advantage
- What Medicare covers for outpatient mental health services
- Step 1: Check your credit
- Registered investment advisors vs. advisers
- What are the best retirement plans for you?
- Finding cars sold by private sellers
- PAYE at a glance
- The best cheap car insurance
- What is an interest rate?
- What is Ozempic?
- How does a second mortgage work?
- How to start a food business in 9 steps
- How we picked the best airline
- Average car loan interest rates by credit score
- The best flight booking sites
- What to expect flying economy with Emirates
- When to pay your cell phone bill with a credit card
- Checks from your bank
- CD early withdrawal penalty calculator
- First, some background
- What is backup withholding?
- 1. The Centurion Black Card is invitation-only
- Most profitable small businesses
- What is generational wealth?
- Roth IRA contribution limits 2024
- What information is on a utility bill?
- Kaiser Permanente Medicare Advantage
- California state income tax brackets and rates
- How does capital gains tax on real estate work?
- Quick facts about Zelle
- Chase checking account bonuses 2024
- Where to find information for the calculator
- What are the stages of foreclosure?
- When to open multiple business bank accounts
- Key terms in this article
- Late winter and early spring
- Estate tax limits and exemptions
- 6 hardship loans for bad credit
- The main differences between Delta Comfort Plus vs. main cabin
- How to find a currency exchange near you
- How many personal loans can I have?
- 1. It's expensive to carry
- 1. There are two versions of the card
- How to improve your financial health
- What are short-term investments?
- Wells Fargo CD rates
- Types of business funding
- 17 passive income ideas for 2024
- What is a home equity loan?
- Daily mortgage rates chart
- What makes a business high risk?
- Tax deductions for rental property
- What is adjusted gross income (AGI)?
- What the settlement could change
- How to use the business line of credit calculator
- Choose Bank of America if:
- What is an EIN?
- Factors affecting cost
- What are single-stock ETFs?
- Full coverage insurance explained
- How Treasury bills work
- Best day to book a flight
- How much is YouTube Premium?
- Compare Medicare Advantage plans in New Jersey
- 1. File your taxes — even if you can’t pay
- What is the gift tax?
- Best fleet fuel cards
- HELOCs and home equity loans compared
- How to find your way around an airport
- 1. Get an Individual Taxpayer Identification Number
- How do debits and credits work with double-entry accounting?
- How to budget money
- 1. Know your bank’s mobile check deposit requirements
- How does asset-based lending work?
- 1. You won't earn rewards
- Book short nonstop Delta flights via Virgin Atlantic Flying Club
- What is the average credit score by age?
- What to know about free credit score services
- 1. Know your budget
- How does a jumbo loan work?
- Best Medicare Supplement Insurance companies
- 1. You’ll save more money faster
- International roaming plans: postpaid
- Cryptocurrency stock ETFs
- Top beach vacations to visit with points and miles
- 1. Roosters Men’s Grooming Center
- Lucrative rewards
- How to get Chase Freedom rental car insurance
- Reasons to refinance a car loan when you have bad credit
- What is a tax credit?
- In this article
- Small-business grants for veterans
- The best time to book rental cars
- Why can’t you open a business bank account with just an EIN?
- Pros
- Best ways to consolidate credit card debt
- Average retirement savings balance by age
- How to pay federal taxes online
- 1. Clean up your credit
- When to write a financial aid appeal letter
- Choice Privileges brands
- Types of depreciation
- What goes into the credit card interest calculation
- What to do if you can't open a bank account
- 1. Be wary of well-meaning advice
- Kids don’t need an ID when flying within the U.S.
- Pros and cons of Medicare Advantage plans (Medicare Part C)
- What to do when your home insurance claim is denied
- Average monthly expenses by household size
- Average savings account rate: 0.46%
- Getting more with the Bank of America® Customized Cash Rewards credit card
- Types of personal finance software and apps
- Credited vs. processed: What’s the difference?
- How to use the pre-qualification calculator
- What property damage liability covers
- How does a lady bird deed work?
- What relief can I get?
- The best money-making apps
- How do expense trackers work?
- What is a fraud alert?
- The best life insurance for seniors in April 2024
- 7 high-dividend ETFs
- How to make money online
- How did GDP in 2023 compare to recent years?
- How to freeze your credit with all 3 bureaus
- How to find your EIN
- The best term life insurance companies in April 2024
- Finding the best credit monitoring service for you
- Why does tipping matter?
- How to file back taxes
- How much is life insurance?
- Is inheritance taxable?
- 2. Check number
- What is a tech ETF?
- Many app-based drivers don’t earn minimum wage
- Mint vs. NerdWallet at a glance
- 50 best small businesses to start
- Your own insurance usually comes first
- 2. Sell your gift cards
- Transaction types
- Best consumer discretionary stocks by 1-year returns
- If you're worried, take action
- Banks that offer joint business accounts
- What was the FFEL Program?
- What does your travel insurance cover?
- Key takeaways
- What does this value mean?
- 1. Wait for automatic cancellation
- Wells Fargo Active Cash® Card
- Financial aid can be used for study abroad
- How to track your refund status with ‘Where's My Refund?’
- Do I need a credit score for a federal student loan?
- How much do Instagram influencers make?
- Why redeeming free night certificates can be challenging
- Rite Aid
- Buy: TVs
- 1. Check your calendar
- The rise of pet insurance
- Does Zelle cost anything?
- 11 best investments right now
- Credit definition
- If you have private insurance
- What is the 401(k) early withdrawal penalty?
- What the law says
- Who are the biggest iBuyers?
- AAA auto insurance pros and cons
- Start by checking your home equity
- Best-performing commodity ETFs
- 28 ways to save money
- When you’ll need your routing number
- What is a business credit score?
- 1. Bold.org
- Price discrimination in the auto industry
- Day-trading tax rates
- How do I know there's a late payment on my credit report?
- What does a certified financial planner do?
- How we got here
- Does your lender really verify income and debt information?
- What happens if an airline cancels your flight?
- How to understand the calculator results
- Are these the best stocks to buy now?
- What is a stock market crash?
- Know your credit score
- How to set up an Apple AirTag tracker
- What is the 50/30/20 rule?
- Understanding your required coverages
- Why mortgage rates change every day
- Real estate agent commissions
- How to lower your credit utilization
- Top credit cards you can use instantly after approval
- Best-performing marijuana ETFs
- Choose Chase if:
- Compare car insurance rates by age
- 1. A Greenlight subscription is required to get the Greenlight card
- MyVegas basics
- Who needs to get an EIN?
- Personal loans from online lenders
- What is the property tax deduction limit?
- Why your car down payment amount matters
- What to know about Medicare in New Jersey
- biBERK business insurance: Pros and cons
- How an adjustable-rate mortgage works
- What you’ll pay for outpatient mental health care
- What can registered investment advisors do?
- Encircle
- Wire transfer fees by financial institution
- A closer look at Delta credit card offers
- What is the best streaming service?
- Where can you buy lottery tickets with a credit card?
- Best for size of network: UnitedHealthcare
- Why you need a savings account
- The best metal credit cards
- How does a home equity loan work?
- Who can use an SBA loan to buy a business?
- Types of ETFs
- How to book a premium economy ticket with Singapore Airlines
- Cons
- 2. It will cost you $10,000 to get one
- Primerica life insurance
- Why use a UTMA or UGMA account?
- How is PMI calculated?
- 2. Track expenses — and anticipate future ones
- Where AAA stands out
- What to know before getting a Marriott credit card
- How to start building generational wealth through investing
- Credit cards with no balance transfer fees
- Ways to earn money as a younger kid
- When can Delta close your account?
