Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
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- Key takeaways:
- What is a mortgage refinance?
- See how to get your business started quickly
- How to earn a Chase checking account bonus
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- What is a charitable donation?
- Find the right Medicare Advantage plan
- Quick tips for where to exchange currency
- Still deciding on the right carrier? Compare Medicare Advantage plans
- 5 Best Ways to Send Money Internationally
- 1. Keep your cards open, if it makes sense
- 2. Start an emergency fund, tackle other priorities
- 3. Reevaluate your existing plastic
- 4. Look for richer reward opportunities
- 401(k) contribution limits 2023
- U.S. passport renewal
- What are CDFIs?
- What is an emergency fund?
- What is a Roth 401(k)?
- 1. Genie+
- Determining how much mortgage I can afford
- How to make money as a kid
- What is a 529 college savings plan?
- What is a spot Bitcoin ETF?
- What are dividend stocks?
- How much emergency fund should I have?
- About Chubb home insurance
- Understanding qualified opportunity funds
- 7 stock tips for beginner investors
- What is a target-date fund?
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- Snapshot comparison
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- What are biotech stocks?
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- About Healthy Paws pet insurance
- What to expect flying international economy with Qantas
- How travel credit cards generally work
- When is the best time of year to buy appliances?
- Dallas-Fort Worth airport quick facts
- What is PayPal?
- The difference between Roth and traditional IRAs
- About Frankenmuth home insurance
- About NJM home insurance
- What is AutoSlash?
- Freelancing
- About Cincinnati home insurance
- What is a reverse mortgage?
- Stocks
- Still deciding on the right carrier? Compare Medicare Advantage plans
- How much are United miles worth?
- When do I need a cashier's check?
- How to use a savings goal calculator
- What are small-cap stocks?
- What are semiconductor stocks?
- What is personal property insurance?
- 7 of the best apps to make money
- Microsoft Office Excel budget templates
- 1. Check in
- Credit bureau customer service phone numbers
- How much does a wire transfer cost?
- What is Offerpad?
- What's the difference between a 15-year and 30-year mortgage?
- Index fund vs. ETF
- Are free credit monitoring services any good?
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- Online marketplace and auction sites
- What are airline miles and why do you want them?
- Why buying miles is generally a bad idea
- Domestic travel
- Credit card basics
- What is stagflation?
- Can you withdraw money from a 401(k) early?
- The steps to book an Airbnb
- Choosing an IRA vs. a 401(k)
- What is the average cost of groceries per month?
- How does the lottery work?
- What is a goodwill letter or late payment removal letter?
- What is Marriott Ambassador Elite?
- Food and drink
- What are Vanguard index funds?
- Spirit Airlines seat assignment
- How much should you spend on rent? It depends
- What is SSDI?
- What's the average Roth IRA interest rate?
- Florida Housing highlights and eligibility
- 1. Turkish Airlines for domestic awards on United
- About Silversea
- Service business ideas: The top 15
- Understanding the Clear and Delta partnership
- How do CDs work?
- The definition of a recession
- 1. Ask the seller to reduce the mortgage rate
- What to take out
- What is private mortgage insurance?
- Share certificates: Credit union version of CDs
- 1. Certificates of deposit (CDs)
- 7 best-performing AI stocks
- 7 steps to take to open a savings account
- In this issue
- What is a savings account?
- 1. The Platinum Card® from American Express
- Where can you work as a Dasher?
- Routes and destinations
- Shopping for a personal loan
- Value of Membership Rewards points at Amazon
- General advice for international money transfers
- What is the California rule?
- 401(k) contribution limits 2024
- 1. Set your budget
- How to calculate your car lease payment
- What is an REO property?
- 50/30/20 budget calculator
- 1. Sell spare electronics
- The best car insurance
- How to use the auto lease buyout calculator
- How do CDs work?
- Cutbacks at hotels
- Remember whom you’re doing it for
- Frontier baggage fees: The basics
- The best flight booking sites
- What is short selling?
- January
- What is a growth stock?
- Life insurance calculator
- What are credit freezes and credit locks?
- How to save money while traveling
- What happens if FedLoan was your servicer?
- Average car loan interest rates by credit score
- What is offshore banking used for?
- 2023 Arizona state income tax rates and tax brackets
- Create a budget plan that works for you
- Ethical investing definition
- What is a home inspection?
- How do LLC taxes work?
- 1. Make extra payments toward the principal
- Personal loan vs. auto loan
- What is the child tax credit?
- What is generational wealth?
- APY vs. interest rate: What’s the difference?
- What is a resort fee?
- Step 1: Check your credit
- How to use the mutual fund calculator
- Check your eligibility
- What is Instacart?
- About Fort Lauderdale airport lounges
- 1. Build your network
- How we found the best travel insurance
- How much will refinancing save?
- 1. There are 2 Emirates credit cards
- What is options trading?
- Choose Chase if:
- Paying down your debt will take much longer
- Free Medicare Advantage plans
- Why is having a low credit utilization important?
- Does homeowners insurance cover trampolines?
- Can I contribute to a 401(k) plan and a traditional IRA?
- Avoid peak travel times
- In general, what factors could cause Bitcoin to go up?
- Air Canada Aeroplan distance-based award chart
- Auto insurance
- First, some background
- What is zero-based budgeting?
- Spending rewards
- Getting to Boston
- 'File and suspend' loophole
- How early direct deposit works
- Business bank accounts you can open without an EIN
- 5 best gas apps to help you save money
- What to know about the Domino's franchise
- Reasons to buy a second home
- Is Best Western pet friendly?
- Best dental insurance for seniors on Medicare
- DFW airport map
- What is second chance checking?
- The best budget apps
- How does refinancing work?
- What you need to know
- Most profitable small businesses
- Pros and cons of secured and unsecured loans
- What does homeowners insurance cover?
- Qualifying for first-time penalty abatement
- What is a company overview?
- A temporary pause
- ‘An expensive gamble’
- What are annuities and IRAs? How do they differ?
- What is net worth?
- Humana Medicare Advantage
- Hotel stays and vacation packages
- Buy if you can roll with the punches
- How people use reverse mortgages
- What is deferred compensation?
- What is ESG anyway?
- What is an EIN?
- What is burn rate?
- Chase checking account bonuses 2024
- Average savings account rate: 0.46%
- Calculator: Convert United miles to dollars
- 5 of the best index funds tracking the S&P 500
- ANA routes between the U.S. and Japan
- How to budget money
- How to apply for a startup loan with an EIN
- How does bill pay work?
- Does Frontier Airlines have Wi-Fi?
- How to book Turkish Airlines economy class
- Key takeaways
- What goes into the credit card interest calculation
- Discover Bank CD rates
- Average retirement savings balance by age
- What is a state income tax?
- What is the gift tax?
- What is Global Entry?
- Best day to book a flight
- When to consider a 15-year fixed-rate mortgage
- Roth 401(k) vs. traditional 401(k): Where they differ
- Late winter and early spring
- How do brokerage accounts work?
- How do credit union loans work?
- How to book via 'virtual mall'
- Best ways to consolidate credit card debt
- When can you withdraw from a Roth IRA?
- FAFSA open date and deadline
- Cheapest days to fly around Thanksgiving
- How does merchant financing work?
- The best investments for beginners
- How long does it take to close on a home?
- Debit card transaction type
- 5 Ways to get started in real estate investing
- Why do closed accounts stay on your credit report?
- 6 hardship loans for bad credit
- How to find a currency exchange near you
- 1. Check your account statements
- The Wells Fargo overdraft fee
- Our picks for the best life insurance companies in April 2024
- Best overall: MetLife
- 1. Get an Individual Taxpayer Identification Number
- Envision a typical day
- How much do you drive?
- 1. Fill out the FAFSA
- What are estimated tax payments?
- Does Airbnb offer discounts?
- Starting an import/export business
- What does this value mean?
- What is port vs. starboard side?
- What’s deductible
- Best fleet fuel cards
- Why is burn rate important?
- How to use the business line of credit calculator
- Real estate agent basics
- 1. Find your inspiration
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- About The Platinum Card® from American Express
- What are grants for nonprofits?
- Types of SBA real estate loans
- Average savings by age
- When can you retire?
- What is a pending transaction?
- Quality of parts and driving habits influence maintenance timing
- Increasing down payment assistance
- When transferring a balance: Yes
- The mechanics of after-hours trading
- What property damage liability covers
- How to consolidate your debt
- Investing through an HSA
- Deciding factors
- Are charitable donations tax-deductible?
- What is an EIN?
- 1. Know your bank’s mobile check deposit requirements
- Can I make a car payment with a credit card?
