3 Things to Consider When Choosing a Chase Ink Credit Card

If you are looking for a business credit card that offers generous rewards points or cash-back perks, you might want to learn more about the suite of Chase Ink credit cards: the Ink Business Unlimited® Credit Card, the Ink Business Preferred® Credit Card and the Ink Business Cash® Credit Card.
Here are three points to consider.
Welcome offer
All three cards come with a welcome offer after completing a minimum spend within the first three months of being a cardholder.
Ink Business Unlimited® Credit Card: Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening.
Ink Business Preferred® Credit Card: Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®.
Ink Business Cash® Credit Card: Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening.
» Learn more: Chase 5/24 rule explained
Annual fee
The Ink Business Preferred® Credit Card comes with an annual fee of $95, while the Ink Business Unlimited® Credit Card and the Ink Business Cash® Credit Card are no-fee cards.
Because of this, the $95 comes with additional benefits and coverages that the other two do not, including cell phone damage and theft protection, trip cancellation and interruption insurance, trip delay reimbursement and purchase protection.
Rewards
With the Ink Business Preferred® Credit Card, points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®.
Each card offers spending bonuses in a variety of categories for different business needs:
The Ink Business Preferred® Credit Card offers 3 points for every $1 (up to $150,000 per card membership year) spent on travel, shipping purchases, internet/cable/phone services and advertising through social media or search engines.
The Ink Business Cash® Credit Card offers 5% cash back on the first $25,000 spent in combined purchases at office supply stores and for internet, cable and phone services. The card also offers 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants.
The Ink Business Unlimited® Credit Card simply offers 1.5% cash back on all business purchases with no spending cap.
How to Maximize Your Rewards
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2021, including those best for:
Airline miles and a large bonus: Chase Sapphire Preferred® Card
No annual fee: Wells Fargo Propel American Express® card
Flat-rate rewards with no annual fee: Bank of America® Travel Rewards credit card
Premium travel rewards: Chase Sapphire Reserve®
Luxury perks: The Platinum Card® from American Express
Business travelers: Ink Business Preferred® Credit Card
Planning a trip? Check out these articles for more inspiration and advice: The best small business credit cards of 2018 A guide to starting your small business When is it time to move up from a small-business card to a corportate card?