10 Best Dallas-Fort Worth Mortgage Lenders of 2022
These are highly rated Dallas mortgage lenders in various lending categories. You can’t shop hundreds of lenders, but now you can certainly find three.
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The over 9,000 square miles of the Dallas-Fort Worth metroplex — the second-largest land area of the top 20 most-populated cities in the U.S. — is home to hundreds of banks, credit unions, mortgage lenders and savings institutions. To get the best terms on a home loan, NerdWallet recommends you shop at least three.
To get the Texas-sized financial marketplace of DFW a bit more manageable, we’ve herded the best mortgage lenders by category, then corralled the results by national and local lenders.
The over 9,000 square miles of the Dallas-Fort Worth metroplex — the second-largest land area of the top 20 most-populated cities in the U.S. — is home to hundreds of banks, credit unions, mortgage lenders and savings institutions. To get the best terms on a home loan, NerdWallet recommends you shop at least three.
To get the Texas-sized financial marketplace of DFW a bit more manageable, we’ve herded the best mortgage lenders by category, then corralled the results by national and local lenders.
Best Dallas-Fort Worth Mortgage Lenders
Lender | NerdWallet rating | Min. credit score | Min. down payment | Learn more |
---|---|---|---|---|
![]() Rocket Mortgage, LLC: NMLS#3030 Learn more at Rocket Mortgage, LLC | Best for online convenience | 620 | 3% | Learn more at Rocket Mortgage, LLC |
![]() Fairway Independent Mortgage: NMLS#2289 Learn more at Fairway Independent Mortgage | Best for customer service | 620 | 3% | Learn more at Fairway Independent Mortgage |
![]() Bank of America: NMLS#399802 | Best for traditional banks | 660 | 5% | Read review |
![]() loanDepot: NMLS#174457 | Best for online convenience | 620 | 5% | Read review |
![]() PrimeLending: NMLS#13649 | Best for customer service | 620 | 3% | Read review |
![]() Guild Mortgage: NMLS#3274 | Best for first-time home buyers | 620 | 3% | Read review |
![]() Flagstar: NMLS#417490 | Best for first-time home buyers | 620 | 3% | Read review |
![]() Homebridge: NMLS#6521 | Best for government-backed loans | 620 | 3% | Read review |
![]() USAA: NMLS#8722 | Best for government-backed loans | 620 | 3% | Read review |
![]() Chase: NMLS#399798 | Best for traditional banks | 620 | 3% | Read review |

at Rocket Mortgage, LLC
Rocket Mortgage, LLC: NMLS#3030

Min. credit score
620Min. down payment
3%at Rocket Mortgage, LLC

at Fairway Independent Mortgage
Fairway Independent Mortgage: NMLS#2289

Min. credit score
620Min. down payment
3%at Fairway Independent Mortgage
Bank of America: NMLS#399802

Min. credit score
660Min. down payment
5%National / regional
NationalloanDepot: NMLS#174457

Min. credit score
620Min. down payment
5%PrimeLending: NMLS#13649

Min. credit score
620Min. down payment
3%Guild Mortgage: NMLS#3274

Min. credit score
620Min. down payment
3%Flagstar: NMLS#417490

Min. credit score
620Min. down payment
3%Homebridge: NMLS#6521

Min. credit score
620Min. down payment
3%Chase: NMLS#399798

Min. credit score
620Min. down payment
3%Local mortgage lenders in Dallas-Fort Worth
If you want to include a local lender or two in your search for the best mortgage, these Dallas-Fort Worth lenders are among the highest-volume mortgage makers in the city. The following lenders have not been reviewed by NerdWallet.
The application process can begin online.
Works to earn referrals from previous customers and local real estate professionals.
Offers conventional, government-backed and jumbo loans.
Finances condominiums (non-warrantable) that don’t meet the standards of Fannie Mae or Freddie Mac.
A complete line of mortgage loans, including for vacation homes as well as construction and renovation.
Also offers loans for investment properties.
If you’ve been denied a mortgage, credit consultants will analyze your credit report and help identify ways to improve your creditworthiness.
Online pre-qualification form gets the homebuying process started.
Staffed to serve Spanish-speaking customers.
Founded in Fort Worth in 1998.
Underwrites, processes and services all loans in-house.
Offers an online application.
More from NerdWallet
Last updated on January 6, 2022
Methodology
To recap our selections...
NerdWallet's Best Dallas-Fort Worth Mortgage Lenders of 2022
- Rocket Mortgage, LLC: Best for online convenience
- Fairway Independent Mortgage: Best for customer service
- Bank of America: Best for traditional banks
- loanDepot: Best for online convenience
- PrimeLending: Best for customer service
- Guild Mortgage: Best for first-time home buyers
- Flagstar: Best for first-time home buyers
- Homebridge: Best for government-backed loans
- USAA: Best for government-backed loans
- Chase: Best for traditional banks