10 Best Washington, D.C., Mortgage Lenders of 2021
Browse some of the top mortgage lenders in Washington, D.C., so you can choose the one that’s right for your needs.
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Buying a house in the nation’s capital may feel like a monumental task. Its cost of living is among America’s highest, and comparing the best mortgage lenders in the area could lead to significant savings.
NerdWallet has evaluated some of the top mortgage companies in Washington, D.C., and selected the best options across several categories.
Buying a house in the nation’s capital may feel like a monumental task. Its cost of living is among America’s highest, and comparing the best mortgage lenders in the area could lead to significant savings.
NerdWallet has evaluated some of the top mortgage companies in Washington, D.C., and selected the best options across several categories.
Best Washington, D.C., Mortgage Lenders
Lender | NerdWallet rating | Min. credit score | National / regional | Learn more |
---|---|---|---|---|
![]() PNC: NMLS#446303 Learn more at PNC | Best for refinancing | 620 | National | Learn more at PNC |
Quicken Loans: NMLS#3030 Learn more at Quicken Loans | Best for FHA loans | 580 | N/A | Learn more at Quicken Loans |
![]() Rocket Mortgage, LLC: NMLS#3030 Learn more at Rocket Mortgage, LLC | Best for online experience | 620 | N/A | Learn more at Rocket Mortgage, LLC |
![]() Bank of America: NMLS#399802 | Best for refinancing | 620 | National | Read review |
![]() Carrington: NMLS#2600 | Best for FHA loans | 500 | N/A | Read review |
![]() Caliber: NMLS#15622 | Best for VA loans | 580 | N/A | Read review |
![]() Navy Federal: NMLS#399807 | Best for VA loans | N/A | National | Read review |
![]() SunTrust (Truist): NMLS#2915 | Best for online experience | 620 | N/A | Read review |
![]() Wells Fargo: NMLS#399801 | Best for jumbo loans | 620 | N/A | Read review |
![]() Citibank: NMLS#412915 | Best for jumbo loans | N/A | National | Read review |
at Quicken Loans
Quicken Loans: NMLS#3030
Min. credit score
580Min. down payment
3.5%at Quicken Loans

at Rocket Mortgage, LLC
Rocket Mortgage, LLC: NMLS#3030

Min. credit score
620Min. down payment
3%at Rocket Mortgage, LLC
Bank of America: NMLS#399802

Min. credit score
620National / regional
NationalCarrington: NMLS#2600

Min. credit score
500Min. down payment
3.5%Caliber: NMLS#15622

Min. credit score
580Min. down payment
0%Navy Federal: NMLS#399807

National / regional
NationalMin. down payment
0%SunTrust (Truist): NMLS#2915

Min. credit score
620Min. down payment
3%Wells Fargo: NMLS#399801

Min. credit score
620Min. down payment
10.01%Citibank: NMLS#412915

National / regional
NationalMin. down payment
10%Last updated on January 21, 2021
Methodology
To recap our selections...
NerdWallet's Best Washington, D.C., Mortgage Lenders of 2021
- PNC: Best for refinancing
- Quicken Loans: Best for FHA loans
- Rocket Mortgage, LLC: Best for online experience
- Bank of America: Best for refinancing
- Carrington: Best for FHA loans
- Caliber: Best for VA loans
- Navy Federal: Best for VA loans
- SunTrust (Truist): Best for online experience
- Wells Fargo: Best for jumbo loans
- Citibank: Best for jumbo loans