10 Best Houston Mortgage Lenders of 2022
Houston mortgage lenders serve a wide range of borrowers. Here are the highest-rated NerdWallet-reviewed lenders as well as top-producing local firms.
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Houston mortgage lenders serve a wide range of borrowers: first-time home buyers snagging a condo in the walkable EaDo, commuting suburbanites in The Woodlands or out in Sugar Land or Katy. And H-Town lenders also cater to the pricey ground for sale inside the loop, such as River Oaks.
NerdWallet vetted the capabilities of Houston mortgage companies in various categories. And we found some top-producing local lenders for your consideration.
Houston mortgage lenders serve a wide range of borrowers: first-time home buyers snagging a condo in the walkable EaDo, commuting suburbanites in The Woodlands or out in Sugar Land or Katy. And H-Town lenders also cater to the pricey ground for sale inside the loop, such as River Oaks.
NerdWallet vetted the capabilities of Houston mortgage companies in various categories. And we found some top-producing local lenders for your consideration.
Best Houston Mortgage Lenders
Lender | NerdWallet rating | Min. credit score | Min. down payment | Learn more |
---|---|---|---|---|
Quicken Loans: NMLS#3030 Learn more at Quicken Loans | Best for customer service | 620 | 3% | Learn more at Quicken Loans |
![]() Fairway Independent Mortgage: NMLS#2289 Learn more at Fairway Independent Mortgage | Best for mobile experience | 620 | N/A | Learn more at Fairway Independent Mortgage |
![]() loanDepot: NMLS#174457 | Best for customer service | 620 | 5% | Read review |
![]() Caliber: NMLS#15622 | Best for VA borrowers | 580 | 0% | Read review |
![]() USAA: NMLS#8722 | Best for VA borrowers | 620 | 3% | Read review |
![]() PrimeLending: NMLS#13649 | Best for closing costs assistance | 620 | 3% | Read review |
![]() Bank of America: NMLS#399802 | Best for in-person service | 660 | 5% | Read review |
![]() Flagstar: NMLS#417490 | Best for full-service experience | 620 | 3% | Read review |
![]() Homebridge: NMLS#6521 | Best for wide selection of loan products | 620 | 3% | Read review |
![]() Chase: NMLS#399798 | Best for in-person service | 620 | 3% | Read review |
at Quicken Loans
Quicken Loans: NMLS#3030
Min. credit score
620Min. down payment
3%at Quicken Loans

at Fairway Independent Mortgage
Fairway Independent Mortgage: NMLS#2289

Min. credit score
620National / regional
Nationalat Fairway Independent Mortgage
loanDepot: NMLS#174457

Min. credit score
620Min. down payment
5%Caliber: NMLS#15622

Min. credit score
580Min. down payment
0%PrimeLending: NMLS#13649

Min. credit score
620Min. down payment
3%Bank of America: NMLS#399802

Min. credit score
660Min. down payment
5%National / regional
NationalFlagstar: NMLS#417490

Min. credit score
620Min. down payment
3%Homebridge: NMLS#6521

Min. credit score
620Min. down payment
3%Chase: NMLS#399798

Min. credit score
620Min. down payment
3%» MORE: Compare Houston mortgage rates
Local mortgage lenders in Houston
If you want to include a local lender or two in your search for the best mortgage, these Houston lenders are among the highest-volume mortgage providers in the city, though they have not been reviewed by NerdWallet.
About a dozen offices in the Houston metro area.
Complete an online form to pre-qualify.
An app allows you to upload documents, check your loan status and even search for homes.
Specializes in jumbo loans in the Houston area.
A large selection of home loans, including construction and agriculture mortgages.
Offers home equity lines of credit and loans.
Texas-born in 2002, with headquarters in Houston and offices in more than 30 states.
Online, you can choose a "Quick Start" option or take about 15 minutes to complete a full pre-qualification.
A no-credit-score mortgage option is available, as well as bank statement programs and government-backed loans.
Nearly 20 loan officers in its north Houston office.
A digital mortgage gateway allows you to complete pre-qual information in as little as 10 minutes.
The broad selection of loans includes conventional, government-backed, renovation and even reverse mortgages.
More from NerdWallet
Last updated on January 6, 2022
Methodology
To recap our selections...
NerdWallet's Best Houston Mortgage Lenders of 2022
- Quicken Loans: Best for customer service
- Fairway Independent Mortgage: Best for mobile experience
- loanDepot: Best for customer service
- Caliber: Best for VA borrowers
- USAA: Best for VA borrowers
- PrimeLending: Best for closing costs assistance
- Bank of America: Best for in-person service
- Flagstar: Best for full-service experience
- Homebridge: Best for wide selection of loan products
- Chase: Best for in-person service