- Competitive market prompts higher down payments
- How long will an accident stay on my record?
- 1. Create or build up an emergency fund
- How to improve your financial health
- Road trips
- How to send money online, on mobile or in person
- What IdentityForce does and what it costs
- Which bank accounts are for me?
- What to do if you lost your passport in the U.S.
- The best money-making apps
- VA funding fee: How much you'll pay
- Not all retirement plans are created equal
- What is the 10-year Treasury?
- 2. Sell your gift cards
- New car prices to cool off
- Why do I need an emergency fund?
- How do expense trackers work?
- 1. 529 Savings and investing accounts
- Finding the best credit monitoring service for you
- How to make money online
- Points: Rewards on spending
- Top 11 spot Bitcoin ETFs by fee
- How to file back taxes
- 8 upcoming big tech earnings dates and estimates
- What is the 401(k) early withdrawal penalty?
- Merchants push for lower fees
- What is a crypto loan?
- How to find your EIN
- Roths are for retirement — but they’re flexible
- How does a 401(k) work?
- Is a personal loan better than an auto loan?
- How does Experian Boost work?
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- Wise
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- 28 ways to save money
- 1. Understand asset allocation
- How to track your refund status with ‘Where's My Refund?’
- The best burial insurance in April 2024
- Which banks have the best savings interest rates?
- Are Treasury bonds taxable?
- Choose U.S. Bank if:
- 1. Consider alternatives to canceling a credit card
- 6 steps to managing your 401(k)
- How after-tax 401(k) contributions work
- How Marriott PointSavers promotions work
- How to freeze your credit with all 3 bureaus
- Wells Fargo vs. Chase small-business checking at a glance
- 1. Stay invested
- Who can invest in private equity?
- 1. Fly Southwest
- Inherited IRA rules for spouses
- 5 reasons leasing works now
- The best renters insurance companies for 2024
- Banks that offer joint business accounts
- Summary of cash advance apps
- Netflix subscription cost
- Average inflation rate
- How much do Instagram influencers make?
- About the lounges
- The best Chase transfer partners
- Cash bonuses on cards with no annual fee
- Renting a car
- Breakdown of central air costs
- Rite Aid
- Share certificates vs. share accounts
- Why this matters
- How does a secured loan work?
- How common is credit card fraud?
- Fixed vs. variable student loan?
- Meme coin mayhem
- Roth vs. traditional IRA
- The long cal
- What’s a good credit score with FICO vs. VantageScore
- What is a mortgage rate lock?
- Pros and cons of buying FSBO homes
- What are the requirements for delivering with DoorDash?
- How to switch car insurance companies
- Use Google Flights’ open-ended search
- The best term life insurance companies in April 2024
- Start with your must-haves
- What is a Southwest Airlines Companion Pass?
- Wells Fargo Active Cash® Card
- 1. Wait for automatic cancellation
- 1. Your credit scores are too low for the card you applied for
- What is the standard deduction?
- 529 plan rules
- 1. There are fees, fees and … more fees
- Where can I get a cashier’s check?
- How to pay your mortgage with a credit card
- Best small-cap stocks, ordered by one-year performance
- Understanding your required coverages
- At a glance
- What to know before getting a Marriott credit card
- Most workers expect salary increases
- A closer look at CDCUs
- What is the 50/30/20 rule?
- Top credit cards you can use instantly after approval
- 5 steps to get preapproved for a home loan
- Credit bureau self-service websites
- Wire transfer fees by financial institution
- What’s the purpose of a budget?
- What is liquid net worth?
- Length of the trip
- Credit freeze vs. lock
- Types of burial insurance
- Ways to earn money as a younger kid
- How to open an offshore bank account
- How to sign up for a frequent flyer account
- First, adjust your attitude
- File your FAFSA for next year ASAP
- Can you bring food on a cruise ship?
- 20 high-dividend stocks
- Are we experiencing stagflation now?
- 1. Affirm
- How to start building generational wealth through investing
- Ways to avoid seat selection fees
- Fundation loan details
- Compare car insurance rates by age
- How will the Student Aid Index be calculated?
- Federal tax brackets and tax rates
- Top target-date funds with low costs for 2024
- Ending the ‘continuous enrollment provision’
- State Farm life insurance
- Perks of Marriott Ambassador Elite
- Other Medicare Advantage costs
- Do you need insurance to rent a car?
- Leverage your union's strike fund
- Who qualifies for SSDI?
- How to lower your credit utilization
- Personal services
- Banking
- Do: Mind the basics
- The average stock market return isn't always average
- Ways to get good value
- How to use PayPal
- How does a home equity loan work?
- Why you need a savings account
- 1. The introductory offer lacks value
- Where to search for your classic car
- Gusto plans and features
- Set up alerts
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- The basics of the Southwest Companion Pass
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- How much does a speeding ticket affect your insurance?
- Best crypto credit cards
- Mistake No. 1: I used it outside Target — frequently
- Renting a Kyte car
- 2. Get your 401(k) match
- How ESG got here
- Bank wire transfer
- Cheap car insurance
- 7 top semiconductor stocks by one-year performance
- Applying for a U.S. passport for the first time
- How to order foreign currency from your bank
- How much does Frontier Airlines Wi-Fi cost?
- Google Sheets budget templates
- 3. Pawn something
- What your estimated buyout cost tells you
- Visualize what happens without a will
- How to short a stock in 5 steps
- 2. ABLE accounts
- Compare Roth 401(k) vs. traditional 401(k)
- 2. A stay at a Disney-owned resort
- What now?
- Getting in touch with Breeze Airways customer service
- Do I have to pay Arizona state income tax?
- What are 55+ communities?
- 529 plan benefits
- Bankers Life insurance
- Ethical investing vs. SRI vs. ESG: What’s the difference?
- When it could make sense to buy them
- New York state income tax rates
- Our take
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- How much does merchant financing cost?
- What reasons can you withdraw from your 401(k) early?
- What is a CD term?
- How to fill out a W-4
- How much is the child tax credit worth?
- Where Chubb stands out
- What should my monthly grocery budget be?
- What makes Brex different?
- 2. Diversify products and income streams
- 2. Categorize your expenses
- Best car insurance in New Jersey overall: Travelers
- How we ranked the top life insurers
- 20 high-dividend stocks
- Has the account adjustment started?
- Treasury bond rates
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- Work out how much of your income should go to rent with the 50/30/20 rule
- How to freeze a child’s credit
- Wells Fargo vs. Chase small-business checking: Key features
- The SVB collapse
- Best senior-specific plans
- 2. Examine your situation
- Globe Life insurance
- 1. They earn rewards in valuable categories
- The Fed is pushing to slow the economy
- What LifeLock does and what it costs
- Government imposters
- Best car insurance in New York overall: Travelers
- How does 'for sale by owner' work?
- What are the pros and cons of second chance checking?
- YNAB, for hands-on zero-based budgeting
- Consider this
- Chase College Checking℠: $100 bonus
- How to apply for penalty abatement
- Why do I need a company overview?
- As concert demand rises, so do prices
- Where NJM stands out
- Applying for a personal loan
- Advantages and disadvantages of reverse mortgages
- Better redemption options
- NerdWallet's car insurance estimator
- United MileagePlus Miles value over time
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- Does my employer match count toward 401(k) limits?
- Why the Chase Sapphire Preferred® Card wins
- What does personal property insurance cover?
- 2. Airport security ID check
- Using miles to book Turkish economy class
- What happened to gas prices in March?
- More details about Discover Bank CDs
- Median retirement savings balance by age
- How state income tax rates work
- How much should I save?
- Best day to fly
- Best-performing growth stocks
- When to consider a 30-year fixed-rate mortgage
- When to use a credit freeze
- How much money do I need to buy a house?
- Roth IRA withdrawal rules
- What happens at a mortgage loan closing?
- 2. Refinance if you have good credit and a steady job
- Which one is important to know for savings accounts?
- Best place to exchange currency: Your bank or credit union
- How to write a late payment removal letter
- 2. Consider your tolerance for risk
- What’s your budget?
- You’ll rack up bigger interest charges
- When are estimated taxes due?
- How SAVE differs from other student loan repayment plans
- 7 ways to get discounts on Airbnb
- How to convert ANA miles to dollars
- Burn rate formula
- How to earn a return in a Roth IRA
- How private equity investing works
- Florida Housing first-time home buyer loan programs
- 2. JetBlue for reliably good redemption rates
- Why are buyers willing to waive?
- 2. Hold Southwest elite status
- More about the best renters insurance companies
- 1. Brigit: Best for budgeting tools
- How to calculate the inflation rate
- How many Instagram followers do you need to make money?