- Cheap car insurance
- How we ranked the top life insurers
- Comprehensive vs. collision insurance
- 2. Charge everything (and pay it back quickly)
- YNAB, for hands-on zero-based budgeting
- How the federal estate tax works
- Getting multiple loans from the same lender
- More details about Capital One CDs
- What is required to be approved for a HELOC or home equity loan?
- How to calculate your credit utilization ratio
- More details about Wells Fargo CDs
- 1. Mortgage interest deduction
- Frontier Miles, Frontier’s loyalty program
- Where Farmers stands out
- 1. Traditional or Roth IRA
- 3. Pawn something
- Contact your credit card company
- Google Sheets budget templates
- How to choose the best crypto wallet
- What are dividend stocks and why buy them?
- Historically recession-resistant sectors
- Best car insurance in New York overall: Travelers
- 2. Getting just one rate quote
- Visualize what happens without a will
- Types of single-stock ETFs
- Do I have to pay Virginia state income tax?
- How much is the child tax credit worth?
- Benefits of using Zelle
- Researching cars for sale by private sellers
- How to calculate your home equity
- How does the SENTRI Pass work?
- Is PAYE right for you?
- How a strike works
- What reasons can you withdraw from your 401(k) early?
- AAA auto insurance
- How these new weight-loss drugs work
- Lottery tax calculator
- Our take
- What to expect with a credit score simulator
- How payment allocation works
- Calculator assumptions
- New York state income tax rates
- What is a credit card hardship program?
- Chase College Checking℠: $100 bonus
- 2. BrokeScholar
- Key context
- What does renters flood insurance cover?
- Roth IRA contribution deadline
- What does it mean to live in a state with no income tax?
- Considering refinancing your auto loan?
- How the home sale tax exemption works
- Which income-driven repayment plan is best for you?
- Amtrak’s Acela line
- BEST STORE CARDS
- Best place to exchange currency: Your bank or credit union
- How life insurance rates are determined
- How do crypto wallets work?
- 3. The date
- Why invest in tech ETFs?
- Earning Alaska miles with credit cards
- 2. A passport and perhaps a visa (the other kind)
- How umbrella insurance works
- How much does Alaska Airlines premium class cost?
- Why veterans are more vulnerable to default
- Frugal shopping tips
- Best AI ETFs by one-year performance
- Today’s HELOC rates
- New travel patterns
- Certified check vs. cashier’s check
- Best day to fly
- How to get business insurance from biBERK
- How many Instagram followers do you need to make money?
- Best affordable homeowners insurance in Tennessee: State Farm
- 2. Consider your online options
- Bluebird by American Express
- 2. Cash management accounts
- Cheap(er) cell phone plans from Verizon, T-Mobile and AT&T
- What you need to know about savings accounts
- 2. Confirm the check amount is within mobile deposit limits
- Working with an iBuyer
- 2. Earning rewards through the membership program will cost you
- Where to get a free VantageScore 3.0
- Are there any other costs associated with Medicare Part A?
- Extending current elite status
- Why using a budget calendar matters
- How to convert Skywards miles to dollars
- Checks from online printers
- How do tax credits work?
- What payments are subject to backup withholding?
- Median retirement savings balance by age
- Earning Choice Privileges points
- What is the U.S. unemployment rate?
- How much is PMI?
- Banks that have recently reduced or eliminated overdraft fees
- How property damage liability works
- 7 best stocks to buy now, according to analysts
- What to do during a stock market crash
- Holiday weekends
- Delta main cabin
- Information you need to freeze your credit
- How we ranked the top life insurers
- Consider options besides deferment
- Student loan refinancing calculator
- Personalized versus average interest rates
- Is there a federal inheritance tax?
- 2. Shop for a loan
- February
- Location
- How credit scores work
- Chase Sapphire Preferred® Card
- How much car insurance do I need?
- How LLCs pay income taxes
- Pricing transparency
- Bonds
- Pros and cons of investing in consumer discretionary stocks
- Best car insurance in North Carolina overall: Travelers
- Find your 20%
- Popular credit cards with travel insurance
- Meme stock history
- What to consider before joining a gym
- What doesn't count as a property tax deduction?
- How do Free Spirit points compare with other airline loyalty miles?
- T-bill purchase example
- 2. Request PMI removal sooner
- Some scholarships cover study abroad
- Medicare Advantage companies in New Jersey
- UnitedHealthcare Medicare Advantage
- Ways to use expiring free night awards
- How the annual gift tax exclusion works
- Skip (rather, don’t sleep on): Video game consoles
- What pet insurance costs
- What to know before getting the Chase Freedom Flex℠
- How do Vanguard index funds work?
- Medicare covers Ozempic for Type 2 diabetes
- General travel credit cards
- Projected student loans could surpass the federal cap
- Home equity loans and HELOCs vs. cash-out refinances: Understanding your options
- How to invest in commodity ETFs
- Are auto loan interest rates rising?
- Jumbo loan requirements
- Best for Medigap plan options: AARP/UnitedHealthcare Medicare Supplement Insurance
- How the cash surrender value is calculated
- How to find your routing number
- Bitcoin ETFs
- 2. MY SALON Suite
- Can you open a business bank account without a Social Security number?
- 3. Chegg
- What is a reasonable wedding budget?
- Cryptocurrencies and Roth IRAs
- What is a mega backdoor Roth?
- What this means
- Grace period
- Where AAA falls short
- Blue Cross Blue Shield Medicare Advantage
- Tips to ensure your credit card payment processes quickly
- Do airlines owe you money for delayed flights?
- 12 online banks that use Zelle
- The pros and cons of a life insurance trust
- JetBlue’s fare types
- Can you live off ETF dividends?
- What to consider when opening CDs
- 2. 5% back doesn't apply to gas (seriously)
- If you pay for a credit monitoring service
- Are paid surveys worth it?
- How does a home equity loan work?
- 4. The recipient's name
- How to calculate adjusted gross income
- Where Farmers falls short
- What happens if you don’t pay your full balance
- 4. Work today for fast cash today
- 8 best hot wallets
- 2. Two factors determine your Bitcoin tax rate
- Marijuana ETFs vs. stocks
- What full coverage car insurance covers
- 2. Make a payment plan, delay payment or settle
- Step 2: Pre-qualify and compare offers
- How much is a SENTRI Pass?
- 3. Endorse the check
- AAA auto insurance coverage
- How do lottery taxes work?
- How to buy an ETF
- No-penalty CDs: the big exception
- How are business credit scores calculated?
- Primerica life insurance policies
- Request your FSA IDs
- What can I do if I slip up?
- Mortgage payoff calculator help
- Pros and cons of living in a state without income tax
- Shopping strategically will help, a little
- What’s behind the pre-qualification calculation?
- Best iOS personal expense tracker apps
- Do I need a fraud alert?
- Best life insurance for seniors in April 2024
- How much comprehensive and collision coverage cost
- Why did GDP increase in Q4 2023?
- Building foundations
- What to consider when opening CDs
- Ways to fund your business without taking on debt
- How high-risk merchant accounts differ from regular accounts
- 2. Depreciation deduction
- Where driver minimum wage rules are already in place
- Other alternatives to Mint
- Calculator: Convert Alaska miles to dollars
- Where to look for information
- Or go with an alternative
- How American credit cards work
- How do I know if I have FFELP loans?
- Keep it simple
- Stay on track
- Am I a resident for Virginia state income tax purposes?
- How much is YouTube Music?
- 10 questions to ask financial advisors
- How to monetize your Instagram with fewer followers
- What Medicare covers for inpatient mental health services
- Who regulates registered investment advisors?
- How do streaming services fit into your budget?
