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Frugal Living Comprehensive Guide: 37 Ways to Find Serious Savings
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Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
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Frugal living isn’t about being cheap; it’s about being resourceful.
It’s finding ways to save where you can — whether via coupons, freebies or DIY hacks — so you can focus your money and attention on the things you value, whether that’s saving for a comfortable retirement, traveling or living a debt-free life.
In this article
- What is a REIT?
- What is a custodial Roth IRA?
- What is the earned income tax credit?
- What is a W-4?
- Net worth defined
- Ready to get started? Here's what to do next
- What is a cashier's check?
- What is a lady bird deed?
- » This offer has expired
- Still deciding on the right carrier? Compare Medigap plans
- What is the qualified business income deduction?
- Bluevine Business Checking
- Life insurance buying guide
- What is a Treasury bill?
- See CD rates by term and type
- About Cigna
- Compare Medicare Advantage providers
- Find the right Medicare Advantage plan
- What are lithium stocks?
- Definitions: Money Transfer Rates
- What Medicare covers
- Still deciding on the right carrier? Compare Medicare Part D Plans
- Bitcoin (BTC) definition
- Checking account vs. savings account
- 6 steps to opening a Roth IRA
- What is a brokerage account?
- What is the average stock market return?
- Dividend definition
- What is a charitable donation?
- Investing for kids
- What are Treasury bonds?
- Why is retirement planning important?
- What is a home equity line of credit?
- What is online banking?
- What is a backdoor Roth IRA?
- » This page is out of date
- Compare types of bank accounts
- What is the sales tax deduction?
- Webull is best for
- Robinhood is best for:
- Coinbase is best for:
- What is the home office deduction?
- What is personal finance?
- About this tool
- Top stock gainers today
- Key takeaways
- Are IRA contributions tax-deductible?
- What is an FHA loan?
- What is Upwork?
- March mortgage rates forecast
- Mortgage rates today: Thursday, April 18, 2024
- Stock market definition
- What is tax-loss harvesting?
- What is the energy efficient home improvement credit?
- Quick tips for where to exchange currency
- Still deciding on the right carrier? Compare Medicare Advantage plans
- 5 Best Ways to Send Money Internationally
- 1. Excessive fees
- How to appeal a credit cut
- Paying with points makes your rewards worth less
- Why your credit scores might drop
- 2. Exorbitant interest rates
- How to avoid accidentally paying with points
- How to safeguard your credit
- 3. Low credit limits
- Still want to pay with points? Do it thoughtfully
- When it might not matter
- Why an issuer might reduce your credit limit
- 4. Partial credit reporting
- How to minimize the chance of a cut
- 5. No upgrade path
- Super Bowl season
- 1. Get creative
- High-yield savings accounts defined
- How to make money in stocks
- What is a first-time home buyer grant?
- Regulation D and why it matters
- Hulu subscription cost
- What is a spot Bitcoin ETF?
- Are property taxes deductible?
- How much does ESPN+ cost per month?
- Why we overspend
- What is stock research?
- What is a credit freeze?
- 1. Choose the smaller model
- What is the Fed funds rate?
- What is a utility bill?
- What is a credit card CVV?
- What is a 1099?
- Early retirement health insurance options
- How real estate earns an investment return
- How to get a Diners Club card
- What is a 401(k) rollover?
- What to consider before getting World of Hyatt Credit Card
- Word of mouth
- What is a financial advisor?
- What is a 529 plan?
- How much emergency fund should I have?
- High-dividend ETFs may generate income
- Why would you want a credit limit increase?
- What is passive income?
- What are the benefits of buying in bulk?
- ETF meaning
- About Kin home insurance
- What is a cheap stock?
- 15 of the best side jobs for college students
- Parts of a Check
- Renewable energy stocks
- If you're receiving Social Security benefits
- Why co-signers matter
- Bullish vs. bearish: What’s the difference?
- What is margin trading?
- About State Farm home insurance
- 1. Determine how much to save for a down payment
- The difference between Roth and traditional IRAs
- What is a Closing Disclosure?
- Who is eligible to contribute to a Roth IRA?
- The best pet insurance companies at a glance
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Microsoft Office Excel budget templates
- How much are United miles worth?
- What's changing at a glance
- How to find a passport number on your passport
- 7 of the best apps to make money
- What happened to egg prices in March?
- What does a credit freeze do?
- What are alternative assets?
- When do I need a cashier's check?
- How to upgrade your boarding position on a Southwest flight
- What is a savings account?
- What is a vasectomy?
- Food and drink
- What is self-employment tax?
- What co-signing really means
- 1. Certificates of deposit (CDs)
- How much are taxes on lottery winnings?
- 13 ways to get the best online deals
- What is TikTok Shop?
- Can you withdraw money from a 401(k) early?
- What are checking and savings accounts used for?
- What is Zelle?
- What are brokerage fees?
- Payday loans vs. installment loans
- Online marketplace and auction sites
- Mortgage options
- What are home equity loans and HELOCs?
- How does the lottery work?
- What is a down payment?
- 1. Report lost debit cards ASAP
- How to calculate interest in a savings account
- United fare classes: The differences
- 4 no-credit-check loan options
- Wyndham Rewards' award chart
- Where they’re based and where they fly
- What is purchase protection?
- The best Marriott hotels in the Caribbean for award stays
- Do I have to change the name on my passport after marriage?
- Do you need an appointment to change your name with Global Entry?
- Preparing to buy tips
- Savings accounts
- What are Vanguard index funds?
- What does APY mean?
- What is a goodwill letter or late payment removal letter?
- What is the Walt Disney World VIP tour?
- What are small-cap stocks?
- Debt consolidation calculator
- What does this value mean?
- Beware raiding a retirement plan
- Why is personal finance important?
- What to look for in a health insurance plan
- What is a conforming loan?
- Make your goals more specific and realistic
- Spotify Free
- Best Prepaid Debit Cards
- Part B costs have gone down
- Is Upwork a legit way to make money?
- Financial consultant definition
- 1. Sharing airline club membership
- Policies vary by issuer
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- What is a pension plan?
- The stock market explained
- Set a gift budget
- 7 best-performing AI stocks
- February 2024 Flying Blue Promo Rewards
- Best-performing REIT stocks: April 2024
- Custodial Roth IRA rules
- Why do you need a passport to travel?
- How does capital gains tax on real estate work?
- January
- Reserve tickets with your library card
- What is the child tax credit?
- 1. Best Western
- What is my net worth?
- 1. Set your budget
- What goes into the credit card interest calculation
- Should you have more than one credit card?
- The best budget apps
- What happened to CPI in March?
- How many bags can you bring on Air Canada?
- Down payments: Quick tips and more resources
- Falling flight prices through October
- The best car insurance
- Frugal food tips
- 50/30/20 budget calculator
- 1. Tweak your W-4
- Why is having a low credit utilization important?
- Which transactions could be limited under Reg D?
- 1. Reduce your energy consumption
- What is ChexSystems?
- Personal loan requirements
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- Do you have to tip an Uber driver?
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- 529 contribution limits by state
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- Step 1: Take inventory of your skills
- Best lithium stocks
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- What is Ozempic?
- APY vs. interest rate: What’s the difference?
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- How we found the best travel insurance
- 10 Common IRS tax forms and schedules
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- 1. New cardholder bonus
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- The basics
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- 1. Find a payment strategy or two
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- Included car warranties
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- 1. Start investing as early as possible
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- 1. There are two card options
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- If you have less than $1,000 in your 401(k)
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- Do rent payments affect credit?
- Determine whether you're eligible
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- Finding cars sold by private sellers
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- How do LLC taxes work?
- College grants vs. scholarships
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- Factors we considered when picking travel insurance companies
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- Webull at a glance
- Robinhood at a glance
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- 1. Strengthen your financial profile
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- Coinbase at a glance
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- 1. Your information
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- Activate quarterly 5% rewards categories
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- Calculate your wedding budget
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- 1. Invest for retirement — or double your money with a 401(k)
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- 25 side business ideas to try this year
- What is loud budgeting?