- Priority Pass options at Seattle-Tacoma
- Healthy Paws pet insurance plans and coverage
- Southwest credit cards
- Best car insurance in California overall: Travelers
- Median savings by age
- 5 steps for retirement planning
- Best for size of dental network: UnitedHealthcare
- How long do pending credit card transactions take to clear?
- 2. Cash management accounts
- Best affordable homeowners insurance in California: Travelers
- Roth vs. traditional IRA: How to choose
- How property damage liability works
- What you need to know about savings accounts
- Take advantage of the triple tax benefit
- Where Frankenmuth stands out
- Billing error
- How tax-deductible donations work
- Is an IRA a good choice for your retirement?
- Where Cincinnati Insurance stands out
- 2. Confirm the check amount is within mobile deposit limits
- Can I pay off my car loan with a credit card?
- 3. Pay down high-interest debt
- 1. It's only for online businesses
- 2. Shop for a loan
- How to find bank-owned properties
- Chase Sapphire Preferred® Card
- Grace period
- How the annual gift tax exclusion works
- Why short a stock?
- February
- Tips to find a Global Entry appointment
- 3. Certificates of deposit
- How to manually calculate how much life insurance you need
- Which is best for you?
- More differences between ETFs and index funds
- Are auto loan interest rates rising?
- Holiday weekends
- How to choose a brokerage account provider
- Best credit union personal loans for 2024
- A real-world example
- Main Street business, defined
- When does the home inspection happen?
- How LLCs pay income taxes
- Where to stash your emergency fund
- How to qualify for a Fundation loan
- How long do closed accounts stay on your credit report?
- Student loan refinancing calculator
- 2. Both earn the same ongoing rewards
- Types of Treasury securities
- Take retirement for a test-drive
- Or go with an alternative
- 2. Search for scholarships
- How do Vanguard index funds work?
- Information you need to freeze your credit
- 2. Check on your diversification
- Income limits for contributing to a traditional IRA and a 401(k)
- Use your hotel rewards to book a room
- Where have all the balance transfer credit cards gone?
- What is a mega backdoor Roth?
- Zero-based budgeting example
- What types of institutions offer early direct deposit?
- What does the The Platinum Card® from American Express cost for military personnel?
- Government grants for nonprofits
- Best Western’s pet policy
- What to keep in your wallet
- Rules for refinancing conventional loans
- How much is PMI?
- Airlines that service DFW
- Consolidation vs. refinancing
- When to refinance a mortgage
- What this means for you
- When should you lock a mortgage rate?
- How does DoorDash work for drivers?
- Consider autopay
- How we ranked the top life insurers
- Reasons to cancel
- UnitedHealthcare Medicare Advantage
- Selling stuff
- How do reverse mortgages work?
- 2. Request PMI removal sooner
- Bonds
- High CD rates for now
- Don’t live in California? This could still be your future
- Can I max out both my 401(k) and Roth 401(k)?
- Best rewards programs for booking ANA business and first class with points and miles
- Other VA loan costs to consider
- What is the 10-year treasury yield today?
- 4. Work today for fast cash today
- Preapproval is not the same as pre-qualification
- How to have a safer visit at a vacation rental
- Exactly what are liquid assets?
- Mortgage payoff calculator help
- If you pay for a credit monitoring service
- The pros and cons of a life insurance trust
- Investing for income: Dividend stocks vs. dividend funds
- Types of crypto loans
- Where Chubb falls short
- Step 2: Pre-qualify and compare offers
- Learn more
- Cheap car insurance in Florida
- Terminal 1: United Club lounge
- ‘Procedural terminations’
- How are business credit scores calculated?
- State Farm life insurance policies
- Best budget pick for dogs: Lemonade
- Examples of three high-interest online savings accounts
- Are paid surveys worth it?
- 2. Negotiate to keep your card open on your terms
- What should homeowners do to make sure they're covered?
- Inherited IRA rules for non-spouse beneficiaries
- Don’t: Sell, sell, sell
- How long do recessions last?
- 2. Use part of your down payment to pay down debt
- How to buy a second home
- How to get Public Service Loan Forgiveness
- Show me the money — and the maintenance
- For direct monthly payments: No
- Debt consolidation calculator
- Compare cards
- 2. Points have a high value, but watch out for restrictions
- Ask the airline for a challenge (or favor)
- Your 3 choices during the grace period
- Where NJM falls short
- AutoSlash reviews
- Average net worth by age
- 3. Endorse the check
- Homes and villas
- Build if you want to call the shots
- Getting a loan
- The average down payment on a house
- How deferred compensation works
- What does that mean for insurance rates?
- 4. Start funding an IRA
- How do United miles compare with other airlines?
- Is IdentityForce worth the price?
- Why small-cap stocks are risky
- What are the different types of semiconductor stocks?
- Is Frontier Wi-Fi included in the Works bundle?
- Short resignation letter example
- Information you’ll need
- What to consider when opening CDs
- Why is budgeting important?
- Keep it simple
- Different kinds of bags on Frontier
- Best iOS personal expense tracker apps
- Assess what the community offers, and what you may miss
- How do I find the best 529 plans?
- Bankers Life insurance policies
- Focus on feelings
- 529s are for college (and K-12, too)
- Short-term CDs (1 year or less)
- Example of the difference between APY and interest rate
- Key features of IRAs vs 401(k)s
- Where can you work for Instacart?
- Investing for income: Dividend stocks vs. dividend funds
- How does FIRE work?
- Benefits of after-tax contributions
- How to choose a free Medicare Advantage plan
- Does my car insurance cover rental cars?
- When does the choice matter?
- How to take advantage of the sales tax deduction
- How to calculate burn rate
- Why invest in private equity?
- Bitcoin price predictions: All over the map
- Awesome award flights to Calgary
- How to monetize your Instagram with fewer followers
- Globe Life insurance policies
- Now that the old loophole doesn’t work, what are my options?
- 5-year, 10-year, 20-year and 30-year S&P 500 returns
- Do you need an EIN to open a business bank account?
- Pool party
- Why do credit unions call it a share certificate?
- The pros, cons and risks of after-hours trading
- Working with a buyer's agent to purchase a FSBO home
- Where Frankenmuth falls short
- You won’t lose everything
- Automate what you can
- Where Cincinnati Insurance falls short
- Car insurance rates after a speeding ticket, by company
- Brex Card
- 2. You have a history of poor credit management
- How the standard deduction works
- Building foundations
- Historical national rates
- What is a Roth IRA account?
- How many bank accounts should I have?
- 2. There's a longer-than-usual billing period
- NerdWallet’s budget planner
- Often, a lower-cost option is available
- Getting paid on time isn’t a given
- How do CDFIs work?
- How to buy a bank-owned home
- How to use average car interest rates
- Is offshore banking illegal?
- Am I a resident for Arizona state income tax purposes?
- File your FAFSA for last year by June 30
- Cheapest days to fly around Christmas
- State availability
- Reasons to use Fundation
- What kinds of companies should consider Brex?
- How is the Student Aid Index used?
- 3. Cut back on expenses with automation and negotiation
- 3. Build a budget that works for your expenses
- Best life insurance companies: Pros and cons
- How to trade options in four steps
- When will I get my 2024 tax refund?
- 2. Ensure you meet credit history qualifications
- U.S. Bank vs. Chase: Basic checking accounts
- How much rent can you afford?
- When is the best time to use ANA miles?
- 3. Spend on Southwest credit cards
- Determining your income tax liability
- Financial institutions with early direct deposit
- What to carry only occasionally
- Consolidating private student loans
- How to sell your own home
- Picking a second chance checking account
- How severely is credit card fraud punished?
- First things first: Check your IRA eligibility
- Savings accounts with strong APYs can help your money grow
- What should I include in a company overview?
- Prepare for long-term care
- Pricing your dream car
- Travel loyalty programs seek to entice concertgoers
- How to request an AutoSlash quote
- How to get a Companion Pass faster
- Reliability
- When to use Membership Rewards points at Amazon
- How to estimate car insurance costs
- Are there income limits for 401(k)s?
- Factors to consider when paying a mortgage with a credit card
- How to set up bill pay
- 5. Seek community loans and assistance
- Why are gas prices going up?
- When are state income tax returns due?
- 21 most-shorted stocks by short interest
- How to find growth stocks
- Size of group
- 4. Custodial brokerage account
- What do student loan servicers do?
- Pros and cons of burial insurance
- What mortgage can I afford?
- No loyalty required
- Use a budget planner
- Main Street business ideas
- What is a Bitcoin strategy ETF?
- Where does Southwest fly internationally?
- When did stagflation last occur? What's different today?