- Interest example
- What happens when a stock splits
- Limits on fighting charges
- Our tips
- The best airline of 2024
- 2. Do your research and know your numbers
- Extending PlusPoints expiration dates and expanding Skip Waitlist for 1K and Platinum members
- How does the value of Skywards miles change when booking business class?
- 3. You can request a Centurion Card invite online
- What services could shut down?
- Average annual PMI premium
- Banks are ditching overdraft fees
- Roth IRA income limits 2024
- Changes already afoot
- What to look for in a personal finance tool
- 2024 Georgia state income tax changes
- 3. Use multiple cards
- Estate tax rates
- 2. There’s a potentially generous credit limit
- Should you tip all kinds of massage therapists?
- Use a credit utilization calculator
- Certificates of deposit
- Issuer pre-qualification pages
- Learn more
- Other factors to consider
- State availability
- 3. A light jacket
- NerdWallet’s budget planner
- 2. It doesn’t take a rocket scientist to apply
- 2. Applicants need at least fair credit
- Games, chips and loyalty points, oh my!
- Types of AI ETFs
- Average cost of tires
- How to claim the property tax deduction
- Price pressures
- How to convert Free Spirit points to dollars
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- When will I get my 2024 tax refund?
- What credit score is required for a private student loan?
- Example: ARM vs. fixed-rate mortgage payments
- 3. Call your company
- Do credit card issuers allow buying lottery tickets with a credit card?
- PAYE vs. other income-driven plans
- 2. Ensure you meet credit history qualifications
- For people with Medicare
- Savings accounts with strong APYs can help your money grow
- Types of second mortgages
- 3. Online or AFK, it’s only accepted at GameStop
- What is a Roth IRA account?
- Other tools to check your financial health
- How to use average car interest rates
- Where to get a free FICO score
- Are the other parts of Medicare free?
- How to create your monthly budget calendar
- Checks from big-box stores
- Where to find a credit card hardship program
- 4. College Board
- 2. Rebalance your debts and income
- What to include in your financial aid appeal letter
- PMI calculator help
- 3. Gather documentation
- How Medicare Advantage plans work
- How to gain CFP certification
- Historical national rates
- What is identity theft?
- What happens if you're caught lying on a credit card application?
- Earn Delta miles quickly
- 17 traditional banks that use Zelle
- Pros and cons of a lady bird deed
- Another money-change option: online currency converters
- Qualifying for another personal loan
- See CD rates by bank
- Title insurance
- Inheritance taxes vs. estate taxes
- Build credit without debt
- 5. Seek community loans and assistance
- Negotiate a lower credit card APR
- What won’t change
- Dividend vs. growth stocks
- Overall cost
- 3. Not checking credit reports and correcting errors
- Avoid the 80%
- Requirements: Who qualifies for the child tax credit?
- How to guard against certified check fraud
- Use a budget planner
- Joann
- What you’ll pay for inpatient mental health care
- Buy: Headphones and electronics
- Things to consider when using Zelle
- About home equity loans
- 3. High-yield money market accounts (MMAs)
- What’s the difference between single-entry and double-entry accounting?
- What’s the difference between simple interest and compound interest?
- Are Vanguard index funds a good investment?
- Despite FAFSA hiccups, it remains a top priority
- Should I choose a home equity loan or a HELOC?
- 2. You’ll avoid more fees
- How do I qualify for an SBA acquisition loan?
- International roaming: prepaid
- Ways to get good value
- 3. Cost Cutters
- What’s covered by Chase Freedom rental car insurance
- How to plan a wedding on a budget
- Owning cryptocurrency directly: What you should know
- Mega backdoor Roth 2024
- What programs would continue?
- Primerica customer complaints and satisfaction
- AAA renters insurance star ratings and availability
- What to do if your credit card payment is delayed
- Who qualifies for the home sales tax exclusion?
- How to find the best stocks to buy now
- How to place a fraud alert
- Top rental increases and decreases in the U.S.
- More about Capital One
- 3. You'll save 5 cents per gallon on gas
- Airline rewards programs
- Student loan interest calculator
- How your credit score affects your rate
- 5. The payment amount
- 3. Determine other ownership costs
- March
- How do Alaska miles compare to other airlines?
- What does umbrella insurance cover?
- Is Alaska premium class available on every flight?
- 3. The IRS has the paperwork you’ll need
- The risks of marijuana ETFs
- Bank of America vs. Chase: Basic checking accounts
- Best car insurance in New York for your budget: Progressive
- Good balance transfer cards
- Single-stock ETF strategy
- How to find a registered investment advisor
- 4. Contact the IRS
- How do I get a SENTRI Pass?
- Types of credit
- Fewer cravings could be a blow to Big Snacks
- What are AI stocks?
- Reducing elite status qualification requirements by 50% for 2021
- Which policies have a cash surrender value?
- When to pay another way
- Chase Secure Banking℠: $100 bonus
- How to write a will in 7 steps
- 5. Get Schooled
- How do you know if you’re subject to backup withholding?
- How fast are wages growing?
- 3 active trader tax breaks
- How do I request relief?
- Do I have to pay Georgia state income tax?
- 2. Decide how much to invest
- Using Apple AirTags for luggage
- All year
- What is a hardship loan?
- How to invest in dividend ETFs
- 2. Consider debt consolidation
- Best term life insurance policies for 2024
- Avoid credit bureaus' products
- Investments for money you need in less than 2 years
- Best car insurance companies: Our winners
- House size, style and features
- 4. A small folding umbrella
- Best travel insurance overall: Berkshire Hathaway Travel Protection
- 6. Ask for forbearance on bills
- 3. You won't encounter many fees in your orbit
- Is a business line of credit right for me?
- 3. Rewards rates are tied to spending
- Frugal entertainment tips
- What can I earn?
- Best North Carolina car insurance for your budget: Progressive
- How to apply for an employer identification number
- What are my repayment options with FFELP debt?
- How to buy AI ETFs
- Use employee benefits
- 5 best-performing meme stocks
- When is the best time to book with Free Spirit points?
- Treasury bill rates compared to other Treasury securities
- Consider faculty-led study abroad programs
- biBERK business insurance: Types of coverage
- 2024 tax refund schedule
- 5 ways to make money on Instagram
- Is an ARM or a fixed-rate mortgage better?
- 401(k)s and other employer-sponsored retirement plans
- Best for extra perks: Aetna
- 4. Open the mobile deposit function in your bank app
- Auto insurance discounts
- Asset-based lending vs. cash flow lending
- 4. It doesn’t have an annual fee, ideal for your XP
- Monitoring your score, avoiding costs
- When is the best time to book with points on Emirates?
- How to get cheap personal checks
- Tip about banks vs. credit unions
- Do personal credit scores affect business credit scores?
- Can you open a business bank account with bad credit?
- 4. You need to be a big spender to get a Centurion Black Card
- Retirement savings by age
- What else could be disrupted?
- Average daily balance
- What's not covered?
- Glossary of overdraft terms
- How to pay off a mortgage early
- 12 credit unions that use Zelle
- How much property damage liability you need
- How does a life insurance trust work?
- Best car insurance companies: Our winners
- Which states have an estate tax?
- Stacking up wins
- About Wells Fargo
- Will I qualify for student loan refinancing?
- Capitalization increases interest costs
- 6. Memo line
- 3. Property tax deduction
- Farmers renters insurance coverage
- You can effectively double your grace period
- Get help with repayment
- How are dividends paid out?
- Card readers and apps
- What are the different types of consumer discretionary stocks?
- Personal loans from credit unions
- How to claim the child tax credit
- Is YouTube Premium worth it?