- CD early withdrawal penalty calculator
- Bitcoin halving schedule
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- Child care
- How to start a laundry business in 10 steps
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- What are gold stocks?
- What makes a business high risk?
- Buy down the interest rate: Is it worth it?
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- Calculator: Convert United miles to dollars
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- Travel rewards
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- Key takeaways
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- How Treasury bills work
- What does this value mean?
- End student loan origination fees
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- International roaming plans: postpaid
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- Best day to book a flight
- How do brokerage accounts work?
- Are charitable donations tax-deductible?
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- Where to find your credit card’s CVV
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- Late winter and early spring
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- No fee: Chase Freedom Unlimited®
- How to budget money
- How to invest in mutual funds
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- What do you need to prove U.S. citizenship?
- In this article
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- 1. You can use it only on certain health care purchases
- 1. Know your bank’s mobile check deposit requirements
- What’s deductible
- How does debt consolidation work?
- 17 passive income ideas for 2024
- What alternatives are available?
- What to know before getting the Capital One Venture Rewards Credit Card
- End of the model year
- 1. Rewards are healthy
- 5 of the best index funds tracking the S&P 500
- Pros of a condo vs. a house
- How to use the debt consolidation calculator
- When to write a financial aid appeal letter
- How does the home office tax deduction work in 2023-2024?
- When is open enrollment for Medicare?
- Do you have good credit?
- 1. Learn your interest rates and pay off highest-rate cards first
- Why finding award seat availability matters
- If you're not getting Social Security yet
- What is family life insurance?
- What is actual cash value coverage?
- How to improve your financial health
- 1. Figure out how much you can afford
- 1. It offers discounts for traveling with a partner
- Understanding car values
- Major secured credit card deposit requirements
- Which metro area has the cheapest car rental price?
- Daily mortgage rates chart
- Credit score to refinance
- Seek an advisor who takes your needs seriously
- 1. Letting the dealer mark up your interest rate
- Guide to tipping hotel housekeeping staff
- Reviewing the Closing Disclosure
- How do you buy down a mortgage rate?
- Energy efficient home improvement credit 2023
- How hard money business loans work
- How Self — formerly Self Lender — works
- Is a joint bank account a good idea?
- What is the 10-year Treasury?
- 1. There are two versions of the BrightWay credit card
- Options if you can't pay parent PLUS loans
- Which banks have the best savings interest rates?
- The best money-making apps
- 50 best small businesses to start
- How to make money online
- What is the standard deduction?
- Why invest in alternative assets?
- SIMPLE IRA vs. 401(k)
- Deductibles
- Wells Fargo Active Cash® Card
- The self-employment tax rate for 2023
- The best term life insurance companies in April 2024
- Top 11 spot Bitcoin ETFs by fee
- Hang up and 'go to the source'
- 4 steps to research stocks
- How to freeze your credit with all 3 bureaus
- Why signatures once mattered
- The best renters insurance companies for 2024
- Frontier Airlines Discount Den is for you if …
- If you have private insurance
- Subsidized vs. unsubsidized student loans
- Wise
- Breakdown of central air costs
- Where to get home insurance quotes
- Hotels are catering to EV drivers
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- 1. Reward rates are solid …
- Credit cards with no balance transfer fees
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- Does Zelle cost anything?
- Pros to investing in CDs
- 1. Consider alternatives to canceling a credit card
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- Evergreen® by FNBO Credit Card
- 1. Accept any 401K match you’re eligible for
- What’s a good credit score with FICO vs. VantageScore
- How to track your refund status with ‘Where's My Refund?’
- 1. 529 Savings and investing accounts
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- How to invest in stocks in 6 steps
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- When can you retire?
- Key takeaways
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- Investment account types
- Roth IRA income limits
- What do financial advisors do?
- In this article
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- Find out how much your car is worth
- Best no medical exam life insurance for April 2024
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- Rite Aid
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- How it works
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- 2. Check number
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- 1. Stay invested
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- 1. You’ll need a GO2bank account to apply
- 1. The two cards offer different terms
- Make a transfer to cover the charges
- No relief from high prices
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- Competition drives rewards
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- 11 best investments right now
- 1. It’s harder to save
- Employment will set the tone
- Roth vs. traditional IRA
- 1. Choose which cryptocurrency to buy
- Netflix subscription cost
- How to switch car insurance companies
- How tax-loss harvesting works
- Demystifying the egg-freezing process
- 2 is the magic number
- Give secondhand gifts
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- How much does a speeding ticket affect your insurance?
- How much is car insurance?
- How does the earned income credit work?
- 2. Ask your issuer for help
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- 1. You anticipate your pet needing more than routine care
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- 2. Learn more about your 401(k)
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- Zelle
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- ASPCA: Best pet insurance for broad coverage
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- Compare car insurance rates by age
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- Location and layout
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- Bull market definition
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- 1. Expect discounts and rewards at BP and Amoco locations …
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- 1. The card you get depends on your membership tier
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- Where Kin stands out
- Save aggressively
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- How to request a Global Entry name change
- 2. Confirm the check amount is within mobile deposit limits
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- 3. The date
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- 2. Use money tips to accelerate your savings
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- February
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- Visit on a day with free or reduced admission
- 2. Shop for a loan
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- International destinations to watch in July
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- How apprenticeship programs work
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- 3. Buy a pre-owned iPhone
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- 2. It’s light on some fees, heavy on others
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- 2. Check on your diversification
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- 2. The required security deposit is relatively low
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- Alternatives to joint accounts
- 1. You can pre-qualify without hurting your credit scores
- Etymology of bullish vs. bearish
- 2. Set a savings goal for the upfront costs
- 2. The bonus rewards aren't just for airline purchases
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- 2. Negotiating your monthly payments
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- 3. Try bargaining
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- 2. The upgrade path is straightforward, if lengthy
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- 2. It’s a deferred interest card ...
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- 3. Endorse the check
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- See if you can withdraw
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- 2. Double your minimum payment
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- 4. Earn points after referring friends to Marriott Bonvoy
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- How are existing cardholders impacted?
- 2. Rebalance your debts and income
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- 3. You can’t pay the covered expenses out of pocket
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- Step 3: Research the top places to make money online
- How we got here
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- What is identity theft?
- When will I get my 2024 tax refund?
- 3. Flexible cancellation policies when redeeming award travel
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- The top 7 dividend aristocrats list
- 2. Set financial priorities
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- 3. Your rewards can be redeemed only at Macy’s
- Where to find a credit card hardship program
- If you have at least $5,000 in your 401(k)
- 17 traditional banks that use Zelle
- How to estimate car insurance costs
- Certificates of deposit
- Changes coming April 8, 2024
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- 2. Make a larger down payment
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- 2. Rewards are complicated
- State availability
- What happened in February
- First things first: Check your IRA eligibility
- 2. It earns 2X points at restaurants and office supply stores
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- What are the Roth IRA rules for withdrawals?
- Pros and cons of hard money business loans
- How do REITs work?
- About home equity loans
- How to get car insurance quotes
- Who qualifies for the home sales tax exclusion?
- Black Friday
- 2. Wait for the transfer to go through
- Cons of joint bank accounts
- Requirements: Who qualifies for the child tax credit?
- Should they be from the same bank?
- The bottom line
- Another money-change option: online currency converters
- Which careers have apprenticeships?
- Can I contribute to a Roth IRA if my income is too high?
- What is a Bitcoin strategy ETF?
- How many devices can you stream ESPN+ on?
- What do federal student loan servicers do?
- See CD rates by bank
- Learn more
- How we chose the cheapest companies in California
- 3. High-yield money market accounts (MMAs)
- International roaming: prepaid
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- 2. … But redemptions are limited
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- Your credit scores could suffer
- Our take on catching up on retirement savings
- Our tips
- Dividend vs. growth stocks
- Getaway® by FNBO Credit Card
- 4. Custodial brokerage account
- Pay With Miles: How it works
- How to get a Companion Pass faster
- Look into facilities with benevolent funds
- 3. Ask your bank for relief
- Credit cards
- Will the U.S. ever make cheap EVs like China?