- Dividend vs. growth stocks
- Merchant financing lenders: Explore your options
- What can a crypto loan be used for?
- 2. Afterpay
- See CD rates by bank
- Requirements: Who qualifies for the child tax credit?
- Card network
- Why invest in qualified opportunity funds?
- Should I try to get rid of closed accounts on my credit report?
- Why invest in target-date funds
- Another money-change option: online currency converters
- Optional Wells Fargo overdraft services and associated fees
- Goodwill letter template
- Best burial life insurance policies for 2024
- Live purposefully
- What’s your risk factor?
- Your credit scores could suffer
- 3. Choose an affordable school
- Are Vanguard index funds a good investment?
- Estimated tax payments 2024
- Spirit Airlines seat types
- Will your disability benefits change when you turn 65?
- How to find Marriott PointSavers hotels
- How do I choose between an IRA and a 401(k)
- 3. Turkish Airlines for business class to Europe or beyond
- What else you need to know
- Credit cards
- Mega backdoor Roth 2024
- What’s not covered
- 3. Use home buyer assistance programs
- Rules for refinancing FHA loans
- Joann
- Should I choose a home equity loan or a HELOC?
- 3. High-yield money market accounts (MMAs)
- The long put
- Fill out IRS Form 843
- 3. Points are issued as certificates
- How long can you lock in a mortgage rate?
- 2. Chase Sapphire Reserve®
- How much do DoorDash drivers make?
- Move your due date
- How to get your money back
- State availability
- How to get car insurance quotes
- Two kinds of reverse mortgages
- Yes, you can keep your gas-powered car
- Your passport may need at least six months' validity remaining
- 3. Determine other ownership costs
- Determining eligibility for a VA loan
- What to expect in Turkish Airlines economy class
- When you need to contact all bureaus vs. just one
- How do you start a budget?
- Where do I put my emergency fund?
- March
- 3. A character meal
- What countries offer offshore banking?
- Earning airlines miles when booking with an OTA
- Can I make money by investing ethically?
- Hiring a home inspector
- APY to interest rate calculator
- Reasons why young renters prefer owning a home
- How much do full-service shoppers make?
- Cheapest for 20-year-old drivers
- Best car insurance in New Jersey for your budget: Geico
- Do I have to do anything?
- 3. Move your automatic payments to a different card
- How to invest with a Roth IRA
- 3. Balance stocks, bonds and your time frame
- How home inspectors are adapting
- What are the distribution rules for an inherited IRA?
- The bear put spread
- Best California auto insurance for your budget: Auto Club of SoCal
- Password-enabled blackmail
- Best Western’s pet fees
- Best car insurance in New York for your budget: Progressive
- What are AI stocks?
- Chase Secure Banking℠: $100 bonus
- When debt consolidation is a smart move
- State availability
- Repaying a personal loan
- Benefits
- 5. Save for your other money goals
- Get a secured credit card
- When is the best time to use United miles?
- Cash App
- 2. You'll earn 1% cash back, but there are restrictions
- How much does a cashier’s check cost?
- Why small-cap stocks are mighty
- Startup loans you may be able to get with an EIN only
- 3. You won't get ongoing rewards
- Other good ways to pay abroad
- Other factors that affect what you'll pay each month
- 3. Baggage screening
- 6. Ask for forbearance on bills
- How far in advance should I get preapproved for a mortgage?
- Average daily balance
- About Discover Bank
- Retirement savings by age
- Use employee benefits
- How to pay off a mortgage early
- 4 more ways to estimate how much life insurance you need
- When to use a credit lock
- Avoid credit bureaus' products
- All year
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- When to book
- Types of credit cards
- Can you bring snacks, like candy, on a cruise?
- Best car insurance companies: Our winners
- Chubb home insurance coverage
- Las Vegas Strip hotels without resort fees
- Where Fundation falls short
- What is a hardship loan?
- Standard deduction
- OFX
- Where do lottery prizes come from?
- Best travel insurance overall: Berkshire Hathaway Travel Protection
- 3. You’ll get instant status, but keeping it long-term is pricey
- Do personal credit scores affect business credit scores?
- 2024 tax refund schedule
- No union to help? Plan ahead
- Where does Silversea sail?
- Is a business line of credit right for me?
- 2. Empower: Best for fast cash
- 5 ways to make money on Instagram
- Benefits of opening a business bank account with an EIN
- Getting ready for a recession
- DFW airport terminals
- ATVs and dirt bikes
- How do share certificates work?
- Pay now or pay for it later
- After getting a cash advance: Yes, but it’s a bad idea
- Best homeowners insurance in California for coverage: Chubb
- How much property damage liability you need
- Be persistent
- You can get credit again
- Use your credit card points to book travel directly
- Best term life insurance policies for 2024
- Manage what’s left
- How to calculate your net worth
- How to apply for an employer identification number
- 4. Open the mobile deposit function in your bank app
- 3. Your credit history is insufficient
- But it wasn’t my fault
- What Biden's veto means for consumers
- Episode transcript
- Average interest checking account rate: 0.08%
- How does a Roth IRA work?
- Try a simple budgeting plan
- How to meet your monthly savings goal
- VA loan borrowing limits
- Making the best of bad options
- Price vs. yield
- Best car insurance companies: Our winners
- Used-car prices also inching down
- 5. High-yield savings account
- Decide if HOA fees are affordable and worthwhile for you
- How does a life insurance trust work?
- Top 8 Bitcoin strategy ETFs by fee
- How are dividends paid out?
- Other considerations when comparing 529 and Roth IRAs
- How to claim the child tax credit
- IRA vs. 401(k): A road map
- Does Experian Boost actually build your score?
- Do the math
- 4. Prioritize authenticity
- Will I qualify for student loan refinancing?
- Goodwill letter vs. credit dispute letter
- 3. Use mutual funds for the base of your portfolio
- Best budget pick for cats: Embrace
- Requirements to earn Marriott Ambassador Elite
- Are Treasury bonds a good investment?
- Who should make estimated quarterly tax payments?
- How flexible are ANA miles?
- Ensuring spectacular coastal views
- The basics on leasing
- How to start a zero-based budget
- 2. There’s an interest-free period
- How points work with a Southwest credit card
- Is LifeLock worth the price?
- Kidnapping scams
- 4. Ask the seller to finance the purchase
- Rules for refinancing VA loans
- What’s the difference between a pending transaction and a hold?
- How a savings account works: withdrawal limits
- Buying a FSBO home on your own
- Check your account often
- Regret or user error
- Is an annuity a good choice for your retirement?
- NJM home insurance coverage
- Airline miles
- 3. Get a new appraisal to remove PMI
- Minimum down payment on a house
- Stacking up wins
- Why small-cap stocks are not that different
- What if you can’t wait that long to renew your passport?
- The Federal Trade Commission’s budget worksheet
- Gig work holds little attraction
- 7. Request a payroll advance
- Need more information?
- Types of state income tax
- The risks of short selling
- How to calculate your liquid net worth
- State and institutional FAFSA deadlines
- What you need to bring to the closing
- Pros and cons of crypto loans
- Compare business loans
- Terminal 2: Delta Sky Club
- Where to exchange currency outside the U.S.
- Where does lottery revenue go?
- A mammoth task for states
- How do I check my tax return status?
- What to know if you take online surveys
- U.S. Bank vs. Chase: Basic savings accounts
- What’s wrong with your car?
- If you can’t afford more than the minimum, ask for help
- How much does it cost to buy Vanguard index fund shares?
- Strategies for after-tax 401(k) contributions
- How to enroll in a Medicare Advantage plan
- How to unfreeze your credit
- Burn rate example
- How can homeowners avoid trampoline claims?
- How to get started investing in private equity
- 4. Avianca LifeMiles for low fees on expensive awards
- Stay off the Strip
- How to respond to a crypto downturn
- Are balance transfer credit cards still available?
- Who can open a joint business account
- How to find and interview real estate agents
- Do: Include an action item
- Sole proprietorship taxes: Special deductions
- What are the benefits of early direct deposit?
- What to expect the stock market to return
- Healthy Paws coverage options
- The Platinum Card® from American Express military benefits
- Should you trade after hours?
- 4. Special financing options can be risky
- What a good credit score can get you
- How to add your companion on a Southwest flight
- Cincinnati home insurance coverage
- Benefits of deferred compensation
- Standard deduction 2023
- Factors that affect the cost of car insurance
- Comparing stocks and bonds
- CASH BACK CREDIT CARDS
- Can I have a 401(k) and an IRA?