- 3. Get a new appraisal to remove PMI
- Best homeowners insurance in Tennessee for coverage: Erie and Openly
- Itemtopia
- Cheap financial advice
- Cheap cell phone plans from brands owned by the big three
- How a savings account works: withdrawal limits
- Try a simple budgeting plan
- How to take advantage of a stock split
- Do I have to pay state tax on lottery winnings?
- Book domestic Delta flights via Flying Blue
- How does a Roth IRA work?
- Does age affect your credit score?
- Best for member satisfaction: State Farm Medicare Supplement Insurance
- 4. Sport Clips Haircuts
- Where Primerica stands out
- How to choose the best Medicare Advantage plan
- Average interest checking account rate: 0.08%
- California income tax deadlines and extensions
- What’s the difference between pre-qualification and preapproval?
- Will interest continue to accrue during the program?
- What about the new IDR plan?
- 4. Remember your bonus categories
- Where to exchange currency outside the U.S.
- What did consumers spend money on in Q3 2023?
- How to unfreeze your credit
- Is per-card or overall utilization more important?
- What to know if you take online surveys
- What can I use a home equity loan for?
- When you should lock your mortgage rate
- Taxes and fees
- Tips for finding a high-risk merchant account
- Where to find your AGI on your 1040
- When is the best time to use Alaska miles?
- 5. A portable smartphone power bank
- What to ask your credit card issuer
- 7. Request a payroll advance
- The Federal Trade Commission’s budget worksheet
- Comparing stocks and bonds
- 4. Making a down payment that's too small
- Who can open a joint business account
- Simplify, simplify, simplify
- How do I check my tax return status?
- What Original Medicare doesn’t cover
- Skip: Mattresses
- Will you earn credit card rewards by purchasing lottery tickets?
- Serve American Express Prepaid Debit Account
- How much does it cost to buy Vanguard index fund shares?
- Will Medicare pay for Ozempic for weight loss?
- When you hate your job but can’t quit
- 3. They have helpful account features
- When to consider surrendering your policy
- What you can learn from your budget calendar
- Factor payment allocation into your finances
- How to refinance a car loan with bad credit
- 6. JLV College Counseling
- Inequitable financing persists
- What’s next?
- Steps to fill out the FAFSA for U.S. citizens with undocumented parents
- Are you a day trader for tax purposes?
- 7 types of identity theft and the warning signs
- What to do instead of lying on a credit card application
- Can I lift a fraud alert?
- Goodbudget, for hands-on envelope budgeting
- How to get a hardship loan
- 3. The APR is extremely high
- 4. Credit card points are separate from MySheetz Rewardz
- Exceptions to state minimum car insurance requirements
- 7. Bank name
- 4. Find the right car for you
- Top credit cards that offer preapproval without a hard pull
- Grow credit with good habits
- Blue Cash Preferred® Card from American Express
- Consider all your options first
- Full coverage is (usually) a smart choice
- 4. You can whittle your debt (just not at warp speed)
- The end of pandemic-era relief for FFELP borrowers
- How flexible are Free Spirit points?
- You can be held responsible for a bad check
- Gift tax limit 2024
- How much do streaming services cost?
- Why should I get the SENTRI Pass?
- 4. Peer-to-peer lending
- 1. High-yield savings accounts
- What eligibility requirements are borrowers still expected to meet?
- 5. Take clear pictures of the check with your mobile device
- Qualifying for a second mortgage
- 5. Carrying a balance can inflict damage over time
- 3. Negotiate remotely first
- Is there help for Medicare costs?
- Bank of America routing numbers
- Introductory incentives
- New York state supplemental income tax
- 3. Don’t ask for too much cash
- Caveats about UTMA and UGMA accounts
- How long does a late payment stay on my credit report?
- Average monthly expenses that increased year over year
- What's next
- Will this void my 0% APR period?
- The cost of debt without a balance transfer
- An alternative to chasing the best stocks
- What are the alternatives to foreclosure?
- How to save on comprehensive and collision insurance
- How do multiple personal loans affect your credit?
- How many years can you file back taxes for?
- What doesn’t impact your life insurance premium
- Point-of-sale hardware
- Bank of America vs. Chase: Basic savings accounts
- How to decide if an American card is worth it
- Terms connected to meme stocks
- How to write off property taxes if you bought or sold a house this year
- What is driving the single-stock ETF trend?
- Are Treasury bills a good investment?
- 3. Tap an expert for assistance
- Kirkland’s
- About home equity lines of credit
- 3. Consider cards that don't require a Social Security number
- Pros and cons of asset-based lending
- But these slimming drugs come at a hefty price
- How to get a home equity loan
- How flexible are Emirates Skywards miles?
- Options for ordering personal checks
- CD early withdrawal penalties at banks and credit unions
- Circumstances that may qualify for a hardship program
- 7. CareerOneStop
- 5. Centurion Cardmembers still get to bring guests into the Centurion lounge
- What to do if your appeal is unsuccessful
- Where Primerica falls short
- Is inflation going down?
- Kids need an ID when flying internationally
- Learn about the basics of overdraft fees
- Other airline miles that don’t expire
- Possible downsides to DOT airline compensation
- How do you set up a lady bird deed?
- How much should you spend on a mattress?
- How to find another company's EIN
- Know the limits of credit monitoring services
- What if you’re unhappy with your massage?
- States that have estate taxes, inheritance taxes or both:
- 8-9. Routing and account number
- April
- 4. Deduction for repairs
- 2. Solo 401(k)
- 8. Take a loan from your retirement account
- Pause loan payments
- 6 types of dividends
- Frugal DIY project tips
- How does a HELOC work?
- Labor costs
- Cost of full coverage car insurance
- Working YouTube Premium costs into your budget
- Choose a study abroad destination
- Why haven't I received my tax refund?
- What credit score is needed to refinance student loans?
- Other coverage options
- Buy: Clothing brands you love, directly
- 5. File taxes without a W-2
- How do I enroll in Zelle?
- What are the risks of buying lottery tickets with a credit card?
- Pricing based on tracked driving habits
- How home equity loans, HELOCs and cash-out refinances are similar
- The bottom line
- Alternatives to surrendering your cash value policy
- 5. Blo Blow Dry Bar
- Popular and new tax credits for 2023 (taxes filed in 2024)
- Chase Total Checking®: $300 bonus
- What is a good business credit score?
- Your 401(k) plan allows after-tax contributions
- 4. Prepare for resistance
- Redeeming wisely: Preferred Rewards will boost your earnings
- Will this lower my limit?
- What is my Georgia residency status for state income tax purposes?
- 3. Open an investment account
- What to watch for with multiple business bank accounts
- Decide among low interest, 0% or rewards
- What is a credit freeze?
- 5. Uncover hidden perks
- Other ways to access the Admirals Club
- 5. You'll get more value combining MySheetz Rewardz with a general purpose card
- What happens if you don't pay your back taxes?
- Home equity loan rates in 2023
- CD vs. high-yield savings account: At a glance
- Today’s rates for specific kinds of mortgages
- Seller concessions
- OpenSky® Secured Visa® Credit Card
- The significance of adjusted gross income
- Maintain and defend your scores
- 6. Comfortable shoes
- A word of caution
- How to upgrade to premium class
- Best car insurance in New York for having few customer complaints: The Hanover
- Restrictions, annoyances and other tips
- How to apply for a joint business bank account
- Set a timeline
- 4. Refinance to get rid of PMI
- Bank of America® Customized Cash Rewards credit card
- Medicare resources in New Jersey
- For Medicaid beneficiaries
- A growing and lucrative co-brand market
- Does Medicare cover Wegovy?
- Other high rates to consider
- Will making a partial payment keep me from being reported late?
- How to enroll in a Medicare Advantage plan
- Other tech tools to help you manage your money
- Do I have to pay California state tax?