- Our take on saving enough for retirement
- How to buy a certified pre-owned car
- Should I choose a home equity loan or a HELOC?
- 21 most-shorted stocks by short interest
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- Mortgage selection tips
- 2. ... plus hearty rewards on food and more
- Co-signer vs. joint account
- Quick take: Wells Fargo Reflect® Card vs. competitors
- Joann
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- How to calculate APY
- Goodwill letter template
- 2. It's a solid choice for everyday use
- State availability
- 1. Allianz Travel
- 0% intro APR offer
- Look elsewhere for short-term needs
- How bridge loans work
- Offload some of the work
- How ADUs are like swimming pools
- 3. Apply any extra money in your budget to your payment
- Use these tips to avoid overdrafts
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- Medicare start dates have shifted
- 3. Consider the length of the mortgage loan
- Best for pools: Caesars Palace
- 5. Free reciprocal elite status
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- 3. Keep down payment savings in the right account
- 3. Buying overpriced extras
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- March
- 3. Hilton
- 3. Determine other ownership costs
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- Out-of-pocket limits
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- Skip Frontier Airlines Discount Den if …
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- 3. Move your automatic payments to a different card
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- Our tips
- 3. Anniversary nights
- 2. Make risk your friend
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- The bottom line
- Other ideas to explore
- 2. The card’s benefits all have cutesy names
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- The bear put spread
- 3. … and it can also be a low-interest card
- Yes, you can keep your gas-powered car
- Consider full coverage
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- 3. You’ll get an anniversary bonus each year
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- How flexible are Aeroplan points?
- How to multitask
- 5. The payment amount
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- An easier approach: ESG funds
- 3. Balance stocks, bonds and your time frame
- Important dates
- 3. Use a robo-advisor
- Actual cash value vs. replacement cost
- 2. It can help you build credit ...
- What to know
- 3. Miles are versatile
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- How your credit score affects your rate
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- What happens when Bitcoin reaches its cap?
- What can cause a 3-day closing delay?
- What are AI stocks?
- Get a secured credit card
- Credit-builder loans vs. secured cards
- 4. Hold up your end of the deal
- When is the best time to use United miles?
- CPI vs. PPI
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- How much does a cashier’s check cost?
- Frugal entertainment tips
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- How far in advance should I get preapproved for a mortgage?
- How to qualify for the QBI deduction
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- 3. Work with your city
- Does Hulu allow password sharing?
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- Get familiar with common scams
- What happens if you don’t tip?
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- How much can I borrow in federal student loans?
- When is the best time to use American miles?
- Empower students to authorize tuition charges for textbooks
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- OFX
- 4. Wait for a promotion
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- The value of high APYs
- Best travel insurance overall: Berkshire Hathaway Travel Protection
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- 2024 tax refund schedule
- Where do lottery prizes come from?
- Do I need a 1099 to file my taxes?
- 2. Consider debt consolidation
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- 5 ways to make money on Instagram
- Do personal credit scores affect business credit scores?
- How you can use loan-to-value
- All year
- Other student loan forgiveness programs
- Best homeowners insurance in California for coverage: Chubb
- Faster rollout of new banking technology
- Investments for money you need in less than 2 years
- 2. Decide how much to invest
- Airline loyalty programs
- 4. Opening the card gets you an instant discount
- 12 credit unions that use Zelle
- How long do bull markets last?
- Backdoor Roth IRA rules
- Look for must-have features
- Our take on paying off a home early
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- How to renew Global Entry for free
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- 4. Open the mobile deposit function in your bank app
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- If you have federal student loans
- How do these changes affect new customers?
- Around certain holidays
- What to know about car loan shopping
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- 2. Empower: Best for fast cash
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- Tip about banks vs. credit unions
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- Joint bank accounts and marriage
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- 3. Good credit habits can boost credit limit or lower APR
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- Air Canada baggage fees
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- 4. The peace of mind is worth the premium
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- 5. High-yield savings account
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- 4. Monitor bank transactions online
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- 3. Consider paying points
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- 6. Memo line
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- 4. Split your payment in half and pay twice
- 3. It doesn't require a credit check
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- 6. Jump to the front of the car rental line
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- Why trade options?
- Venmo
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- Calculate your reduced Roth IRA contribution
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- What it means for your money
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- If you can’t afford more than the minimum, ask for help
- Our tips
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- 4. Elite status
- What a good credit score can get you
- How do I check my tax return status?
- 4. Statement credits for at-home spending, like takeout or streaming
- Where does lottery revenue go?
- Ask about a life settlement
- Why you might want the Chase Sapphire Preferred® Card
- Savings account simple interest vs. compound interest
- Water
- Dividend kings vs. aristocrats
- Cons of online banks
- The risks of short selling
- Factors that affect the cost of car insurance
- Fiat currency vs. cryptocurrency
- Wells Fargo's new emphasis: Credit cards
- How student loan interest rates work
- How much does it cost to buy Vanguard index fund shares?
- How to save without cutting coverage
- Is it worth it to cash a savings bond?
- Transfer partners
- Support for students is out there
- Why small-cap stocks are not that different
- Don’t stiff the IRS
- Book accommodations
- Cheap car insurance after an accident by company
- What is a nonconforming loan?
- What's available during Medicare open enrollment?
- 4. Trade for free
- What to know if you take online surveys
- Serve American Express Prepaid Debit Account
- 3. Redemptions come with restrictions
- Age is only the beginning
- Best in Texas for having few consumer complaints: Chubb
- 4. Choose the right type of mortgage
- Best for food: Caesars Palace
- What is the difference between a financial consultant and a financial advisor?
- When you should lock your mortgage rate
- Home equity to refinance
- What the seller gets out of it
- Best long-haul Flying Blue Promo Rewards
- Self offers a related secured credit card
- Earned income tax credit 2024
- 5. Make a plan to prevent a repeat
- 4. Find the right car for you
- Request your passport number from the State Department
- 3. Don’t ask for too much cash
- How to choose the best high-yield savings accounts
- Goodbudget, for hands-on envelope budgeting
- CPI vs. PPE
- 4. Save for college
- How to maximize savings
- How to give the gift of ESPN+
- Staying safe
- New York state supplemental income tax
- When can you say yes?
- Cheap car insurance in California by age
- 4. Peer-to-peer lending
- 5. Pick a payment plan
- What eligibility requirements are borrowers still expected to meet?
- 3. There's a modest but easy-to-snag sign-up bonus
- How do installment loans work?
- Local sales
- 3 situations when CDs work best
- 4. Pay the card in full
- Hire a listing agent
- Student loan cancellation programs
- Mid fee: Chase Sapphire Preferred® Card
- How to decide whether you need an extended car warranty
- What to apply for instead
- 5. It comes with some other perks, too
- How much are American Express Membership Rewards points worth?
- 3. You get more out of the card with a Cred.ai deposit account
- 3. Reward redemptions are flexible
- Travel-friendly features
- If you can't get your own credit card
- 5. Take clear pictures of the check with your mobile device
- How to claim the sales tax deduction
- How much college grants can help
- 3. But not all BJ's purchases earn extra rewards
- Prioritize retirement over college
- Weighing the pros and cons of debt consolidation
- How we determined the value of Aeroplan points
- 7. Bank name
- Deciding between term and permanent life insurance
- Top credit cards that offer preapproval without a hard pull
- Finding the right American Express card for you
- Best life insurance policies for children
- 3. ... But its potential annual fee may cost you
- Medicare Advantage plan ratings are lower
- 4. It offers two free checked bags
- Types of financial aid
- 1. High-yield savings accounts
- 3. The sign-up bonus is sizable
- How do streaming services fit into your budget?
- What if I don’t have access to a pension plan or a 401(k)?
- 4. Extending the loan
- Report errors or ask questions ASAP
- Who qualifies for the energy tax credit?
- What state has the highest gas prices?
- Alternatives to hard money business loans
- Immediate resignation letter example
- About home equity lines of credit
- How much is car insurance in my state?
- 3. Pay off your balance
- Using the mortgage points calculator
- 4. Radisson
- Net worth calculator
- How do you set up a lady bird deed?
