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10 Best Dallas-Fort Worth Mortgage Lenders of 2022

These are highly rated Dallas mortgage lenders in various lending categories. You can’t shop hundreds of lenders, but now you can certainly find three.

Last updated on January 6, 2022
NerdWallet
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NerdWallet
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10 Best Dallas-Fort Worth Mortgage Lenders of 2022

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Lender
NerdWallet Rating
Min. credit score
Min. down payment
Learn more
Rocket Mortgage, LLC

Rocket Mortgage, LLC: NMLS#3030

Learn more
at Rocket Mortgage, LLC
at Rocket Mortgage, LLC
4.5
/5
Home loans overall
Best for online convenience

620

1%

Learn more
at Rocket Mortgage, LLC
at Rocket Mortgage, LLC
Fairway Independent Mortgage

Fairway Independent Mortgage: NMLS#2289

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at Fairway Independent Mortgage
at Fairway Independent Mortgage
3.0
/5
Home loans overall
Best for customer service

620

3%

Learn more
at Fairway Independent Mortgage
at Fairway Independent Mortgage
Bank of America

Bank of America: NMLS#399802

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4.5
/5
Home loans overall
Best for traditional banks

660

5%

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on NerdWallet
loanDepot

loanDepot: NMLS#174457

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4.0
/5
Home loans overall
Best for online convenience

620

3%

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on NerdWallet
PrimeLending

PrimeLending: NMLS#13649

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4.0
/5
Home loans overall
Best for customer service

620

3%

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on NerdWallet
Guild Mortgage

Guild Mortgage: NMLS#3274

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4.0
/5
Home loans overall
Best for first-time home buyers

N/A

3%

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on NerdWallet
Flagstar

Flagstar: NMLS#417490

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5.0
/5
Home loans overall
Best for first-time home buyers

N/A

5%

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on NerdWallet
Homebridge

Homebridge: NMLS#6521

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3.5
/5
Home loans overall
Best for government-backed loans

620

3%

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on NerdWallet
USAA

USAA: NMLS#8722

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4.0
/5
Home loans overall
Best for government-backed loans

620

3%

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on NerdWallet
Chase

Chase: NMLS#399798

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4.0
/5
Home loans overall
Best for traditional banks

620

3%

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on NerdWallet

Local mortgage lenders in Dallas-Fort Worth

If you want to include a local lender or two in your search for the best mortgage, these Dallas-Fort Worth lenders are among the highest-volume mortgage makers in the city. The following lenders have not been reviewed by NerdWallet.

  • The application process can begin online.

  • Works to earn referrals from previous customers and local real estate professionals.

  • Offers conventional, government-backed and jumbo loans.

  • Finances condominiums (non-warrantable) that don’t meet the standards of Fannie Mae or Freddie Mac.

  • A complete line of mortgage loans, including for vacation homes as well as construction and renovation.

  • Also offers loans for investment properties.

  • If you’ve been denied a mortgage, credit consultants will analyze your credit report and help identify ways to improve your creditworthiness.

  • Online pre-qualification form gets the homebuying process started.

  • Staffed to serve Spanish-speaking customers.

  • Founded in Fort Worth in 1998.

  • Underwrites, processes and services all loans in-house.

  • Offers an online application.

More from NerdWallet

Last updated on January 6, 2022

Methodology

NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.

To recap our selections...

NerdWallet's Best Dallas-Fort Worth Mortgage Lenders of 2022

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