- You must recertify your income and family size every year
- Alternatives to personal loans
- 3. Work with your creditors
- Optional coverages
- Average cost of term life insurance by age
- Are my finances stable enough to refinance?
- Historical Alaska mile values
- What umbrella insurance doesn’t cover
- 9. Borrow against life insurance
- More ways to take charge of your budget
- 5. There's a space oddity in California
- Integrations with accounting software
- Defaulted FFELP Loans and the Fresh Start Program
- How to get a bigger property tax deduction
- Additional child tax credit
- Fees for certified and cashier’s checks
- Gift tax limit 2023
- Domestic vs. international fees
- How do I send, request and receive money in Zelle?
- Arranging to see a private seller's car
- Cheap cell phone plans from brands that resell network service
- Should I take a lump sum payment or annuity payments?
- What is a good credit score for your age?
- Alternatives to checks
- More about Primerica
- Correct your FAFSA is you used an earlier workaround
- Average monthly expenses that declined
- The bottom line
- A larger push for customer service
- Does pre-qualification affect your credit score?
- Will I still be able to make purchases?
- Types of life insurance trusts
- What happens if my home is foreclosed?
- Do I need comprehensive and collision insurance?
- Mattress-buying tips
- Rent vs. inflation
- Get more help with monthly budget planning
- Other hardship loan options
- Where to avoid exchanging currency
- How did personal income change in Q4 2023?
- 4. There’s no apparent upgrade path
- Watch out for capital gains taxes
- 5. Contact the seller or visit a dealership
- Additional functionality
- Farmers renters insurance rates
- Get loan forgiveness
- What’s next?
- 4. You can write off Bitcoin losses
- Other stocks to consider in a recession
- 4. Redemption options include investing in stocks and ETFs
- Best North Carolina car insurance for customer complaints: Auto-Owners
- What is a meme stock ETF?
- Figuring out what makes sense for a car down payment
- ARM vs. fixed: Tips for choosing
- Step 3: Choose your lender and loan
- Skip: Appliances
- 5. Online savings accounts
- How to apply for PAYE
- Best for local support: Blue Cross Blue Shield
- How to build your credit
- How much to keep in your savings account
- 6. Confirm the check details and complete the deposit
- Complaints and customer satisfaction
- How home equity loans and HELOCs are different from cash-out refinances
- What can you invest in with a Roth IRA?
- Methodology to determine the best airline
- 4. Skip negotiating altogether
- Best for premium discounts: Mutual of Omaha Medicare Supplement Insurance
- Increasing the PQP earn rate on co-branded credit cards
- How did NerdWallet determine the value of Skywards miles?
- How to make a rental car insurance claim
- Your 401(k) lets you move your after-tax money
- Tax breaks for regular investors
- How to get started with a UTMA or UGMA account
- 5. Refrain from big financial decisions
- How can I avoid late payments?
- What banks charge for overdraft fees
- How much does working with a CFP cost?
- If you’re worried that your Delta SkyMiles will expire …
- Things to know about JetBlue TrueBlue
- How to set up multiple business bank accounts
- What is the difference between an inheritance tax and an estate tax?
- Home equity loan and HELOC rates
- How does credit utilization affect my credit score?
- When do I start accruing interest?
- How to open a savings account or CD
- Condition and needed repairs
- 10. Use a credit card cash advance
- Optional coverage types may be worth it
- Deposit timing
- Bank of America vs. Chase: Certificates of deposit
- 5. Not looking for first-time home buyer programs
- The bottom line
- Personal loans from banks
- How did we determine our Spirit Airlines points value?
- What causes Treasury bill rates to fall?
- 6. Request more time to file
- Does Medicare cover Mounjaro (or Zepbound)?
- How do you get a second mortgage?
- Are home equity loans a good idea?
- How to invest in AI stocks
- Chase routing numbers
- How do I apply for an SBA business acquisition loan?
- 6. Great Clips
- 6. The Centurion Black Card offers an unbelievable level of concierge service
- 4. Consider a co-signer
- 7 steps to appeal your financial aid
- Interest rate
- Ways to earn money as a teenager
- How do balance transfers work?
- Managing expectations
- Skip currency exchange: Use a credit or debit card
- What are the advantages of filing back taxes?
- In-flight experience
- Other costs for home sellers
- May
- How flexible are Alaska miles?
- What items to skip
- Meanwhile, minimize the impact of inflation on your life
- Should I do a balance transfer?
- Are FFELP loans eligible for PSLF?
- Know your rights
- Estimate your 2024 IRS tax refund date
- How the lifetime gift tax exclusion works
- RIAs vs. investment advisor representatives (IARs)
- 5 types of employer-sponsored retirement plans
- Additional costs for international wires
- What pet insurance pays for
- ONE VIP Visa Prepaid Card
- Do you qualify for borrower defense forgiveness?
- Consider the costs of cashing out your 401(k)
- 7. Keep the check until it's processed
- Costs of working with an iBuyer
- Experts say snack food giants bear responsibility for obesity
- FAQ comparing home equity loans, HELOCs and cash-out refinances
- Pros and cons of jumbo loans
- When are New York state income taxes due?
- Why you might still book rental cars in advance
- How to stop backup withholding and get credit for it
- How to avoid or fix an overdraft fee
- How much should I spend each month?
- How to handle these bills
- Alternatives to a lady bird deed
- Will this hurt my credit?
- Fraud alert vs. credit freeze — which should I choose?
- Using points and miles to buy AirTags
- 5. The Continental Credit Protection program is optional
- Doing great
- Ways to get the best home equity loan rates
- Who should avoid Frontier Airlines?
- Best for emergency medical coverage: Allianz Global Assistance
- 11. Look for a payday alternative loan
- LLC payroll taxes
- Contract periods
- Frugal home expenses tips
- NAIC Home Inventory
- Black Friday shopping tips
- What are fleet cards?
- Double-entry accounting software
- Fly Delta One to mainland Europe via Virgin Atlantic Flying Club
- Start the new year with effortless saving
- The bottom line
- Compare prices and services
- Average certificate of deposit rate: 1.81% for one-year CDs
- What is California's standard deduction?
- How to increase your pre-qualification amount
- Income-driven repayment disadvantages
- How can I survive foreclosure?
- How to freeze your child’s credit
- How to change or cancel an EIN
- What if you can’t afford to tip?
- The most popular surveys for cash apps
- How student loan payments are applied
- 3 ways to avoid inheritance tax
- 10. Signature
- What is your modified adjusted gross income (MAGI)?
- Take advantage of your good credit
- Who needs umbrella insurance?
- Is Alaska Airlines premium class worth it?
- Reduce your interest rates
- Best car insurance in New York for ease of use: State Farm
- Should you buy single-stock ETFs?
- When to expect your child tax credit refund
- Best homeowners insurance in Tennessee for consumer experience: Nationwide
- How do RIAs make money?
- You can temporarily self-report income
- 2. Certificates of deposit
- 4. Build your credit, with or without a Social Security number
- Alternatives to savings accounts
- How do I deal with lottery taxes?
- Are Roth IRAs insured?
- Why invest in commodity ETFs?
- How to find a job
- 5. Don’t be afraid to walk away
- Travel-friendly benefits
- Do I have to pay New York state income tax?
- Chase Private Client Checking℠: Up to $3,000 bonus offer
- Alternatives to owning crypto directly
- AAA renters insurance coverage
- How to switch Medicare Advantage plans
- Other Roth IRA rules
- Earn more points with TrueBlue credit cards
- 4. Pick an investment strategy
- 4. Seek help through debt relief
- Investments for money you need in 2 to 3 years
- Strategies for keeping your credit utilization low
- Average cost of whole life insurance by age
- 6. Inspect and test-drive the car, if applicable
- 5. Other expenses
- Discounts
- Citi Custom Cash® Card
- Customer support
- Should you choose Bank of America or Chase?