- Cons of apprenticeships
- Is Medigap worth the cost?
- How to pay self-employment tax
- Programs in the Florida Panhandle
- If you’re over the income limit
- Can I get a bank account if I’ve been denied?
- How to write off property taxes if you bought or sold a house this year
- Are Treasury bills a good investment?
- When are state taxes due in 2024?
- 5. Know the bank’s timeline
- What is the current unemployment rate?
- USAA life insurance rates
- Other features that may be similar
- How to strategize private student loan discharge in bankruptcy
- Circumstances that may qualify for a hardship program
- How to get a home equity loan
- Consider alternatives
- 2. It offers decent rewards, a sign-up bonus and perks
- Kirkland’s
- 4. Your account is available immediately upon approval
- Tips for avoiding late payments
- Products not to buy in bulk
- Types of supplemental life insurance
- 4. Your bags won’t fly free
- What to do if your appeal is unsuccessful
- When to consolidate instead of refinancing
- Customer experience
- Prepare for bankruptcy court
- 4. Consider buying at a discount
- How does Spotify fit into your budget?
- Types of replacement cost coverage
- Common workers' comp exemptions states offer
- How to save on rental cars
- CD early withdrawal penalties at banks and credit unions
- 4. Resist dipping into your other savings
- The future of Bitcoin
- Financing options for egg freezing
- Use apps to budget
- Types of REITs
- TV-buying tips
- April
- Overweight and oversized baggage fees
- Why is there an egg shortage?
- What to do once your Equifax credit freeze is in place
- Frugal DIY project tips
- Sports that may fit your budget
- More details about Fidelity CDs
- Require colleges to return unused 'flex dollars' and meal plans
- What's next?
- How do I enroll in Zelle?
- More about these investment expenses
- If you need student loan help
- 6 types of dividends
- Secured Visa® Credit Card
- Why haven't I received my tax refund?
- 6. Investing for teens
- Eliminate mortgage insurance
- When should I receive my 1099?
- Other health insurance options retirees might consider
- 2. Collect rental income on property you own
- How much interest will I earn on $10,000?
- What is a good business credit score?
- How much should you spend on a mattress?
- How does a HELOC work?
- Why the Chase Freedom Unlimited® could be more appealing for some
- Prepaid 529 plans by state
- Steps to apply for college grants
- APR vs. APY: What’s the difference?
- What is your personal money goal?
- Rollover your tax refund, too
- 2. Seven Corners
- What to keep in mind
- Top 3 index funds for the Nasdaq-100
- Other factors affecting minimums
- 8-9. Routing and account number
- Be flexible
- Breaking free of payday loan debt
- 5. Transfer your balance to a 0% credit card
- 4. You won’t earn any rewards
- Credit cards young adults could apply for
- Best for shows: Planet Hollywood
- 4. It can be hard to find trusted professionals
- Why the Roth IRA works for many savers
- Are Walmart MoneyCenter services worth it?
- Entertainment
- How to claim the home improvement credit
- What's next?
- How to open a joint account
- Home equity loan rates in 2023
- 4. Both cards earn rewards
- Can United miles be used on other airlines?
- Standard deduction 2024 (taxes filed 2025)
- What if I lose the cashier's check?
- How much does a Southwest flight upgrade cost?
- You have other choices
- Bank of America® Customized Cash Rewards credit card
- 5. Fund your FSA
- Questions to ask before applying for a personal loan
- The Bitcoin ETF price war
- How many banks have collapsed?
- Colonial Penn customer complaints and satisfaction
- How to apply for private student loans
- How has the value changed over time?
- For Medicaid beneficiaries
- Taking out federal loans vs. private loans
- Cheapest for 20-year-old drivers
- Does Medicare cover Wegovy?
- How to open a brokerage account
- 5. Redeem your rewards
- 5. Travel protections
- You must recertify your income and family size every year
- The bottom line
- What are the lottery payout options?
- Is it a good idea to consolidate credit cards?
- Is unemployment rising or falling?
- How to invest in dividend aristocrats
- Student loan discharge programs
- The importance of a direct 401(k) rollover
- Do I need my birth certificate to get a passport if born overseas to American parents?
- 3. Open an investment account
- Government mortgage programs for refinancing
- Episode transcript
- Types of financial advisors and what they do
- How much does a home inspection cost?
- Other FAQs
- CD vs. high-yield savings account: At a glance
- Disney VIP tour vs. Genie+ and Individual Lightning Lane
- Do I pay taxes when I cash in savings bonds?
- Sign-up bonus
- 4. Take advantage of first-time home buyer programs
- If you’re a victim
- Simplified version vs. actual expense deduction
- OpenSky® Secured Visa® Credit Card
- Do I have to pay California state tax?
- 4. The perks can help
- People with end-stage renal disease can get more drug coverage
- 5. Know how mortgage interest rates work
- 5 steps to applying for a mortgage
- 7. Free or discounted Clear membership
- Today’s rates for specific kinds of mortgages
- 2. Choose how you'll pay
- Make sure your wishes are honored
- 5. Paying bogus fees
- Episode transcript
- The beginnings and endings of bull markets
- Additional child tax credit
- More ways to take charge of your budget
- Is my money safe in a high-yield savings account?
- How to get an apprenticeship
- Tax deductions for self-employment
- How to get a bigger property tax deduction
- State farm grants
- Should I take a lump sum payment or annuity payments?
- How does the Fed raise interest rates?
- Alternatives to regular savings accounts
- What states are increasing minimum wages in 2024?
- How do I send, request and receive money in Zelle?
- 3. Work with your creditors
- USAA customer complaints and satisfaction
- Why Treasury bonds are important
- Best homeowners insurance in California for consumer experience: Nationwide
- How to choose a rent-reporting service
- 4. The card is essentially fee- and interest-free
- Final steps
- Arranging to see a private seller's car
- 5. It’s one of several ways you can pay for medical expenses
- Run the numbers
- National grant programs open to Georgia businesses
- Cheapest term life insurance companies for smokers for 2024
- Want more help with finding the best way to invest $1,000?
- Applying during the general enrollment period
- What it means for cardholders
- How much to tip housekeeping
- Negotiating a buydown
- Car insurance rates after a speeding ticket, by state
- How to qualify for the earned income credit
- Best homeowners insurance in Virginia for consumer experience: Nationwide
- W-4 form 2024
- What's next?
- Why is the 10-year Treasury yield important?
- 5. International Hotels Group (IHG)
- 5. Contact the seller or visit a dealership
- Where to avoid exchanging currency
- How much to keep in your savings account
- Advantages and disadvantages of options trading
- Get more help with monthly budget planning
- Quick tips on avoiding Reg D related fees
- Other Roth IRA rules
- Where Colonial Penn stands out
- What else to know when buying Fidelity CDs
- When to say no
- Embrace: Best pet insurance for many ways to save
- Frontier’s Discount Den benefits
- What does Cigna Medicare Advantage cost?
- 5. Online savings accounts
- What info do you need for a home insurance quote?
- 4. You’ll receive an instant card number upon approval
- Clothes, vintage and crafts
- Types of life insurance trusts
- 3. Invest in low-cost index funds or ETFs
- What affects your credit score?
- Miles + Cash: How it works
- Additional functionality
- 6. Rebounding from bank account fraud
- How does a debt consolidation loan work?
- Is United’s basic economy worth it?
- How can travelers avoid resort fees?
- Mattress-buying tips
- The caveats
- Food and drink
- How much car insurance you need
- How to invest during a bull market
- The long straddle
- 4. The APR for purchases is sky-high…
- 6. Confirm the check details and complete the deposit
- 4. The cards travel well
- Where to buy in bulk
- Do you need supplemental life insurance?
- More about the card
- 5. Other cards that offer 'backdoor' Flying Blue miles could be better
- 3. EarnIn: Best for large advances
- Learn how to get around in your destination
- How much does term life insurance cost?
- Asia in the spotlight
- Bear market vs. recession: What’s the difference?
- 5. Hawaiian Airlines' partnership with JetBlue makes this card more flexible
- How much of your fee goes to Upwork?