- Exceptions to state minimum car insurance requirements
- 4. Your credit limit is based on your revenue
- 4. Find the right car for you
- Blue Cash Preferred® Card from American Express
- Gift tax limit 2024
- What’s next?
- Other Frontier fees
- How much does burial insurance cost?
- Local sales
- Perks: Goodies that come with the card
- New York state supplemental income tax
- No guarantee that savings will be passed on
- Regulated versus unregulated debit cards
- What does 'account closed' mean on a credit report?
- How to get a hardship loan
- How target-date funds work
- Decide which type of cash-back card you want
- Best life insurance company overall: MassMutual
- State Farm life insurance rates
- How to choose the best high-yield savings accounts
- 4. Pay the card in full
- Rental car insurance vs. your own auto insurance
- How to claim the sales tax deduction
- How do streaming services fit into your budget?
- Domino's franchise costs
- How to find a pet-friendly Best Western hotel
- Rules for refinancing USDA loans
- Goodbudget, for hands-on envelope budgeting
- 4. Peer-to-peer lending
- See if you qualify for other types of penalty relief
- Pay yourself back later
- How to lock in a mortgage rate
- Frankenmuth home insurance coverage
- The problem with anxiety — or unrealistic optimism
- Some fans even travel internationally — which can be cheaper
- Why is net worth important?
- 5. Take clear pictures of the check with your mobile device
- Missing a loan repayment
- Am I eligible for a reverse mortgage?
- 6. Explore additional investment options
- What’s the right type of bank for me?
- How to lower your VA mortgage payment
- Immediate resignation letter example
- How do I build an emergency fund?
- How does Offerpad work?
- Other factors to consider
- It’s not only about taxes
- Consider the resale and inheritance implications
- Earning airline miles after you’ve booked with an OTA
- How many years can you file back taxes for?
- The bottom line
- Can you take alcohol on a cruise?
- 3. Enroll in autopay
- Midrange CDs (2-3 years)
- Caveats to keep in mind
- How Brex rewards loyalty
- Tips for avoiding late payments
- 3. Consider cards that don't require a Social Security number
- How did we determine the ANA miles value?
- 5 best biotech stocks in the S&P 500 by one-year performance
- Do you have to contact anyone to switch from SSDI to Social Security?
- 4. Consider buying at a discount
- How much does a Silversea cruise cost?
- Globe Life customer complaints and satisfaction
- 3. Newcomers get a modest sign-up bonus
- How to increase your savings account balance
- Should your phone be your wallet?
- Is PMI tax-deductible?
- Boating
- Kirkland’s
- What are PayPal fees?
- How to get a home equity loan
- National second chance banking
- Can't pay your minimum? What to do
- How to protect yourself from credit card fraud
- 3. Citi® / AAdvantage® Executive World Elite Mastercard®
- Paychex plans and features
- Remember your CD’s maturity date
- Taking surveys
- Fix if location's a must
- 4. You’re too young
- 3. Don't use the card outside the U.S.
- Top 3 index funds for the Nasdaq-100
- 4. Ordering food
- 8. Take a loan from your retirement account
- What state has the highest gas prices?
- The new normal and tips for buying a car now
- April
- Should you buy growth stocks?
- 6. Investing for teens
- Know the limits of credit monitoring services
- How much should you spend on a mattress?
- Prepaid 529 plans by state
- Credits
- Prepare to abandon ship
- How to build an ethical investment portfolio
- What's next?
- Is stagflation the same as a recession?
- 6 types of dividends
- What you'll pay at closing
- 3. Apple Pay Later
- How to find another company's EIN
- Boost vs. UltraFICO and eCredable Lift
- How to ensure continued coverage
- What is a good business credit score?
- Why haven't I received my tax refund?
- 4. Use grants if you qualify
- Factor in other costs
- How to make a strong offer without waiving the inspection
- What is the 5-year rule for an inherited IRA?
- Get around the Strip for free or cheap
- Your 401(k) plan allows after-tax contributions
- 3. Think 'SMART'
- Are there any issues with early direct deposit?
- Rules for refinancing jumbo loans
- How to resolve an issue with a pending transaction
- 5 tips to offset unexpected car maintenance costs
- How to choose the best savings account
- Why the Roth IRA works for many savers
- Chase Total Checking®: $300 bonus
- Test drive and inspection
- Seek help if you need it
- Cruises
- Risks
- Low minimum down payments: Nothing new
- Mistake No. 2: I maxed it out
- How to lower insurance rates after an accident
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- How to make yourself a smaller target for ID theft
- Most popular cash back card reviews
- What if I lose the cashier's check?
- 5. You can get instant approval
- Set a timeline
- How to open a brokerage account
- The Bitcoin ETF price war
- What happens if you don't pay your back taxes?
- Federal FAFSA deadline
- How much does a home inspection cost?
- Getting a personal loan vs. an auto loan
- What you need to work for Instacart
- Find ways to stretch your grocery budget
- What else will change for tax year 2024?
- What are the lottery payout options?
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- 5. Redeem your rewards
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- The pros and cons of zero-based budgeting
- Restrictions and waiting periods
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- Best for comprehensive coverage: Cigna
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- Best car insurance in New York for having few customer complaints: The Hanover
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- Is it a good idea to consolidate credit cards?
- Know when to get help
- Peace of mind
- Bank of America® Customized Cash Rewards credit card
- What else you need to know
- 4. Refinance to get rid of PMI
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- Optional coverages
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- 9. Borrow against life insurance
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- Buying bundles: the Works and the Perks
- What did FedLoan Servicing do?
- Arrange to finance the purchase
- Bankers Life customer complaints and satisfaction
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- How can you prepare for stagflation?
- Pros and cons of merchant financing
- How do you get a crypto loan?
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- Are my finances stable enough to refinance?
- State Farm customer complaints and satisfaction
- Best for comprehensive coverage: ASPCA
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- Why Treasury bonds are important
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- Here comes the sun
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- 5. Don’t wait for a rate you like better
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- The short put
- Dissatisfaction
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- Consolidating your debt
- Difficulties in evaluating ESG performance
- Google Pay
- Other cash back card reviews
- What can you invest in with a Roth IRA?
- 5. Contact the seller or visit a dealership
- What isn’t covered by personal property insurance?
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- Why is the 10-year Treasury yield important?
- Get more help with monthly budget planning
- Mattress-buying tips
- Clothes, vintage and crafts
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- Discounts
- Step 3: Choose your lender and loan
- What to look for in Airbnb listings
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- How to invest in dividend stocks
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- Your 401(k) lets you move your after-tax money
- 3. EarnIn: Best for large advances
- Don’t: Forget to respond to customers
- Hotels on points in Boston
- The long straddle
- 4. You don’t have to be an AARP member to apply
- Other partners worth considering
- 5. Online savings accounts
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- How much to keep in your savings account
- Hack your IRA
- What affects your credit score?
- How a mortgage rate lock works
- How long does it take to make money with DoorDash?
- When to switch car insurance companies
- Fees
- 6. Confirm the check details and complete the deposit
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- Venmo Credit Card
- 5. You lack sufficient income
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- Pros and cons of startup business loans with EIN numbers only
- 10. Use a credit card cash advance
- Interest rate
- The bottom line
- Ways to earn money as a teenager
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- When to book with an OTA
- Do spot Bitcoin ETFs have custodianship risk?
- What destinations aren’t served by Southwest?
- Other ways to build credit
- Xoom
- What will count toward IDR forgiveness?
- Spirit Airlines seating chart
- Get control of your personal finances
- 5. Pay down debt, save for emergencies
- Types of private equity investments
- 5. Etihad Guest for flights to Casablanca or Brussels
- 4. Refer a friend to a Southwest credit card
- Pay brunch price for buffets
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- Travel- and shopping-friendly features
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- How to invest in AI stocks
- 5. Some perks come with strings
- Where to find FSBO homes
- What to know before buying an annuity
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- 4. You don't need a bank account to pay your bill
- Obstacles to paying a mortgage with a credit card
- What to do if you lost your passport abroad
- 5. Customs
- What state has the lowest gas prices?
- How the lifetime gift tax exclusion works
- Additional costs for international wires
- What is a short squeeze?
- May
- 7. Roth IRA
- Plan ahead — demand is high
- When are New York state income taxes due?
- What are the advantages of filing back taxes?
- Consider the costs of cashing out your 401(k)
- 4. Make biweekly payments
- How to start investing in qualified opportunity funds
- Is Brex right for your business?