- Best North Carolina car insurance for ease of use: State Farm
- Can I make money with meme stocks?
- IRAs
- Other ways to cut wire-transfer costs
- More from tax filing resources:
- What you’d pay out of pocket for Ozempic, Wegovy, Mounjaro or Zepbound
- More about AAA auto insurance
- Wells Fargo routing numbers
- 7. Salons by JC
- You’ve got money left over for savings
- 6. Be conservative when spending and saving
- How do I find a certified financial planner near me?
- How the 9 states with no income tax stack up
- Cards to consider despite their balance transfer fee
- How to reduce or avoid the federal estate tax
- Petal® 2 "Cash Back, No Fees" Visa® Credit Card
- 12. Get a personal loan
- 5. Children may be added as authorized users
- Next Steps:
- Tips to find cheap flights any day of the week
- Step 4: Gather loan documents
- How do fleet cards work?
- Who should skip the SENTRI Pass
- 6. High-yield checking accounts
- How to protect yourself
- Pros and cons of commodity ETFs
- How do I grow my home's equity?
- How to find AI ETFs
- Negotiate if necessary
- Travel ID requirements for kids recapped
- Do I need renters flood insurance?
- Latest news about overdraft fees
- What part of my income gets taxed by California?
- Getting the most from your pre-qualification limit
- What to look for in a balance transfer card
- IDR waiver will count past payments toward forgiveness
- What is Georgia's standard deduction?
- Will a credit freeze or fraud alert hurt my credit score?
- EveryDollar, for simple zero-based budgeting
- Delta Comfort Plus
- How much can you borrow with a home equity loan?
- If you’re considering flying Frontier Airlines
- How did we determine the value of Alaska miles?
- 5. Failure to report Bitcoin can be costly
- Creating a diversified portfolio
- A recession? You've already been through one or more
- Can (or should) I consolidate my FFELP loan?
- HELOC requirements
- When is the Virginia state income tax deadline?
- Where's my 2024 state tax refund? Track your status
- If your Marriott free night certificates expire soon ...
- Other ways to pay less
- Things to consider
- How do you buy Vanguard Index fund shares?
- How to check your credit score
- Best for extra benefits: Anthem Medicare Supplement Insurance
- Emirates Economy vs Emirates Premium Economy: which is a better value?
- 5. Use collateral to secure the loan
- What is the difference between a CFP and a CFA?
- Important differences between HSAs and FSAs
- Will my autopay preferences get updated automatically?
- It’s more expensive to rent than ever before
- Who should get a home equity loan
- Some helpful links from the IRS
- June
- How much umbrella insurance do you need?
- 6. Ignoring VA, USDA and FHA loan programs
- Do you ever need to change your EIN?
- Who needs full coverage car insurance?
- 2024 child tax credit news update
- 2024 lifetime gift tax exemption
- Best for low-cost plan availability: Humana
- For the uninsured
- How to apply for borrower defense to repayment
- Life, home and renters insurance from AAA
- Roth IRA eligibility rules
- 8. Phenix Salon Suites
- Primary vs. secondary coverage
- Steps for getting into a hardship program
- 7. AmEx offers Centurion cardmembers exclusive perks
- Days in the cycle
- Earn more with loyalty
- Amtrak’s Northeast Regional line
- Disadvantages of franchising for the franchisee
- If you inherit or bequeath something, watch out for capital gains tax
- When should you freeze your credit?
- Consumer complaints
- 13. Rent out a room
- Questions to ask before signing up for a gym membership
- 3. Bonds
- What is New York state's standard deduction?
- Chase checking account referrals: Up to $500 bonus
- You probably can’t have both an HSA and an FSA
- How important is it to pay no balance transfer fee?
- Will I still get statements?
- How to apply for income-driven repayment
- Best Android personal expense tracker apps
- Using a credit card to visit American Airlines Admirals Clubs
- 7. Determine which warranties are right for you
- 3. SEP IRA
- LLC self-employment taxes
- Full list of the best car insurance in NY
- Full list of the best car insurance companies in North Carolina
- How to get a home equity line of credit
- Summary of pros and cons of personal loan lenders
- Last-minute travel deals, recapped
- Should you choose biBERK for business insurance?
- How to get a tax refund sooner
- Full list of the best homeowners insurance in Tennessee
- Cheaper ways to send money
- Is the SENTRI Pass worth it?
- The decline of strikes in the U.S.
- Covering weight loss drugs would be costly for Medicare
- Cheaper GLP-1s are on the way
- Online bank and credit union routing numbers
- Anticipate extra costs
- Bottom line
- Rent vs. inflation
- 7. Know when to get help
- Am I a resident for California state tax purposes?
- Calculating capital gains tax on a home sale
- Choose between cash-back and travel rewards
- Can I have a fraud alert and a credit freeze?
- Exchange frequently? Consider a multicurrency account
- Who should get a HELOC
- Debt-based financing options for your business idea
- Home equity loan requirements
- Navient aims to transfer FFELP loans to MOHELA
- FamZoo Prepaid Card
- The bottom line
- Using Aeromexico for certain domestic flights
- If you want to book a cheap beach vacation
- 9. Lemon Tree Family Salon
- How long does it take to get pre-qualified for a mortgage?
- Whom should I contact for more help?
- What's the tax filing deadline for my Georgia state income tax bill?
- How did rent get so expensive?
- Investments for money you need in 3 to 5 years
- Consumer experience
- Best for travelers with pre-existing medical conditions: Travel Guard by AIG
- How to evaluate dividends
- 7. Not knowing whether to pay discount points
- How to choose a lender
- 5 things to know about Virginia state income tax
- American Airlines status challenges, recapped
- Paying for a car purchased from a private seller
- If you want to obtain a SENTRI Pass
- How to switch plans and keep your number
- Where to find the best savings accounts
- Jumbo loans and conforming loan limits
- Why do I need a business credit score?
- Add it all up
- 8. Yes, you can buy a mansion or a private jet on a Centurion Card
- 6. Find the right lender
- How to dispute a low claim settlement
- Should you choose an HSA or an FSA?
- Which type of life insurance should I put in a trust?
- 5. Understand your investment options
- Cons of a credit freeze
- Cost of life insurance without a medical exam
- Interest-based passive income ideas
- July
- Upgrade Cash Rewards Visa®
- 14. Moonlight as a dog sitter
- The bottom line on recession-proof stocks
- How to buy consumer discretionary stocks
- What if you lose your EIN?
- How to save money on a gym membership
- Who pays the gift tax?
- What are the best Vanguard index funds?
- Could we be in an AI bubble?
- Am I a resident for New York state income tax purposes?
- What is the average and median retirement savings?
- Depreciation examples
- What's next?
- Discounts
- How much coverage do I need?
- Average money market account rate: 0.66%
- 5. Lower your living expenses
- Airline credit cards
- LLC sales taxes
- Why you can trust NerdWallet
- Who should skip an American credit card?
- How much can you borrow with a HELOC?
- U.S. Bank Cash+® Visa Signature® Card
- Alternatives to biBERK business insurance
- Step 5: Submit your application and get funded
- United Policyholders Home Inventory Spreadsheet
- Retirement accounts for small-business owners and self-employed individuals
- Is an iBuyer worth the trade-offs?
- Find local conforming loan limits
- Best for nationwide availability: Blue Cross Blue Shield Medicare Supplement Insurance
- Extending electronic travel certificates to 24 months
- 10. Fantastic Sams
- What is the difference between a CFP and a financial advisor?
- The best place to exchange currency at the end of your trip
- Are home equity loans a good idea?