- 5. Get help with saving for a down payment
- 4. You'll get free checked bags and other perks
- When to switch car insurance companies
- Repurpose or DIY decor
- Is the energy efficient home improvement credit refundable?
- What state has the lowest gas prices?
- Get a credit-builder product or a secured loan
- Self loan fees and penalties
- 5. Foreign transaction fee is low
- Compare your net worth
- Interest rate
- 4. Consider a co-signer
- How is CPI calculated?
- Sporting and hunting equipment fees
- Why are egg prices so high in California?
- How to unfreeze your credit with Equifax
- Potential impact of multiple credit cards on your credit scores
- Get right with your public safety officials
- Do spot Bitcoin ETFs have custodianship risk?
- What causes Treasury bill rates to fall?
- When to use private student loans
- How flexible are American miles?
- Step 4: Evaluate and pivot
- Xoom
- Does Medicare cover Mounjaro (or Zepbound)?
- Home equity loan and HELOC rates
- How to calculate the unemployment rate
- What to do if you’re denied a student loan discharge
- Are home equity loans a good idea?
- What is a short squeeze?
- Protections: Shopping and travel benefits
- How to open a savings account or CD
- Don't try to get lucky with your serious money
- 7 steps to appeal your financial aid
- Chase Freedom Flex℠
- When to refinance instead of consolidating
- How to buy a car with your teen
- 5. Pay down debt, save for emergencies
- 5. There's no upgrade path
- Best for gambling: The Cromwell
- Information you'll need to estimate your car's value
- Do I need financial consulting services?
- How to invest in AI stocks
- Plan your miles strategy
- Pros and cons of investing in gold stocks
- May
- Do the math on high-yield savings
- Alternatives to a lady bird deed
- Skip currency exchange: Use a credit or debit card
- Advantages
- 6. Subsidize your dependent care FSA
- How the qualified business income deduction works
- Contributing too much to a Roth
- Where Colonial Penn falls short
- When are New York state income taxes due?
- What are the other 2024 tax deadlines to know?
- Do you qualify for borrower defense forgiveness?
- Other indirect costs
- Storing your Bitcoins: Hot wallets vs. cold wallets
- Consider the costs of cashing out your 401(k)
- 6. Check the account periodically for trailing refunds
- Estimate your 2024 IRS tax refund date
- 7. Roth IRA
- How to handle these bills
- Types of 1099 forms
- Do debt consolidation loans hurt your credit?
- How long does Experian take to resolve a dispute?
- Where USAA stands out
- Bottom line
- Changing your passport name after marriage recapped
- Is a backdoor Roth IRA worth it?
- 5. It’s made of metal
- 3. It has few fees and a relatively low APR
- 7. Keep the check until it's processed
- 5. There are consequences if you change your membership level or cancel
- ONE VIP Visa Prepaid Card
- 5. A deferred interest offer is risky
- Best life insurance plans for parents or grandparents
- 4. And those fees can lower your initial credit limit
- Best homeowners insurance in Texas for consumer experience: Nationwide
- What is the stock market doing today?
- Should I tip housekeeping if they don’t enter the room?
- Cash can still be king
- How to calculate your credit
- Ways to get the best home equity loan rates
- Defaulting on parent PLUS loans
- What’s next
- Standard deduction for those 65 or older
- Alternatives to a Southwest flight upgrade
- Frugal home expenses tips
- What is the Federal Reserve Board?
- 5. Carrying a balance could be costly
- Average certificate of deposit rate: 1.81% for one-year CDs
- What are fleet cards?
- Best for emergency medical coverage: Allianz Global Assistance
- Types of mortgage loans
- Income-driven repayment disadvantages
- Dividend aristocrats ETFs
- Who should avoid Frontier Airlines?
- Does paying rent build credit?
- What happens during a home inspection?
- LLC payroll taxes
- How compound interest works
- 3. IMG
- 5. Shop around with multiple lenders
- Understand your crypto storage
- What is California's standard deduction?
- SeatSpy subscription tiers and prices
- Medicare late enrollment penalties
- Doing great
- How to find out what financial aid you’re awarded
- State Farm home insurance rates
- Track spending
- What are the tax rules for a Roth IRA?
- How to find the 2024 W-4
- When to expect your child tax credit refund
- Are 10-year Treasury notes a good investment?
- 6. Choice Hotels
- Cashier’s check vs. certified check vs. money order
- Enrollment time limits
- Alternatives to savings accounts
- Cash App
- How to freeze your child’s credit
- Do I have to pay New York state income tax?
- How do I deal with lottery taxes?
- Premium checking accounts
- Minimum wage increases
- What's next?
- Other FNBO credit cards
- 6. No foreign transaction fees
- How to get a good credit score
- What not to do
- Benefits of a larger down payment
- When debt consolidation isn't worth it
- What is the labor force participation rate?
- Methodology
- Where USAA falls short
- 3. Get disability and life insurance
- Credit union personal loan rates
- Pros and cons of a 401(k) rollover into an IRA
- If you need additional student loan help
- Which card (or cards) should you get?
- 5. ... and so is the APR for balance transfers
- Where to find your card’s minimum
- 10. Signature
- Open a travel rewards card
- Best Medicare Advantage plans
- The most popular surveys for cash apps
- 6. Shop mortgage lenders like a bargain-hunter
- 2. Certificates of deposit
- How buydowns differ from ARMs
- Joint accounts for teens
- How did we determine the value of United miles?
- 6. Inspect and test-drive the car, if applicable
- Use elite status to get free checked bags
- Disadvantages
- What you’d pay out of pocket for Ozempic, Wegovy, Mounjaro or Zepbound
- Insurance broker vs. independent agent
- Brokerage accounts are taxable accounts
- Ready to get started?
- 8. Special needs trust
- Which card is right for you?
- 4. Seek help through debt relief
- 3. Go digital with REITs
- What happens after you file your dispute?
- How to buy Treasury bonds
- Full list of best homeowners insurance in California
- Investments for money you need in 2 to 3 years
- 4. Pick an investment strategy
- Discounts
- Term life insurance rates for men and women
- Big questions remain
- Replacement cost vs. actual cash value: How to decide
- The bottom line
- 3. Store your cryptocurrency
- 5. It also comes with an annual vacation credit
- Resignation due to health issues letter example
- What if your passport expired and you need to travel tomorrow?
- Full list of the best homeowners insurance in Virginia
- 7. Rock your HSA
- Keep your employees engaged
- Tips to qualify for a personal loan
- What do the approvals mean for Bitcoin?
- Why did First Republic Bank fail?
- More about Colonial Penn
- Next Steps:
- Brokered CDs have risks and rewards
- How did we determine the value of American miles?
- 6. High-yield checking accounts
- How to compare home insurance quotes
- Using burden rate to make business decisions
- How do fleet cards work?
- Tips to find cheap flights any day of the week
- What is the median household income in the U.S.?
- High-cost installment loans
- IDR waiver will count past payments toward forgiveness
- What else you need to know
- More about USAA
- Online banks' standard bank services
- How do I grow my home's equity?
- What is naked short selling, and why is it illegal?
- Why some cars cost more to insure
- Consider a core and satellite strategy
- 6. Consider alternative types of mortgages
- Cheap car insurance after an accident by state
- Finalize preparations for tax day, April 15
- Petal® 2 "Cash Back, No Fees" Visa® Credit Card
- What part of my income gets taxed by California?
- Which form of financial aid is best?
- What is stock market volatility?
- Do you tip concierge?
- How to find AI ETFs
- Minimum vs. full coverage after a speeding ticket
- How much is car insurance by company?
- How much can you borrow with a home equity loan?
- 7. Hyatt
- 5. Use collateral to secure the loan
- EveryDollar, for simple zero-based budgeting
- Travel and shopping protections
- How to stop spending money online
- 3 tips to control central air conditioning installation costs
- Strategies to combine flexibility and high rates
- Is an FNBO credit card right for you?
- 7. Hyatt transfer partners
- Claiming tax-deductible donations on your tax return
- Where's my 2024 state tax refund? Track your status
- How much should you put down on a house?
