Credit Unions That Refinance Student Loans

Qualifications

• Typical credit score of approved borrowers or co-signers: 757.
• Loan amounts: $7,500 to $300,000, depending on the higest degree earned.
• Must have a degree: Yes, at least an associate degree.

Available Term Lengths

10 years

Disclaimer: See LendKey's full terms and conditions at https://www.lendkey.com/disclaimers

Qualifications

• Typical credit score of approved borrowers or co-signers: 779.
• Loan amounts: $7,500 to $300,000.
• Must have a degree: Yes, at least a bachelor’s degree.

Available Term Lengths

5, 8, 12 or 15 years

Disclaimer: Rates and offers current as April 1, 2019. Annual Percentage Rate (APR) is the cost of credit calculating the interest rate, loan amount, repayment term and the timing of payments. Fixed Rates range from 3.75% APR to 7.03% APR and Variable Rate range from 3.10% APR to 7.84%. Both Fixed and Variable Rates will vary based on application terms, level of degree and presence of a co-signer. These rates are subject to additional terms and conditions and rates are subject to change at any time without notice. For Variable Rate student loans, the rate will never exceed 9.00% for 5 year and 8 year loans and 10.00% for 12 and 15 years loans (the maximum allowable for this loan). Minimum variable rate will be 2.00%. These rates are subject to additional terms and conditions, and rates are subject to change at any time without notice. Such changes will only apply to applications taken after the effective date of change.This credit union is federally insured by the National Credit Union Administration.

Qualifications

• Typical credit score of approved borrowers or co-signers: Did not disclose.
• Loan amounts: No minimum or maximum.
• Must have a degree: Did not disclose.

Available Term Lengths

5, 10 or 15 years

Disclaimer: APR = Annual Percentage Rate. Actual rate will be determined based on the applicant’s credit history, primary State of residency, collateral financed, mileage and final loan terms. Offer is subject to normal credit qualifications, meeting First Tech Federal Credit Union’s relationship requirements and underwriting policy guidelines. Interest rate and program terms are subject to change without notice. Additional restrictions may apply.

Qualifications

• Typical credit score of approved borrowers: Did not disclose.
• Loan amounts: $2,000 minimum to $120,000 for undergraduates, or $160,000 for graduate students.
• Must have a degree: Yes, at least an associate degree.

Available Term Lengths

5, 10 or 15 years

Qualifications

• Typical credit score of approved borrowers or co-signers: 780.
• Loan amounts: $10,000 to $100,000.
• Must have a degree: Yes.

Available Term Lengths

5, 10, 15 or 20 years

Disclaimer: APR=Annual Percentage Rate. Loan approval, APR and other terms and conditions are based on creditworthiness and ability to repay, and are subject to change. The borrower must be an Alliant member and either U.S. citizen or legal resident. To become an Alliant member, you must meet eligibility requirements for Alliant membership. We may not extend credit to you if you do not meet Alliant criteria. Payments for Variable Rate loans can adjust quarterly and are fixed for the life of a Fixed Rate loan. The minimum loan amount is $10,000 and the maximum loan amount is $100,000. Eligible schools may not be proprietary (a school that is considered a for-profit institution), community colleges or trade schools. Minimum payment amount is $75 per month. Loan proceeds must pay off existing private or government student loan debt incurred by the borrower. Combining debt for more than one student is not allowed. Fixed Rate payment example: Monthly payment of $372.86 per $20,000 borrowed based on a rate of 4.50% APR as of 01/01/2019 and a repayment term of 5 years. Variable Rate payment example: Monthly payment of $368.33 per $20,000 borrowed based on a rate of 4.00% APR as of 01/01/2019 and a repayment term of 5 years.