- 8. Negotiate the best price
- How much does umbrella insurance cost?
- Capital One Venture Rewards Credit Card
- 15. Become a rideshare or delivery driver
- How much does homeowners insurance cost in Tennessee?
- Do you pay taxes when you receive a gift?
- Fleet fuel cards: benefits and drawbacks
- How applying can affect your loans
- What’s a spousal Roth IRA?
- Chase Business Complete Checking℠: $400 bonus offer
- How do I get my business credit score?
- 9. You can get many of the Centurion Card's perks from The Platinum Card® from American Express
- When will interest rates go down?
- Can’t afford income-driven repayment?
- Apple tag trackers recapped
- Cards with primary coverage
- 8. Emptying your savings
- Best of the Blues: Highmark
- A resurgence of strikes in the U.S.
- Impacts to the food industry might not be what you expect
- Ways to get the best jumbo mortgage rates
- When you can’t qualify to refinance with bad credit
- Consumer complaints
- Empower Personal Dashboard, for tracking wealth and spending
- Credit freeze or credit lock?
- How much money can you make on YouTube?
- How to get umbrella insurance
- 16. Cut your insurance premiums
- If you’re considering an American credit card
- Consequences of a child tax credit error
- The cost of veterinary care
- How to maximize value in Emirates economy class
- What's next
- Redeeming Choice Privileges points
- Will you owe capital gains taxes on your home sale?
- How to track your Georgia state tax refund
- The bottom line
- Currency exchange: Frequently asked questions
- August
- Other renters insurance companies to consider
- How to save on full coverage car insurance
- Is the gift tax deductible?
- If you're looking to save miles on Delta flights
- 11. The Great American Barbershop
- Understanding depreciation in business and accounting
- How much is flood insurance for renters?
- Fee-only vs. fee-based financial advisor
- Stock market crashes in history
- Credit cards and elite status can improve your overall experience
- LLC tax forms and deadlines
- Greenlight Prepaid Mastercard
- Extending annual memberships and subscriptions by six months
- Important considerations when opening a Roth IRA
- Who can access your frozen credit reports?
- Average cost of life insurance by term length
- 9. Maximize trade-in value, if applicable
- Discover it® Secured Credit Card
- American Express add-on coverage
- Average cost of homeowners insurance in Tennessee by city
- How much is the gift tax rate?
- Key terms in this story
- Roth IRA vs. traditional IRA: What's the difference?
- Medigap plan types
- If you’re considering booking a rental car with your Chase Freedom credit card
- The bottom line
- Next steps
- Ways kid creators can earn online
- How to avoid capital gains tax on home sales
- What homeowners insurance won't cover
- Bottom line: Is umbrella insurance worth it?
- Best for those who pack expensive equipment: Travel Insured International
- 17. Consolidate your debt
- State child tax credits
- What to know about Chase checking account bonuses
- 10. You can get better rewards on many other cards
- Using depreciation to plan for future business expenses
- How’s the stock market doing?
- The difference between interest rate and APY
- 2 things to know about Georgia state tax
- Should I choose a home equity loan, HELOC, or cash-out refinance?
- After deciding
- Compare insurance rates by driver history
- 9. Applying for credit before the sale is final
- Is getting a HELOC a good idea?
- Fuel card vs. business gas credit card
- Should you invest in AI stocks?
- 12. Image Studios 360
- Potential hurdles and drawbacks of a hardship program
- 11 ways to prevent identity theft
- September
- Earn an audience, and earn more in the long run
- 4. SIMPLE IRA
- How to shop for Medicare Advantage plans
- Removing some redeposit fees
- Consumer experience
- If you're ready to start a budget
- Other factors to consider
- 10. Make the purchase
- It pays to know
- 18. Refinance your student loans
- Are dividends taxed?
- What is the $500 credit for other dependents (ODC)?
- The cheapest home insurance in Tennessee
- An alternative to home inventory apps
- Completing the purchase of a car from a private seller
- Who is most likely to rent?
- Funding your business’s growth
- U.S. Bank Cash+® Visa Signature® Card
- LLC tax tips for business owners
- Common gift tax return triggers
- Alternatives to pet insurance
- Easing requirements to earn status in 2021 for 2022
- Depreciation and taxes
- If you’re considering a Marriott credit card ...
- The bottom line on how to prepare for a stock market crash
- 19. Change your cell phone plan
- Next steps
- Child tax credit vs. child and dependent care credit
- How to open a Roth IRA in 4 steps
- 13. Scissors & Scotch
- What is credit card consolidation?
- Latest mortgage interest rates
- California state tax credits
- Choose between a general or co-branded travel card
- Delta vs. Alaska: The results
- Mission Lane Visa® Credit Card
- Other ways to make money
- Walmart MoneyCard
- 4. Money market funds
- PocketGuard, for a simplified budgeting snapshot
- Advantages of franchising for the franchisor
- If you’re considering an upgrade to Delta Comfort Plus
- October
- Avoid risky loans
- What to know about Tennessee homeowners insurance
- How the FDIC calculates national rates
- Tips for making money as a kid
- How taxes on real estate, rental, and investment sales work
- Does your business need a fleet fuel card?
- Are Chase bank promotions worth it?
- How does credit card consolidation work?
- Best for adventurous travelers: World Nomads
- 3 best cold wallets
- 10. Shopping for a house before a mortgage
- Is it better to get a home equity loan or line of credit?
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- Final thoughts
- Other renters insurance companies to consider
- Rent vs. income
- Alternatives to a credit card hardship program
- Travel time: Northeast Regional versus Acela
- Is there an over-55 home sale exemption?
- November
- Should you buy stocks or bonds?
- 5. Mutual funds
- NYC income tax rates
- Choice Privileges elite status
- Prosper® Card
- What to do if you can’t keep up with your HELOC payments
- So, is pet insurance worth it?
- OK, what's next?
- Is consolidating credit card debt a good idea?
- Bank of America® Premium Rewards® credit card
- More resources
- Choose the best Delta credit card offer for you
- Final thoughts on the best flight booking site
- Other life insurance options for seniors
- 5. Defined benefit plan
- Emirates Airlines economy class: is it worth it?
- Amtrak Acela vs. Northeast Regional recapped
- 11. Underestimating the costs of homeownership
- Can I still use my credit card after debt consolidation?
- Low-fee alternatives to prepaid cards
- 6. Index funds
- Honeydue, for budgeting with a partner
- Does homeowners insurance cover ... ?
- December
- Best for medical coverage: Travelex Insurance Services
- Credit cards for dining
- More about buying life insurance as a senior
- The upside down: When debt and equity roles reverse
- Additional resources for veteran entrepreneurs
- Capital One QuicksilverOne Cash Rewards Credit Card
- Do I need additional travel insurance?
- Tennessee insurance department
- More tips
- How to track your California state refund
- The bottom line
- Other ways to pay your taxes
- Cheapest car insurance by state
- 12. Miscalculating repair and renovation costs
- Prime Visa
- Looking for more insurance in Tennessee?
- 6 things to know about New York state income tax
- Disadvantages of franchising for the franchisor
- Types of homeowners insurance policies
- Bilt World Elite Mastercard® Credit Card
- More about top-rated life insurance companies
- Other hardship assistance
- California state sales tax
- How to find the best term life insurance company
- Where to open a retirement plan if you’re self-employed
- Prepaid-like options from fintechs: Apple Cash and Cash App
- Additional resources
- Budgeting resources from NerdWallet
- How to make money from home
- Capital One Platinum Credit Card
- What if you're not eligible?
