BEST OF
10 Best Washington, D.C., Mortgage Lenders of 2021
Browse some of the top mortgage lenders in Washington, D.C., so you can choose the one that’s right for your needs.
Buying a house in the nation’s capital may feel like a monumental task. Its cost of living is among America’s highest, and comparing the best mortgage lenders in the area could lead to significant savings.
NerdWallet has evaluated some of the top mortgage companies in Washington, D.C., and selected the best options across several categories.
Buying a house in the nation’s capital may feel like a monumental task. Its cost of living is among America’s highest, and comparing the best mortgage lenders in the area could lead to significant savings.
NerdWallet has evaluated some of the top mortgage companies in Washington, D.C., and selected the best options across several categories.
Summary of Best Washington, D.C., Mortgage Lenders of 2021
Lender | NerdWallet Rating | Minimum Credit Score | Minimum Down Payment | Learn More |
---|---|---|---|---|
Best for FHA loans | 580 | 3.5% | at Quicken Loans | |
Best for FHA loans | 500 | 3.5% | Read review | |
Best for VA loans | 580 | 0% | Read review | |
Best for VA loans | N/A | 0% | Read review | |
Best for online experience | 620 | 3% | Read review | |
Best for online experience | 620 | 3% | at Rocket Mortgage by Quicken Loans | |
Best for jumbo loans | N/A | 20% | Read review | |
Best for jumbo loans | N/A | 10% | Read review | |
Best for refinancing | 620 | 3% | Read review | |
Best for refinancing | 620 | 3% | Read review |
at Quicken Loans
Quicken Loans: NMLS#3030
Min. Credit Score
Min. Down Payment
at Quicken Loans
Carrington: NMLS#2600

Min. Credit Score
Min. Down Payment
Caliber: NMLS#15622

Min. Credit Score
Min. Down Payment
Navy Federal: NMLS#399807

National / Regional
Min. Down Payment
SunTrust (Truist): NMLS#2915

Min. Credit Score
Min. Down Payment
at Rocket Mortgage by Quicken Loans
Rocket Mortgage by Quicken Loans: NMLS#3030
Min. Credit Score
Min. Down Payment
at Rocket Mortgage by Quicken Loans
Wells Fargo: NMLS#399801

Min. Credit Score
Min. Down Payment
Citibank: NMLS#412915

National / Regional
Min. Down Payment
Bank of America: NMLS#399802

Min. Credit Score
National / Regional
Last updated on January 21, 2021
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
To recap our selections...
NerdWallet's Best Washington, D.C., Mortgage Lenders of 2021
- Quicken Loans: Best for FHA loans
- Carrington: Best for FHA loans
- Caliber: Best for VA loans
- Navy Federal: Best for VA loans
- SunTrust (Truist): Best for online experience
- Rocket Mortgage by Quicken Loans: Best for online experience
- Wells Fargo: Best for jumbo loans
- Citibank: Best for jumbo loans
- Bank of America: Best for refinancing
- PNC: Best for refinancing