- How to invest in target-date funds
- Skip currency exchange: Use a credit or debit card
- Best life insurance company for applicants with HIV: Guardian
- 4. The premium card offers additional perks
- 4. Know when to leave it to the pros
- Estimate your 2024 IRS tax refund date
- Where State Farm stands out
- Shortcuts to Marriott Ambassador Elite
- Do the math on high-yield savings
- 6. Check the account periodically for trailing refunds
- 5. Get a work-study job
- How to calculate quarterly estimated taxes
- Look for savings
- Taxes on withdrawing money an inherited IRA
- More about Globe Life
- Healthy Paws pet insurance rates
- No-PMI mortgages
- Do debt consolidation loans hurt your credit?
- Frankenmuth home insurance rates
- 4. United Club℠ Infinite Card
- Grace periods at some banks
- 7. Keep the check until it's processed
- Marriott Bonvoy Moments
- Finding your financing
- Know your rights
- Average certificate of deposit rate: 1.81% for one-year CDs
- 11. Look for a payday alternative loan
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- How to complain about FedLoan Servicing
- Next steps
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- LLC payroll taxes
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- How to sign up for Instacart
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- How to protect your child from identity theft
- Can you collect SSI and Social Security disability or retirement benefits?
- What are fleet cards?
- What is the best Silversea ship?
- Find discounts on shows
- Alternatives to balance transfer credit cards
- Best value plans
- 4. Write them down
- The bottom line
- 3 appliance-buying tips
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- 6. Don't get distracted by things you don't need
- Expanding help for renters
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- Term of the month: The Buffett indicator
- What not to do
- Exploring other options
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- Doing great
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- Getting your Frontier baggage and other fees waived
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- How to contact Bankers Life
- Do I have to pay New York state income tax?
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- How to change or cancel an EIN
- Long-term CDs (4-5 years)
- How to find the 2024 W-4
- When to expect your child tax credit refund
- Consumer complaints
- Best car insurance in New Jersey for ease of use: State Farm
- Where State Farm falls short
- 4. Build your credit, with or without a Social Security number
- The most popular surveys for cash apps
- U.S. Bank vs. Chase: Banking experience
- What's next?
- Share resources with other strikers
- How to freeze your child’s credit
- Burn rate and cash runway
- 5. Direct spending toward Southwest credit card bonus categories
- 5. There are cards that can reward you more
- Best Western’s service animal policy
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- Best car insurance in New York for ease of use: State Farm
- Regional and state-based second chance checking accounts
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- Alternatives to savings accounts
- How to get a good credit score
- Before house hunting, get preapproved for a mortgage
- How can you make more money with DoorDash?
- Discounts
- Is it worth putting down 20%?
- 6. You have too many recent hard inquiries or new accounts
- How did we determine the value of United miles?
- Why the United℠ Explorer Card may be the better choice
- 6. Inspect and test-drive the car, if applicable
- What services are available on Frontier Airlines Wi-Fi?
- Overall, workers are optimistic
- Citi Custom Cash® Card
- Other ways to cut wire-transfer costs
- Take your vacation rental safety seriously
- Growth stocks vs. dividend stocks
- 8. Special needs trust
- Brokerage accounts are taxable accounts
- What credit card should you use?
- 4. Klarna
- Terminal 3: Escape Lounge
- Full list of the best pet insurance in California
- How to buy Treasury bonds
- 6. Work for an employer that pays for college
- You’ve got money left over for savings
- Do: Be patient
- 5. Treat yourself
- When to get a CD
- How secure is PayPal?
- What to do if you can’t open a savings account
- Full list of best homeowners insurance in California
- Next steps:
- Fraud
- Be prepared for your CD’s maturity
- Consumer complaints
- Returning a Kyte car
- Extra personal property coverage for valuable items
- Resignation due to health issues letter example
- 12. Get a personal loan
- 2023 state income tax rates and brackets
- Why liquid assets are important
- Tips to find cheap flights any day of the week
- How much burial insurance do you need?
- 5 things to know about Arizona state income tax
- What do the approvals mean for Bitcoin?
- If you’re wondering where Southwest can take you …
- Reasons to get a credit card
- What drinks can you take on a cruise?
- 5. Pay off capitalized interest
- Consumer experience
- Consult your payment processor
- Step 4: Gather loan documents
- Start taking Instacart jobs
- The 50/30/20 budget calculator
- 5. A general travel rewards card is better for most
- More about State Farm life insurance
- How do fleet cards work?
- Do free and cheap things
- Why did First Republic Bank fail?
- Ready to get started?
- Other perks of holding a Southwest credit card
- How do I grow my home's equity?
- 6. High-yield checking accounts
- How to find AI ETFs
- Discounts
- Should I pay a car loan with a credit card?
- Caveats
- Why some cars cost more to insure
- PayPal
- 5. The interest rate is astronomical
- How to avoid extra costs from a trip delay
- More calculators to help you shop for mortgages
- What is naked short selling, and why is it illegal?
- If you want to earn airline miles on an OTA booking
- What's next?
- Next steps:
- Don’t pay for advance seat selection
- How to avoid Wells Fargo overdraft fees: Grace period and buffer
- Will parent PLUS loans qualify?
- Where's my 2024 state tax refund? Track your status
- How do you buy Vanguard Index fund shares?
- How to buy biotech stocks
- Are Marriott PointSavers the best use of Marriott points?
- Wells Fargo vs. Chase small-business checking: The bottom line
- 4. Varo: Best for existing bank customers
- What is hyperinflation?
- How to file your sole proprietorship tax returns
- Differences between SBA 504 and 7(a) loans
- Other low-down-payment mortgage options
- 3 tips to control central air conditioning installation costs
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- EveryDollar, for simple zero-based budgeting
- How much does it cost to refinance a mortgage?
- Making the call
- How much does a rate lock cost?
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- Consumer experience
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- Minimum vs. full coverage after a speeding ticket
- Mistake No. 3: I used retirement money to pay it off
- Use a co-signer
- TRAVEL CREDIT CARDS
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- Days in the cycle
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- Fees across U.S. airlines
- June
- Five steps to opening an investment account for your kid
- How to settle a dispute with FedLoan Servicing
- What are the risks of crypto loans?
- Do I have to update my W-4 every year?
- 2024 child tax credit news update
- 4. Use budgeting or expense-tracking apps
- U.S. Bank vs. Chase: Overdraft fees
- Who qualifies for the SAVE plan?
- 6. Transfer points from Chase Ultimate Rewards®
- How to open a CD
- Full list of the top auto insurance companies in California
- 7. Buy a house that needs work
- Which rate is better for student loan refinancing?
- 5. Delta SkyMiles® Reserve American Express Card
- Do you ever need to change your EIN?
- How much should a first-time buyer put down?
- Kyte pricing
- 7. You lack a Social Security number or ITIN
- How can I avoid cashier's check fraud?
- Should you pay your mortgage with a credit card?
- What bank tools should I use?
- 13. Rent out a room
- How are gas prices determined?
- What is New York state's standard deduction?
- Compare Cards
- How much are lottery winnings taxed?
- Best life insurance company for consumer experience: Northwestern Mutual
- Cheap pet insurance in California
- Are after-tax 401(k) contributions right for me?
- Embarking and disembarking
- When should you freeze your credit?
- 6. Qatar Qmiles for Qsuite awards to Doha or beyond
- How to protect against inflation
- The long strangle
- How much does homeowners insurance cost in California?
- Chase checking account referrals: Up to $500 bonus
- Tips for writing a company overview
- Do you have to report your passport lost or stolen?
- Why are passport processing times suddenly so slow?
- 7. Determine which warranties are right for you
- Economy class travel tips
- Cheaper ways to send money
- The bottom line
- Best Android personal expense tracker apps
- Tips for calculating how much life insurance you need
- How to get a loan from a credit union
- Electronics
- What's included in a home inspection report?
- LLC self-employment taxes
- 6. Stick to the standard repayment plan
- MoneyGram
- Full list of the best car insurance in New Jersey
- How to get a tax refund sooner
- Best uses for a high-yield savings account
- How to pick seats on Spirit Airlines
- Risks of private equity
- What is the newest Silversea ship?
- Bottom line
- CD vs. savings account
- See if zero-based budgeting is right for you
- Perks and other offers
- Discounts
- Can you use a Southwest card anywhere?
- Best Western pet policies, recapped
- Full list of the best car insurance in NY
- PayPal vs. Venmo and Cash App
- Reconsideration for PSLF applications
- Is a mortgage rate lock worth it?
- Consumer complaints
- 'Holds' on a credit card
- Consumer experience
- Performance as the metric for inclusion
- Do you pay tax on T-notes?
- How to improve your liquid net worth
- Burial insurance vs. funeral insurance
- The bottom line
- Bringing food on a cruise recapped
- How do Instacart shoppers get paid?
- Exchange frequently? Consider a multicurrency account
- Will my servicer know if I qualify?