- Choice vs. competitors
- 7. Exchange-traded funds
- 10 ways identity theft happens
- Best if you have travel credit card coverage: Seven Corners
- Cards with travel insurance, recapped
- The bottom line
- 5 things to know about California state tax
- How to get cheap car insurance
- Hardship financing to avoid
- Airline credit cards
- Methodology to identify the best budget apps
- Other notable options
- AvantCard Credit Card
- 8. Stocks
- What are the Roth IRA withdrawal rules?
- Risks of getting cheap auto insurance
- Best prepaid debit cards: Summary of fees and ATMs
- Target Circle™ Credit Card
- More about term life insurance
- What are prepaid debit cards?
- The final word
- How homeowners insurance works
- Major issuers and their policies on instant credit access
- Best for long-term travelers: IMG
- Blue Cash Everyday® Card from American Express
- More about top-rated life insurance companies
- Prepaid debit cards vs. regular debit cards
- How to make money offline
- Frequently asked questions about prepaid cards
- 9. Alternative investments
- Capital One Venture Rewards Credit Card
- Alternatives to small-business grants for veterans
- Best for travelers with unpredictable work demands: Tin Leg
- Capital One® Walmart Rewards™ Mastercard®
- 10. Cryptocurrency
- Hotel credit cards
- Full list of the best car insurance companies
- Other ways to save money
- Apple Card
- How to choose a startup idea
- Full list of the best car insurance companies
- EXCELLENT GENERAL-PURPOSE CARDS FOR SHOPPING
- Best for booking travel with points and miles: TravelSafe
- How to compare car insurance rates
- Best car insurance companies by state
- 11. Real estate
- Best car insurance companies by state
- Venmo Credit Card
- PlayStation Visa Credit Card
- Store credit cards
- How to report identity theft
- How to start a profitable business
- How to find the best car insurance
- Best for group travel insurance: HTH Insurance
- How to choose the best investments in 2024
- How to find the best car insurance
- What happens when you report identity theft?
- Final thoughts
- What is the best identity theft protection service?
- Best Buy credit cards
- Options with more style than substance
- Types of travel insurance
- Want to start a business?
- Xbox Mastercard
- How to choose an insurance company
- What does travel insurance cover?
- Watch out for making money scams
- What’s not covered?
- How much does it cost?
- Do I need travel insurance?
- How to choose the best travel insurance policy
- What are the top travel destinations in 2024?
- More resources for travel insurance shoppers
- Top credit cards with travel insurance
- Methodology
Frugal food tips
Cooking, and even growing, your own food can help you stretch your budget. And simple tricks like splitting entrees or hitting happy-hour specials can help you dine out on a dime.
Plan your meals in advance. Last-minute eating decisions often lead to more expensive "I'm hungry now" splurges.
Opt for less expensive cuts of meat. Make economical substitutions and search online for "meatless recipes" or "ways to use less meat."
Buy store brands and generic labels. Generics can be comparable in quality to brand names and cost much less.
Compare unit prices, such as the price per ounce or pound. These are often shown on the price labels on grocery store shelves, or you can use a mobile app to calculate. Then you can determine the true savings and not fall for a "discount" pricing tactic that might be misleading.
Eat out less. Trim home meal deliveries, too. For inspiration, check last month's spending on restaurants and food delivery services. They can add up quickly.
Keep an eye on your pantry and use up stockpiled supplies before they expire.
Buy a water filter or filtered pitcher rather than bottled water. That means fewer plastic bottles in the environment and more money in your savings account.
Grow your own herbs and vegetables. It gets you outside and active, and is as close as "farm to table" as it gets.
Frugal shopping tips
Coupons, deals and freebies are your friends. You can use them to save money on things you were going to buy anyway — a tenet of frugal living. But use them mindfully, rather than as an excuse to spend on something you don’t actually need.
Stick to a list and take other steps to avoid impulse buying. Spur-of-the-moment purchases can be expensive and are often regretted later.
Hit up thrift and consignment stores. It's often surprising the quality — and the name brands — you'll find on sale for pennies on the dollar.
Browse in-person and online garage and rummage sales.
Join a local clothing swap or monitor buy-sell-trade groups in your area on social media.
Download a free coupon app. The days of clipping paper discounts are long gone. Now your phone will use your location to identify deals near you.
Similarly, use a browser extension to find deals when shopping online.
Stock up on nonperishable items when they're on sale — or snag bulk discounts at a wholesale club.
Consider a once-a-month no-spend weekend. Hunting down free-entry festivals and not-far-from-your-neighborhood events is half the fun.
Take the Amazon app as well as any other shopping apps you use often off your phone. Eliminating browse-and-buy habits that you might slip into during your spare time will encourage more intentional spending.
Know the best month to buy what you're looking for. Favorable product pricing really can follow seasonal trends.
Buy clothes at the end of — or out of — the season.
Find more shopping and couponing tips.
Frugal entertainment tips
Free, fun things to do are all around. Date night? See a free concert or pack a picnic and head to the park. Family outing? Go for a bike ride, volunteer together or check out a museum that offers free admission.
Take advantage of free days at museums and national parks. Some state parks also feature times when visitor fees are waived.
Have a family game night. Some libraries offer board games and video games you can check out, so you can try something new without buying it outright.
Check out books, movies, magazines and DVDs from your local library.
Consider creating a parents-night-out swap with trusted friends, where you take turns babysitting each other's kids.
Use credit card rewards to score free flights, car rentals and hotel stays.
Frugal DIY project tips
You typically have two options when you need a product: buy it or make it yourself. Although heading to the store (or a shopping app) is convenient, DIY is often cheaper. But that does require another type of investment — time.
A little craftiness can also make the items you own last longer. Free online tutorials and community classes can teach you to mend everything from clothing to small appliances.
Create your own beauty products, like deodorant, face masks and dry shampoo. You can find many recipes online that use simple pantry staples, such as honey and raw sugar for a lip scrub or baking soda and cornstarch for dry shampoo.
Look for a local tool "lending library" or a place to rent tools and equipment, rather than buying something you need only rarely.
Make household cleaning products, such as stain remover, window cleaner and laundry detergent, at home. Use your judgment, though, and follow common rules like never mixing bleach with other cleaners such as ammonia.
Pull out a needle and thread to repair and tailor your clothing.
Barter services with neighbors and friends. For example, you mow their lawn and they fix your plumbing.
Frugal home expenses tips
Before you call the handyman, consult YouTube. There, you can learn how to do tasks as varied as fixing a leaky faucet or remodeling your bathroom. Getting frugal at home can also mean examining your monthly bills for ways to save on electricity, water, cable and even your cell phone.
The more you save on those expenses, the more you can spend on (or save for) what's important to you.
Save on your cell phone bill by asking your carrier for a better deal on a regular basis. Then shop the competition before recommitting to be sure your new renegotiated package is still your best choice.
Review the streaming services you pay for to see if you could cut some or choose more economical plans. Look for any discounts you may qualify for, such as a student rate, AAA or senior discount, etc.
Get free TV with a digital antenna.
Adjust your thermostat and layer up or dress down.
Wash your own car.
Use gas apps to save on fuel.
Try economical updates to your house, such as refreshing your cabinets with new paint and hardware, rather than committing to costly remodeling.
Avoid lifestyle creep. That's when your income gradually increases — but so does your spending. If you get a raise, divert it to savings with direct deposit or a scheduled automatic transfer. Think about using windfalls like a tax refund for savings or debt paydown.
Discover more ways to save on home expenses.
If you want to start getting a handle on your spending, NerdWallet has compiled the best expense tracking apps based on ratings and popularity among users.
If your situation is even more serious, use our "how to get help paying bills" tool, for go-to resources in various categories. Choose the type of bill you're struggling to pay and find available options for immediate assistance.
on Capitalize's website