10 Best New Hampshire Mortgage Lenders of 2021
NerdWallet can help you choose the right New Hampshire mortgage lender for you, whether you want a major bank’s full menu of options or an online lender’s all-digital experience
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Whether buying a home or refinancing in New Hampshire, look for a mortgage lender that caters to your needs. These lenders do a high volume of business in the Granite State and are among the best reviewed by NerdWallet. They can fit the bill whether you prefer a traditional bank or the convenience of an online lender. There are also options if you’re buying a fixer-upper, want a VA loan or have some credit challenges.
Best New Hampshire Mortgage Lenders
Lender ▾ ▾ | NerdWallet Rating ▾ ▾ | Min. credit score ▾ ▾ | Min. down payment ▾ ▾ | Learn more |
|---|---|---|---|---|
4.0/5 Best for jumbo loans | 720 | 15% | ||
3.5/5 Best for credit challenges | 620 | 3% | ||
 Fairway Independent Mortgage: NMLS#2289 Learn moreat Fairway Independent Mortgageat Fairway Independent Mortgage | 3.5/5 Best for renovation loans | 620 | 3% | Learn moreat Fairway Independent Mortgageat Fairway Independent Mortgage |
5.0/5 Best for online convenience | 620 | 3% | ||
4.0/5 Best for renovation loans | 620 | 5% | ||
4.5/5 Best for VA loans | N/A | 0% | ||
3.5/5 Best for credit challenges | 620 | 3% | ||
4.5/5 Best for online convenience | 620 | 3% | Learn moreat Rocket Mortgage, LLCat Rocket Mortgage, LLC | |
4.0/5 Best for VA loans | 620 | 0% | ||
4.5/5 Best for jumbo loans | 620 | 10.01% |
- Offers down payment and closing cost assistance programs.
- May give existing customers a discount on mortgage lender origination fees and HELOC interest rates.
- Receives high marks for customer satisfaction, according to J.D. Power and Zillow.
- Doesn't offer renovation loans that roll costs into a mortgage.
- Offers extensive educational resources for military borrowers.
- Participates in some down payment assistance and first-time home buyer programs.
- No mortgage rates displayed online.
- Doesn’t offer home equity loans or lines of credit.
- Offers a robust suite of loan products, including ITIN loans for borrowers without Social Security numbers, renovation loans, government-backed mortgages and loans for self-employed borrowers.
- Receives high marks for customer satisfaction, according to J.D. Power and Zillow.
- Mortgage rates for different types of loans aren't posted online.
- Origination fees are on the high side compared with other lenders, according to the latest federal data.
- Displays detailed sample rates for many of its loan products.
- Offers a wide variety of loans, including jumbo and interest-only products.
- Offers low rates compared with other lenders, according to the latest federal data.
- Doesn't offer home equity loans.
- Has branches across the country for customers who prefer face-to-face service.
- Receives high marks for customer satisfaction, according to J.D. Power and Zillow.
- Mortgage interest rates tend to be on the lower end, according to the latest federal data.
- Mortgage rates aren't available online; you'll need to contact a loan officer.
- Doesn't offer home equity loans or lines of credit.
- Offers a wide range of affordable mortgage products, including 0% down payment loans, designed for military members.
- Offers HELOCs and home equity loans.
- Offers low rates compared with most lenders, according to the latest federal data.
- Website does not provide customized mortgage rates based on credit score or other factors before you apply.
- Credit union membership is limited to veterans and current military members, their families, and certain federal employees, retirees and contractors.
- Full online application includes document uploads and automated loan updates.
- Offers a "float-down" interest rate lock.
- Offers government-backed mortgage and refinance options, including FHA, USDA and VA loans.
- No online mortgage rates — you have to contact the lender for info.
- Doesn't offer home equity products.
- Streamlined online process with document and asset retrieval capabilities, as well as the ability to edit your preapproval letter.
- Mortgage interest rates are on the low side compared to other lenders, according to the latest federal data.
- Offers the option to work with loan officers by phone if desired.
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity lines of credit.
- Origination fees are on the high side compared with other lenders, according to the latest federal data.
- Offers 24/7 customer service over the phone.
- Offers a free credit counseling service.
- Mortgage rates are on the low side, according to the latest federal data.
- Doesn’t offer home equity loans or HELOCs.
- Veterans United doesn't have branch offices in every state.
- Sample rates clearly posted for various loan products.
- Offers a wide variety of loan types and products.
- Mortgage rates tend to be on the low side compared with other lenders, according to the latest federal data.
- Home loans business is broadly focused on bank customers.
- Doesn’t offer home improvement loans, or home equity loans or lines of credit.
- Scandals and government actions have damaged consumer trust in recent years.
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Last updated on March 7, 2023
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
NerdWallet's Best New Hampshire Mortgage Lenders of 2021
- Bank of America: Best for jumbo loans
- Caliber: Best for credit challenges
- Fairway Independent Mortgage: Best for renovation loans
- Guaranteed Rate: Best for online convenience
- loanDepot: Best for renovation loans
- Navy Federal: Best for VA loans
- PrimeLending: Best for credit challenges
- Rocket Mortgage, LLC: Best for online convenience
- Veterans United: Best for VA loans
- Wells Fargo: Best for jumbo loans