- Next steps:
- 7. Take out federal loans if you have to
- How to pay estimated taxes
- If you want to use Marriott PointSavers rewards ...
- Why did Silicon Valley Bank fail?
- Final thoughts on the Delta-Clear partnership
- How to access these lounges
- Domino's franchise pros and cons
- 8. Build a house or buy a brand-new one
- The covered call
- How to change your Southwest companion
- Basic economy
- Gift cards
- Standard deduction for dependents
- Become an authorized user
- General-purpose travel card reviews
- Recap: How to get a cashier's check
- What's next?
- Pros and cons of investing in semiconductor stocks
- Learn more about sector ETFs:
- Brokerage accounts vs. IRA
- How to evaluate dividends
- 5. PayPal
- How to adjust your Form W-4
- 5. Explore other expense-tracking methods
- Best for travelers with pre-existing medical conditions: Travel Guard by AIG
- Why do I need a business credit score?
- State availability
- Is a Southwest credit card right for you?
- How to find the best refinance rates
- Average cost of homeowners insurance in California by city
- Where to find the best savings accounts
- Consumer experience
- The bottom line
- 8. You don't have a banking relationship
- How to save on car insurance
- Average money market account rate: 0.66%
- What to do if you lost your passport the day before a flight
- Next Steps
- 14. Moonlight as a dog sitter
- What's next?
- What is the average and median retirement savings?
- Who pays the gift tax?
- The bottom line on short selling
- July
- Term vs. whole life insurance tool
- Which type of life insurance should I put in a trust?
- What do the approvals mean for other crypto investments?
- Am I a resident for New York state income tax purposes?
- Costs of carrying a credit card
- Alternatives to borrowing against your crypto
- Build a CD ladder to bridge the gap
- Other home insurance companies to consider
- How often do savings rates change?
- Should you choose U.S. Bank or Chase?
- More 401(k) resources
- What are the best Vanguard index funds?
- Using your credit card for rental car coverage
- Cons of a credit freeze
- CD vs. bond
- The Platinum Card® from American Express for military spouses
- How to qualify for an SBA real estate loan
- Other ways to save at the pump
- Summary: Buying a second home
- Chase transfer partners to avoid
- Should you get a secured or unsecured personal loan?
- Could we be in an AI bubble?
- Why Gusto is a better choice
- What if you lose your EIN?
- Gemini Credit Card
- Venmo
- Are these the best dividend stocks?
- LLC sales taxes
- 7. Use 'found' money
- Step 5: Submit your application and get funded
- Why you can trust NerdWallet
- How to apply for the SAVE plan
- Spirit Airlines seat selection fees
- The bottom line
- What to do if you discover child identity theft
- 7. Virgin Atlantic Flying Club for Delta flights
- What's included in a Silversea cruise
- 5. Dave: Best for repayment flexibility
- More about these cards
- 9. Rent out part of the house
- Cash bonuses on cards with an annual fee
- How to finance central air installation
- Should you sell your own home?
- 6. Hilton Honors American Express Aspire Card
- Charitable contributions 2023
- Other home insurance companies to consider
- AutoSlash Track a Rental
- Merchandise
- U.S. Bank Cash+® Visa Signature® Card
- What’s a spousal Roth IRA?
- When should I reevaluate my banking setup?
- Renew your U.S. passport now
- 8. Negotiate the best price
- 15. Become a rideshare or delivery driver
- Capital One Venture Rewards Credit Card
- 2024 state income tax rates and brackets
- Do you pay taxes when you receive a gift?
- Credit union vs. online lender
- Off-Strip hotels without resort fees
- Once you're ready to reserve an Airbnb
- Terminal 4: Priority Pass dining
- The best place to exchange currency at the end of your trip
- 6. Look for ways to lower your expenses
- How do I get my business credit score?
- What are the best dividend stocks?
- Marriott Ambassador Elite, recapped
- Fleet fuel cards: benefits and drawbacks
- How to improve your burn rate
- Consumer experience
- Chase Business Complete Checking℠: $400 bonus offer
- The bottom line
- 9. You violated an issuer’s internal rule
- When can't you take the standard deduction?
- Types of gas
- Approved federal student loan servicers
- Why investing is important
- What to do if you win the lottery
- Best life insurance company for coverage amounts: New York Life
- What if I had delinquencies or a student loan in default?
- How to open a high-yield savings account
- Frequently asked questions about estimated tax payments
- Other renters insurance companies to consider
- Types of CD strategies
- If you're considering a Southwest credit card
- Best for extra perks: Aetna
- Best ways to earn Chase points
- How to consolidate federal loans
- The cheapest home insurance in California
- Mistake No. 4: I cut up the credit card and stopped using it
- 16. Cut your insurance premiums
- What are the alternatives to burial insurance?
- Consequences of a child tax credit error
- How much money can you make on YouTube?
- Why you can trust NerdWallet
- Credit freeze or credit lock?
- The bottom line
- How to set up PayPal
- Empower Personal Dashboard, for tracking wealth and spending
- Refinancing a mortgage, step by step
- Should I lock my mortgage rate today?
- 7. Capital One Venture X Rewards Credit Card
- Anti-fraud preauthorizations
- How to add a companion to an existing Southwest reservation
- A win for versatility
- How to buy semiconductor stocks
- How much personal property insurance do you need?
- Is the gift tax deductible?
- August
- Currency exchange: Frequently asked questions
- 8. Borrow private loans as a last resort
- When is the SAVE plan available?
- Buying rental car insurance on your own
- Why did Signature Bank fail?
- The bottom line
- What is the highest credit score, and how many people have it?
- Bottom line
- Lounge benefits
- LLC tax forms and deadlines
- 6. Sezzle
- Western Union
- Business services
- The synthetic long
- If you’re looking for AmEx Platinum Card military benefits
- Who offers SBA real estate loans?
- Other home insurance companies to consider
- The bottom line
- Is Kyte worth it?
- How much is my 2023 standard deduction?
- Get credit for the bills you pay
- Walmart2Walmart
- Airline credit card reviews
- Roth IRA vs. traditional IRA: What's the difference?
- 9. Maximize trade-in value, if applicable
- Final thoughts on Turkish Airlines economy class
- The bottom line
- How much is the gift tax rate?
- Ways kid creators can earn online
- Important considerations when opening a Roth IRA
- Tips for effective credit card use
- How to book an Airbnb under 25
- Who can access your frozen credit reports?
- If you're looking for the best way to use Citi ThankYou Points
- 7. Rent cars with Southwest car rental partners
- 6. MoneyLion: Best for existing customers
- Finding a real estate agent: Tips for buyers
- What not to do
- Loyalty program
- What should you do if your credit card application is denied?
- The difference between interest rate and APY
- 17. Consolidate your debt
- Learn more about buying life insurance
- Main Street businesses that found success
- State child tax credits
- Resources to help millennial homebuyers
- Best for those who pack expensive equipment: Travel Insured International
- Can I get a refund?
- The bottom line
- What are CD rates right now?
- What homeowners insurance won't cover
- What you need to know about California homeowners insurance
- What to know about Chase checking account bonuses
- What happens if my rate lock expires before closing?
- Other home insurance companies to consider
- More reading for active investors and traders
- Next steps
- Never done it before? Here's what to consider
- Compare insurance rates by driver history
- Fort Lauderdale airport lounges recapped
- How to claim lottery winnings
- Options trading examples
- What happens if I can’t open a savings account?
- Fuel card vs. business gas credit card
- Silversea loyalty program: Venetian Society
- Healthy Paws vs. competitors
- Should you invest in AI stocks?
- Airport lounge access credit cards recapped
- Why are California gas prices so high?
- September
- Airbnb reservations are easy
- Earn an audience, and earn more in the long run
- Best life insurance company for permanent life insurance: Pacific Life
- What’s happening with Silvergate Capital Corp.?
- Best AARP discounts
- When to file sole proprietorship taxes
- How to apply for an SBA real estate loan
- Bonuses that vary with spending
- Dates that could move markets this month
- AutoSlash limitations
- 10. Make the purchase
- 18. Refinance your student loans
- If you're ready to start a budget
- Hotel-friendly benefits
- Are dividends taxed?
- What is the $500 credit for other dependents (ODC)?
- Cheapest for 30-year-old drivers
- What are the largest lottery jackpots ever?
- Frequently asked questions
- Spirit Airlines fee bundles
- 8. Visit restaurants through Rapid Rewards Dining
- Finding a real estate agent: Tips for sellers
- The married put
- Why you might want Paychex instead
- If you’re considering a Marriott credit card ...