- High fee: The Platinum Card® from American Express
- If you’re considering flying Frontier Airlines
- HELOC requirements
- Alternatives to student credit cards
- 4. You may be able to graduate to an unsecured Sable card
- How do you buy Vanguard Index fund shares?
- How much supplemental life insurance do you need?
- 4. Varo: Best for existing bank customers
- Which lender is right for me?
- Limitations of using SeatSpy
- What happens after you sign up for Medicare
- Other stock market changes: Dips, corrections and crashes
- Full list of the best home insurance companies in Texas
- Don’t pay for advance seat selection
- Making the call
- Plan travel and gifts early
- How are gas prices determined?
- Use a co-signer
- Who counts as a qualifying child for the earned income credit?
- June
- Do I have to update my W-4 every year?
- 2024 child tax credit news update
- How do you buy 10-year Treasury notes?
- How to look up passport numbers recapped
- Still overwhelmed? Talk to a pro
- Days in the cycle
- What credit cards include Southwest upgrades?
- 3 investing myths
- For the uninsured
- How to apply for borrower defense to repayment
- Reasons to get a mortgage instead of buying with cash
- Five steps to opening an investment account for your kid
- Who should get a home equity loan
- Your next step
- You don’t need to have $10,000 to take advantage of compound interest
- Ex-dividend dates
- Where can you get the best loan?
- Tips for booking through a third party
- Steps for getting into a hardship program
- If you're considering World of Hyatt Credit Card
- Next steps
- Is APY variable?
- Family life insurance solutions through work
- 5. The APR runs high
- Who qualifies for the SAVE plan?
- What’s next?
- How to do well on Upwork
- Discounts
- Capital loss deduction
- How to buy gold stocks
- How can I avoid cashier's check fraud?
- When should you freeze your credit?
- What is New York state's standard deduction?
- 4. Get help managing your money
- How to apply for income-driven repayment
- How much are lottery winnings taxed?
- How much does homeowners insurance cost in California?
- Frequently asked questions about online banking
- Amenities
- The long strangle
- Consumer complaints
- It's best to pay more than the minimum
- Other home office deduction rules and considerations
- PayPal Cashback Mastercard®
- How to find a bridge loan lender
- How much does it cost to open a liquor store?
- Next steps: Complete the FAFSA
- 3. Bonds
- Find the right business loan
- Best custodial Roth IRAs
- Flying with an expired passport recapped
- Calculating capital gains tax on a home sale
- How much does homeowners insurance cost in Virginia?
- 7. Determine which warranties are right for you
- Best uses for a high-yield savings account
- Credit cards that give a free checked bag with Air Canada
- 8. See if you’re eligible for the earned income tax credit (EITC)
- How to apply for a personal loan
- MoneyGram
- Covering weight loss drugs would be costly for Medicare
- Electronics
- How to get a tax refund sooner
- Best Android personal expense tracker apps
- Power and lighting
- How is the job market right now?
- How to get a loan from a credit union
- How to get a home equity line of credit
- How to get Wyndham Rewards points
- What's included in a home inspection report?
- LLC self-employment taxes
- 4. Trawick International
- Cheapest final expense companies for 2024
- Debt consolidation options for bad credit
- Set up lounge access
- Am I a resident for California state tax purposes?
- Refinance waiting period
- Approach the costs as an investment
- Final thoughts on hotel tipping
- Do you pay tax on T-notes?
- Home equity loan requirements
- 8. Wyndham
- How is CPI used?
- Standard deduction for dependents
- Exchange frequently? Consider a multicurrency account
- Programs in north Florida
- Why did Silicon Valley Bank fail?
- Private and community farm grants
- When will I get my refund?
- Are interest rates fixed on savings and checking accounts?
- Who should get a HELOC
- How to earn more interest in a savings account
- Next steps:
- Consumer experience
- The best benefit of the Disney VIP tour? Time saved
- FamZoo Prepaid Card
- How much does homeowners insurance cost in Texas?
- Is Upwork the right freelance marketplace for you?
- How do you invest in the stock market?
- How buydowns differ from discount points
- Become an authorized user
- Can I claim the EITC without a child?
- How to adjust your Form W-4
- 6. Find the right lender
- Recap: How to get a cashier's check
- Where to find the best savings accounts
- Choosing between cards? Rewards and perks might make the difference
- How to join TikTok Shop as a creator
- Other ways to buy insurance
- Brokerage accounts vs. IRA
- Financial assistance without borrowing
- Best for travelers with pre-existing medical conditions: Travel Guard by AIG
- How to evaluate dividends
- Hyatt Chase card benefits, recapped
- The bottom line
- Other considerations to determine your down payment
- First-time home buyer programs near Colorado
- What does the Job Openings and Labor Turnover Summary report show?
- Why do I need a business credit score?
- Should you apply for a personal loan online or in person?
- Average cost of homeowners insurance in California by city
- Investments for money you need in 3 to 5 years
- Government-backed mortgages for home improvements
- The bottom line on short selling
- How to save on car insurance
- If you need to request a Global Entry name change
- Paying for a car purchased from a private seller
- Other debt payoff options
- Reminders for meeting a travel card's minimum spend
- It’s possible to get a lower rate after an accident
- Term life insurance shopping guide
- Consumer complaints
- Who shouldn’t buy non-owner car insurance
- July
- Next Steps
- What's next?
- How often do savings rates change?
- How to invest in alternative investments
- Be creative with your costumes
- What do the approvals mean for other crypto investments?
- Cons of a credit freeze
- Am I a resident for New York state income tax purposes?
- Cigna Medicare Advantage plan types
- Average money market account rate: 0.66%
- Which type of life insurance should I put in a trust?
- Excursions you should do yourself or book through a third party
- 5. Understand your investment options
- What are the best Vanguard index funds?
- Interest-based passive income ideas
- Bridge loan alternatives
- Upgrade Cash Rewards Visa®
- Is it worthwhile to get pet insurance for spaying and neutering?
- Tax-loss harvesting rules
- Could we be in an AI bubble?
- February 2024 Flying Blue Promo Rewards recapped
- You might also like:
- U.S. Bank Cash+® Visa Signature® Card
- PayPal
- What happens if I’m denied?
- Servicing changes are underway
- How to finance central air installation
- Could I lose my money in a checking or savings account if the bank fails?
- Charitable contributions 2023
- 5. Lower your living expenses
- The complete list of dividend aristocrats
- How much can you borrow with a HELOC?
- Classes of service
- LLC sales taxes
- How do ETFs work?
- Buying life insurance outside work
- 5. Dave: Best for repayment flexibility
- Additional considerations
- Life insurance riders for your family
- What's next?
- How to apply for the SAVE plan
- Consumer experience
- Net tangible benefit
- Types of gas
- How to claim the earned income tax credit
- Average cost of homeowners insurance in Virginia by city
- Are home equity loans a good idea?
- 8. Negotiate the best price
- Next CPI report
- Check-in times for checked luggage
- When can't you take the standard deduction?
- The best place to exchange currency at the end of your trip
- 9. Give it away
- How applying can affect your loans
- Is TikTok Shop safe?
- Fleet fuel cards: benefits and drawbacks
- Can’t afford income-driven repayment?
- How do I get my business credit score?
- Credit union vs. online lender
- 5. You can take advantage of several credit-building features
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- How to open a high-yield savings account
- Other renters insurance companies to consider
- Tax Day resources
- What to do if you win the lottery
- National first-time home buyer programs
- The cheapest home insurance in California
- The bottom line
- Resources for Georgia-based businesses
- What does travel insurance cover?
- Buy travel insurance
- Average cost of homeowners insurance in Texas by city
- A welcome return to normality
- Will you owe capital gains taxes on your home sale?
- Consequences of a child tax credit error
- Empower Personal Dashboard, for tracking wealth and spending
- A Southwest flight upgrade will get you on board faster
- The bottom line on how to research stocks
- Credit freeze or credit lock?
- How to get Discount Den membership for free (or cheap)
- Should I have my checking and savings accounts at the same bank?
- If you’re shopping for your first points and miles credit card
- What is a no-credit-check loan?
- Home shopping tips
- How to book a Disney VIP tour
- What hotel brands are part of IHG?
- A closer look at these companies
- How to find cheap car insurance after an accident
- Should you invest in cryptocurrency?
- How much is auto insurance based on your driving record?
- August
- Air Canada baggage fees recapped
- Currency exchange: Frequently asked questions
- When it comes to marketing: Google is your friend
- Why did Signature Bank fail?
- Figo: Best pet insurance for cats
- Are Cigna HealthSpring and Cigna Medicare the same?
- Don't assume cash is better
- 5. Incrementally raise your savings rate
- What is the highest credit score, and how many people have it?
- What is no-exam life insurance?
- Other home insurance companies to consider
- When is the SAVE plan available?
- Pros of investing in REIT stocks
- The cheapest home insurance in Virginia
- How much is my 2023 standard deduction?
- Western Union
- What about neobanks?
- Cards that earn American Express Membership Rewards points
- The synthetic long
- LLC tax forms and deadlines
- How to choose the best annual travel insurance policy
- How much does supplemental life insurance cost?
- When you’re ready to plan a trip
- Using travel rewards for the family requires a mindset shift
- Greenlight Prepaid Mastercard
- Is SeatSpy worth it?
- Get credit for the bills you pay
- How to avoid capital gains tax on home sales
- Consequences of an EIC-related error
- 9. Maximize trade-in value, if applicable
- 10. Keep a file of your medical expenses
- Who can access your frozen credit reports?
- Third-party ratings
- Key terms in this story
- Important considerations when opening a Roth IRA
- Is a Delta status match worth it?
- Final thoughts on the different United economy fare classes
- What is the quit rate?
- More about the card
- 6. MoneyLion: Best for existing customers
- Discover it® Secured Credit Card
- The cheapest home insurance in Texas
- Next steps
- State child tax credits
- Can you cruise without a passport?
- More about the card
- How to make these changes last
- More reading for active investors
- The other Frontier program: Frontier Miles
- The difference between interest rate and APY
- Best for those who pack expensive equipment: Travel Insured International
- What you need to know about California homeowners insurance
- More reading for active investors and traders
- If you want to book Disney’s VIP tour
- Choose the best IHG credit card offer for you
- Should you invest in AI stocks?
- Credit cards that earn ThankYou points
- Why are California gas prices so high?
- Cons of investing in REIT stocks
- Should I choose a home equity loan, HELOC, or cash-out refinance?
- What happens if I can’t open a savings account?
- The bottom line
- Programs in central Florida
- Report scams and be your own advocate
- Fuel card vs. business gas credit card
- Compare insurance rates by driver history
- 11 ways to prevent identity theft
- After deciding
- How to claim lottery winnings
- Next steps
- Is getting a HELOC a good idea?
- Should you open an online bank account?
- Potential hurdles and drawbacks of a hardship program
- Best of the rest
- ETF creation and redemption
- Learn about the best life insurance companies
- Do insurance rates go up after a no-fault accident?
- Make the most of your credit cards during spring travel
- State Farm vs. competitors
- September
- What to know about Virginia homeowners insurance
- What’s happening with Silvergate Capital Corp.?
- If you want to maximize your stay
- Other government home loan programs
- Alternatives to no medical exam life insurance
- What is the $500 credit for other dependents (ODC)?
- 10. Make the purchase
- 11. Consider selling those dogs weighing down your portfolio
- Are dividends taxed?
- What are the largest lottery jackpots ever?
- If you're ready to start a budget
- Which type of financial advisor is right for me?
- Completing the purchase of a car from a private seller
- Key factors to consider before buying supplemental life insurance
- Where to buy non-owner car insurance
- Investing in REITs: How to get started
- Can I still get a past year's earned income tax credit?
- The bottom line
- 2023 vs. 2024 standard deduction
- Google Pay
- What happened to Credit Suisse?
- Are wages increasing?
- LLC tax tips for business owners
- If you want to buy annual travel insurance
- If you're considering the Capital One Venture Rewards Credit Card
- Other potential alternatives
- What to know about Texas homeowners insurance
- Practice good credit habits
- Child tax credit vs. child and dependent care credit
- Home insurance quote comparison example
- Other types of mortgage loans
- Next steps
- More about buying life insurance as a senior
- How much do ETFs cost?
- 7. SoLo Funds: Best for peer-to-peer cash advances
- California state tax credits
- W-4 calculator
- Small-business incubator programs
- If you’re considering joining the Discount Den
- Extra fees
- If you stay at a Marriott in the Caribbean
- What investment return should I expect from a financial advisor?
- Mission Lane Visa® Credit Card
- Walmart MoneyCard
- 4. Money market funds
- How taxes on real estate, rental, and investment sales work
- October
- PocketGuard, for a simplified budgeting snapshot
- When to claim the standard deduction
- Apparel and shoes
- 12. Get the timing right
- How the FDIC calculates national rates
- FHA vs. conventional loans: Summary
- When should you book a cruise excursion?
- Alternative models to start a wine business
- Can I keep my car insurance rate from going up after a crash?
- Other changes to income-driven repayment in the works
- Types of FHA loans
- Does the president control gas prices?
- Does your business need a fleet fuel card?
- Next steps
- Investing
- How to access the Centurion Lounge at LAX
- Alternatives for the best life insurance for kids
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- Are other banks are in trouble?
- Cheapest for 30-year-old drivers
- How to choose among the best ways to send money internationally
- Best for adventurous travelers: World Nomads
- Is it better to get a home equity loan or line of credit?
- Where should you open your investment account?
- ETFs vs. mutual funds vs. stocks
- How much is non-owner car insurance?
- What to know before shopping for car insurance quotes.
- What else to know about Form W-4
- Programs in south Florida
- Cigna Medicare Advantage service area
- What if my cruise excursion is sold out?
- Alternatives to a credit card hardship program
- More about top-rated life insurance companies
- Is there an over-55 home sale exemption?
- What does the Employment Cost Index Show?
- Things to consider about loans with no credit check
- More about top-rated life insurance companies
- Tips to managing the grant application process
- 8. Klover: Best for no-fee advances
- Alternative car insurance for high-risk drivers
- The final word
- How does the Israel-Hamas war affect gas prices?
- Check your credit scores and reports
- November
- Should I take my money out of the bank?
- NYC income tax rates
- Final thoughts on Hyatt beach hotels
- California Department of Insurance
- More about term life insurance
- 5. Mutual funds
- Alternatives to startup business grants
- Veteran farm grants
- What to do if you can’t keep up with your HELOC payments
- OK, what's next?
- Prosper® Card
- Best stocks for beginners
- Looking for more insurance in California?
- Emirates vs. Singapore Airlines, recapped
- More about buying life insurance with a health condition
- The bottom line
- Apple Cash
- Are we in a recession?
- Which homeowners insurance companies should I consider?
- LAX Centurion Lounge hours
- Home purchasing tips
- Tips for the future
- Virginia insurance department
- Your next step
- MetLife: Best pet insurance for dogs
- Cigna customer service
- Mortgages
- Will unemployment rise?
- Low-fee alternatives to prepaid cards
- 6. Index funds
- December
- Honeydue, for budgeting with a partner
- Best for medical coverage: Travelex Insurance Services
- Pros and cons of loan apps
- Looking for more insurance in Virginia?
- How to shop for no-credit-check loans
- FHA loan limits
- The bottom line on investing in stocks
- Centurion Lounge at LAX recapped
- Capital One QuicksilverOne Cash Rewards Credit Card
- How to track your California state refund
- Are we headed for a depression?
- Other ways to pay your taxes
- When is the next jobs report?
- Cheapest car insurance by state
- Prime Visa
- 6 things to know about New York state income tax
- Alternatives to farm grants
- How much does home insurance cost?
- Texas Department of Insurance
- No-credit-check loan alternatives
- How to find the right ETFs for your portfolio
- How to apply for an FHA loan
- Social media money transfers
- California state sales tax
- Looking for more insurance in Texas?