- How to make a personal property claim
- U.S. Bank Cash+® Visa Signature® Card
- Common gift tax return triggers
- LLC tax tips for business owners
- The bottom line
- What happened to Credit Suisse?
- What are promotional CD rates?
- Redeeming through the Chase's travel portal
- One-time IDR account adjustment for PSLF borrowers
- 2023 vs. 2024 standard deduction
- Practice good credit habits
- Hotel credit card reviews
- How to open a Roth IRA in 4 steps
- 19. Change your cell phone plan
- What is credit card consolidation?
- Next steps
- 7. Zip
- Child tax credit vs. child and dependent care credit
- Types of FIRE
- 7. SoLo Funds: Best for peer-to-peer cash advances
- Western Union
- Offerpad fees
- W-4 calculator
- Other ways to make money
- 9. Earn Southwest points while eating and drinking
- Best for low-cost plans: Humana
- Bonus: How to add a Known Traveler Number to your Southwest flight
- How the FDIC calculates national rates
- Avoid risky loans
- October
- Tips for making money as a kid
- Apparel and shoes
- Other changes to income-driven repayment in the works
- How to choose a real estate agent
- PocketGuard, for a simplified budgeting snapshot
- When to claim the standard deduction
- Next steps
- How does credit card consolidation work?
- How to get resort fees waived
- Car rental insurance: The bottom line
- Does your business need a fleet fuel card?
- Investing
- DFW airport transportation
- Are Chase bank promotions worth it?
- Does the president control gas prices?
- How to choose among the best ways to send money internationally
- Best for adventurous travelers: World Nomads
- Best life insurance company for customer satisfaction: State Farm
- Why trade options?
- Are other banks are in trouble?
- Which SBA real estate loan is right for you?
- If you want to transfer Chase points
- Final thoughts on AutoSlash car rentals
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- Comparing the programs
- The bottom line on investing for beginners
- What else to know about Form W-4
- First-time home buyer programs near Florida
- What to know before shopping for car insurance quotes.
- When to skip renting through Kyte
- Credit cards for other travel brands
- How to get started with Offerpad
- Narrow your list
- 8. Klover: Best for no-fee advances
- Small business card bonuses
- Reconsideration for rejected PSLF applications
- Final notes to adding a companion on a Southwest flight
- Check your credit scores and reports
- November
- Final thoughts on all the ways to save money on travel
- NYC income tax rates
- When to pay the resort fee
- Alternatives to the best burial insurance
- Should I take my money out of the bank?
- California Department of Insurance
- Should you buy stocks or bonds?
- How does the Israel-Hamas war affect gas prices?
- Is consolidating credit card debt a good idea?
- Services
- Compare buy now, pay later apps
- OK, what's next?
- The bottom line
- National first-time home buyer programs to consider
- Zelle:
- More resources
- Bank of America® Premium Rewards® credit card
- Final thoughts on the best flight booking site
- A recap of how to get Airbnb discounts
- Spirit Saver$ Club
- Looking for more insurance in California?
- Company overview examples
- Should you use a buy now, pay later app?
- More about top-rated life insurance companies
- Travel and tourism service business ideas
- Can I still use my credit card after debt consolidation?
- If you’re heading to Las Vegas
- Limitations of FIRE
- 10. Shop online through Rapid Rewards Shopping
- Are we in a recession?
- Best pay-as-you-go plans
- If you travel to Boston with points and miles
- If you're considering flying ANA business or first class
- Best life insurance company for older applicants: AARP
- Spirit Airlines seat selection for elite members
- Mortgages
- OTHER REWARDS CREDIT CARDS
- December
- Best for medical coverage: Travelex Insurance Services
- Pros and cons of loan apps
- Best among startups: Devoted Health
- Don't qualify for PSLF? You have other options for relief
- Honeydue, for budgeting with a partner
- Does homeowners insurance cover ... ?
- Event service business ideas
- Corporate grants for nonprofits
- The upside down: When debt and equity roles reverse
- Most popular
- Next steps
- Are we headed for a depression?
- What to know about the best ways to send money
- Cheapest car insurance by state
- 6 things to know about New York state income tax
- Spirit Airlines seat selection recapped
- The bottom line
- Prime Visa
- Who is Kyte best for?
- Others
- Bilt World Elite Mastercard® Credit Card
- Best term life insurance companies of April 2024
- Types of homeowners insurance policies
- Other hardship assistance
- Frequently asked questions
- Best whole life insurance companies of April 2024
- 11. Spend money with Southwest's other retail partners
- How we review pet insurance
- How to find the best term life insurance company
- What if you're not eligible?
- How to make money from home
- Alternatives to buy now, pay later
- Beauty and personal care
- Budgeting resources from NerdWallet
- Benefits and drawbacks of forming an LLC in PA
- Best if you have travel credit card coverage: Seven Corners
- Best no medical exam life insurance companies of April 2024
- 12. Take online surveys with e-Rewards and Rewards for Opinions
- How much does Medicare Advantage dental coverage cost?
- Airport hotels at DFW
- How to get cheap car insurance
- Hardship financing to avoid
- Are cash advance apps payday lenders?
- BALANCE TRANSFER AND 0% CREDIT CARDS
- 13. Book packages with Southwest Vacations
- How to choose the best life insurance company
- Personal loans
- Airport security at DFW
- Other notable options
- Access to unique experiences
- Optional: Choose cash-back cards for a multi-card strategy
- 14. Sign up with Emergency Assistance Plus (EA+)
- What if you have Original Medicare?
- Methodology to identify the best budget apps
- What are the Roth IRA withdrawal rules?
- Are apps like DailyPay and Payactiv cash advance apps?
- Risks of getting cheap auto insurance
- Cheapest for 40-year-old drivers
- 15. Move your Marriott Bonvoy points to Southwest
- How to shop for Medicare Advantage plans
- Business class
- Target Circle™ Credit Card
- Best flexible plan
- More about term life insurance
- Major issuers and their policies on instant credit access
- Examples of excellent cash-back credit cards
- Best for long-term travelers: IMG
- Alternatives to cash advance apps
- How homeowners insurance works
- How to get the cheapest car insurance quote possible
- Customs at DFW
- Student loans
- STORE AND RETAILER BRAND CREDIT CARDS
- More about top-rated life insurance companies
- Convenient features
- More about top-rated life insurance companies
- 16. Sign up for a Hyatt credit card and transfer points to Southwest
- DFW airport guide recapped
- Most popular retailer brand credit cards
- How to make money offline
- Best emergency cell phone plan
- JetBlue vs. Delta recapped
- Other retailer brand credit cards
- Best for travelers with unpredictable work demands: Tin Leg
- Entertainment
- Taxes
- Cash advance app star rating methodology
- Capital One® Walmart Rewards™ Mastercard®
- 17. Leverage other hotel partnerships
- Travel rewards
- CREDIT BUILDER CREDIT CARDS
- Full list of the best car insurance companies
- Full list of the best car insurance companies
- Protections
- Get your free birthday stuff and deals
- Retail and travel
- How to compare car insurance rates
- Best for booking travel with points and miles: TravelSafe
- Secured credit card reviews
- Best car insurance companies by state
- Best car insurance companies by state
- Unsecured credit builder card reviews
- The best renters insurance policy for five common scenarios
- PlayStation Visa Credit Card
- How to find grants for nonprofits
- How to start a profitable business
- How to find the best car insurance
- Best for group travel insurance: HTH Insurance
- How to find the best car insurance
- Cheapest for 50-year-old drivers
- 18. Purchase Rapid Rewards points
- COLLEGE STUDENT CREDIT CARDS
- There are many easy ways to earn Southwest points
- Emergency services: Assistance 24 hours a day
- You found the best cash-back credit card. What’s next?
- Best Buy credit cards
- More about the card
- Types of travel insurance
- SMALL BUSINESS CREDIT CARDS
- Find the best cheap renters insurance in select states
- Most popular small business card reviews
- Other small business card reviews
- The final word
- How we ranked the best renters insurance companies
- DEFUNCT OR UNAVAILABLE CREDIT CARDS
- Xbox Mastercard
- How to choose an insurance company
- Cheapest for 60-year-old drivers
- What does travel insurance cover?
- Watch out for making money scams
- What’s not covered?
- How much does it cost?
- Do I need travel insurance?
- How to choose the best travel insurance policy
- Cheapest for 70-year-old drivers
- What are the top travel destinations in 2024?
- More resources for travel insurance shoppers
- Top credit cards with travel insurance
- Methodology
- How to get cheap car insurance in Florida
- Minimum car insurance requirements in Florida
- No-fault insurance in Florida
- Why you can trust NerdWallet
January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.