- How to find the best term life insurance company
- What goes into a homeowners insurance quote?
- What is a 1099 employee?
- Prepaid-like options from fintechs: Apple Cash and Cash App
- How much is auto insurance for good and poor credit?
- Budgeting resources from NerdWallet
- How to make money from home
- Beauty and personal care
- Capital One Platinum Credit Card
- 10 ways identity theft happens
- 7. Exchange-traded funds
- Best if you have travel credit card coverage: Seven Corners
- How to invest in ETFs
- 5 things to know about California state tax
- Pros and cons of FHA loans
- How to get cheap car insurance
- Are cash advance apps payday lenders?
- Personal loans
- Methodology to identify the best budget apps
- Other home insurance companies to consider
- Other money-sending options
- Are apps like DailyPay and Payactiv cash advance apps?
- AvantCard Credit Card
- 8. Stocks
- Risks of getting cheap auto insurance
- Best prepaid debit cards: Summary of fees and ATMs
- Target Circle™ Credit Card
- Nationwide: Best pet insurance for exotic pets
- How to get a cheap homeowners insurance quote
- More about term life insurance
- What are prepaid debit cards?
- Ways to get the best FHA mortgage rates
- How to get the cheapest car insurance quote possible
- Best for long-term travelers: IMG
- Alternatives to cash advance apps
- How much is auto insurance based on age?
- Other ways to earn American Express Membership Rewards points
- The fine print
- Cheapest for 40-year-old drivers
- Student loans
- Blue Cash Everyday® Card from American Express
- More about top-rated life insurance companies
- Do ETFs pay dividends?
- Prepaid debit cards vs. regular debit cards
- How to make money offline
- The fine print
- Can you sell an ETF at any time?
- Frequently asked questions about prepaid cards
- The bottom line
- Related articles
- 9. Alternative investments
- Capital One Venture Rewards Credit Card
- Entertainment
- Best for travelers with unpredictable work demands: Tin Leg
- Taxes
- Capital One® Walmart Rewards™ Mastercard®
- Cash advance app star rating methodology
- Other ways to save money
- 10. Cryptocurrency
- Travel rewards
- Pets Best: Best pet insurance for flexible plans
- Apple Card
- How to choose a startup idea
- Full list of the best car insurance companies
- Get your free birthday stuff and deals
- How much is auto insurance based on gender?
- How to compare car insurance rates
- Best for booking travel with points and miles: TravelSafe
- 11. Real estate
- Best car insurance companies by state
- PlayStation Visa Credit Card
- The best renters insurance policy for five common scenarios
- Venmo Credit Card
- How to report identity theft
- How much is auto insurance based on vehicle type?
- Best for group travel insurance: HTH Insurance
- How to choose the best investments in 2024
- How to find the best car insurance
- What happens when you report identity theft?
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Frugal food tips
Cooking, and even growing, your own food can help you stretch your budget. And simple tricks like splitting entrees or hitting happy-hour specials can help you dine out on a dime.
Plan your meals in advance. Last-minute eating decisions often lead to more expensive "I'm hungry now" splurges.
Opt for less expensive cuts of meat. Make economical substitutions and search online for "meatless recipes" or "ways to use less meat."
Buy store brands and generic labels. Generics can be comparable in quality to brand names and cost much less.
Compare unit prices, such as the price per ounce or pound. These are often shown on the price labels on grocery store shelves, or you can use a mobile app to calculate. Then you can determine the true savings and not fall for a "discount" pricing tactic that might be misleading.
Eat out less. Trim home meal deliveries, too. For inspiration, check last month's spending on restaurants and food delivery services. They can add up quickly.
Keep an eye on your pantry and use up stockpiled supplies before they expire.
Buy a water filter or filtered pitcher rather than bottled water. That means fewer plastic bottles in the environment and more money in your savings account.
Grow your own herbs and vegetables. It gets you outside and active, and is as close as "farm to table" as it gets.
Frugal shopping tips
Coupons, deals and freebies are your friends. You can use them to save money on things you were going to buy anyway — a tenet of frugal living. But use them mindfully, rather than as an excuse to spend on something you don’t actually need.
Stick to a list and take other steps to avoid impulse buying. Spur-of-the-moment purchases can be expensive and are often regretted later.
Hit up thrift and consignment stores. It's often surprising the quality — and the name brands — you'll find on sale for pennies on the dollar.
Browse in-person and online garage and rummage sales.
Join a local clothing swap or monitor buy-sell-trade groups in your area on social media.
Download a free coupon app. The days of clipping paper discounts are long gone. Now your phone will use your location to identify deals near you.
Similarly, use a browser extension to find deals when shopping online.
Stock up on nonperishable items when they're on sale — or snag bulk discounts at a wholesale club.
Consider a once-a-month no-spend weekend. Hunting down free-entry festivals and not-far-from-your-neighborhood events is half the fun.
Take the Amazon app as well as any other shopping apps you use often off your phone. Eliminating browse-and-buy habits that you might slip into during your spare time will encourage more intentional spending.
Know the best month to buy what you're looking for. Favorable product pricing really can follow seasonal trends.
Buy clothes at the end of — or out of — the season.
Find more shopping and couponing tips.
Frugal entertainment tips
Free, fun things to do are all around. Date night? See a free concert or pack a picnic and head to the park. Family outing? Go for a bike ride, volunteer together or check out a museum that offers free admission.
Take advantage of free days at museums and national parks. Some state parks also feature times when visitor fees are waived.
Have a family game night. Some libraries offer board games and video games you can check out, so you can try something new without buying it outright.
Check out books, movies, magazines and DVDs from your local library.
Consider creating a parents-night-out swap with trusted friends, where you take turns babysitting each other's kids.
Use credit card rewards to score free flights, car rentals and hotel stays.
Frugal DIY project tips
You typically have two options when you need a product: buy it or make it yourself. Although heading to the store (or a shopping app) is convenient, DIY is often cheaper. But that does require another type of investment — time.
A little craftiness can also make the items you own last longer. Free online tutorials and community classes can teach you to mend everything from clothing to small appliances.
Create your own beauty products, like deodorant, face masks and dry shampoo. You can find many recipes online that use simple pantry staples, such as honey and raw sugar for a lip scrub or baking soda and cornstarch for dry shampoo.
Look for a local tool "lending library" or a place to rent tools and equipment, rather than buying something you need only rarely.
Make household cleaning products, such as stain remover, window cleaner and laundry detergent, at home. Use your judgment, though, and follow common rules like never mixing bleach with other cleaners such as ammonia.
Pull out a needle and thread to repair and tailor your clothing.
Barter services with neighbors and friends. For example, you mow their lawn and they fix your plumbing.
Frugal home expenses tips
Before you call the handyman, consult YouTube. There, you can learn how to do tasks as varied as fixing a leaky faucet or remodeling your bathroom. Getting frugal at home can also mean examining your monthly bills for ways to save on electricity, water, cable and even your cell phone.
The more you save on those expenses, the more you can spend on (or save for) what's important to you.
Save on your cell phone bill by asking your carrier for a better deal on a regular basis. Then shop the competition before recommitting to be sure your new renegotiated package is still your best choice.
Review the streaming services you pay for to see if you could cut some or choose more economical plans. Look for any discounts you may qualify for, such as a student rate, AAA or senior discount, etc.
Get free TV with a digital antenna.
Adjust your thermostat and layer up or dress down.
Wash your own car.
Use gas apps to save on fuel.
Try economical updates to your house, such as refreshing your cabinets with new paint and hardware, rather than committing to costly remodeling.
Avoid lifestyle creep. That's when your income gradually increases — but so does your spending. If you get a raise, divert it to savings with direct deposit or a scheduled automatic transfer. Think about using windfalls like a tax refund for savings or debt paydown.
Discover more ways to save on home expenses.
If you want to start getting a handle on your spending, NerdWallet has compiled the best expense tracking apps based on ratings and popularity among users.
If your situation is even more serious, use our "how to get help paying bills" tool, for go-to resources in various categories. Choose the type of bill you're struggling to pay and find available options for immediate assistance.
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